Become a customer

Service plans

One plan – many benefits!

Choose the service plan that suits you best and enjoy the advantages.

  • A set of everyday banking services.
  • A fixed monthly fee.
  • Includes insurance and even more benefits for you.
Choose a plan
  • Covers all your bank accounts
  • Free euro payments No fees apply for euro payments made via Internet Banking or the Swedbank app. The following types of payments are included:
    • credit transfers SEPA and standing orders SEPA within Swedbank;
    • instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and European payments;
    • e.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
    • giro payments.
  • Debit Mastercard card
  • Up to EUR 800/month free cash withdrawal at Swedbank and BANKOMATAS.LT ATMs If you cash more than your service plan covers per month, a 1% fee (minimum EUR 1) will apply to the exceeding amount.
  • Covers all your bank accounts
  • Free euro payments

    No fees apply for euro payments made via Internet Banking or the “Swedbank” app. The following types of payments are included:

    • credit transfers SEPA and standing orders SEPA within Swedbank;
    • instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and European payments;
    • e.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
    • giro payments.
  • Mastercard WEB card
  • Up to EUR 600/month free cash withdrawal at ATMs of any bank in Lithuania and abroad

    Important! Other ATM service providers may apply their own fee for the service provided.

    If you cash more than your service plan covers per month, a 1% fee will apply to the exceeding amount.

Choose a plan

Mark your needs to find the most suitable service plan for you

Active

Order

Standard

Order

Basic +

Order

Basic

Order

Basic Payment Account Service

Order

Monthly fee

EUR 4.00

EUR 2.00

EUR 3.50

EUR 1.70

for salary receivers
EUR 1.10

EUR 1.00

for socially disadvantaged
EUR 0.50
Covers all your bank accounts Covers one account
Free euro payments in internet 15 payments After exceeding 15 payments per month, standard Service and Operation Fees of Swedbank apply.
One debit card
Free cash withdrawal per month at Swedbank and BANKOMATAS.LT ATMs If you cash more than your service plan covers per month, a 1% fee (minimum EUR 1) will apply to the exceeding amount. EUR 800 EUR 800 EUR 1500 EUR 800 EUR 800
Online shop delivery protection
Purchase insurance for 365 days
Event ticket insurance
Personal Travel insurance
Partner offers

Active

EUR 4.00/month

  • All benefits of Basic service plan
  • Online store shipping protection
  • Purchase insurance for 365 days
  • Event ticket insurance
  • Personal Travel insurance
  • Partner offers
Order

Standard

EUR 2.00/month

  • All benefits of Basic service plan
  • Online store shipping protection
  • Purchase insurance for 365 days
  • Event ticket insurance
Order

Basic +

EUR 3.50/month

  • Covers all your bank accounts
  • Free euro payments

    No fees apply for euro payments made via Internet Banking or the Swedbank app. The following types of payments are included:

    • credit transfers SEPA and standing orders SEPA within Swedbank;
    • instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and European payments;
    • e.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
    • giro payments.
  • Debit Mastercard card
  • Up to EUR 1500/month free cash withdrawal at Swedbank and BANKOMATAS.LT ATMs If you cash more than your service plan covers per month, a 1% fee (minimum EUR 1) will apply to the exceeding amount.
Order

Basic

EUR 1.70/month

for salary receivers
EUR 1.10/month

  • Covers all your bank accounts
  • Free euro payments

    No fees apply for euro payments made via Internet Banking or the Swedbank app. The following types of payments are included:

    • credit transfers SEPA and standing orders SEPA within Swedbank;
    • instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and European payments;
    • e.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
    • giro payments.
  • Debit Mastercard card
  • Up to EUR 800/month free cash withdrawal at Swedbank and BANKOMATAS.LT ATMs If you cash more than your service plan covers per month, a 1% fee (minimum EUR 1) will apply to the exceeding amount.
Order

Basic Payment Account Service To use the plan “Basic Payment Account Service” it is not mandatory to purchase additional services.

EUR 1.00/month

for socially disadvantaged
EUR 0.50/month

  • Covers one account
  • 15 free euro payments per month

    No fees apply for 15 euro payments made via Internet Banking or the Swedbank app. The following types of payments are included:

    • credit transfers SEPA and standing orders SEPA within Swedbank;
    • instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and European payments;
    • e.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
    • giro payments.

    Having exceeded 15 payments per month standard fees apply.
  • Debit Mastercard card
  • Up to EUR 800/month free cash withdrawal at Swedbank and BANKOMATAS.LT ATMs If you cash more than your service plan covers per month, a 1% fee (minimum EUR 1) will apply to the exceeding amount.
Order Service plans for youth can only be ordered by Swedbank’s Youth Programme participants aged 0 to 22 inclusively.

Choose a plan

Mark your needs to find the most suitable service plan for you

Active for youth

Order

Standard for youth

Order

Basic for youth

Order

Basic Payment Account Service

Order

Monthly fee

EUR 2.00

EUR 0

EUR 0

EUR 1.00

for socially disadvantaged
EUR 0.50
Covers all your bank accounts Covers one account
Free euro payments in internet 15 payments After exceeding 15 payments per month, standard Service and Operation Fees of Swedbank apply.
One debit card Mastercard WEB Mastercard WEB Mastercard WEB Debit Mastercard
Free cash withdrawal per month at ATMs of any banks in Lithuania and abroad

Important! Other ATM service providers may apply their own fee for the service provided.

If you cash more than your service plan covers per month, a 1% fee will apply to the exceeding amount.

 		EUR 600 EUR 600 EUR 600 EUR 800
at Swedbank and BANKOMATAS.LT ATMs If you cash more than your service plan covers per month, a 1% fee (minimum EUR 1) will apply to the exceeding amount.
Online shop delivery protection
Purchase insurance for 365 days
Event ticket insurance
Personal Travel insurance
Partner offers

Active for youth

EUR 2.00/month

  • All benefits of Basic service plan for youth
  • Online store shipping protection
  • Purchase insurance for 365 days
  • Event ticket insurance
  • Personal Travel insurance
  • Partner offers
Order

Standard for youth

EUR 0/month

  • All benefits of Basic service plan for youth
  • Online store shipping protection
  • Purchase insurance for 365 days
  • Event ticket insurance
Order

Basic for youth

EUR 0/month

  • Covers all your bank accounts
  • Free euro payments

    No fees apply for euro payments made via Internet Banking or the “Swedbank” app. The following types of payments are included:

    • credit transfers SEPA and standing orders SEPA within Swedbank;
    • instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and European payments;
    • e.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
    • giro payments.
  • Mastercard WEB card
  • Up to EUR 600/month free cash withdrawal at ATMs of any banks in Lithuania and abroad

    Important! Other ATM service providers may apply their own fee for the service provided.

    If you cash more than your service plan covers per month, a 1% fee will apply to the exceeding amount.
Order

Basic Payment Account Service To use the plan “Basic Payment Account Service” it is not mandatory to purchase additional services.

EUR 1.00/month

for socially disadvantaged
EUR 0.50/month

  • Covers one account
  • 15 free euro payments per month

    No fees apply for 15 euro payments made via Internet Banking or the Swedbank app. The following types of payments are included:

    • credit transfers SEPA and standing orders SEPA within Swedbank;
    • instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and European payments;
    • e.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
    • giro payments.

    Having exceeded 15 payments per month standard fees apply.
  • Debit Mastercard card
  • Up to EUR 800/month free cash withdrawal at Swedbank and BANKOMATAS.LT ATMs If you cash more than your service plan covers per month, a 1% fee (minimum EUR 1) will apply to the exceeding amount.
Order The Basic service plan for seniors can only be ordered by participants of Swedbank’s Senior Programme.

