- Ordinary money transfer to an other bank will be sent within 2 bank business days, where a customer submits payment order before 22:00.
- Ordinary European payment will be sent on the same bank business day, where a customer submits payment order before 16:00.
- Urgent money transfer in EUR and USD to an other bank will be sent within 1 bank business day, where a customer submits payment order before 16:00, in other currencies – before 14:00.
- Express money transfer in EUR and USD to an other bank will be sent on the same bank business day, where a customer submits payment order before 15:00.
- Money transfer to Swedbank Group’s banks in EUR will be sent on the same bank business day, where a customer submits payment order before 17:30, in USD, SEK– before 16:00, in NOK and DKK – before 15:00. Money transfer in other currencies to Swedbank Group’s banks in Latvia and Estonia will be sent on the same bank business day, where a customer submits a payment order before 15:00. Money transfer in other currencies to Swedbank Group’s banks in Sweden, Finland, Denmark and Norway will be sent within 2 bank business days, where a customer submits payment order before 22:00.
Swedbank Group’s banks:
- Swedbaml (SWIFT code: SWEDSESS), Sweden, Stockholm
- Swedbank (SWIFT code: SWEDFIHH), Finland
- Swedbank (SWIFT code: SWEDDKKK), Denmark
- Swedbank (SWIFT code: SWEDNOKK), Norway
- Swedbank, AS (SWIFT code: HABAEE2X), Estonia
- Swedbank, AS (SWIFT code: HABALV22), Latvia
After an international payment order has been sent, the date of money crediting to the beneficiary’s account is determined by the beneficiary’s bank.
To make a money transfer to a foreign bank or a bank registered in Lithuania, please indicate:
- accurate name and address of the beneficiary;
- beneficiary’s account number;
- accurate name of the beneficiary’s bank, its address and bank code.
If you make money transfer in euros or in any other currency of the European Union / European Economic Area to the countries of the European Union / European Economic Area, it is not required to specify SWIFT code of the beneficiary’s bank. The bank’s information system will automatically select the beneficiary’s bank’s SWIFT code according to the specified beneficiary’s account in IBAN format.
To submit a payment order in foreign currency to the banks registered in Lithuania, you have to complete an international payment order form. The execution of a money transfer in foreign currency will be charged according to the rates of fees charged for the Bank’s services and transactions at the time of the transaction, namely, charges for money transfer in foreign currency.
Your partner abroad shall know the following:
- accurate name of the -correspondent bank abroad and its SWIFT code. Select the correspondent bank according to the currency instead of the country from which money will be transferred;
- name of the beneficiary’s bank – Swedbank, AB and SWIFT code: HABALT22;
- beneficiary’s account number with Swedbank, AB;
- your name, surname and address or company name and address.
Examples of money transfer
European ordinary payment is an international payment in euros to the EU countries, Andorra, Iceland, United Kingdom, Liechtenstein, Monaco, Norway, San Marino, Switzerland or Vatican:
It is a standardised, SEPA (Single Euro Payments Area), credit payments that meet the standards, taxes are paid in parts (SHA), it is required to indicate the beneficiary’s bank SWIFT (BIC) code and the beneficiary’s account in IBAN format. These payment orders are sent off and credited to the beneficiary’s account in one bank business day.
If a payment order in euros misses the international beneficiary’s bank account number IBAN or SWIFT (BIC), a foreign bank will have the right to take an additional service fee for the handling of a payment order or a higher fee may be charged for the crediting of money.
International transfers in Russian rubbles will be executed successfully, if the following is provided:
- Where the beneficiary is a legal entity – the beneficiary’s tax payer’s code or INN code (9-12 characters) (inserted in the box of the beneficiary’s name before the beneficiary’s name);
- Where the beneficiary is a natural person – the beneficiary’s surname, name, paternal name (inserted in the box of the beneficiary’s name);
- The beneficiary’s account number contains 20 characters and starts with figure 4;
- The beneficiary’s bank identification or BIK code (9 characters) (mandatory and inserted in the beneficiary’s bank’s box before the beneficiary’s bank’s name);
- The beneficiary’s bank’s correspondent account number in the Settlement Board of the Russian Central Bank (20 characters) (the account number stars with figure 3, in individual cases might be absent, inserted in the beneficiary’s bank’s box following the BIK code);
- Payment purpose – currency operation (CO) code (5 characters) must be provided; the client chooses it based on what is paid for from the code table: CO codes. If the transfer is made from Lithuania, the payer is Always non-resident. If it is an advance payment for goods, column 10 shall be selected, if it is final payment for goods – the code (CO13010). Where the payment is made for services, column 20 shall be selected. The code is inserted in the payment purpose field (COxxxxx), afterwards, an accurate payment explanation in words is inserted, invoice number and contract number as well as the date of invoice.
When sending off international payment orders in RUB, the Russian text needs to be supplemented with Latin letters using the transliteration table:
| A |
Б |
В |
Г |
Д |
Е |
Ж |
З |
И |
Й |
К |
| A |
B |
V |
G |
D |
E |
ZH |
Z |
I |
Y |
K |
|
| Л |
M |
Н |
О |
П |
Р |
С |
Т |
У |
Ф |
Х |
| L |
M |
N |
O |
P |
R |
S |
T |
U |
F |
H |
|
| Ц |
Ч |
Ш |
Щ |
Ъ |
Ы |
Ь |
Э |
Ю |
Я |
|
| C |
CH |
SH |
TSH |
X |
YI |
X |
YE |
YU |
YA |
|
International transfers in Belarusian rubbles will be successfully executed, if the following is provided:
- The Beneficiary’s account in IBAN format (28 characters);
- The Beneficiary’s tax payer’s code or UNN code;
- The Beneficiary’s bank’s SWIFT code (8 characters);
- The Beneficiary’s bank’s name and address (city and country must be indicated);
In the payment purpose box, invoice and contract number, contract conclusion date and content in words (product name, transaction name) must be indicated.
You can cancel the payments in the "List of payments" section of the Internet Bank. In the " List of payments" you will find payment orders that you submitted after the established bank hours or on bank non-business days, if such payments were not sent from the bank.
Note: in certain cases (if technically possible) payment orders to transfer funds to other banks submitted on bank business days within 30 minutes after the established bank hours may be sent to the beneficiary's bank on the same bank business day.
If you do not find the payment you want to cancel in the "List of payments", then you need to send the message "Payment order cancellation" in the Internet Bank. In this case, the cancellation of the payment will be subject to a commission fee according to the applicable bank service and transaction fees, regardless of whether the funds will be refunded.
If the funds are credited to the beneficiary's account or the payment is sent from the bank, then the funds can be returned to the payer only with the consent of the beneficiary.
