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Additional bank account

Open an additional bank account

We will make it easy and simple for you to manage your finances

  • Different accounts for your different needs
  • Simple to use online banking and smart app.
  • Not a customer yet? Visit the section “Become our customer”

Want to open another Swedbank account? With just a few clicks of a button, you can arrange this in your online bank. You will be able to use the newly opened account immediately.

Open an additional bank account

The best way to learn to manage your money is to practice a little from the early age. If you are a Swedbank customer, you can open an account in the Internet Bank for your children. All you have to do is fill out an account opening application, receive a confirmation and a child account agreement and sign it with your Smart-ID or other qualified e-signature.

Fill in the application for opening an account for a child

Planning to start your own business? Open a company account with Swedbank and use not only convenient everyday banking tools, but also the benefits we offer for young businesses. In addition, you can open a company account remotely for free.

Open a business account

An account transfer service is a service for a customer where the customer's payment account and related services, such as periodic credit transfers, etc., are transferred from one payment service provider to another.

More about this service

Maintaining of accounts

Natural persons
Opening of a Swedbank, AB (hereinafter the "Bank") account (except natural persons who are not legally reside consumers *) -
Opening of a Bank account for persons who are not legally reside consumers * 200 Eur
Note: non- cash transactions via Bank accounts can be carried out in the following currencies: AED, AUD, BAM, BGN, BYR, CAD, CHF, CNY, CZK, DKK, GBP, HKD, HRK, HUF, ILS, JPY, MXN, NOK, NZD, PLN, RON, RSD, RUB, SAR, SEK, SGD, THB, TRY, USD, ZAR, QAR.
Note: transaction in EUR via Bank accounts can be carried out in cash and non-cash.

Minimum daily services fee, which includes:

  • Maintaining a Bank account (including opening (except natural persons persons who are not legally reside consumers *) and closing)
  • Crediting of incoming payments within Swedbank
  • Crediting of incoming payments in EUR from Swedbank Group banks***
  • Crediting of incoming payments in EUR from other banks incorporated in Lithuania
  • Crediting of incoming payments in EUR –[European payments]****
0,70 Eur / mėn.**
Interest rate if the allowed bank account credit limit is exceeded 36 %

Bank account-based transactions are carried out in accordance with the valid Bank's rates of fees.

* Legally reside consumer is a natural person who legally resides in the Republic of Lithuania or another Member State of the European Union or European Economic Area, i.e. a person who in observance legal acts of Republic of Lithuania or another Member State has the right to reside in Republic of Lithuania or such other Member State, respectively.

** Fee applies to every account held by the client.

*** Swedbank Group banks:

  • Swedbank (SWIFT code: SWEDSESS), Sweden, Stockholm
  • Swedbank (SWIFT code: SWEDFIHH), Finland
  • Swedbank (SWIFT code: SWEDDKKK), Denmark
  • Swedbank (SWIFT code: SWEDNOKK), Norway
  • Swedbank AS (SWIFT code: HABAEE2X), Estonia
  • Swedbank AS (SWIFT code: HABALV22), Latvia

**** EUR-denominated transfer from the EU Member State, Andorra, Iceland, United Kingdom, Liechtenstein, Monaco, Norway, San Marino, Switzerland and Vatican, if terms are acceptable, in this case the Payee's bank SWIFT (BIC) must be indicated; the Payee's bank account must be indicated in IBAN format; and the payment type is designated SHA.

Statements of accounts Natural persons
Sending of statements of accounts via the Bank e-channels Free of charge
Issuance of daily statements of accounts over-the-counter at the Bank office Free of charge
Printing out of a one-time statement for a period indicated by a customer over-the-counter at theBank office:
one day* 0,29 Eur
one month or a period from 2 to 31 days* 1,45 Eur
one quarter or a period from 32 to 92 days 2,90 Eur
one year or a period from 93 to 365 days 11,58 Eur
Issue of the statement of account when closing the account for natural persons at the Bank’s branch.
Note. The statement of account shall be issued for the last 36 (thirty-six) months before the closing of the account or for the whole
Free of charge

* If a natural person does not use Swedbank Internet Banking, and periodic statements of their accounts for the previous month are not prepared and issued at the Bank office, once per calendar month a statement for a period of no more than 30 last days or for a past calendar month is issued free of charge.

