Easy Saver

Save money in a smarter and more convenient way

The Easy Saver will help your savings grow in small but smart steps. It is up to you to choose the favourite way to save – try them all and find out what works best for you. Easy Saver allows you to top up your savings account by:

rounding up each card payment
setting up a standing order to save regularly
freely adding money to savings account whenever you want to

Want to know more about investing? Learning how to invest is the easiest part of investing, and you can get started with as little as EUR 1.

More about investing

Add savings goal

EUR

Remove savings goal

With Card payment round-up*
30 EUR
With additional regular transfers
0 EUR
Total monthly savings
30EUR
You will reach goal in:
0months

Easy Saver is a deposit, which allows you to save money step by step. No minimum first contribution requirement applies. With Easy Saver you decide yourself how much to add to savings. This is available in our mobile app and Internet Banking.

Set a savings goal and start topping up your savings by:

using card payment round-up feature – top up your savings with every card payment;
setting up a standing order to grow your savings regularly;
depositing extra money to your Easy Saver whenever you have spare funds;
setting up multiple Easy Saver goals and savings accounts to reach them.

No need for a minimal first contribution – you can start saving from 0 Eur.

Good to know – your savings are available to you at any time free of charge.

Tips! Keep in mind to check your account balance regularly when using card payments round-up function. If you‘ve got financial obligations, make sure to maintain a sufficient balance to meet them.

It’s easy to contribute to your savings with card payment round-up feature. The more often you use your card to pay, the more you’ll save.

How does it work?

With the round-up functionality enabled, every time you pay with your card an amount equivalent to the difference between the purchase amount and the next full euro amount will be transferred to your Easy Saver account. I. e., if you pay 2,35 Eur, then 0,65 Eur will be automatically transferred to your Easy Saver account from the selected servicing account.
When you start using the Easy Saver, the round-up feature is enabled automatically.
Enable/disable the round-up feature at any time in your settings.
If the round-up is enabled, it applies to payments made by all your cards – both debit and credit.
Money for round-up purposes will be debited from the servicing account that you’ll choose when concluding the Easy Saver agreement.
The round-up feature may be activated for one goal at the time. If you’ll open several savings accounts for different goals, you’ll need to select which one will be debited with round-up feature.

You can conclude an Easy Saver agreement via our mobile app or Internet Banking

Set the savings goal.
Select servicing account – the one that will be debited for round-up transfers.
Then choose to add regular top-ups by setting up a standing order.
Have in mind, that card payment round-up feature is activated automatically. You can enable/disable this feature at any time in Easy Saver settings.
Conclude the agreement and see your savings grow!
You can always check your Easy Saver balance and manage its settings in Internet bank or app.

Remember, with Easy Saver You can add or withdraw money at any time without any fees.

Information about the insurance of deposits and liabilities to investors is available here.

No minimum first contribution requirement applies
Easy Saver deposits can be made in EUR only
Concluding an Easy Saver agreement is available from the age of 14
The agreement is open-ended
No fee charged for withdrawing money

documentEasy Saver account agreement terms and conditions

Currency	Amount	Annual interest, %
EUR	From EUR 0	0.00

A deposit agreement is concluded for private customers on Swedbank’s Internet Bank.

Saving is the key to your financial sustainability

People with savings are more financially resilient to shocks as unemployment, natural disasters, and unplanned expenses like medical bills or a new rooftop. Being mindful about your consumption may not only reduce your impact on environment but also help you save more.

Set specific saving goals, e.g. safety pillow, vacation, new laptop, etc. This will help monitor progress and assign meaning to saving habits.
Save small amounts routinely to increase your savings. Have at least 3 months of your expenses saved to ensure you can overcome any unexpected challenges.
Save money by choosing products that will last longer. Evaluate the cost per use of each product and choose your purchases wisely.

Saving becomes a habit for many people. Join them and build your financial sustainability.

7 out of 10 Lithuanians say they recently started saving more on daily basis. Swedbank survey, 2020.

Save instead of wasting

People throw away 20% of food and 43% of clothes they have purchased every year. See how much money you could potentially save if you only consumed as much as you needed.

Monthly spendings

Potential monthly savings

Waste on food (20%)
0EUR
Waste on clothing (43%)
0EUR
You could save
0EUR

Based on European Environment Agency.

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