Navigate to main page content
PrivateBusiness

Credit card liability insurance

  • The highest indemnity was 1265 € for incapacity to work*
  • Every week 19 claims were reported
  • The average indemnity for unemployment was 421 €*

Less financial unexpectedness – even used limit of your credit card can be insured

Having bought credit card liability insurance, you will receive indemnity in case of insured event, if:

  • you lose your job unexpectedly;
  • you are incapable to work for over 30 days because of your or your minor child's illness, accident or trauma.
  • You will pay insurance premiums only when using your credit card limit. And only 0.6% of the used amount.

Conclude

*A summary of losses in 2018 according to the data of Swedbank P&C Insurance AS Lithuania branch on outpaid insurance indemnities.

Please be informed that the unemployment cover shall enter into force upon lapse of 90 days after insurance contract takes effect.

How much would it cost?

Used credit card limit at the end of month
Insurance payment
EUR
The calculation is indicative. Your Credit Cover premium varies month to month depending on the credit limit used as of the last day of each month.
How does this insurance work?

Credit card liability insurance will come handy if repayment of used credit limit of a credit card becomes complicated or impossible for you.

  • Insurance cover will take effect in case of incapacity to work for over 30 days because of your or your minor child's illness and in case of job loss.
  • You will receive indemnity to help you to cover used credit card limit, when you do not receive your usual incomes.
  • You will pay insurance premiums only when using your credit card limit.
  • Insurance premium is only 0.6% of the used credit limit. E.g., if you use EUR 100, insurance premium will be EUR 0.60.
  • For the first 11 months of unemployment or incapacity to work, you will receive indemnity of 5 percent of the used credit card limit. On the last – twelfth – month of incapacity to work, you will receive the remaining amount of the used credit limit as an indemnity.
  • To review your signed credit card agreements, log on to Internet banking.
What events are covered?

In case of incapacity for work

If you or your child gets ill unexpectedly, suffers a trauma, etc., and a treatment that lasts more than 30 days is required, we will provide indemnity for partial repayment of your credit card liabilities.

In case of unemployment

We will pay you the indemnity, if for example, you are offered an agreement to terminate employment, you are given a notice of termination of the contract due to downsizing or eliminating your position in a reorganised company.

The unemployment cover will take effect 90 days after the insurance contract has come into force.

The indemnity will be calculated starting from 30 days after the insured event.

Insure your life if you have close ones you care about, and who depend on your income.

Read more

Insurance that helps you with loan repayments in case of losing your job or capacity for work.

Read more

Contacts

Insurance claims handling

+370 5 268 4444 (24h)

Fill in the application form

Insurance services are provided by “Swedbank P&C Insurance AS” Lithuanian branch through representative “Swedbank”, AB.

Swedbank logo

Jūsų Internet Explorer naršyklė nebepalaikoma.

Prašome naudoti Google Chrome, Mozilla Firefox ar Microsoft Edge naršykles.

Nuo 2021 03 23 nebebus galima jungtis prie „Swedbank“ interneto banko naudojantis naršykle „Internet Explorer“.

Taip pat nebebus galima tvirtinti ar vykdyti mokėjimų iš „Swedbank“ kituose tinklalapiuose naudojantis „Internet Explorer“.

Siūlome Jums naudotis naršyklėmis „Google Chrome“, „Mozilla Firefox“ ar naujausia „Microsoft Edge“ versija. Norėdami sužinoti, kaip įdiegti naršykles spauskite čia.

С 23.03.2021 Интернет-банк Swedbank недоступен в браузере Internet Explorer.

С помощью Internet Explorer невозможно авторизоваться или осуществлять платежи через Swedbank на сторонних веб-страницах.

Вместо браузера Internet Explorer мы рекомендуем использовать браузеры Google Chrome, Mozilla Firefox или Microsoft Edge. Инструкции по установке упомянутых браузеров можно найти здесь.

From 23.03.2021 Swedbank Internet Bank and Banklink is no longer available using Internet Explorer browser.

It is not possible to authorize or make payments from Swedbank on other web pages using Internet Explorer.

Instead, we suggest using Google Chrome, Mozilla Firefox or the newest version of Microsoft Edge. To find out how to install the suggested browsers, please click here.

Swedbank
  • Jūsų įrenginio operacinė sistema ir interneto naršyklė yra pasenusi ir nėra palaikoma Swedbank interneto banke. Prašome atnaujinti operacinę sistemą bei interneto naršyklę arba kreiptis į IT specialistus techninės pagalbos.
  • The operating system of your device & your browser are too outdated to be supported by Swedbank Internet Bank. Please, update the operating system & browser or turn to IT specialist for technical help.
  • Ваш браузер или операционная система недостаточно современны для использования в интернет банке Swedbank. Пожалуйста обновите операционную систему и браузер или обратитесь за технической помощью к ИТ специалисту.

Thank you for the visit!

We hope that Internet bank measured up to your expectations. If you have any comments or proposals, please send them to info@swedbank.lt

For security reasons, please close the browser window!

Anyone can invest! You too!

Simple to start, easy to learn:

  • amounts from EUR 1 can be invested;
  • transactions and safekeeping of securities - free of charge;
  • It is possible to invest in sustainable funds that are environmentally friendly and resource efficient.

By choosing the amount to invest, you can calculate how much you could earn

Investment calculator