Standard Credit Card issue and administration fees (Mastercard Standard)
Valid from 2023-02-01
Name of the service or transaction |
Fee in EUR1 |
Credit card fees |
Card validity |
3 years |
Card administration fee2 |
1.44 euros/month |
Card issuing at the branch fee3 |
EUR 5 |
Card issuing by mail fee3 |
EUR 2 |
Payment for a purchase or a service |
Free |
Bill payments at Swedbank, AB ATM’s |
Free |
Cash withdrawal at ATM’s and other places where this service is provided4 |
2%, min EUR 3 |
Currency exchange fee when transaction is made not in euro5 |
2.45% |
Balance checking at ATM’s (that have the technical capability to do so): |
|
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) |
Free |
Other banks |
Free |
Changing PIN at Swedbank, AB ATM |
Free |
A copy of the invoice at Client’s request4: |
|
card payment in Lithuania |
EUR 1.45 |
card payment abroad |
EUR 5.79 |
Fees of other services |
Monthly fee (Security Programme) |
EUR 0 |
Blocking a lost card |
Free |
Travel insurance |
Free |
Shopping insurance |
Free |
Overdraft account transaction fees |
When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied. |
Total transaction limits6 |
Total allowance for payments for good and services |
EUR 4,350 per day |
Total allowance for ATM cash withdrawals |
EUR 2,030 per day but not more than EUR 10,000 per calendar month7 |
Total allowance for ATM payments |
EUR 2,030 per day |
Total allowance for ATM deposits |
EUR 7,500 per calendar month7 |
1All fees are debited from the client’s account at the Bank, unless stated otherwise in the Fees and the credit card agreement.
2The fee is debited monthly on the day of payment specified in the agreement.
3Applies for new, renewed and replaced cards. Renewed card can be sent by post with „Swedbank“, AB decision without separate customer request
4The fee is debited from the credit limit of the account
5When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. Currency exchange fees can be calculated using a currency exchange calculator accessible in Bank‘s webpage: https://www.swedbank.lt/private/home/more/calculator
6At the request of the client, the daily transaction limits may be changed.
7This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.
Standard Credit Card service terms and conditions (Mastercard Standard)
Name of the service or transaction |
Service terms and conditions EUR8 |
Terms and conditions of other services in the basket |
Security programme |
|
- Period until the notification on card lock |
24 hours |
- The largest amount of losses not compensated for the client |
EUR 28.96 |
- The largest amount of losses compensated for the client |
Daily transaction limit (payment for goods and services) |
Travel insurance services and benefits |
Medical expenses |
EUR 50,000 |
Shopping insurance benefits |
Annual shopping insurance |
EUR 4,000 |
- Including one insured event |
EUR 2,000 |
- Single purchase |
EUR 1,000 |
- Purchases limited to one insured event |
EUR 400 |
- Unconditional deduction |
EUR 30 |
Overdraft fees and conditions |
Overdraft granting |
Free |
Changing overdraft terms and conditions9: |
|
At a branch |
EUR 8.69 |
Online |
EUR 1 |
Minimum overdraft |
EUR 300 |
Period during which interest for used overdraft is not paid (in calendar days from the purchase by a payment card) |
25 days |
8Detailed information on travel and shopping insurance can be found on the Bank’s website and at the branches.
9Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.
Gold Credit Card issue and administration fees (Mastercard Gold)
Valid from 2023-02-01
Name of the service or transaction |
Fee in EUR1 |
Credit card fees |
Card validity |
3 years |
Card administration fee2 |
EUR 3.47 |
Card issuing at the branch fee3 |
EUR 5 |
Card issuing by mail fee3 |
EUR 2 |
Payment for a purchase or a service |
Free |
Bill payments at Swedbank, AB ATM’s |
Free |
Cash withdrawal at ATM’s and other places where this service is provided4: |
|
Up to EUR 500 per calendar month |
Free |
Above EUR 500 per calendar month |
2% |
Currency exchange fee when transaction is made not in euro5: |
|
Up to EUR 10.000 per calendar month |
Free |
Above EUR 10.000 per calendar month |
2.45% |
Balance checking at ATM’s (that have the technical capability to do so): |
|
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) |
Free |
Other banks |
Free |
Changing PIN at Swedbank, AB ATM |
Free |
A copy of the invoice at Client’s request6: |
|
card payment in Lithuania |
EUR 1.45 |
card payment abroad |
EUR 5.79 |
Fees of other services in the basket |
Monthly fee (Security Programme) |
EUR 0 |
Locking a lost card |
Free |
Travel insurance |
Free |
Shopping insurance |
Free |
Emergency cash payment abroad in case of a lost card |
According to Western Union’s emergency cash transfer fees |
Overdraft account transaction fees |
When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied. |
Total transaction limits7 |
Total allowance for payments for good and services |
EUR 8,700 per day |
Total allowance for ATM cash withdrawals |
EUR 2,900 per day but not more than EUR 10,000 per calendar month8 |
Total allowance for ATM payments |
EUR 2,900 per day |
Total allowance for ATM deposits |
EUR 7,500 per calendar month8 |
1All fees are debited from the client’s account at the Bank, unless stated otherwise in the Fees and the credit card agreement.