Choose a plan

Mark your needs to find the most suitable service plan for you

Active

Order

Standard

Order

Basic +

Order

Basic for seniors

Order

Basic Payment Account Service

Order

Monthly fee

EUR 4.00

EUR 2.00

EUR 3.50

EUR 1.00

EUR 1.00

for socially disadvantaged
EUR 0.50
Covers all your bank accounts Covers one account
Free euro payments in internet 15 payments After exceeding 15 payments per month, standard Service and Operation Fees of Swedbank apply.
One debit card
Free cash withdrawal per month at Swedbank and BANKOMATAS.LT ATMs If you cash more than your service plan covers per month, a 1% fee (minimum EUR 1) will apply to the exceeding amount. EUR 800 EUR 800 EUR 1500 EUR 800 EUR 800
Online shop delivery protection
Purchase insurance for 365 days
Event ticket insurance
Personal Travel insurance
Partner offers

Active

EUR 4.00/month

  • All benefits of Basic service plan
  • Online store shipping protection
  • Purchase insurance for 365 days
  • Event ticket insurance
  • Personal Travel insurance
  • Partner offers
Order

Standard

EUR 2.00/month

  • All benefits of Basic service plan
  • Online store shipping protection
  • Purchase insurance for 365 days
  • Event ticket insurance
Order

Basic +

EUR 3.50/month

  • Covers all your bank accounts
  • Free euro payments

    No fees apply for euro payments made via Internet Banking or the Swedbank app. The following types of payments are included:

    • credit transfers SEPA and standing orders SEPA within Swedbank;
    • instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and European payments;
    • e.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
    • giro payments.
  • Debit Mastercard card
  • Up to EUR 1500/month free cash withdrawal at Swedbank and BANKOMATAS.LT ATMs If you cash more than your service plan covers per month, a 1% fee (minimum EUR 1) will apply to the exceeding amount.
Order

Basic for seniors

EUR 1.00/month

  • Covers all your bank accounts
  • Free euro payments

    No fees apply for euro payments made via Internet Banking or the Swedbank app. The following types of payments are included:

    • credit transfers SEPA and standing orders SEPA within Swedbank;
    • instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and European payments;
    • e.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
    • giro payments.
  • Debit Mastercard card
  • Up to EUR 800/month free cash withdrawal at Swedbank and BANKOMATAS.LT ATMs If you cash more than your service plan covers per month, a 1% fee (minimum EUR 1) will apply to the exceeding amount.
Order

Basic Payment Account Service To use the plan “Basic Payment Account Service” it is not mandatory to purchase additional services.

EUR 1.00/month

for socially disadvantaged
EUR 0.50/month

  • Covers one account
  • 15 free euro payments per month

    No fees apply for 15 euro payments made via Internet Banking or the Swedbank app. The following types of payments are included:

    • credit transfers SEPA and standing orders SEPA within Swedbank;
    • instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and European payments;
    • e.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
    • giro payments.

    Having exceeded 15 payments per month standard fees apply.
  • Debit Mastercard card
  • Up to EUR 800/month free cash withdrawal at Swedbank and BANKOMATAS.LT ATMs If you cash more than your service plan covers per month, a 1% fee (minimum EUR 1) will apply to the exceeding amount.
Order

A service plan is a set of everyday banking services offered for a single fixed monthly fee.

By choosing a service plan, you’ll always know how much you’re paying each month for the included banking services. Euro transfers, European payments, service fees, online purchases, recurring payments, e-invoice payments, and debit card usage are all covered with no additional charges.

The monthly fee is calculated from the day the service plan is activated, proportionally to the number of days in that month during which the plan is used. The fee is applied for each calendar month and is charged by the 15th of the following month.

As long as you’re using a selected service plan, you won’t be charged the standard rates for the services included in the plan. Standard banking service and transaction fees will only apply if you cancel the service plan, leave the Swedbank customer programme (if applicable), or exceed the limits defined in the plan (e.g., withdrawing more cash or ordering additional debit card).

Bank Account

Swedbank's service plans (excluding the "Basic Payment Account Service" plan) cover all your existing and any future bank accounts. The Minimum Daily Services Fee of EUR 1.00/month will not apply to them.

The Minimum Daily Services includes:

  • bank account management (including opening, except for consumers not legally residing, and closure);
  • crediting of payments received in the customer's accounts within Swedbank, AB;
  • crediting of incoming payments in euros received from other payment service providers, including [European payments] in euros, except international payments.

Euro payments

By choosing a Swedbank service plan (excluding the "Basic Payment Account Service" plan), you will be able to make an unlimited number of euro transfers for free via internet banking and the Swedbank app.

The following payment types are included:

  • credit transfers SEPA and standing orders SEPA within Swedbank;
  • instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and European payments;
  • e.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
  • giro payments.

Payment card

The bank automatically selects and includes one suitable type of debit card issued in the customer's name into the service plan.

  • Only a Debit Mastercard type card can be included in the "Basic", "Basic for seniors", "Basic +", "Standard", “Active” or "Basic Payment Account Service" plans.
    Debit Mastercard
  • Only a Mastercard WEB type card can be included in the "Basic for youth", "Standard for youth" or “Active for youth” service plans.
    Mastercard WEB

No fees are applied for the issuance, administration, renewal, or postal delivery within Lithuania of the debit card assigned to the service plan.

When the debit card included in the service plan expires and is automatically renewed, the new card will be immediately included in the plan.

If you wish to change the debit card assigned to your service plan, please contact us via Internet Bank message or by calling +370 5 268 4444.

Cash withdrawals

The free cash withdrawal amount specified in your service plan can only be withdrawn using the debit card included in that service plan. If you have more than one debit card, standard Swedbank service and transaction fees will apply to those not included in your service plan.

For more information, see the "Conditions and fees" section.

To use the plan “Basic Payment Account Service” it is not mandatory to purchase additional services.

The Basic Payment Account Service is applied to one customer-chosen account. Standard fees are applied to all other existing or future accounts.


By choosing this service, you can make 15 euro payments

The following payment types are included:

  • credit transfers SEPA and standing orders SEPA within Swedbank;
  • instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and European payments;
  • e.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
  • giro payments.
 free of charge via Internet bank and the “Swedbank” app. After exceeding 15 payments per month, standard Service and Operation Fees of Swedbank apply.

Customers who have subscribed to the service plan “Basic Payment Account Service” and are entitled to social assistance as deprived persons under the Law of the Republic of Lithuania on Monetary Support for Deprived Citizens (hereinafter referred to as the ‘Law’) are charged a monthly fee of EUR 0.50. Customers who are no longer considered entitled to social assistance as deprived persons under the Law will be charged a monthly fee of EUR 1.00.

Service plans for youth can only be ordered by Swedbank’s Youth Programme participants aged 0 to 22 inclusively.

  • The service plan "Basic for youth" is available for customers aged 0 and over.
  • The "Standard for youth" and "Active for youth" service plans can be ordered for customers aged 6 and over.
  • Participants of the Youth Programme aged 14–22 will be automatically assigned the service plan "Standard for youth".

Upon reaching the age of 23, customers who used the following service plans as participants of the Youth Programme:

  • "Basic for youth" or "Standard for youth" – will be automatically assigned the "Standard" service plan. It will be provided at a special price of 1 EUR/month until the customer turns 25.
  • "Active for youth" – will be automatically assigned the "Active" service plan at the then-current rates.

