Be pro-active, increase your loyalty indicator and receive great prizes!
Hot drink from “Circle K”
February pin – acorn
Swedbank’s Youth Programme is open to all children and youth aged 6–22.
Join and learn to be the master of your own finance!
If you are 6–13 years old, upon joining the Youth Programme, you will be offered:
If you are 14–17 years old, upon joining the Youth Programme, you will be offered:
If you are 18–22 years old, upon joining the Youth Programme, you will be offered:
Follow the Youth Programme on social networks!
Together with your parents, register online to your chosen Swedbank branch or ask one of the parents to do it for you.
You will have to bring:
You may register for a consultation here.
Ask your mother or father to grant consent to your use of the bank’s services:
Youth Programme participants can enjoy the following benefits:
Further information on the terms and conditions and fees of the Youth Programme is available here.
Don’t worry if, upon ordering the prize and updating of the BankMeter, you still see 0% even if you have performed actions that increase the loyalty indicator. Remember that the BankMeter updates once in a month. Thus, it is best to check it at the beginning (on the 10th day) of the subsequent month.
For the General Terms and Conditions of the Youth Programme, including detailed terms and conditions of the Loyalty Programme, please click here.
Personal finances are all the matters related with your money management, saving and investment.
Knowing how to manage your finances helps to manage money, set goals and reach them, choose the best solutions for your money matters.
Calculate how much money you will need to put aside for savings every month to reach your goal.
Having a clear goal will motivate you to save up to a particular sum.
By putting aside your savings, you will not risk spending them on spontaneous purchases.
Start saving with small steps - put loose change in your piggy bank.
Spend only about 80% of the money you get and save the other 20%. Use 80/20 rule when planning your budget. Divide your income into at least two categories:
Money that you will spend in the short-run (e.g. lunch at school, candy, magazines, etc.).
Money that will be spent on more expensive things (e.g. a smartphone, jeans, tuition fee instalments for university, etc.).
You should learn to distinguish between needs and wants. Below you can find an example list of needs and wants. Please be aware that needs and wants will not be the same for everybody.
How to know which things are the ones you really need and which ones you want? You can distinguish between them by following these steps:
Group your purchases into different categories (e.g. entertainment, food, etc.).
Generally, a need is something you can’t live without. A want is everything else that is not a need.
A rule of thumb is that you should spend 50% of your income on your needs and around 30% on your wants. If your current spending is largely disproportionate, you should either reconsider your categories or cut spending in either of the categories. 20% of your income should go to your savings.
While using daily banking products, you should keep in mind these safety recommendations to prevent unnecessary incidents.
When you decide to sign any legal document (for example a gym membership contract):
We have prepared short tips to help you start learning how to save, enjoy secure online shopping and better manage your budget.
6 practical tips for you to master everyday banking and go with your head held high!
5 tips to start learning to save. Learn before you need it!
9 security tips to avoid scam websites. Be aware of these issues and enjoy hassle-free shopping!
7 tips to help you better manage your budget. Learn to grow your income now and reap the benefits in the future!
Find out more
Have a good idea but are short of funds? Or maybe want to acquire a new device, need a new washing machine, or plan your biggest life adventure? You may find the following services helpful:
Dreaming of your own home fitted according to your taste and wishes? Read about the type of loan suitable for you and the respective terms and conditions:
If you would like to acquire your first car – be it used or new – you should fill in a car leasing or car loan application. In order to enjoy travelling without worries, you should buy CASCO insurance:
Responding to requests provided in this form we will be able to provide only general information about services of the Bank. If you have questions related with your financial information in “Swedbank”, login to the internet bank and write a message.
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