Payment cards

Contactless Debit Mastercard

Valid from 2021-02-01

Card terms and rates Fee, EUR
Contactless „Debit Mastercard” issuing:
Card validity 4 years
Card issuing at the branch fee1 EUR 5
Card issuing by post fee2 EUR 2
Card administration monthly fee EUR 0,70
Blocking of a lost or stolen card Free of charge
Other debit card fees:
Bill payments at ATMs of „Swedbank“, AB Free of charge
Cash withdrawals:
at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) 0,5%, min EUR3 0,5
At non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2%, min. EUR 3
at other partners cash out service providing venues4 0,5 %, min. EUR 0,5
Cash deposit at ATMs of „Swedbank“, AB Free of charge
Currency exchange fee when transaction is made not in euro5 2.45%
Checking account balance in ATM‘s (where it is technically possible) Free of charge
Changing of PIN at ATMs of „Swedbank“, AB Free of charge
Copy of a receipt upon customer’s request:
on transactions in Lithuania EUR 1,45
on transactions abroad EUR 5,79
Standard limits6
for purchases EUR 2 030 per day
for cash withdrawals EUR 870 per day
for payments at ATMs EUR 870 per day
for cash-in in ATMs EUR 7 500 per calendar month
  • 1 Fee applies to the issuance of a new, renewed or replaced debit card. Fee will be charged when card is activated does not matter the card is included in the service plan or not.
  • 2 Fee is debited when activating new, renewed or replaced debit card (if the card is not included in the service plan). Renewed debit card can be sent by post without separate customer request by Swedbank decision.
  • 3 Fee will be charged on the 15th day of next month.
  • 4 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank www.swedbank.lt.
  • 5 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. The currency conversion calculator (for Mastercard transactions) is available on the Bank's website https://www.swedbank.lt/private/home/more/calculator may be used to calculate exchange rates.
  • 6 Transactions limits (expect for cash-in limit in ATMs) may be changed upon individual cardholder’s requests.

Contactless Private Banking Debit Mastercard

Valid from 2021-02-01

Card terms and rates Fee, EUR
Contactless „Private Banking Debit Mastercard” issuing:
Card validity 4 years
Card issuing at the branch fee1 EUR 5
Card issuing by post fee2 EUR 2
Card administration monthly fee EUR 1,16
Blocking of a lost or stolen card Free of charge
Other debit card fees:
Bill payments at ATMs of „Swedbank“, AB Free of charge
Cash withdrawals:
at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) 0,5%, min EUR3 0,5
At non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2%, min. EUR 3
at other partners cash out service providing venues4 0,5 %, min. EUR 0,5
Cash deposit at ATMs of „Swedbank“, AB Free of charge
Currency exchange fee when transaction is made not in euro5 2.45%
Checking account balance in ATM‘s (where it is technically possible) Free of charge
Changing of PIN at ATMs of „Swedbank“, AB Free of charge
Copy of a receipt upon customer’s request:
on transactions in Lithuania EUR 1,45
on transactions abroad EUR 5,79
Standard limits6
for purchases EUR 2 030 per day
for cash withdrawals EUR 870 per day
for payments at ATMs EUR 870 per day
for cash-in in ATMs EUR 7 500 per calendar month
  • 1 Fee applies to the issuance of a new, renewed or replaced debit card. Fee will be charged when card is activated does not matter the card is included in the service plan or not.
  • 2 Fee is debited when activating new, renewed or replaced debit card (if the card is not included in the service plan). Renewed debit card can be sent by post without separate customer request by Swedbank decision.
  • 3 Fee will be charged on the 15th day of next month.
  • 4 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank www.swedbank.lt.
  • 5 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. The currency conversion calculator (for Mastercard transactions) is available on the Bank's website https://www.swedbank.lt/private/home/more/calculator may be used to calculate exchange rates.
  • 6 Transactions limits (expect for cash-in limit in ATMs) may be changed upon individual cardholder’s requests.

