All credit cards

Credit card goes well with shopping and traveling abroad

  • Safe and carefree traveling with Gold and Platinum cards' travel insurance.
  • Shopping made even safer thanks to cards' purchase insurance.
  • Extra money with grace period always at hand for bigger purchases or unexpected situations.
  • Book and pay for hotels and use car rental services.

Please note, that by the use of financial services you assume financial obligations. Improper execution of financial obligations may adversely affect your credit history and raise the cost of borrowing, and it can also cause initiation of enforced recovery.

We recommend new and renewed cards to choose to deliver via post. Check the method of card delivery here. Important! Carefully check the delivery address and postal code of the card.

Credit card comparison

  • Credit limit from 300 EUR
  • 180-day purchases insurance
  • 25 days interest-free period for used credit card limit.*
  • Monthly fee 1,44 €

*Please notice! The interest-free period does not apply to cash withdrawals or credit transfers

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  • Credit limit from 300 EUR
  • 180-day purchases insurance
  • After paying by credit card or by transferring from the credit limit account, the calculation of interest starts the next day
  • Monthly fee 0 €
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  • Credit limit from 600 EUR
  • Extensive worldwide travel insurance package
  • 180-day purchases insurance
  • 30-days interest-free period for used credit card limit.*
  • Monthly fee 3,47 €

*Please notice! The interest-free period does not apply to cash withdrawals and credit transfers

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  • Credit limit from 2000 EUR
  • Swedbank's best travel insurance
  • Access to Priority Pass lounges
  • 180-day purchases insurance
  • Up to 50 days interest-free period for used credit card limit.*
  • Monthly fee 12 €

*Please notice! The interest-free period does not apply to cash withdrawals and credit transfers

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Fixed payment credit card

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Recomended

Revolving credit card

Apply

Gold revolving credit card

Apply

Visa Platinum credit card

Apply

Works like hire purchase - useful for bigger purchases. Best choice for your purchases and occasional travels abroad. Travel insurance for the whole family traveling together. Our best travel insurance, unimited access to Priority Pass lounges.
Purchase insurance
Travel insurance Basic Wide Exclusive
Priority Pass
Interest free period 0 days 25 days 30 days Up to 50 days
Repayment Fixed monthly payments Flexible Flexible Automatic/flexible
Monthly fee * 0
0 € until 31.03.2020**
1,44
0 € until 31.03.2020**
3,47
12
Issuing fee By post in Lithuania 2 Eur,
In a branch 3 Eur
By post in Lithuania 2 Eur,
In a branch 3 Eur
By post in Lithuania 3 Eur,
In a branch 5 Eur
By post in Lithuania 10 Eur,
In a branch 12 Eur
Annual interest form * from 19% from 17% from 17% from 12%

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* The interest rate is fixed individually when issuing a credit card.

It is required to have bank account to acquire a credit card.

Example of a standard annual percentage rate calculation: granted credit limit – 1500 EUR, when credit agreement period is 42 months, monthly amount of the principal of 375 EUR is paid (in case of fixed payment credit card, the following is applicable: credit agreement period of 36 months, credit repayment period of 24 months, monthly amount of the principal of 75 EUR), also fixed annual credit interest rate of 19% is applied, monthly minimum daily banking fee for private persons as established by the Bank is paid, monthly bank account administration fee and one-time card issuing fee is paid, then, the total consumer credit annual percentage rate would be:

  • Fixed payment credit card - 21.7 %, and the total amount paid by the consumer loan receiver would be EUR 1842.
  • Standard credit card – 23 %, and the total amount paid by the consumer loan receiver would be EUR 2552.
  • Gold credit card – 24.9%, and the total amount paid by the consumer loan receiver would be EUR 2627.
  • New VISA Platinum credit card – 33.4%, and the total amount paid by the consumer loan receiver would be EUR 2946.

We would like to note that the Bank may assess your creditworthiness and take a credit granting decision in automatic manner in case of Home small loan and all Consumer credits (except Car lease). For the purpose of taking the automatic decision the Bank may collect the data about you from different sources (e.g., public registers, financial institutions, Sodra, the Bank of Lithuania, UAB Creditinfo Lietuva). This process can involve the processing of your identification data, contact details, data about your marital status and family structure, links with legal persons, education, employment relations, income, property, financial and other obligations and their fulfilment, as well as other data necessary for the assessment of creditworthiness.If you don’t want that the decision is taken automatically, please specify this in the field of Comments.

