Mini Invest

Invest with each card payment!

Every time you pay with card, the paid amount will be rounded up.
The difference will be automatically invested in your chosen fund.
It’s a simple way to put your money to work – give it a try!

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How much can I earn with Mini Investments?

Card payments include all payments with cards and digital wallets, except cash withdrawals.

The calculation is only an estimate, that an average of EUR 0.50 is rounded-up for Mini investments with each card payment.

EUR

Selected earning rate is used for calculations of the estimated results. Earning rates for this contract are not guaranteed and future cannot be predicted. In order to see the impact of different earning rates to your savings you can enter different rates and calculate the results with more positive and negative scenarios.

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Card payment round-up amount:
0 EUR
Profit:
0 EUR
Value after 10 years: Estimated value of savings calculated with estimated earning rates, period and amount of contributions, which you have defined. Actual value of saving depends on actual investment performance of assets, which is not guaranteed.
0 EUR

What is the compound effect?

Try it out

Purpose of the calculator is to illustrate the average monthly sum to be invested and return from the investment in a particular time period. Calculator value limits do not refer to maximum or minimum returns in chosen period. Return displayed in the calculator is not guaranteed nor based on real market returns. Fees have not been taken into account. Investing entails risks. Read more about equity markets average gross return.

Remember, that value of any investment may increase or decrease in time. Historic returns do not guarantee similar results in the future.

How it works?

Pay with any Swedbank card you have.
The amount paid will be rounded up and the difference will be reserved for investment.
Once a week this reserved sum will be automatically invested in your chosen Robur fund.

You can turn this feature off and on again whenever you like.

Note! You can track your investments in My Portfolio or Swedbank app.

Turn on Mini Invest

Start in the internet bank or Swedbank app: Services > Savings, Investments > Mini Invest.
Choose a fund from the funds list.
Open a securities account if you have not already got one.

That is it! Your Mini Invest will start working.

Note! Round ups for Mini Invest will start working once you make at least one payment with your card.

Mini Investments are available to use for persons of 18 years and older.
Every investor needs to have a securities account. You’ll easily open it when launching Mini Investments.
No minimum first contribution needed – after launch, your Mini Investments will start from your first card payment made.
When and if you disable round-up, money reserved for Mini Investments will be released back to your bank account free of charge.
You are able to sell your Mini Investments’ funds at any time and with no fee charged. Note! When funds are sold, money will be deposited into your servicing account within 2-4 working days depending on the funds’.

Note! After selling your funds you might need to declare income and pay taxes.

Top traded in June

Swedbank Robur Technology

Swedbank Robur Access Edge Global

Swedbank Robur Access Edge USA

Check funds list

The list of top traded funds is based on the largest turnover of funds of Swedbank's clients in Baltics in June 2026 (by adding up the amounts of purchase and sale transactions) in Swedbank Internet Bank. The list is provided for informational purposes only and cannot be interpreted as a recommendation, invitation, suggestion or offer to buy / sell specific financial instruments. Swedbank, AB did not assess whether the financial instruments indicated here are suitable for you. Swedbank, AB does not take on any responsibility for direct or indirect losses or expenses incurred because of the use of this information.

FAQ

You will make your money work for you and protect it from inflation.
You will be able to earn a long-term investment return.
Transactions with Swedbank funds and safekeeping are free of charge.
Investing into funds gives a possibility to minimize the issuer risk, as investments are done into many different companies.

You can view your investments’ results by choosing “Savings, Investments”-> “Overview”->”“My portfolio” in your internet bank or “My investments” in the mobile app.

Use a simple fund filtering tool to find out which fund you might consider.
Check the list of funds, where you can view their detailed information.
If you need advice before making an investment decision, please fill out the Investment advice questionnaire or sign up for an investment consultation.

The rounded-up payment amount for investments will be reserved in the current account you’ve specified when activating your Mini Invest.

Once a week, the amount will be automatically invested in a Swedbank Robur fund of your choice. The bought fund shares are usually credited to the securities account within 2-3 business days. For more information on how long it will take for the funds sold to be credited to your account, please refer to the order processing conditions.

The round-up feature will work if there’s sufficient amount of your own money in the account. Make sure that the account also has enough money for covering mandatory payments.

Activate Mini Invest for the new fund. Once it is done, Mini Invest of the existing fund will be automatically deactivated and reservation will be cancelled for the rounded-up sum.

The round-up feature can be used for more than one purpose at a time: for saving with Easy Saver and investing with Mini Investments.
If you have Easy Saver with card payments‘ round-up enabled, it will stay active after you’ll start using Mini Investments.
Have in mind, that in this situation, your round-up will double. For example, when you’ll make a purchase of EUR 4.50, 50 cents will go to your Easy Saver round-up & additional 50 cents will be set aside for Mini Investments. In this case, a total sum of EUR 1 will be set aside from your cash account.

You can sell your investments (fund units) at any time free of charge. For more information on how long it will take for the funds sold to be credited to your account, please refer to the order processing conditions. Have in mind, that after selling your fund units, you may need to declare the profit and pay taxes.
You can withdraw the amount reserved for Mini Invest free of charge before it was invested. You will do that by simply disabling payment round-up feature in Swedbank app or internet bank. Reservation will be automatically cancelled for the rounded-up sum.

If you already got an investment account, then during activation of Mini Invest select the following two:

Securities account, that is linked to your investment account.
Bank account for round-up, e. i. The account into which salary is received and it always has sufficient funds.

In this case, the round-up will happen and will be reserved in your main bank account, then it will be transferred to investment account where fund purchases will be made.

Investment funds – let your earnings make money!

A convenient way of investing the spare money in a diversified and sustainable manner. Read more

Easy Saver

You will automatically top up your savings with a small amount every time you pay by card. Read more

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Useful tips, market reviews, experts’ comments and so much more for those interested in investing! Read more

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Take stock of your financial health and get useful insights and advice. Read more

When investing, you assume investment risk: the value of your investment may increase or decrease.

The information on this website is for your reference only and cannot be considered as a recommendation, invitation, offer or a solicitation to buy or sell specific financial instruments. We do not evaluate whether the financial products shown here are suitable for you. We are not responsible for any outcomes if you choose to submit an order based solely on the information provided on this page.

Before investing, you must read the documents about the financial instruments, including our financial instruments manual, which explains their features and risks in detail. We typically charge fees for our investment services. You can find the exact amounts listed in our price list.

The website may contain past performance results of investment services or financial instruments. Please note that this is not a reliable indicator of future results. Investment returns may vary due to currency fluctuations. Fees, commissions, and other charges may affect the investment return.

We do not offer or sell investment services or financial instruments to residents or citizens of the United States of America. It is forbidden to distribute or publish the information on this website, in whole or in part, directly or indirectly, in the United States of America and other jurisdictions where such distribution or publication would be illegal.

Mini Invest

Invest with each card payment!