2The fee is debited monthly on the day of payment specified in the agreement.
3Applies for new, renewed and replaced cards. Renewed card can be sent by post with „Swedbank“, AB decision without separate customer request.
4Except Perlas terminals, where cash withdrawal fee of 2%, min. EUR 3 is applied for each cash withdrawal transaction.
5When card transaction is made in currency other than euro (including a cash-out with a card) above EUR 10.000, conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. Currency exchange fees can be calculated using a currency exchange calculator accessible in Bank‘s webpage: https://www.swedbank.lt/private/home/more/calculator.
6The fee is debited from the credit limit of the account.
7At the request of the client, the total transaction limits may be changed.
8This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.
Gold Card service terms and conditions (Mastercard Gold)
Name of the service or transaction |
Service terms and conditions EUR |
Terms and conditions of other services |
Security programme |
|
- Period until the notification on card lock |
24 hours |
- The largest amount of losses not compensated for the client |
EUR 28.96 |
- The largest amount of losses compensated for the client |
Daily transaction limit (payment for goods and services) |
Travel insurance services and benefits8 |
Medical expenses and repatriation insurance |
EUR 750,000 |
Accident insurance |
EUR 10,000 |
Luggage, travel delay and trip cancellation insurance |
|
Departure delay insurance |
|
Over 4 hours |
EUR 150 |
Over 24 hours |
EUR 300 |
Luggage delay over 4 hours |
EUR 300 |
Route/schedule change (including cancellation, discontinuation) |
EUR 2,000 |
Flight ticket change |
EUR 150 |
Civil liability and legal expenses insurance |
|
- Civil liability |
EUR 10,000 |
- Legal expenses |
EUR 1,000 |
- Deposit |
EUR 3,000 |
Flight ticket change |
EUR 150 |
Shopping insurance benefits8 |
Annual shopping insurance |
EUR 4,000 |
- Including one insured event |
EUR 2,000 |
- Single purchase |
EUR 1,000 |
- Purchases limited to one insured event |
EUR 400 |
- Unconditional deduction |
EUR 30 |
Overdraft fees and conditions |
Overdraft granting |
Free |
Changing overdraft terms and conditions9: |
|
At a branch |
EUR 8.69 |
Online |
EUR 1 |
Period during which interest for used overdraft is not paid (in calendar days from the purchase by a payment card) |
30 days |
7Detailed information on travel and shopping insurance can be found on the Bank’s website and at the branches.
8Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.
Platinum Credit Card issue and administration fees (Mastercard Platinum)
Valid from 2023-02-01
Name of the service or transaction |
Fee in EUR1 |
Credit card fees |
Card validity |
3 years |
Card administration fee |
EUR 16 /month |
Card issuing at the branch fee2 |
EUR 5 |
Card issuing by mail fee2 |
EUR 2 |
Payment for a purchase or a service |
Free |
Bill payments at Swedbank, AB ATM’s |
Free |
Cash withdrawal at ATM’s and other places where this service is provided3: |
|
Up to EUR 1,000 per calendar month |
Free |
Above EUR 1,000 per calendar month |
2% |
Currency exchange fee when transaction is made not in euro4: |
|
Up to EUR 10,000 per calendar month |
Free |
Above EUR 10,000 per calendar month |
2.45% |
Balance checking at ATM’s (that have the technical capability to do so): |
|
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) |
Free |
Other banks |
Free |
Changing PIN at Swedbank, AB ATM |
Free |
A copy of the invoice at Client’s request: |
|
card payment in Lithuania5 |
EUR 1.45 |
card payment abroad5 |
EUR 5.79 |
Other service fees |
Blocking a lost card |
Free |
Travel insurance |
Free |
Shopping insurance |
Free |
LoungeKey: |
|
Fee per visit6 |
EUR 28 |
Additional service package annual fee7 (incl. VAT) |
EUR 180 |
Overdraft account transaction fees |
When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied. |
Total transaction limits8 |
Total allowance for payments for good and services |
EUR 17,400 per day |
Total allowance for ATM cash withdrawals |
EUR 2,900 per day but not more than EUR 10,000 per calendar month9 |
Total allowance for ATM payments |
EUR 2,900 per day |
Total allowance for ATM deposits |
EUR 7,500 per calendar month9 |
1All fees are debited from the client’s account at the Bank, unless stated otherwise in the Fees and the credit card agreement.
2Applies for new, renewed and replaced cards. Renewed card can be sent by post with „Swedbank“, AB decision without separate customer request.
3Except Perlas terminals, where cash withdrawal fee of 2%, min. EUR 3 is applied for each cash withdrawal transaction.