Travel and purchase insurance services are provided by Swedbank P&C Insurance, AS, Lithuanian branch.

  • Bicycle was stolen.
  • Child broke his winter parka in kindergarten.
  • Glasses were broken.
  • Skis were broken.
  • Surfing equipment was damaged.
  • And many more.

Purchase insurance terms and conditions

  • Purchase insurance applies to goods purchased with credit card at stores and online.
  • It compensates expenses on repair or replacement of durable goods* in case of theft, damage or destruction even if it was done unintentionally by the card holder himself.
  • It applies to most purchases inlc. clothing, sports equipment, tech gadgets etc. for 180 days from the day of the purchase.
  • To claim you need to have purchase document or payment information.

*Durable goods are items with a lifespan of at least 3 years. The lifespan of a product is determined by the manufacturer.

  • Maximum amount per item EUR 1 000
  • Maximum amount per event – EUR 2 000
  • Total insurance amount per year – EUR 4 000
  • Maximum insurance amount for purchases with limited compensation* – EUR 400.

*Computers, computer parts and external devices; mobile phones; glasses, incl. sunglasses; watches; unique items, jewelry (incl. precious stones, precious metals and pearls); items made of fur.

Important information regard to the virus COVID-19

Sickness and travel disruption because of COVID-19 as well as travel restriction due to acts of authorities are not covered by travel Insurance. Pandemic is not over and restrictions in countries can be reset unexpectedly.

  • Many expenses related with unwanted travel changes (flight cancellations, delays, travel interruption etc.).
  • Lost or stolen luggage.
  • Injuries while traveling (incl. skiing, swimming pool accidents etc.).
  • Need of legal assistance.
  • Trip cancellation due to illness.
  • And other situations.
  • Travel insurance will keep you safe from unwanted worries and, most importantly, from unexpected expenses when enjoying your holidays.
  • Travel insurance applies for the cardholder and together travelling his / her family at no extra charge.
  • If you travel with your family just once a year, the travel insurance with Credit Card will pay off.

New Visa Platinum credit card

Gold revolving credit card

Standard revolving credit card

Credit card fees 12 EUR/month
(EUR 144 per year), including travel insurance
3.47 EUR/month
(EUR 41.64 per year), including travel insurance
1.44 EUR/month
(EUR 17.28 per year), including travel insurance
Insured persons Family members travelling together Family members travelling together Family members travelling together
Insurance cover Sum insured per insured person (€) Sum insured per insured person (€) Sum insured per insured person (€)
Medical assistance (cost) 500 000 EUR 500 000 EUR 50 000 EUR
Insurance cover Sum insured per credit card (€) Sum insured per credit card (€) Sum insured per credit card (€)
Accident insurance 20 000 EUR 10 000 EUR -
Personal belongings (damage, theft) 2500 EUR 1000 EUR -
Travel route / schedule change 3500 EUR 2000 EUR -
Flight ticket change 150 EUR 150 EUR -
Flight delay (over 4 hours) 500 EUR 150 EUR -
Flight delay (over 24 hours) 500 EUR 300 EUR -
Luggage delay (4 hours) 1000 EUR 300 EUR -
Liability insurance 20 000 EUR 10 000 EUR -
Legal assistance 10 000 EUR 1000 EUR -
Bail 5000 EUR 3000 EUR -
Rental car CASCO 40 000 EUR
(excess 250 EUR)
-
Excess - 30 EUR* -
Coverage Insurance cover applies automatically**.
Validity Valid until the end of the credit card, and for first 3 months of travel. Valid until the end of the credit card, and for first 30 days of travel.
Terms Travel insurance conditions Travel insurance conditions Travel insurance conditions

*Excess applies to insured events related to property insurance, travel itinerary changes and liability and legal assistance insurance.
**The insurance cover enters into Forde since the moment when the card agreement is concluded and remains in force as long as the card agreement continues in force.