Customers can order the service plan that best suits their needs, change it, cancel it altogether, or choose the Basic Payment Account service at any time.

How to become a Swedbank’s Youth Programme participant and order a service plan for youth?

  • For a child aged 0-13, enrolment in Swedbank's Youth Program and ordering a service plan can be done by one of his/her parents or guardian(s). Simply send a message via Internet bank or call +370 5 268 4444.
  • A youth aged 14-17 can join Swedbank’s Youth Programme and order a service plan via his/her Internet Bank, if consent from one of his/her parents or guardian(s) has been given. Otherwise, the service plan can only be ordered by visiting a bank branch together with a parent or guardian(s).
  • A customer aged 18-22 can join Swedbank’s Youth Programme and order a service plan via his/her Internet bank.

This protection applies to purchase from online store, if it was delivered damaged or wasn’t delivered at all, and merchant has refused to compensate your loss, resend or replace the product.

Card transaction claim Purchase insurance claim
If your purchase paid with card has been delivered broken or hasn’t been delivered at all, and the seller refuses to compensate for the losses, submit card transaction claim In case of faulty delivery of goods and services „Swedbank“ recommends that cardholders dispute payments by cards if goods or services were not delivered, or if they were delivered damaged. To initiate the chargeback process, please send a message via the internet bank in the "Contacts" section, selecting the topic "Card transaction claim”. Fill in the required fields and send the message. For information: correspondence with the service provider / merchant must be provided to the Bank. via internet bank message within 90 days since date of purchasing or from date of promised purchase delivery date, if it was provided by merchant. Products that weren’t compensated by a card transaction claim or that were paid using bank transfer are protected by Purchase insurance in accordance with the applicable insurance conditions. Report a damage for Purchase insurance claim handling. Product needs to have shipping tracking number.
For card transaction claim compensation amount is sum of your purchase. The compensation amount cannot exceed the maximum Purchase Insurance amount.
  • Purchase insurance terms & conditions
  • Purchase insurance information document

The insurance services are provided by Swedbank P&C Insurance AS, in Lithuania acting through its Lithuanian branch.

First, contact seller to require loss compensation.

If seller refuses to compensate loss:

  • in case of payment by card fill in card transaction dispute by sending internet bank message.
  • your loss weren’t compensated by a card transaction claim or purchase paid using bank transfer. Report a damage for Purchase insurance claim handling.

In case of questions

+370 5 268 4444

The insurance services are provided by Swedbank P&C Insurance AS, in Lithuania acting through its Lithuanian branch.
  • Bicycle was stolen.
  • Child tore his winter parka in kindergarten.
  • Glasses were broken.
  • Online purchased lamp/light fixture was delivered broken.
  • Computer was damaged by water.
  • Skis were broken.
  • And many more.

Purchase insurance applies to goods Durable goods are items with a lifespan of at least 3 years. The lifespan of a product is determined by the manufacturer. purchased with your Swedbank card at stores and online worldwide or through transfer from current account of service plan holder.

It compensates expenses on repair or replacement of durable goods in case of theft, getting lost, damage or destruction even if it was done unintentionally by you.

It applies to most purchases incl. clothing, sports equipment, tech gadgets etc. for 365 days from the day of purchase.

Insurance validity starts with ordering a service plan and ends with terminating a service plan or switching to service plan without Purchase insurance. Purchase insurance valid only if customer has service plan with Purchase insurance uninterruptedly from purchase moment to claim moment.

To claim you need to have the purchase document and payment information. In case of faulty e-delivery you need to present the confirmation about the purchase (incl. shipment tracking number) as well as copies of any communication with the merchant.

Sum insured up to
One Item EUR 1 000
One insured event EUR 2 000
One calendar year EUR 4 000
Items with limited compensation Computers, tablets, their parts and external devices; mobile phones; glasses, incl. sunglasses; watches; unique items, jewelry (incl. precious stones, precious metals and pearls), failed delivery of internet shop purchases. EUR 400
Deductible per insured event EUR 30
  • Purchase insurance terms & conditions
  • Purchase insurance information document

The insurance services are provided by Swedbank P&C Insurance AS, in Lithuania acting through its Lithuanian branch.
  • Report a damage
  • +370 5 268 4444

The insurance services are provided by Swedbank P&C Insurance AS, in Lithuania acting through its Lithuanian branch.
  • If you or your family member cannot attend the scheduled event to which the tickets were bought due to illness, death or accident, problems with transportation or other reasons listed in T&C’s, unused tickets will be refunded.
  • Applies to event tickets in Lithuania, purchased by the service plan holder. Protection applies to events such as concerts, conferences, theater, and sports matches.

You have to buy tickets with your Swedbank card or through transfer from current account and have service plan with purchase insurance from the time of purchase of tickets to the insured event.

Total insured tickets amount per calendar year is 1000 EUR. The deductible is 30 EUR. The deductible does not apply if the amount of the loss exceeds 30 EUR.

  • Purchase insurance terms & conditions
  • Purchase insurance information document

The insurance services are provided by Swedbank P&C Insurance AS, in Lithuania acting through its Lithuanian branch.
  • Report a damage
  • +370 5 268 4444

The insurance services are provided by Swedbank P&C Insurance AS, in Lithuania acting through its Lithuanian branch.
  • Your trip may be unexpectedly disrupted (for example, delayed or cancelled flight).
  • You may have to cancel your trip due to an acute illness or injury.
  • You may need urgent medical assistance while abroad.
  • Your luggage may be damaged, stolen, or delayed during the trip.
  • And many other situations.
  • Travel insurance protects you from financial losses both at the start of your trip (for example, if your flight is delayed) and while you are on vacation abroad.
  • Travel insurance is valid only for the holder of the service plan “Active” or “Active for youth”.
  • Insurance cover, except for the Trip cancellation Insurance coverage for Trip cancellation comes into effect on the third day, counting from the next day after the service plan "Active" agreement is signed., takes effect the next day after the service plan agreement is signed and is valid for the entire term of the agreement.
Type of insurance coverage Sum insured up to
Medical assistance (expenses) EUR 1 000 000
Accident insurance EUR 10 000
Personal belongings (damage, theft) EUR 750
Luggage delay over 4 hours EUR 300
Itinerary changes or trip cancellation EUR 1 000
Delay in a departing flight over 4 hours EUR 300
Liability insurance EUR 10 000
Legal assistance insurance EUR 1 000
Bail EUR 3 000
Deductible The deductible applies to events insured relating to personal belongings, itinerary changes or trip cancellation, liability and legal assistance insurance. EUR 50 (EUR 150 – for mobile phones, tablets, laptops)
  • Terms and Conditions of Travel Insurance for a holder of the service plan “Active”
  • Travel Insurance Information Document for a holder of the service plan “Active”

The insurance services are provided by Swedbank P&C Insurance AS, in Lithuania acting through its Lithuanian branch.

  • Fill in the insurance claim application.
  • Once we have received your application, we inform you about the next steps.

Note! If your medical expenses exceed EUR 1 000, please contact us by phone first at +370 52 68 4444.

