Wide risk insurance covers damage caused by any sudden unforeseen event, except those excluded in the terms & conditions.
Common events that could happen at your home are covered even if you cause the damage yourself.
What may happen?
- Fire. Damage will be fully covered even if the fire was caused by pets or other animals.
- Hail and wind. Damage will be covered regardless of strength of the storm.
- Power surges caused by lightning.
- Plumbing wreck and flood.
- Theft and robbery, etc.
In general, with wide risk insurance you will know what is insured and what is not. However, there are some not
insured events for the insurance cover (e.g. internal structural damages, long-term processes like mould or corrosion,
defective construction or repair work).
More about conditions