Fees

New VISA Platinum

Gold credit card

Standard credit card

Fixed payment credit card

Card issuance
in branch EUR 12 EUR 5 EUR 3 EUR 3
by post in Lithuania
Recomended
EUR 10 EUR 3 EUR 2 EUR 2
Administrating fee 12 EUR/mo 3,47 EUR/mo 1,44 EUR/mo 0 EUR/mo
Credit limit conditions
Interest rate From 12% From 17% From 17% From 19%
Interest free period Up to 50 days 30 days 25 days
Min. credit limit EUR 2000 EUR 600 EUR 300 EUR 300
Credit repayment option Flexible, automatic Flexible Flexible Automatic, monthly payments
Automatic limit repayment

Full credit card pricelist can be found here.

Card transactions in foreign currency

Payment Card user's memo

Please note that the process of debiting a borrower’s account with the amount payable under a credit agreement begins at 17:45 on the payment day specified in the agreement. We recommend taking care in advance that the amount sufficient for the execution of payments is available in the account.

If you have lost your card or it is stolen, please block your card easily in our Internet Bank, Swedbank app or call 1884 (+370 5 268 44 44 for call from abroad).

We want to make online shopping safer for you. That’s why the internet shopping option must be activated in case of each MasterCard and Visa cards that have been issued by Swedbank and are used to make purchases online. Read more about internet shopping.

  • You can protect your money by choosing usage limits what´s suits to you. You can set separate limits for purchase, cash and payment transactions.
  • You can also increase your limits temporarily if necessary.
  • Make sure you always know where your bank card is. If you pay by card, do not let the person serving you take it to a back room on their own.
  • If you lose your card, immediately block it in the Mobile Bank or call the Consultation Centre and ask them to close it.
  • If you lose your card, immediately block it in the Swedbank app or call 1884 (+370 5 268 44 44 for call from abroad) and ask to close it.
  • Never send your card number by post or give it on the telephone when making a purchase.
  • Make sure you only use secure websites when buying goods or services on the Internet. Before entering you card number, find out if any of your friends has ordered anything from the website and whether there were any problems.
  • Be careful when using the ATMs of other banks. Some ATMs return your card before dispensing the money. Make sure you have your bank card and the requested amount of cash before you leave the ATM.
  • When you get your bank card, you will also receive a PIN that is known only to you.
  • Do not tell or show it to anyone.
  • Memorise it, do not write your PIN on the card or anywhere else where it can be seen by others.
  • Do not tell your PIN to anyone, not even to bank employees.
  • Try to enter your PIN so that no one else can see it.
  • If you suspect that your PIN has become known to someone else or if the bank has notified you of the need to change your PIN, you must change it immediately. You can do so at any Swedbank ATM.
  • When selecting your PIN, do not re-use your old PIN. Do not use identical codes for different cards for the purpose of memorising them.

Individual design Credit cards

  • 25-day interest-free period.
  • 180-day purchases insurance is valid for most items purchased with credit card payment or by transfer from a credit card account
  • Basic travel insurance for the cardholder and his family.

Conditions of travel insurance.

New cards are not issued and are not changeable. If a VISA Classic individual credit card is lost or damaged, a classic Mastercard credit card will be issued.

VISA Platinum and Mastercard Platinum Credit cards

  • 35-day interest-free period.
  • 180-day purchases insurance is valid for most items purchased with credit card payment or by transfer from a credit card account
  • Travel insurance for the cardholder and his family.

Conditions of travel insurance.

From 2017 04 06 new cards are no longer issued and starting from 2018-04-30 previously issued cards will not be renewed or replaced if lost, forgotten PIN or upon customer request. Instead these cards we recommend to purchase the New VISA Platinum with the updated conditions of insurance and additional Priority Pass opportunities.
Before making a decision regarding the loan and its amount, we recommend to accurately assess your personal and/or your family financial possibilities. We recommend to allocate not more than 30-40% of your monthly income for monthly contributions aimed to cover your financial liabilities. Should you want to find more about the terms and conditions of the loan granting, to assess your personal financial situation in a more accurate manner or to ask questions related to the loan you are applying for, contact us via phone number 1884 or visit us at the nearest Swedbank customer service branch.

Card for your everyday usage.

Insure your credit card repayments and get financial safety in case you unexpectedly fall ill or loose your job.

If you have any questions, contact us

In case of insured event

  • call us by 1884 (+370 5 268 4444 for call from abroad).

Report damage