Fees for issuance and administration of Youth Programme card Contactless MasterCard WEB

Valid from 2021-02-01

Card terms and rates Fee, EUR
Contactless MasterCard WEB card issuing:
Card validity 4 years
Card administration monthly fee EUR 0,291
Card issuing at the branch fee2 EUR 5
Card issuing by post fee3 EUR 2
Blocking of a lost or stolen card Free of charge
Other debit card fees:
Bill payments at ATMs of „Swedbank“, AB Free of charge
Cash withdrawal at ATM’s and other places where this service is provided4:
up to EUR 290 per calendar month Free of charge
above EUR 290 per calendar month5 0,5%
Cash deposit at ATMs of „Swedbank“, AB Free of charge
Currency exchange fee when transaction is made not in euro6:
Up to EUR 10 000 per calendar month Free of charge
Above EUR 10 000 per calendar month 2.45%
Checking account balance in ATM‘s (where it is technically possible) Free of charge
Changing of PIN at ATMs of „Swedbank“, AB Free of charge
Copy of a receipt upon customer’s request:
on transactions in Lithuania EUR 1,45
on transactions abroad EUR 5,79
Security Programme
Security Programme fee Free of charge
Period until notifying of card blocking during which the Bank reimburses the client’s losses 24 hr
Maximum amount of the client’s losses not reimbursed by the Bank for participants in Youth Programme Plan “One+” EUR 0
Maximum amount of the client’s losses not reimbursed by the Bank for participants in Youth Programme Plans “Two+”, “Three+” and “Four+” EUR 28,96
Maximum amount of the client’s losses reimbursed by the Bank Standard limit of daily operations (payment for purchases and services)
Total limits of operations for participants in Youth Programme Plan “One+”7
for purchases EUR 30 per day
for cash withdrawals EUR 30 per day
for payments at ATM EUR 30 per day
for cash-in in ATMs EUR 7 500 per calendar month
Total limits of operations for participants in Youth Programme Plans “Two+”, “Three+” and “Four+”7
for purchases EUR 580 per day
for cash withdrawals EUR 290 per day
for payments at ATMs EUR 290 per day
for cash-in in ATMs EUR 7 500 per calendar month
  • 1 No fee shall be charged on a client who is covered by the Service Plan for participants in the Plan “One+” of Youth Programme “Convenient”, for participants in the Plan “Two+” and “Three+” of Youth Programme “Convenient” or for participants in the Plan “Four+” of Youth Programme “Convenient”. The fee shall be charged from the moment when the client ceases being a participant in the Youth Programme or refuses the Service Plan for participants in the Plan “One+” of Youth Programme “Convenient”, for participants in the Plan “Two+” and “Three+” of Youth Programme “Convenient” or for participants in the Plan “Four+” of Youth Programme “Convenient” (depending on the Service Plan that was applied to the client).
  • 2 Fee applies to the issuance of a new, renewed or replaced debit card. Fee will be charged when card is activated does not matter the card is included in the service plan or not.
  • 3 Fee is debited when activating new, renewed or replaced debit card (if the card is not included in the service plan). Renewed debit card can be sent by post without separate customer request by Swedbank decision.
  • 4 Except at other partners cash out service providing venues, where cash withdrawal fee 0.5% min EUR 0,5 is applied for each transaction.
  • 5 Fee will be charged on the 15th day of next month.
  • 6 When card transaction is made in currency other than euro (including a cash-out with a card) above 10.000 Eur/mo, conversion to euro is being calculated using „Mastercard International“ currency exchange rate at transaction processing day and increasing the amount by value stated (2,45%). Currency exchange fees can be calculated using a currency exchange calculator accessible in Bank‘s webpage: https://www.swedbank.lt/private/home/more/calculator.
  • 7 Transactions limits (expect for cash-in limit in ATMs) may be changed upon individual cardholder’s requests.

