It’s unit-linked life insurance designed for those who wish to entrust the active management of their investments to professionals.
Private Portfolio is unit-linked life insurance contract, where the investment risk belongs to the policyholder. Service is provided by Swedbank Life Insurance SE Lithuanian Branch.
Private Portfolio investment strategies at your choice:
Capital Preservation Strategy is aimed at preserving assets by investing into bonds and diversifying these investments. The strategy is intended for customers less experienced in financial markets with an medium-term investment horizon (1 –3 years), who wish to preserve assets by assuming low risk, when no specific capital guarantee is provided.
Real Value Strategy seeks to attain a certain growth in the value of assets by assuming low risk for the customer (by investing up to 10% of the strategy assets into shares). The strategy is suitable for investors with medium-term investment horizon (at least 3 years) who have little experience with financial markets and seek to achieve some growth in the value of assets. The customer must be ready to assume the risk of loss of part of the assets.
Balanced Strategy seeks to ensure the growth of the invested assets in medium-term by assuming moderate risk for the customer (by investing up to 40% of the strategy assets into shares). The strategy is suitable for investors with medium-term investment horizon (at least 5 years) who have little experience with financial markets and seek to achieve growth in the value of assets by assuming moderate risk. The customer must tolerate certain fluctuations in prices and be ready to assume a risk of asset share loss.
Growth Strategy seeks growth in the value of the invested assets by assuming somewhat higher risk for the customer in medium to long term (by investing up to 75% of the strategy assets into shares). The strategy is suitable for investors who wish to achieve growth in the value of assets, take higher risk and make longer than medium term investments (at least 7 years). The customer must be ready to tolerate significant fluctuations in prices and assume a substantial risk of loss of the asset share.
Aggressive Growth Strategy aims for maximum growth in the value of assets over a longer period of time (by diversifying and investing up to 100% of the assets into shares). The strategy is suited for customers with considerable experience in financial markets and a long-term investment horizon (at least 10 years), who want to take high risk to earn maximum profit (the risk equals the investments into shares – high fluctuations of prices and actual risk to lose a considerable share of assets).
Periodic insurance premiums may be debited by e. invoice automatic payment method from bank account specified each month on the date of your choice. In addition, for the duration of the life insurance contract you can pay additional premiums at any moment, and their amount and payment frequency is not limited.
You can withdraw a part of the capital accumulated under the contract at any time. For the duration of the contract the amount of accumulated capital should remain at least 300 Eur.
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