Regular Investment

Save for your future by investing regularly

Make your savings work! Start saving by setting up Regular investments and select a sum of money that will be automatically invested in a fund of your choice every month.

  • It’s convenient and easy to use.
  • Investment can start from 1 Eur.
  • It’s very likely to win from compound effect when investing long-term.
  • Long-term regular investing can help to lower possible investments’ risk significantly.
  • Transactions and safekeeping of Swedbank group funds is free of charge.
Start investing

When your regular savings grow, with interest or return, you start making money on both: your original saved amount and the actual interest/return. This is called compound effect and it helps your savings grow exponentially in long term.

 Enter the amount of regular contributions for the payment frequency selected. You can select monthly, weekly or quarterly for your regular contributions to the regular investments. Enter the amount of your initial investment. Selected earning rate is used for calculations of the estimated results. Earning rates for this contract are not guaranteed and future cannot be predicted. In order to see the impact of different earning rates to your savings you can enter different rates and calculate the results with more positive and negative scenarios. Enter the period in years – for how long you plan to save or invest. { "chart": { "height": 250 }, "xAxis": { "visible": true }, "yAxis": { "visible": true, "title": { "text": "EUR" } }, "plotOptions": { "areaspline": {"marker": { "enabled": false }} }, "tooltip": {"enabled": true, "shared": true} }
  • 6 000 
  • 0 
  • 6 000 

Using Regular investments is as easy as doing payments in the internet banking.

  • When investing, your savings won’t just accumulate but instead you are giving them a chance to grow.
  • By investing regularly long-term, you’ll have a chance tobenef from compound interest. Use the calculator above to see the possible results of your investments.
  • When you invest regularly with the same amount of money, less shares are bought when the market is up and more when it’s down. In long term, it decreases investment risks.

Need investment advice or help to start using Regular investments? Book a time for investment consultation.

Get all the advantages of investing to Swedbank Funds:

  • When investing into Funds you are spreading your money and reducing the risk of a single company performing badly.
  • Swedbank Funds are managed by a team of professionals to seek for a stable and competitive return.
  • Invest in companies shares worldwide and identify companies' sustainability risks and opportunities for improvement as well as influence the companies to continuously improve in environment and climate change, human rights, labor standards and business ethics.
  • In order to allow you to take the maximum of investments, transactions for Swedbank Funds and safekeeping are – free of charge.
  1. Fill in online Investment Advice Questionnaire or register for an investment consultation.
  2. Open a securities account in internet bank.
  3. Select the fund you are going to invest from your Suitability report or from list of Swedbank funds.
  4. After you’ll select the fund, you’ll set up Regular investments by concluding a Fund standing order agreement.

It will allow your chosen amount to be deposited to your securities account each month and will be invested in the fund you’ve selected.

Investment fund units' trading and safekeeping services

1. Trading in units of investment funds* Subscription** Regular investment** Redemption Switch***
1.1. “Swedbank” group funds Free of charge Free of charge Free of charge Free of charge
1.2. Global fixed income funds
1.2.1. Franklin Templeton funds 0,5 % + EUR 7 0,5%, min EUR 0,75 EUR 7 EUR 7
1.2.2. Funds managed by other management companies 0,5 % + EUR 21 EUR 21 EUR 21
1.3. Global equity and mixed funds
1.3.1. Franklin Templeton funds 1,5 % + EUR 7 1,5%, min EUR 0,75 EUR 7 EUR 7
1.3.3. Funds managed by other management companies 1,5 % + EUR 21 EUR 21 EUR 21
2. Monthly securities safekeeping****
2.1. “Swedbank” group funds Free of charge
2.2. Other funds Up to EUR 30 000 - free of charge, from the value above EUR 30 000, 0,008% *****
2.3. Minimum safekeeping fee per account***** EUR 0,5

* Fund orders submitted to the Bank cannot be cancelled.

** Percentage fee calculated from subscription amount. Additional fixed operations fees may be applied to subscription, redemption and fund switch transactions as specified in table above.

*** Fund switch subject to the conditions specified in the relevant fund terms, fee charged only on delivery side.

**** Safekeeping fee is calculated based on the market value of the investment fund units on the account on the last date of the calendar month.

***** Lithuanian Republic Government Saving Notes and “Swedbank” group funds are excluded from the calculation of the portfolio value for safekeeping fee calculation.

****** Monthly minimum safekeeping fee is charged only for accounts with holdings.

Do you have an overview of your spending’s? My Budget is a perfect tool for that.

You will automatically top up your savings with a small amount every time you pay by card.