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Senior Programme

Safe, simple and more convenient everyday banking!

Special fees, safe and very convenient finance management and electronic banking for your convenience!

  • Use the Service Plan "Convenient" for participants of the "Senior Programme" for a special monthly fee
  • Special property insurance offers

Swedbank "Senior Programme" enables senior clients to manage their finance in a more simple and convenient way.

We offer various benefits for the programme participants ranging from special everyday fees for banking services to special offers for insurance.

The programme is intended for our clients, who have reached the old-age pension age and receive the social insurance old-age pension.

Service Plan "Convenient" for participants of the "Senior Programme" – only EUR 1/month. The programme includes:

  • Unlimited electronic EUR-denominated payments in Lithuania and the countries of the European Economic Area.*
  • Contactless debit card.**
  • Withdrawal of up to EUR 580/month at ATMs in the Swedbank and BANKOMATAS.LT network is free of charge.
More information about Service Plans

* Electronic payments in euros can be made to EU Member States, Iceland, Lichtenstein, Norway and Switzerland, shared payments (SHA) where the indicated details are the beneficiary’s bank SWIFT (BIC) code, and the beneficiary’s account in IBAN format. Payments shall mean ordinary money transfers, recurring payments and ordinary payments of electronic invoices.
** The Service Plan shall be applicable to one debit card held by the client (contactless "Debit Mastercard", "Maestro Lust", "Senior card" or "Debit Mastercard").

Electronic banking – smart yet comprehensible

Use your phone to login in to the Internet Bank and "Swedbank" application! "Smart-ID" can be used and downloaded for free!

More about "Smart-ID"

Participants of the "Senior Programme" can obtain the PIN-code generator used to login to the Internet Bank and "Swedbank" application free of charge.

Further information

If your debit card is a contactless debit card, perform faster payments in stores. For purchases of EUR 50 or less all you need is just tap your card to the POS terminal.

More information about the contacless card

All fees of the Senior Programme are available here.

"Senior card" fees (we do not issue the "Senior card" since 01.01.2019)

Rules of the Senior Programme


We offer a 15% discount for "Swedbank" home insurance for participants of the "Senior Programme".

Why is it worth insuring your property?

  • We will cover the unexpected damage caused to your apartment or house, its attachments, fence or other equipment.
  • We will cover any damages unintentionally caused to your neighbours or individual passers-by (for example, if a piping gets cracked or a window is broken).
  • The insurance will also cover all possessions inside your house or apartment as well as any belongings taken with you on your trip.

You can obtain insurance in the Internet Bank or in the nearest "Swedbank" branch.

More about the home insurance

Insurance services are provided by "Swedbank P&C Insurance AS" Lithuanian branch through representative "Swedbank", AB

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