If the insured person is under 18 years of age, insurance benefit matters are handled by their parents or legal guardians.
Type of insurance coverage Service plan “Active” Gold Credit Card Platinum Credit Card
Insured Only one person – the service plan holder Credit card holder and their family traveling together Credit card holder and their family traveling together
Medical assistance (expenses) up to EUR 1 000 000 up to EUR 1 000 000 up to EUR 1 000 000
Accident insurance up to EUR 10 000 up to EUR 10 000 up to EUR 20 000
Personal belongings (damage, theft) up to EUR 750 up to EUR 1000 up to EUR 2500
Luggage delay (over 4 hours) up to EUR 300 up to EUR 300 up to EUR 1 000
Itinerary changes or trip cancellation up to EUR 1 000 up to EUR 2 000 up to EUR 3 500
Delay in a departing flight (over 4 hours) up to EUR 300 up to EUR 300 up to EUR 500
Liability insurance up to EUR 10 000 up to EUR 10 000 up to EUR 20 000
Legal assistance up to EUR 1 000 up to EUR 1 000 up to EUR 10 000
Bail up to EUR 3 000 up to EUR 3 000 up to EUR 5 000
Rental car CASCO - - up to EUR 40 000 (deductible EUR 250)

The coverage amounts and limits apply to each insured event. Additional limits are specified in the insurance terms and conditions.

Learn more about the credit cards

Valid from 2026-05-21

Description of service or operation Fee / limit, EUR
Basic service plan
Monthly fee EUR 1.70
Minimum daily services:
  • Bank account management (including opening (except for non-residents), and closing);
  • Crediting of payments received in the customer's accounts within Swedbank, AB;
  • Crediting of incoming payments in euros received from other payment service providers, including [European payments] in euros, except international payments.
 Free for unlimited accounts
Credit transfers in Swedbank Internet Banking:
  • Credit transfers SEPA and standing orders SEPA within Swedbank;
  • Instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and [European payments];
  • E.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
  • Giro payments.
 Free unlimited transfers
One debit card “Debit Mastercard“:
  • Card administration
  • Card sending by post
 Free
Cash withdrawal:
  • At ATMs marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, ATMs within the BANKOMATAS.LT network and other partners providing this service
 Free up to EUR 800 per month
  • If you withdraw more cash than your service plan offers for free, a fee applies to the exceeding amount (the fee will be debited on the 15th of the next month) At ATMs marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, ATMs within the BANKOMATAS.LT network and other partners providing this service.
1%, minimum EUR 1
  • At “Perlas” terminals per transaction
 1%, minimum EUR 1
  • At ATMs not marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, and at ATMs outside the BANKOMATAS.LT network (additional charges may be applied by the ATM operator)
 2%, minimum EUR 3
  • Total permissible monthly cash withdrawal amount at ATMs This is the total limit for cash withdrawal at all ATMs applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Cash depositing:
  • At ATMs marked with Swedbank logo in Lithuania
 Free
  • Total permissible monthly cash deposit amount at ATMs This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Authentication tool Smart-ID:
  • New Issuance of Smart-ID certificate
 Free

Valid from 2026-05-21

Description of service or operation Fee / limit, EUR
Service plan “Basic +”
Monthly fee EUR 3.50
Minimum daily services:
  • Bank account management (including opening (except for non-residents), and closing);
  • Crediting of payments received in the customer's accounts within Swedbank, AB;
  • Crediting of incoming payments in euros received from other payment service providers, including [European payments] in euros, except international payments.
 Free for unlimited accounts
Credit transfers in Swedbank Internet Banking:
  • Credit transfers SEPA and standing orders SEPA within Swedbank;
  • Instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and [European payments];
  • E.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
  • Giro payments.
 Free unlimited transfers
One debit card “Debit Mastercard“:
  • Card administration
  • Card sending by post
 Free
Cash withdrawal:
  • At ATMs marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, ATMs within the BANKOMATAS.LT network and other partners providing this service
 Free up to EUR 1,500 per month
  • If you withdraw more cash than your service plan offers for free, a fee applies to the exceeding amount (the fee will be debited on the 15th of the next month) At ATMs marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, ATMs within the BANKOMATAS.LT network and other partners providing this service.
1%, minimum EUR 1
  • At “Perlas” terminals per transaction
 1%, minimum EUR 1
  • At ATMs not marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, and at ATMs outside the BANKOMATAS.LT network (additional charges may be applied by the ATM operator)
 2%, minimum EUR 3
  • Total permissible monthly cash withdrawal amount at ATMs This is the total limit for cash withdrawal at all ATMs applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Cash depositing:
  • At ATMs marked with Swedbank logo in Lithuania
 Free
  • Total permissible monthly cash deposit amount at ATMs This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Authentication tool Smart-ID:
  • New Issuance of Smart-ID certificate
 Free

Valid from 2026-05-21

Description of service or operation Fee / limit, EUR
Standard service plan
Monthly fee EUR 2.00
Minimum daily services:
  • Bank account management (including opening (except for non-residents), and closing);
  • Crediting of payments received in the customer's accounts within Swedbank, AB;
  • Crediting of incoming payments in euros received from other payment service providers, including [European payments] in euros, except international payments.
 Free for unlimited accounts
Credit transfers in Swedbank Internet Banking:
  • Credit transfers SEPA and standing orders SEPA within Swedbank;
  • Instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and [European payments];
  • E.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
  • Giro payments.
 Free unlimited transfers
One debit card “Debit Mastercard“:
  • Card administration
  • Card sending by post
 Free
Cash withdrawal:
  • At ATMs marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, ATMs within the BANKOMATAS.LT network and other partners providing this service
 Free up to EUR 800 per month
  • If you withdraw more cash than your service plan offers for free, a fee applies to the exceeding amount (the fee will be debited on the 15th of the next month) At ATMs marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, ATMs within the BANKOMATAS.LT network and other partners providing this service.
1%, minimum EUR 1
  • At “Perlas” terminals per transaction
 1%, minimum EUR 1
  • At ATMs not marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, and at ATMs outside the BANKOMATAS.LT network (additional charges may be applied by the ATM operator)
 2%, minimum EUR 3
  • Total permissible monthly cash withdrawal amount at ATMs This is the total limit for cash withdrawal at all ATMs applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Cash depositing:
  • At ATMs marked with Swedbank logo in Lithuania
 Free
  • Total permissible monthly cash deposit amount at ATMs This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Authentication tool Smart-ID:
  • New Issuance of Smart-ID certificate
 Free
Isurance services:
  • Online shop delivery protection
  • Purchase insurance
  • Event ticket insurance
 Free

Valid from 2026-05-21

Description of service or operation Fee / limit, EUR
Service plan “Active”
Monthly fee EUR 4.00
Minimum daily services:
  • Bank account management (including opening (except for non-residents), and closing);
  • Crediting of payments received in the customer's accounts within Swedbank, AB;
  • Crediting of incoming payments in euros received from other payment service providers, including [European payments] in euros, except international payments.
 Free for unlimited accounts
Credit transfers in Swedbank Internet Banking:
  • Credit transfers SEPA and standing orders SEPA within Swedbank;
  • Instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and [European payments];
  • E.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
  • Giro payments.
 Free unlimited transfers
One debit card “Debit Mastercard“:
  • Card administration
  • Card sending by post
 Free
Cash withdrawal:
  • At ATMs marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, ATMs within the BANKOMATAS.LT network and other partners providing this service
 Free up to EUR 800 per month
  • If you withdraw more cash than your service plan offers for free, a fee applies to the exceeding amount (the fee will be debited on the 15th of the next month) At ATMs marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, ATMs within the BANKOMATAS.LT network and other partners providing this service.
1%, minimum EUR 1
  • At “Perlas” terminals per transaction
 1%, minimum EUR 1
  • At ATMs not marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, and at ATMs outside the BANKOMATAS.LT network (additional charges may be applied by the ATM operator)
 2%, minimum EUR 3
  • Total permissible monthly cash withdrawal amount at ATMs This is the total limit for cash withdrawal at all ATMs applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Cash depositing:
  • At ATMs marked with Swedbank logo in Lithuania
 Free
  • Total permissible monthly cash deposit amount at ATMs This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Authentication tool Smart-ID:
  • New Issuance of Smart-ID certificate
 Free
Isurance services:
  • Online shop delivery protection
  • Purchase insurance
  • Event ticket insurance
  • Personal travel insurance
 Free