Temporary ATM card fees for private persons

Valid from 2021-02-01

Card terms and rates Fee, EUR
Card validity Till the last day of the next month after Temporary ATM card issuance
Card issuing fee EUR 5
Cash withdrawals at ATMs of „Swedbank“, AB (LT) Free of charge1
Cash deposit at ATMs of „Swedbank“, AB (LT) Free of charge
Blocking of a lost or stolen card Free of charge
Standard limits2
for cash withdrawals EUR 870 per day
for cash-in in ATMs EUR 7 500 per calendar month
  • 1 For monthly cash withdrawals exceeding EUR 580, a 0.5 % min EUR 0,5 fee is applied for all amounts above EUR 580. Fee will be charged on the 15th day of next month.
  • 2 Transactions limits (expect for cash-in limit in ATMs) may be changed upon individual cardholder’s requests.

Fixed Payment Credit Card issue and administration fees

Valid from 2021-02-01

Name of the service or transaction Fee in EUR1
Fixed Payment Credit Card fees
Card validity 3 years
Overdraft account administration fee 0 euros/month
Card issuing at the branch fee2 EUR 5
Card issuing by mail fee2 EUR 2
Payment for a purchase or a service Free
Cash withdrawal at ATM’s and other places where this service is provided3 2.5%, min EUR 3
Currency exchange fee when transaction is made not in euro4 2.45%
Balance checking at ATM’s (that have the technical capability to do so):
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
Other banks Free
Changing PIN at Swedbank, AB ATM Free
A copy of the invoice at Client’s request3:
card payment in Lithuania EUR 1.45
card payment abroad EUR 5.79
Overdraft account transaction fees
When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied. Interest is not paid on the balance of the Overdraft Account.
Total daily transaction limits5
Total allowance for payments for good and services EUR 4,350
Total allowance for cash withdrawals EUR 2,030

1All fees are debited from servicing unless stated otherwise in pricelist or credit card agreement
2Applies for new, renewed and replaced cards. Renewed card can be sent by post with „Swedbank“, AB decision without separate customer request
3The fee is debited from the credit limit of the account.
4When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. Currency exchange fees can be calculated using a currency exchange calculator accessible in Bank‘s webpage: https://www.swedbank.lt/private/home/more/calculator.
5At the request of the client, the total daily transaction limits may be changed.

Fixed payment credit card service terms and conditions (Mastercard Standard)

Shopping insurance benefits Service terms and conditions EUR6
Annual shopping insurance EUR 4,000
- Including one insured event EUR 2,000
- Single purchase EUR 1,000
- Purchases limited to one insured event EUR 400
- Unconditional deduction EUR 30
Overdraft fees and conditions
Overdraft granting Free
Changing overdraft terms and conditions7:
At a branch EUR 8.69
Online EUR 1
Changing other terms and conditions of Fixed Payment Credit Card agreement Free

6Detailed information on shopping insurance can be found on the Bank’s website and at the branches.
7Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.

Standard Credit Card issue and administration fees (Mastercard Standard)

Valid from 2021-02-01

Name of the service or transaction Fee in EUR1
Credit card fees
Card validity 3 years
Card administration fee2 1.44 euros/month
Card issuing at the branch fee3 EUR 5
Card issuing by mail fee3 EUR 2
Payment for a purchase or a service Free
Bill payments at Swedbank, AB ATM’s Free
Cash withdrawal at ATM’s and other places where this service is provided4 2%, min EUR 3
Currency exchange fee when transaction is made not in euro5 2.45%
Balance checking at ATM’s (that have the technical capability to do so):
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
Other banks Free
Changing PIN at Swedbank, AB ATM Free
A copy of the invoice at Client’s request4:
card payment in Lithuania EUR 1.45
card payment abroad EUR 5.79
Fees of other services
Monthly fee (Security Programme) EUR 0
Locking a lost card Free
Travel insurance Free
Shopping insurance Free
Overdraft account transaction fees
When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied.
Total daily transaction limits6
Total allowance for payments for good and services EUR 4,350
Total allowance for cash withdrawals EUR 2,030
Total allowance for ATM payments EUR 2,030