4When card transaction is made in currency other than euro (including a cash-out with a card) above EUR 10.000, conversion to euro is being calculated using „Mastercard International“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. Currency exchange fees can be calculated using a currency exchange calculator accessible in Bank‘s webpage: https://www.swedbank.lt/private/home/more/calculator.
5The fee is debited from the credit limit of the account.
6Per person per single visit at airport lounge. Not applicable to the visits of the main card holder when an additional service package is selected.
7Fee applied to Mastercard Platinum provides 20 free airport lounge visits for cardholder per calendar year. When booking an additional service package, guests visiting airport lounges are charged a one-off visit fee.
8At the request of the client, the total daily transaction limits may be changed.
9This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.
Platinum Credit Card service terms and conditions
Name of the service or transaction |
Service terms and conditions EUR9 |
Travel insurance services and benefits10 |
Insurance coverage |
Amount per single insured |
Medical expenses and repatriation insurance |
EUR 750,000 |
Accident insurance |
EUR 20,000 |
Insurance protection |
Amount per all insured |
Travel disruption insurance |
- Route/schedule change (including cancellation, discontinuation) |
EUR 3,500 |
- Departure delay over 4 hours |
EUR 500 |
- Luggage delay over 4 hours |
EUR 1000 |
- Flight ticket change |
EUR 150 |
Civil liability and legal expenses insurance |
- Civil liability |
EUR 20,000 |
- Legal aid |
EUR 10,000 |
- Deposit |
EUR 5,000 |
Personal belongings insurance |
EUR 2,500 |
Casco insurance for leased vehicles |
EUR 40,000 (EUR 250 deduction) |
Shopping insurance benefits10 |
Annual shopping insurance |
EUR 4,000 |
- Including one insured event |
EUR 2,000 |
- Single purchase |
EUR 1,000 |
- Purchases limited to one insured event |
EUR 400 |
- Unconditional deduction |
EUR 30 |
Overdraft fees and conditions |
Overdraft granting |
Free |
Changing overdraft terms and conditions11: |
|
At a branch |
EUR 8.69 |
Online |
EUR 1 |
Period during which interest is not paid for used credit limit12 |
Until the 20th of the next month (up to 50 calendar days) |
9Detailed information on travel and shopping insurance can be found on the Bank’s website and at the branches.
10Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.
11Valid for overdraft used to pay for purchases made by card.
Fixed Payment Credit Card issue and administration fees
Valid from 2023-06-20
New Fixed payment credit cards are no longer issued from 16.06.2022. Cards expiring 31.08.2023 and later will not be automatically renewed, but still will be replaced in case stolen, lost or upon customer request.
Name of the service or transaction |
Fee in EUR1 |
Fixed Payment Credit Card fees |
Card validity |
3 years |
Overdraft account administration fee |
0 euros/month |
Card issuing at the branch fee2 |
EUR 5 |
Card issuing by mail fee2 |
EUR 2 |
Payment for a purchase or a service |
Free |
Cash withdrawal at ATM’s and other places where this service is provided3 |
2.5%, min EUR 3 |
Currency exchange fee when transaction is made not in euro4 |
2.45% |
Balance checking at ATM’s (that have the technical capability to do so): |
|
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) |
Free |
Other banks |
Free |
Changing PIN at Swedbank, AB ATM |
Free |
A copy of the invoice at Client’s request3: |
|
card payment in Lithuania |
EUR 1.45 |
card payment abroad |
EUR 5.79 |
Overdraft account transaction fees |
When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied. Interest is not paid on the balance of the Overdraft Account. |
Total transaction limits5 |
Total allowance for payments for good and services |
EUR 4,350 per day |
Total allowance for ATM cash withdrawals |
EUR 2,030 per day but not more than EUR 10,000 per calendar month6 |
Total allowance for ATM deposits |
EUR 7,500 per calendar month6 |
1All fees are debited from servicing unless stated otherwise in pricelist or credit card agreement
2Applies for new, renewed and replaced cards. Renewed card can be sent by post with „Swedbank“, AB decision without separate customer request
3The fee is debited from the credit limit of the account.
4When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. Currency exchange fees can be calculated using a currency exchange calculator accessible in Bank‘s webpage: https://www.swedbank.lt/private/home/more/calculator.
5At the request of the client, the total daily transaction limits may be changed.
6This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.
Fixed payment credit card service terms and conditions (Mastercard Standard)
Shopping insurance benefits |
Service terms and conditions EUR7 |
Annual shopping insurance |
EUR 4,000 |
- Including one insured event |
EUR 2,000 |
- Single purchase |
EUR 1,000 |
- Purchases limited to one insured event |
EUR 400 |
- Unconditional deduction |
EUR 30 |
Overdraft fees and conditions |
Overdraft granting |
Free |
Changing overdraft terms and conditions8: |
|
At a branch |
EUR 8.69 |
Online |
EUR 1 |
Changing other terms and conditions of Fixed Payment Credit Card agreement |
Free |
7Detailed information on shopping insurance can be found on the Bank’s website and at the branches.
8Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.