Valid from 2026-05-21

Description of service or operation Fee / limit, EUR
Basic Payment Account Service
Monthly fee EUR 1.00
Minimum daily services:
  • Bank account management (including opening (except for non-residents), and closing);
  • Crediting of payments received in the customer's accounts within Swedbank, AB;
  • Crediting of incoming payments in euros received from other payment service providers, including [European payments] in euros, except international payments.
 Free for one chosen account
Credit transfers in Swedbank Internet Banking:
  • Credit transfers SEPA and standing orders SEPA within Swedbank;
  • Instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and [European payments];
  • E.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
  • Giro payments.
 15 free transfers
One debit card “Debit Mastercard“:
  • Card administration
  • Card sending by post
 Free
Cash withdrawal:
  • At ATMs marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, ATMs within the BANKOMATAS.LT network and other partners providing this service
 Free up to EUR 800 per month
  • If you withdraw more cash than your service plan offers for free, a fee applies to the exceeding amount (the fee will be debited on the 15th of the next month) At ATMs marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, ATMs within the BANKOMATAS.LT network and other partners providing this service.
1%, minimum EUR 1
  • At “Perlas” terminals per transaction
 1%, minimum EUR 1
  • At ATMs not marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, and at ATMs outside the BANKOMATAS.LT network (additional charges may be applied by the ATM operator)
 2%, minimum EUR 3
  • Total permissible monthly cash withdrawal amount at ATMs This is the total limit for cash withdrawal at all ATMs applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Cash depositing:
  • At ATMs marked with Swedbank logo in Lithuania
 Free
  • Total permissible monthly cash deposit amount at ATMs This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Authentication tool Smart-ID:
  • New Issuance of Smart-ID certificate
 Free
  1. The terms used in the fees shall have the meaning assigned to them in Swedbank Service and Operation Fees.
  2. At one time you may have chosen only one service plan. You can select, change, or cancel a service plan by submitting a request to the Bank. If you cancel a selected service plan, the standard Swedbank Service and Operation Fees will be applied, unless you select another service plan. By selecting another service plan, you are considered to have cancelled the previous service plan.
  3. The fee will be charged for each calendar month and debited between the 1st and 15th of the next month for the previous month. The fee is charged regardless of your use of the services included in the service plan. For the first month you have the service plan and the last month you cancel it, the monthly fee will be calculated on a pro-rata basis, proportional to the number of days you had the plan.
  4. The fee for issuing a debit card by post is not applied when issuing a new, renewed, or replacement card due to loss, theft, or at the customer's request. A renewed card may be sent by post at our discretion, without a separate request from you.
  5. The service plan includes a contactless "Debit Mastercard" card. The customer’s debit card included in the service plan shall not be eligible for any other discounts unless we specify otherwise.
  6. The insurance services are included only in the “Standard“ and “Active“ service plans. The insurance services are provided by Swedbank P&C Insurance AS, acting in Lithuania through its Lithuanian branch. Detailed information about the insurance services included in the “Standard“ and “Active” service plans is published on the Bank's website and at the Bank's branches.
  7. The standard Swedbank Service and Operation Fees are applied to services not included in the service plan.
  8. Information about the BANKOMATAS.LT ATM network can be found at www.bankomatas.lt.

Conditions applicable only to the “Basic Payment Account Service” service plan:

  1. It is not mandatory to purchase additional services to use the "Basic Payment Account Service" plan.
  2. The “Basic Payment Account Service“ plan is applied to one customer-chosen account in the Bank. The standard Swedbank Service and Operation Fees are applied to other customer accounts.
  3. Customers who have subscribed to the “Basic Payment Account Service” plan and are entitled to social assistance as deprived persons under the Law of the Republic of Lithuania on Monetary Support for Deprived Citizens (hereinafter referred to as the “Law”) are charged a monthly fee of EUR 0.50. Customers who are no longer considered entitled to social assistance as deprived persons under the Law will be charged a monthly fee of EUR 1.00.
  4. After exceeding 15 payments per month, the standard Swedbank Service and Operation Fees apply.
  5. If a customer does not have a smart device and/or requests it, a PIN generator can be issued instead of Smart-ID free of charge.
  6. The customer can refuse the “Basic Payment Account Service” plan at any time.

Valid from 2026-05-21

Description of service or operation Fee / limit, EUR
Basic service plan for salary receivers
Monthly fee EUR 1.10
Minimum daily services:
  • Bank account management (including opening (except for non-residents), and closing);
  • Crediting of payments received in the customer's accounts within Swedbank, AB;
  • Crediting of incoming payments in euros received from other payment service providers, including [European payments] in euros, except international payments.
 Free for unlimited accounts
Credit transfers in Swedbank Internet Banking:
  • Credit transfers SEPA and standing orders SEPA within Swedbank;
  • Instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and [European payments];
  • E.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
  • Giro payments.
 Free unlimited transfers
One debit card “Debit Mastercard“:
  • Card administration
  • Card sending by post
 Free
Cash withdrawal:
  • At ATMs marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, ATMs within the BANKOMATAS.LT network and other partners providing this service
 Free up to EUR 800 per month
  • If you withdraw more cash than your service plan offers for free, a fee applies to the exceeding amount (the fee will be debited on the 15th of the next month) At ATMs marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, ATMs within the BANKOMATAS.LT network and other partners providing this service.
1%, minimum EUR 1
  • At “Perlas” terminals per transaction
 1%, minimum EUR 1
  • At ATMs not marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, and at ATMs outside the BANKOMATAS.LT network (additional charges may be applied by the ATM operator)
 2%, minimum EUR 3
  • Total permissible monthly cash withdrawal amount at ATMs This is the total limit for cash withdrawal at all ATMs applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Cash depositing:
  • At ATMs marked with Swedbank logo in Lithuania
 Free
  • Total permissible monthly cash deposit amount at ATMs This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Authentication tool Smart-ID:
  • New Issuance of Smart-ID certificate
 Free

Terms and conditions for service plan fees:

  1. The terms used in these fees shall have the same meaning as the corresponding terms used in Swedbank Service and Operation Fees.
  2. The Basic service plan for salary receivers may be ordered if you receive your salary into a Swedbank bank account. Salary is considered to include: salary, income received under author's or other contracts, and other regular income.
  3. You may only have one service plan chosen at any one time. You can select, change, or cancel a service plan by submitting a request to the Bank.
  4. If, after ordering the Basic service plan for salary receivers, the salary is not transferred for 3 consecutive months, the provision of this service plan will be terminated from the following month. When the Basic service plan for salary receivers is no longer provided, or if you cancel the selected service plan, the standard Swedbank Service and Operation Fees will be applied.
  5. The service plan monthly fee will be charged for each calendar month and debited between the 1st and 15th of the next calendar month for the previous month. The fee is charged regardless of your use of the services included in the service plan. For the first month you have the service plan and the last month you cancel it, the monthly fee will be calculated pro-rata, proportional to the number of days the conditions of the selected service plan were applied to you.
  6. The fee for issuing a debit card by post is not applied when issuing a new, renewed, or replacement card due to loss, theft, or at the customer's request. A renewed card may be sent by post at our discretion, i.e., without a separate request from you.
  7. The service plan includes a contactless "Debit Mastercard" card. The debit card included in the service plan shall not be eligible for any other discounts unless otherwise specified by us.
  8. The standard Swedbank Service and Operation Fees are applied to services not included in the service plan.
  9. Information about the BANKOMATAS.LT ATM network can be found at www.bankomatas.lt.
Youth Programme plans and participant age Monthly fee for participation in Youth Programme Service plans available to Youth Programme participants
Zero+ (0-5 y) Free Basic service plan for youth Participants of the Youth Programme plan "Zero+" (0–5 y) may only order the Basic service plan for youth. This plan allows the child to use a bank account without the Minimum Daily Service Fee of EUR 1/month. Other benefits of the Basic service plan (a debit card and free euro transfers in the Internet Bank) will become available to the child from the age of 6.
One+ (6-13 y) Free Basic service plan for youth is automatically assigned Participants in the Youth Programme plans “One+“, “Two+“, and “Three+“ may also order other service plans for youth.
Two+ (14-17 y) Free Standard service plan for youth is automatically assigned Participants in the Youth Programme plans “One+“, “Two+“, and “Three+“ may also order other service plans for youth.
Three+ (18-22 y) Free Standard service plan for youth is automatically assigned Participants in the Youth Programme plans “One+“, “Two+“, and “Three+“ may also order other service plans for youth.
Four+ (23-25 y) The Youth Programme plan "Four+" has not been available for selection since 1 August 2017. EUR 0.70 Basic service plan for youth

Valid from 2026-05-21

Description of service or operation Fee / limit, EUR
Basic service plan for youth
Monthly fee EUR 0
Minimum daily services:
  • Bank account management (including opening (except for non-residents), and closing);
  • Crediting of payments received in the customer's accounts within Swedbank, AB;
  • Crediting of incoming payments in euros received from other payment service providers, including [European payments] in euros, except international payments.
 Free for unlimited account
Credit transfers in Swedbank Internet Banking:
  • Credit transfers SEPA and standing orders SEPA within Swedbank;
  • Instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and [European payments];
  • E.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
  • Giro payments.
 Free unlimited transfers
One debit card “Mastercard WEB”:
  • Card administration
  • Card sending by post
 Free
Cash withdrawal:
  • At ATMs in Lithuania and abroad, and other places where this service is provided (additional charges may be applied by the ATM operator)
 Free up to EUR 600 per month
  • If you withdraw more cash than your service plan offers for free, a fee applies to the exceeding amount (the fee will be debited on the 15th of the next month)
 1%
  • At “Perlas” terminals per transaction
 1%, minimum EUR 1
  • Total permissible monthly cash withdrawal amount at ATMs This is the total limit for cash withdrawal at all ATMs applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Cash depositing:
  • At ATMs marked with Swedbank logo in Lithuania
 Free
  • Total permissible monthly cash deposit amount at ATMs This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Authentication tool Smart-ID:
  • New Issuance of Smart-ID certificate
  • Renewal of Smart-ID certificate at a branch for Youth Programme plans "One+" and "Two+" participants
 Free

Valid from 2026-05-21

Description of service or operation Fee / limit, EUR
Standard service plan for youth
Monthly fee EUR 0
Minimum daily services:
  • Bank account management (including opening (except for non-residents), and closing);
  • Crediting of payments received in the customer's accounts within Swedbank, AB;
  • Crediting of incoming payments in euros received from other payment service providers, including [European payments] in euros, except international payments.
 Free for unlimited account
Credit transfers in Swedbank Internet Banking:
  • Credit transfers SEPA and standing orders SEPA within Swedbank;
  • Instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and [European payments];
  • E.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
  • Giro payments.
 Free unlimited transfers
One debit card “Mastercard WEB”:
  • Card administration
  • Card sending by post
 Free
Cash withdrawal:
  • At ATMs in Lithuania and abroad, and other places where this service is provided (additional charges may be applied by the ATM operator)
 Free up to EUR 600 per month
  • If you withdraw more cash than your service plan offers for free, a fee applies to the exceeding amount (the fee will be debited on the 15th of the next month)
 1%
  • At “Perlas” terminals per transaction
 1%, minimum EUR 1
  • Total permissible monthly cash withdrawal amount at ATMs This is the total limit for cash withdrawal at all ATMs applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Cash depositing:
  • At ATMs marked with Swedbank logo in Lithuania
 Free
  • Total permissible monthly cash deposit amount at ATMs This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Authentication tool Smart-ID:
  • New Issuance of Smart-ID certificate
  • Renewal of Smart-ID certificate at a branch for Youth Programme plans "One+" and "Two+" participants
 Free
Isurance services:
  • Online shop delivery protection
  • Purchase insurance
  • Event ticket insurance
 Free

Valid from 2026-05-21

Description of service or operation Fee / limit, EUR
Service plan “Active for youth”
Monthly fee EUR 2.00
Minimum daily services:
  • Bank account management (including opening (except for non-residents), and closing);
  • Crediting of payments received in the customer's accounts within Swedbank, AB;
  • Crediting of incoming payments in euros received from other payment service providers, including [European payments] in euros, except international payments.
 Free for unlimited account
Credit transfers in Swedbank Internet Banking:
  • Credit transfers SEPA and standing orders SEPA within Swedbank;
  • Instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and [European payments];
  • E.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
  • Giro payments.
 Free unlimited transfers
One debit card “Mastercard WEB”:
  • Card administration
  • Card sending by post
 Free
Cash withdrawal:
  • At ATMs in Lithuania and abroad, and other places where this service is provided (additional charges may be applied by the ATM operator)
 Free up to EUR 600 per month
  • If you withdraw more cash than your service plan offers for free, a fee applies to the exceeding amount (the fee will be debited on the 15th of the next month)
 1%
  • At “Perlas” terminals per transaction
 1%, minimum EUR 1
  • Total permissible monthly cash withdrawal amount at ATMs This is the total limit for cash withdrawal at all ATMs applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Cash depositing:
  • At ATMs marked with Swedbank logo in Lithuania
 Free
  • Total permissible monthly cash deposit amount at ATMs This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Authentication tool Smart-ID:
  • New Issuance of Smart-ID certificate
  • Renewal of Smart-ID certificate at a branch for Youth Programme plans "One+" and "Two+" participants
 Free
Isurance services:
  • Online shop delivery protection
  • Purchase insurance
  • Event ticket insurance
  • Personal travel insurance
 Free
  1. The terms used in these fees shall have the same meaning as the corresponding terms used in Swedbank Service and Operation Fees.
  2. The fees are only applied to Youth Programme participants. From the moment you lose your Youth Programme participant status, the standard Swedbank Service and Operation Fees will be applied. The circumstances under which the loss of Youth Programme participant status occurs are specified in the General Terms and Conditions of the Youth Programme.
  3. If, as a participant in the Youth Programme, you have selected the Basic or Standard service plan for youth, the Standard service plan will be assigned to you upon reaching the maximum age allowed for a Youth Programme participant. During the period specified by the Bank, this service plan will be provided to you at a special price. If, as a participant in the Youth Programme, you have selected the service plan "Active for youth", the service plan "Active" will be assigned to you upon reaching the maximum age allowed for a Youth Programme participant, at the rates applicable to this service plan at that time. You also have the right to choose any other service plan offered by the Bank, including the Basic Payment Account Service.
  4. The Youth Programme plan "Four+" cannot be selected.
  5. The monthly fee for the Youth Programme plan "Four+" and the service plan “Active for youth” is charged for each calendar month and debited between the 1st and 15th of the next calendar month for the previous month. The fee is charged regardless of your use of the services included in the service plan. For the first month you have the service plan and the last month you cancel it, the monthly fee will be calculated pro-rata, proportional to the number of days the conditions of the selected service plan were applied to you.
  6. You may only have one service plan chosen at any one time. You can select, change, or cancel a service plan by submitting a request to the Bank. If you cancel a selected service plan, the standard Swedbank Service and Operation Fees will be applied unless you select another service plan offered by the Bank. By selecting another service plan, you are considered to have cancelled the previous service plan.
  7. The fee for issuing a debit card by post is not applied when issuing a new, renewed, or replacement card due to loss, theft, or at the customer's request. A renewed card may be sent by post at our discretion, i.e., without a separate request from you.
  8. The service plans for youth include a contactless "Mastercard WEB" card. The debit card included in the service plan is not subject to any other discounts unless otherwise specified by the Bank.
  9. In the absence of a smart device and/or the ability to create a Smart-ID account, a PIN generator may be issued without an issuance fee. The PIN generator can be issued free of charge to participants of the Youth Programme plans "One+", "Two+", and "Three+".
  10. Due to applicable age restrictions on issuing a payment card and granting access to the Internet Bank, the aforementioned services are not provided to participants of the Youth Programme plan "Zero+" until they reach the age of 6.
  11. The standard Swedbank Service and Operation Fees are applied to services not included in the service plan.
  12. Insurance services are included only in the service plans "Standard for youth" and "Active for youth". The insurance services are provided by Swedbank P&C Insurance AS, in Lithuania acting through its Lithuanian branch. Detailed information about the insurance services included in the service plans "Standard for youth" and "Active for youth" is published on the Bank's website and at the Bank's branches.