1All fees are debited from the client’s account at the Bank, unless stated otherwise in the Fees and the credit card agreement.
2The fee is debited monthly on the day of payment specified in the agreement.
3Applies for new, renewed and replaced cards. Renewed card can be sent by post with „Swedbank“, AB decision without separate customer request
4The fee is debited from the credit limit of the account
5When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. Currency exchange fees can be calculated using a currency exchange calculator accessible in Bank‘s webpage: https://www.swedbank.lt/private/home/more/calculator
6At the request of the client, the total daily transaction limits may be changed.

Classic Card service terms and conditions (Mastercard Standard)

Name of the service or transaction Service terms and conditions EUR7
Terms and conditions of other services in the basket
Security programme
- Period until the notification on card lock 24 hours
- The largest amount of losses not compensated for the client EUR 28.96
- The largest amount of losses compensated for the client Daily transaction limit (payment for goods and services)
Travel insurance services and benefits
Medical expenses EUR 50,000
Shopping insurance benefits
Annual shopping insurance EUR 4,000
- Including one insured event EUR 2,000
- Single purchase EUR 1,000
- Purchases limited to one insured event EUR 400
- Unconditional deduction EUR 30
Overdraft fees and conditions
Overdraft granting Free
Changing overdraft terms and conditions8:
At a branch EUR 8.69
Online EUR 1
Minimum overdraft EUR 300
Period during which interest for used overdraft is not paid (in calendar days from the purchase by a payment card) 25 days

7Detailed information on travel and shopping insurance can be found on the Bank’s website and at the branches.
8Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.

Gold Credit Card issue and administration fees (Mastercard Gold and Visa Gold)

Valid from 2021-02-01

New ”Visa Gold“ credit cards are not issued anymore from 2020.02.01, and cards which expire from 2020.04.30 or be lost/stolen will be renewed/replaced only to „Mastercard Gold“ credit card.
Name of the service or transaction Fee in EUR1
Credit card fees
Card validity 3 years
Card administration fee2 EUR 3.47
Card issuing at the branch fee3 EUR 5
Card issuing by mail fee3 EUR 2
Payment for a purchase or a service Free
Bill payments at Swedbank, AB ATM’s Free
Cash withdrawal at ATM’s and other places where this service is provided4:
Up to EUR 500 per calendar month Free
Above EUR 500 per calendar month 2%
Currency exchange fee when transaction is made not in euro5:
Up to EUR 10.000 per calendar month Free
Above EUR 10.000 per calendar month 2.45%
Balance checking at ATM’s (that have the technical capability to do so):
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
Other banks Free
Changing PIN at Swedbank, AB ATM Free
A copy of the invoice at Client’s request6:
card payment in Lithuania EUR 1.45
card payment abroad EUR 5.79
Fees of other services in the basket
Monthly fee (Security Programme) EUR 0
Locking a lost card Free
Travel insurance Free
Shopping insurance Free
Emergency cash payment abroad in case of a lost card According to Western Union’s emergency cash transfer fees
Overdraft account transaction fees
When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied.
Total daily transaction limits7
Total allowance for payments for good and services EUR 8,700
Total allowance for cash withdrawals EUR 2,900
Total allowance for ATM payments EUR 2,900

1All fees are debited from the client’s account at the Bank, unless stated otherwise in the Fees and the credit card agreement.
2The fee is debited monthly on the day of payment specified in the agreement.
3Applies for new, renewed and replaced cards. Renewed card can be sent by post with „Swedbank“, AB decision without separate customer request.
4Except Perlas terminals, where cash withdrawal fee of 2%, min. EUR 3 is applied for each cash withdrawal transaction.
5When card transaction is made in currency other than euro (including a cash-out with a card) above EUR 10.000, conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. Currency exchange fees can be calculated using a currency exchange calculator accessible in Bank‘s webpage: https://www.swedbank.lt/private/home/more/calculator.
6The fee is debited from the credit limit of the account.
7At the request of the client, the total transaction limits may be changed.

