Stocks

• Making a profit from share price fluctuations. Stock investors and traders can benefit from changes in company share prices on stock exchanges. Investors can employ both shorter-term and longer-term investment strategies.
• Receiving dividends from holdings in a company. The majority of companies pay their investors dividends from the profits that they earn. In this way company owners receive return on their invested capital.
• An opportunity to buy shares in foreign companies. Swedbank offers its clients possibilities to buy and sell shares traded not only on Baltic stock exchanges but also on the largest Western European, Scandinavian, US and Canadian stock exchanges. Equity investments can be made in companies of various countries.
• Liquidity. Stocks can be bought and sold at any time when stock exchanges are open for trading. Minimum transaction amounts may apply in some stock exchanges.

• Market risk - stock prices may fluctuate substantially and this may create both a profit potential and increased investment risks. Stock investors must have the capacity to assume the high risk of price fluctuations associated with investing in equities. Equity prices are affected by various factors, such as company performance, economic factors and investor sentiment.
• Liquidity risk - the risk that the investor might be hard-pressed to buy or sell equities quickly, in desired volume and at an acceptable price. The stocks of large companies are normally easier to buy and sell as because such shares are traded by many investors. The liquidity risk is higher with stocks of smaller companies.
• Macroeconomic risks - the prices of equities may change in case of changes in economic data, interest rates and other indicators reflecting a country's economic performance. The business of companies is affected by the national economies or even the global economy.
• Company performance risk - investments in stocks are subject to the risk of the performance of the company. It's possible for company's profit figures to decrease. Businesses may operate with a loss and, in worst-case scenarios, even go bankrupt - in case of bankruptcy shareholders usually lose the greater part or all of the value of their investment.

If “Swedbank”, AB (hereinafter the Bank) is obliged to pay any taxes, fees, interest, penalties or incur other costs that are not covered in the Bank’s Price List and are related to the provision of securities safekeeping, execution and any other relevant service to the Client, the Bank shall have the right to debit such amounts from the Client’s Current Account without prior Client’s consent. The Bank shall provide additional information about such debits and the underlying costs to the Client upon request.

1. Other transactions allowed by the Bank for this account, which are not mentioned in the “Securities” section of these “Rates of fees charged by Swedbank, AB for its services and operations” are charged according to the Bank’s applicable service and transaction fees. Back to content

2. Percentage fees calculated from trade amount.
Trading fee is charged in trading currency, the Bank exchange rates apply.
Minimum order size may be applied for certain countries.
Trading orders transmitted to the Bank can be cancelled only until executed.
In case the order is not executed in full during a single trading day, the trading fee (including minimum trading fee) for partial order execution is charged in full for each trading day when the order is partially executed.
Exchange traded funds (ETFs) are treated as shares.
If purchase transactions are subject to FTT according to local market regulations (e.g. France, Italy), such tax is added to the transaction charges. Back to content

3. A stamp duty of 0,5% of transaction amount on buying UK securities and 1% on buying Irish securities is added to the transaction charges. In certain events, a higher rate (1,5%), a bonus rate or tax exemption may apply for UK securities. Back to content

4. Repurchase transactions available only for professional clients. Back to content

1. Calculating from the face value of the transaction Back to content

1. Safekeeping fee is calculated based on the value of the portfolio on the last date of the calendar month. Securities are priced according to the month end prices of the Bank’s local agents, market price or nominal value of the security. Bonds are always priced at nominal value. The safekeeping fees are debited from the Client’s current account linked to the securities account.
ETF safekeeping fee equals to the safekeeping fee of its trading country.
Safekeeping on other markets subject to separate agreement.
Safekeeping fee includes safekeeping fees charged by the Bank’s local market agents
Safekeeping of Depositary Receipts (ADR, GDR) is subject to the respective DR Agent’s fees. Back to content

2. Lithuania, Latvia, Estonia, Austria, Belgium, Canada, Denmark, Hong Kong, Finland, France, Germany, Ireland, Italy, Netherlands, Norway, Portugal, Spain, Sweden, Switzerland, UK, USA, Bulgaria, Croatia, Czech Republic, Hungary, Poland, Russia, Depositary Receipts**, Eurobonds. Back to content

3. Lithuanian Republic Government Saving Notes and “Swedbank” group Funds are excluded from the calculation of the portfolio value for safekeeping fee calculation. Back to content

1. Fees charged from both parties of the transaction if not specified otherwise.
For investment fund units’ trading, please see „Investment Fund Units’ Trading and Safekeeping“ Back to content

2. Fee is charged from delivery transaction Back to content

3. Transaction fee includes standard settlement fees charged by the Bank’s local market agents. Back to content

4. Cancellation is allowed if instruction is not yet processed by the Bank. Back to content

1. Fees charged from both parties of the transaction if not specified otherwise. Back to content

2. In case of inheritance of securities, fee charged only from the beneficiary. Free of payment transaction fee applies additionally, in case securities delivered/received to/from another custodian. Back to content

3. Pledge registration based on bailiff’s instructions is free of charge. Back to content

4. Tax reclaim and general meeting services are subject to availability on each specific market. Back to content

5. Includes necessary information providing to the Client for electronic voting. Service is subject to availability on each specific market. Back to content

6. Service is provided in case when trading or safekeeping in specific market is not available anymore. Service is subject to availability on each specific market. Back to content

7. Fee will be debited next month after the tax reclaim application is submitted by the client. The fee will not be refunded in case the application is denied by third parties. Back to content

8. Owner account is an account in the name of the Client opened at Nasdaq CSD, Lithuania and used only on behalf of the specific Client. Back to content

9. Owner accounts can be opened only at the branch office. Back to content

10. Maintenance fee is charged in addition to monthly securities safekeeping fee. Back to content

11. Value Added Tax. Back to content

1. Applicable for every contract. Back to content