Valid from 2026-05-21

Description of service or operation Fee / limit, EUR
Participation in the Senior Programme
Monthly fee for participation in the Senior Programme Free
Basic service plan for seniors The Basic service plan for seniors is automatically assigned to Swedbank Senior Programme participants. Customers always have the right to choose another service plan offered by the Bank, including the Basic Payment Account Service.
Monthly fee EUR 1.00
Minimum daily services:
  • Bank account management (including opening (except for non-residents), and closing);
  • Crediting of payments received in the customer's accounts within Swedbank, AB;
  • Crediting of incoming payments in euros received from other payment service providers, including [European payments] in euros, except international payments.
 Free for unlimited accounts
Credit transfers in Swedbank Internet Banking:
  • Credit transfers SEPA and standing orders SEPA within Swedbank;
  • Instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and [European payments];
  • E.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
  • Giro payments.
 Free unlimited transfers
One debit card “Debit Mastercard“:
  • Card administration
  • Card sending by post
 Free
Cash withdrawal:
  • At ATMs marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, ATMs within the BANKOMATAS.LT network and other partners providing this service
 Free up to EUR 800 per month
  • If you withdraw more cash than your service plan offers for free, a fee applies to the exceeding amount (the fee will be debited on the 15th of the next month) At ATMs marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, ATMs within the BANKOMATAS.LT network and other partners providing this service.
1%, minimum EUR 1
  • At “Perlas” terminals per transaction
 1%, minimum EUR 1
  • At ATMs not marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, and at ATMs outside the BANKOMATAS.LT network (additional charges may be applied by the ATM operator)
 2%, minimum EUR 3
  • Total permissible monthly cash withdrawal amount at ATMs This is the total limit for cash withdrawal at all ATMs applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Cash depositing:
  • At ATMs marked with Swedbank logo in Lithuania
 Free
  • Total permissible monthly cash deposit amount at ATMs This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Authentication tool Smart-ID:
  • New Issuance of Smart-ID certificate
  • Renewal of Smart-ID certificate using e. tools and at a branch
 Free
Home insurance:
  • A discount shall apply when insuring real estate, home contents and civil liability or real estate and home contents
 -15%
  • A discount shall apply when insuring real estate and civil liability or just real estate
 -10%

Terms and conditions for service plan fees:

  1. The terms used in these fees shall have the same meaning as the corresponding terms used in Swedbank Service and Operation Fees.
  2. The Basic service plan for seniors is applied only to Senior Programme participants.
  3. Swedbank Senior Programme fees and, respectively, the Basic service plan for seniors begin to be applied when you become a Senior Programme participant.
  4. The service plan monthly fee will be charged for each calendar month and debited between the 1st and 15th of the next calendar month for the previous month. The fee is charged regardless of your use of the services included in the service plan. For the first month you have the service plan and the last month you cancel it, the monthly fee will be calculated pro-rata, proportional to the number of days the conditions of the selected service plan were applied to you.
  5. The fee for issuing a debit card by post is not applied when issuing a new, renewed, or replacement card due to loss, theft, or at the customer's request. A renewed card may be sent by post at our discretion, i.e., without a separate request from you.
  6. The Service Plan includes a contactless "Debit Mastercard" card. The debit card included in the Service Plan shall not be eligible for any other discounts unless otherwise specified by us.
  7. In the absence of a smart device and/or upon request instead of Smart-ID, a PIN generator may be issued without an issuance fee.
  8. Upon submitting a request to the Bank, you may cancel this plan or choose another offered service plan at any time.
  9. From the moment you lose your Senior Programme participant status or cancel the selected service plan, the standard Swedbank Service and Operation Fees will be applied.
  10. The circumstances under which the loss of Senior Programme participant status occurs are specified in the General Terms and Conditions of the Senior Programme.
  11. You may only have one service plan chosen at any one time.
  12. By choosing another offered service plan, you are considered to have cancelled the previous service plan.
  13. The standard Swedbank Service and Operation Fees are applied to services not included in the service plan.
  14. Information about the BANKOMATAS.LT ATM network can be found at www.bankomatas.lt.
  15. The insurance services are provided by Swedbank P&C Insurance AS, in Lithuania acting through its Lithuanian branch.
  • Purchase insurance terms & conditions
  • Purchase insurance information document
  • Terms and Conditions of Travel Insurance for a holder of the service plan “Active”
  • Travel Insurance Information Document for a holder of the service plan “Active”
  • Glossary of the most representative services linked to a payment account
  • Fee information document (Standard Bank’s rates of fees)
  • Fee information document (“Basic Payment Account Service”)
  • Fee information document (“Basic”, “Basic” for customers receiving salary, Seniors and Golden Programme participants)
  • Fee information document (“Basic Plus”)
  • Fee information document (“Basic” for Youth)
  • Fee information document (“Standard”)
  • Fee information document (“Standard” for Youth)
  • Fee information document (“Basic” for Private Banking customers)
  • Fee information document (“Active”)
  • Fee information document (“Active” for Youth)
  • Fee information document (“Standard” for Youth)
  • Further information on Swedbank fees
  • Terms and conditions
  • Information about the insurance of deposits and liabilities to investors

Partner offers are available to customers who have ordered the “Active” or “Active for youth” service plans.

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  • Flexible data plans available in over 200 destinations.
  • Single-country, regional, and global plan options.
  • Quick and easy eSIM setup in just minutes.
  • 24/7 customer support whenever you need help.
  • Built-in security features to protect against cyber threats.
  • Intuitive, easy-to-use mobile app.

How to use the offer?