Gold Card service terms and conditions (Mastercard Gold and Visa Gold)

Name of the service or transaction Service terms and conditions EUR7
Terms and conditions of other services
Security programme
- Period until the notification on card lock 24 hours
- The largest amount of losses not compensated for the client EUR 28.96
- The largest amount of losses compensated for the client Daily transaction limit (payment for goods and services)
Travel insurance services and benefits
Medical expenses and repatriation insurance EUR 500,000
Accident insurance EUR 10,000
Luggage, travel delay and trip cancellation insurance
Departure delay insurance
Over 4 hours EUR 150
Over 24 hours EUR 300
Luggage delay over 4 hours EUR 300
Route/schedule change (including cancellation, discontinuation) EUR 2,000
Flight ticket change EUR 150
Civil liability and legal expenses insurance
- Civil liability EUR 10,000
- Legal expenses EUR 1,000
- Deposit EUR 3,000
Flight ticket change EUR 150
Shopping insurance benefits
Annual shopping insurance EUR 4,000
- Including one insured event EUR 2,000
- Single purchase EUR 1,000
- Purchases limited to one insured event EUR 400
- Unconditional deduction EUR 30
Overdraft fees and conditions
Overdraft granting Free
Changing overdraft terms and conditions8:
At a branch EUR 8.69
Online EUR 1
Period during which interest for used overdraft is not paid (in calendar days from the purchase by a payment card) 30 days

7Detailed information on travel and shopping insurance can be found on the Bank’s website and at the branches.
8Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.

Platinum Credit Card issue and administration fees

Valid from 2021-02-01

Applies for Mastercard Platinum (issued from 2020.07.09) and New VISA Platinum credit cards.

Name of the service or transaction Fee in EUR1
Credit card fees
Card validity 3 years
Card administration fee 16 euros/month
Card issuing at the branch fee2 EUR 5
Card issuing by mail fee2 EUR 2
Payment for a purchase or a service Free
Bill payments at Swedbank, AB ATM’s Free
Cash withdrawal at ATM’s and other places where this service is provided3:
Up to EUR 500 per calendar month Free
Above EUR 500 per calendar month 2%, min EUR 2
Currency exchange fee when transaction is made not in euro4:
Up to EUR 10.000 per calendar month Free
Above EUR 10.000 per calendar month 2.45%
Balance checking at ATM’s (that have the technical capability to do so):
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
Other banks Free
Changing PIN at Swedbank, AB ATM Free
A copy of the invoice at Client’s request:
card payment in Lithuania5 EUR 1.45
card payment abroad5 EUR 5.79
Other service fees
Locking a lost card Free
Travel insurance Free
Shopping insurance Free
Priority Pass / LoungeKey:
Fee per visit6 EUR 28
Additional service package annual fee7 (incl. VAT) EUR 180
Overdraft account transaction fees
When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied.
Total daily transaction limits8
Total allowance for payments for good and services EUR 17,400
Total allowance for cash withdrawals EUR 2,900
Total allowance for ATM payments EUR 2,900

