Deposits

Convenient and safe way to keep your extra money

Keep your savings or extra money safe.
You can always view your deposit amount and its term in the Internet Bank.
For more ways to recruit money and to increase your investment knowledge, please visit here.

Interest amount The amount of interest is indicated without estimating the possible taxation of interest on personal income tax
Annual Interest rate
%
Total amount

The calculation is approximate and may differ from the conditions offered to you.

	Easy saver Smart and easy way to grow your savings little by little Find out more	Term deposit Safe and convenient way to keep your extra money and earn from it Find out more
	Smart and easy way to grow your savings little by little	Safe and convenient way to keep your extra money and earn from it
Minimum deposit amount	EUR 0	EUR 100
Minimum deposit amount EUR 0	Minimum deposit amount EUR 100
Deposit term	No term. You can withdraw partial or whole sum free of charge at any time.	From 7 days to 18 months.
Deposit term No term. You can withdraw partial or whole sum free of charge at any time.	Deposit term From 7 days to 18 months.
Annual interest rate	1.50% *	Up to 1.50% Current interest rates
Annual interest rate 1.50%	Annual interest rate Up to 1.50% Current interest rates
Option to add money	Add money any time you want or set up regular transfers	No
Option to add money Add money any time you want or set up regular transfers	Option to add money No
Additional options for saving	Save more with card payments’ round-up	No
Additional options for saving Save more with card payments’ round-up	Additional options for saving No

	Find out more	Find out more

* From 7 July 2025, all Easy Saver contracts will be subject to a 1.25 % interest rate.

Want to make your money work for you? Think about investing as little as EUR 1.

Learn more

The minimum deposit is 100 euros.
Wide choice of deposit periods – you can choose from 7 days to 18 months.
At your request, the interest on your deposit will be credited to your account at the end of the deposit period or once a month.
Automatic extension – if you wish, you can choose to automatically extend your deposit. In this case, at the end of the deposit period, the deposit will be automatically extended for the same deposit period (e.g., 3 months, 12 months) at the then current interest rate on the price list.

You can choose to have your deposit automatically extended with:
- principal sum only (without interest)
- or together with the interest earned

It is not possible to make any additional payments while the deposit is valid, but you may open a number of different deposits with different amounts and terms depending on your future plans and needs.
If necessary, you can withdraw your deposit before the term free of charge, but you will not earn interest on the deposited time. The deposit amount will be credited to your account as soon as the deposit is withdrawn, and if you have already received monthly interest on the deposit, this will be deducted from the deposit amount to be returned.

Interest rates

Term deposit: interest is paid at the end of the term

Period	Annual Interest rate
< 1 month	0.00
1 month	1.50
3 months	1.50
6 months	1.50
9 months	1.50
12 months	1.50
18 months	1.30

Term regular: interest is paid on a monthly basis

Period	Annual Interest rate
< 1 month	0.00
1 month	1.50
3 months	1.50
6 months	1.50
9 months	1.50
12 months	1.50
18 months	1.30

Deposit amount from 100 EUR and more Minimum deposit amount for the maturity of 7–29 days – 14 000 EUR.
In the event of premature termination of the deposit agreement, interests for the deposit shall not be paid.
Interest rates shall be applied to newly accepted and extended deposits.

Term deposit: interest is paid at the end of the term

Period	Annual Interest rate
< 1 month	0.00
1 month	0.00
3 months	0.00
6 months	1.50
9 months	1.60
12 months	2.00
18 months	2.00

Term regular: interest is paid on a monthly basis

Period	Annual Interest rate
< 1 month	0.00
1 month	0.00
3 months	0.00
6 months	1.50
9 months	1.60
12 months	2.00
18 months	2.00

Term e-deposit: interest is paid at the end of the term

Period	Annual Interest rate
from 30 to 365 days	0.00

Deposit amount from 100 GBP and more.
As of 9 October 2019, deposits in USD dollars are not accepted in cash.
In the event of premature termination of the deposit agreement, interests for the deposit shall not be paid.
Interest rates shall be applied to newly accepted and extended deposits.

Term e-deposit: interest is paid at the end of the term

Period	Annual Interest rate
from 30 to 365 days	0.00

Deposit amount from 1 000 NOK and more.
As of 9 October 2019, deposits in USD dollars are not accepted in cash.
In the event of premature termination of the deposit agreement, interests for the deposit shall not be paid.
Interest rates shall be applied to newly accepted and extended deposits.

Term e-deposit: interest is paid at the end of the term

Period	Annual Interest rate
from 30 to 365 days	0.00

Deposit amount from 1 000 SEK and more.
As of 9 October 2019, deposits in USD dollars are not accepted in cash.
In the event of premature termination of the deposit agreement, interests for the deposit shall not be paid.
Interest rates shall be applied to newly accepted and extended deposits.

Saving is the key to your financial sustainability

People with savings are more financially resilient to shocks as unemployment, natural disasters, and unplanned expenses like medical bills or a new rooftop. Being mindful about your consumption may not only reduce your impact on environment but also help you save more.

Set specific saving goals, e.g. safety pillow, vacation, new laptop, etc. This will help monitor progress and assign meaning to saving habits.
Save small amounts routinely to increase your savings. Have at least 3 months of your expenses saved to ensure you can overcome any unexpected challenges.
Save money by choosing products that will last longer. Evaluate the cost per use of each product and choose your purchases wisely.

Saving becomes a habit for many people. Join them and build your financial sustainability.

7 out of 10 Lithuanians say they recently started saving more on daily basis. Swedbank survey, 2020.

Save instead of wasting

People throw away 20% of food and 43% of clothes they have purchased every year. See how much money you could potentially save if you only consumed as much as you needed.

Monthly spendings

Potential monthly savings

Waste on food (20%)
0EUR
Waste on clothing (43%)
0EUR
You could save
0EUR

Based on European Environment Agency.

New!Investing is completely effortless. Your investments will be automatically topped up with a small amount from each card payment.

A convenient way of investing the spare money in a diversified and sustainable manner.

Invest in your child’s future right now – sign a contract in internet bank and accumulate funds for Your child‘s studies or for the beginning of his independent life.

Take stock of your financial health and get useful insights and advice.

Information in the page cannot be interpreted as a recommendation to buy/sell specific financial instruments. Swedbank AB has not made any assessment as to whether these financial instruments are suitable for you.

Deposits

Convenient and safe way to keep your extra money

Easy saver