  1. Make sure your smartphone supports eSIM technology.
  2. Go to www.saily.com/swedbankEN.
  3. Select your destination and choose the free 500 MB data plan.
  4. Create a Saily account or sign in to your existing one.
  5. Complete the checkout process. You’ll receive a confirmation email with setup details.
  6. Download the Saily app from the App Store or Google Play.
  7. Follow the instructions in the app to install your eSIM. Tip: Install your eSIM before your trip while you still have internet access.
  8. Your plan will activate automatically when you arrive at your destination. Make sure data roaming is enabled for the Saily eSIM.
  9. Monitor your data usage in the Saily app and use built-in security features to stay protected while browsing abroad.
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  • 500 MB FREE
  • Log in to the Internet Bank

Go3 | BITĖ

Your favourite shows, any screen, any time!

Love great content without the hassle? We offer you a Go3 | BITĖ voucher for 3 months of free TV. Voucher value: EUR 41.97.

Stream across multiple devices at once. On your couch or anywhere in the EU.

Single use only. Cannot be exchanged for cash or transferred. Available to new Go3 | BITĖ customers who subscribe to the TV & Movies plan and sign an open-ended service agreement with BITĖ. After the 3-month free period, the plan renews automatically at €13.99/month (VAT included). You can cancel your subscription anytime via your Go3 account, at any BITĖ store, or by calling customer support.

Enjoy!

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  • 3 months FREE
  • Log in to the Internet Bank

BARBORA.LT

A special offer from BARBORA just for you!

Spend at least EUR 59.99 and use the discount code to get 10% off. The offer is available until June 30, 2026.

Read more Kuponų taisyklės | BARBORA

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  • 10%
  • Log in to the Internet Bank

BITĖ

Extra benefits with SAUGIAU plans.

Up to 40% off mobile plans! Choose one of five SAUGIAU plans and enjoy unlimited calls and texts, a data package of your choice, plus an extensive set of benefits:

  • BITĖ bill insurance. Covers bills issued for BITĖ services and any equipment purchased in instalments or rented.
  • Cyber threat monitoring. Monitors whether your personal data is safe online and alerts you in case of a data leak.
  • Even more data abroad. With BITĖ’s unlimited data plan, you get up to 50 GB across the EU, the UK, Moldova and Ukraine – plus 2 GB in some of the most popular non-EU destinations.
  • Internet Security+. At no extra cost for 3 months when you choose the SAUGIAU 50 GB or SAUGIAU unlimited data plan. After the promotional period, €1,99/month. You can cancel the service at any time.

Read more: www.bite.lt/planai

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  • up to 40%
  • Log in to the Internet Bank

UNIPARK

Convenient parking at Vilnius, Kaunas and Palanga airports with UNIPARK.

Take advantage of a special UNIPARK offer and get 15% off airport parking with the discount code.

How to use the offer?

  • Visit www.unipark.shop.
  • Choose your airport (Vilnius, Kaunas, or Palanga) and select your parking dates and time.
  • In the date selection step, enter the discount code SWEDBANK15 and click “Apply”.
  • In the next step, choose the parking lot that suits you best – all prices will already reflect the applied discount.
  • You can pay for your parking via online banking or other payment methods available on the website. If your plans change, you can cancel or modify your reservation completely free of charge.
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  • 15%
  • Log in to the Internet Bank

NOVATURAS

Take advantage of an 8% discount on NOVATURAS trips and choose from a wide range of leisure, exotic, and ski holiday offers. Traveling together is easy!

Conditions:

  • The discount applies when purchasing a trip online at www.novaturas.lt by entering the discount code, or at direct sales offices located at Konstitucijos ave. 15, Vilnius, and A. Mickevičiaus St. 27, Kaunas.
  • The discount code is valid for leisure, exotic, and ski travel packages.
  • The offer is not valid for guided tours, flight tickets, or additional services.
  • Discounts cannot be combined.
  • Novaturas travel experts can help you choose the most suitable holiday offer by phone at +370 661 06005 or by email at klientams@novaturas.lt.
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  • 8%
  • Log in to the Internet Bank

SIXT

Enjoy an exclusive discount in Lithuania and 105 countries.

Planning a trip around Lithuania or a holiday abroad? Need a replacement car or a spacious passenger minivan? We have got you covered! Get a discount for SIXT car rentals worldwide up to 15% off.

Why rent from SIXT?

  • An internationally company with more than 2 000 rental locations in 105 countries.
  • Easily accessible rental locations at prime airport locations.
  • A modern vehicle fleet.
  • No hidden fees.
  • Outstanding customer service.

Offer conditions:

  • Reservation period – until 15 May 2027
  • Rental period until 31 May 2027.
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SIXT modal image
  • Up to 15%
  • Log in to the Internet Bank

SIXT+

Benefit from an exclusive SIXT+ car subscription offer in Lithuania.

Subscribe to a car with SIXT+ in Lithuania and enjoy the benefits of flexible long‑term car rental:

  • Subscription period up to 12 months with the option to cancel at any time.
  • A fixed monthly fee covering maintenance and wear‑and‑tear costs, tires changes and storage, insurance, 24/7 customer support, and a replacement vehicle.
  • No down payment.
  • Suitable for private and business customers.

To redeem the discount:

  • Visit www.sixtplus.lt or the SIXT+ BALTICS app.
  • Choose the car you want to subscribe to.
  • Enter the discount code before confirming your subscription order.
  • The 50% discount on the agreement fee will be applied.

Learn more about the SIXT+ car subscription at www.sixtplus.lt

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SIXT+ modal image
  • 50%
  • Log in to the Internet Bank

Hertz

Enjoy Hertz vehicles worldwide at a special price!

We offer a 10% discount on car rentals. With Hertz, you can expect:

  • A diverse fleet of vehicles to suit every journey.
  • Convenient car rental locations in more than 150 countries worldwide.
  • Trusted service and consistently high quality you can rely on.

Hertz Baltics provides short-term car rental services for both private and corporate customers across the Baltic States. The company offers a wide range of vehicles and flexible mobility solutions – from everyday rentals to temporary replacement vehicles and tailored solutions for specific needs – ensuring convenient and reliable mobility throughout the region.

Read more www.hertzlease.lt

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  • 10%
  • Log in to the Internet Bank

Credit cards

Extra money with an interest-free period, complimentary purchase and travel insurance.

Read more

Mini Invest

Investing is completely effortless. Your investments will be automatically topped up with a small amount from each card payment.

Read more
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Nuo 2021 03 23 nebebus galima jungtis prie „Swedbank“ interneto banko naudojantis naršykle „Internet Explorer“.

Taip pat nebebus galima tvirtinti ar vykdyti mokėjimų iš „Swedbank“ kituose tinklalapiuose naudojantis „Internet Explorer“.

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С 23.03.2021 Интернет-банк Swedbank недоступен в браузере Internet Explorer.

С помощью Internet Explorer невозможно авторизоваться или осуществлять платежи через Swedbank на сторонних веб-страницах.

Вместо браузера Internet Explorer мы рекомендуем использовать браузеры Google Chrome, Mozilla Firefox или Microsoft Edge. Инструкции по установке упомянутых браузеров можно найти здесь.

From 23.03.2021 Swedbank Internet Bank and Banklink is no longer available using Internet Explorer browser.

It is not possible to authorize or make payments from Swedbank on other web pages using Internet Explorer.

Instead, we suggest using Google Chrome, Mozilla Firefox or the newest version of Microsoft Edge. To find out how to install the suggested browsers, please click here.

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  • About Swedbank

„Swedbank”, AB
Konstitucijos pr. 20A, 09321 Vilnius, Lithuania
SWIFT code: HABALT22
Legal entity code: 112029651

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