1All fees are debited from the client’s account at the Bank, unless stated otherwise in the Fees and the credit card agreement.
2Applies for new, renewed and replaced cards. Renewed card can be sent by post with „Swedbank“, AB decision without separate customer request.
3Except Perlas terminals, where cash withdrawal fee of 2%, min. EUR 3 is applied for each cash withdrawal transaction.
4When card transaction is made in currency other than euro (including a cash-out with a card) above EUR 10.000, conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. Currency exchange fees can be calculated using a currency exchange calculator accessible in Bank‘s webpage: https://www.swedbank.lt/private/home/more/calculator.
5The fee is debited from the credit limit of the account.
6Per person per single visit at airport lounge. Not applicable to the visits of the main card holder when an additional service package is selected.
77Fee applied to Mastercard Platinum (issued from 2020.07.09) provides 20 free airport lounge visits for cardholder per calendar year and unlimited lounge visits for New VISA Platinum card holders. When booking an additional service package, guests visiting airport lounges are charged a one-off visit fee.
8At the request of the client, the total daily transaction limits may be changed.

Platinum Credit Card service terms and conditions

Name of the service or transaction Service terms and conditions EUR9
Travel insurance services and benefits
Insurance coverage Amount per single insured
Medical expenses and repatriation insurance EUR 500,000
Accident insurance EUR 20,000
Insurance protection Amount per all insured
Travel disruption insurance
- Route/schedule change (including cancellation, discontinuation) EUR 3,500
- Departure delay over 4 hours EUR 500
- Luggage delay over 4 hours EUR 1000
- Flight ticket change EUR 150
Civil liability and legal expenses insurance
- Civil liability EUR 20,000
- Legal aid EUR 10,000
- Deposit EUR 5,000
Personal belongings insurance EUR 2,500
Casco insurance for leased vehicles EUR 40,000 (EUR 250 deduction)
Shopping insurance benefits
Annual shopping insurance EUR 4,000
- Including one insured event EUR 2,000
- Single purchase EUR 1,000
- Purchases limited to one insured event EUR 400
- Unconditional deduction EUR 30
Overdraft fees and conditions
Overdraft granting Free
Changing overdraft terms and conditions10:
At a branch EUR 8.69
Online EUR 1
Period during which interest is not paid for used credit limit11 Until the 20th of the next month (up to 50 calendar days)

9Detailed information on travel and shopping insurance can be found on the Bank’s website and at the branches.
10Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.
11Valid for overdraft used to pay for purchases made by card.

VISA Private Banking (VIP Visa) Platinum card

New cards not issued from 2017.04.06. Starting from 2018-04-30 previously issued cards will not be renewed or replaced if lost, forgotten PIN or upon customer request.

Card terms and rates1 Fee, EUR
Card issuance free of charge
Card validity 3 years
Card administration fee2 EUR 160.74 per year
Assigning a credit limit
Annual interest on credit 9 percent
Credit limit from EUR 2.000 to the amount of four monthly net income3
Credit grace period (Free-of-charge credit maturity)4 till 10th of next month
Replacing a card if it has been lost, the cardholder forgot the PIN or upon cardholder's request (before the card expires) free of charge
Using the card to pay for purchases and services free of charge
Payment of bills at Swedbank ATMs across Lithuania free of charge
Withdrawing cash at ATMs of Swedbank and other banks (in Lithuania and abroad), at other places where available5 2 percent, a minimum of EUR 2.03
Currency exchange fee when transaction is made not in euro6 2.45%
Changing PIN at Swedbank ATMs across Lithuania free of charge
Obtaining a receipt in case of payment in Lithuania5 free of charge
Obtaining original receipt in case of payment abroad5 free of charge
Blocking a lost card free of charge
Personal travel planning service free of charge
Priority Pass card
Issuing free of charge
One-time visit fee to the airport VIP lounge (for each person) EUR 28
Total permitted daily amount of payment for purchases and services EUR 17 400
Total permitted daily withdrawal amount EUR 2 900
Total permitted daily ATM payment amount EUR 2 900
Total permitted daily ATM payment amount
Security Programme fee free of charge
Period of compensation of losses prior to the time of notice of blocking the card 24 hours
Maximum amount that shall not be compensated for the customer EUR 28.96
Maximum amount that shall be compensated for the customer total permitted daily amount of payment for purchases and services
Travel insurance cover and benefits7
Medical cost insurance EUR 85 000
Accident insurance EUR 30 000
Third-party liability and legal cost insurance EUR 100 000
Legal costs EUR 1 000
Bail EUR 3 000
Luggage and trip delay EUR 500
Loss of luggage EUR 1 000
Cancellation of trip EUR 2 000
Interruption of trip EUR 2 000
Missing the means of transport EUR 1 000

The bank’s established service and operation fees will apply for operations on the credit account without using the credit card

1All fees are debited from the bank account unless established otherwise in the Fees and credit card agreement.
2First year fee is debited on 3rd month of card opening.
3To be established on an individual basis.
4Applies to credit funds that were used to pay for purchases with the credit card.
5The fee is debited from the bank account.
6When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
7Detailed information about insurance service terms and conditions submitted in the website of the bank and in the bank branches.

Platinum Credit Card issue and administration fees (Mastercard Platinum and Visa Platinum)

New cards not issued from 2017.04.06. Starting from 2018-04-30 previously issued cards will not be renewed or replaced if lost, forgotten PIN or upon customer request.

Name of the service or transaction Fee in EUR1
Credit card fees
Card validity 3 years
Annual card administration2 EUR 115.85
Card replacement if lost, damaged. Card replacement at client’s request EUR 7.24
Card issuing fee3 EUR 10.14
Payment for a purchase or a service Free
Bill payments at Swedbank, AB ATM’s Free
Cash withdrawal at ATM’s and other places where this service is provided4 2%, min EUR 2.03
Balance checking at ATM’s (that have the technical capability to do so):
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
Other banks Free
Currency exchange fee when transaction is made not in euro5 2.45%
Changing PIN at Swedbank, AB ATM Free
A copy of the invoice at Client’s request4:
card payment in Lithuania EUR 1.45
card payment abroad EUR 5.79
Fees of other services in the basket
Monthly fee (Security Programme)6 EUR 0.56
Locking a lost card Free
Travel insurance Free
Priority Pass card
Issue Free
Fee per visit7 EUR 28
Emergency cash payment abroad in case of a lost card According to Western Union’s emergency cash transfer fees
Card mailing:
within Lithuania EUR 10.14
abroad EUR 15.93
Overdraft account transaction fees
When transaction in the overdraft account are carried out without the credit card, Bank’s services and transaction fees are applied.
Total daily transaction limits8
Total allowance for payments for good and services EUR 17,400
Total allowance for cash withdrawals EUR 2,900
Total allowance for ATM payments EUR 2,900

1All fees are debited from the client’s account at the Bank, unless stated otherwise in the Fees and the credit card agreement.
2First fee is debited on the third month after ordering the card.
3Fee is not applicable if using card mailing service.
4The fee is debited from the credit limit of the account.
5When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
6Fee is deducted on the 3rd of each month
7Per person per single visit at airport lounge.
8At the request of the client, the total daily transaction limits may be changed.

Platinum Credit Card service terms and conditions (Mastercard Platinum and Visa Platinum)

Name of the service or transaction Sertice terms and conditions EUR9
Terms and conditions of other services in the basket
Security programme
- Period until the notification on card lock 24 hours
- The largest amount of losses not compensated for the client EUR 28.96
- The largest amount of losses compensated for the client daily transaction limit (payment for goods and services)
Travel insurance services and benefits
Medical expenses and repatriation insurance EUR 85,000
Accident insurance EUR 21,000
Luggage, travel delay and trip cancellation insurance
- Luggage and travel delay insurance (EUR 40 for one-hour delay from the 5th hour of delay) EUR 500
- Trip cancellation (at carrier’s initiative) EUR 100
Civil liability and legal expenses insurance
- Civil liability EUR 100,000
- Legal expenses EUR 1,000
- Deposit EUR 3,000
Lost luggage insurance EUR 2,000
- Single item limit EUR 300
Trip cancellation and discontinuation insurance
- Cancellation EUR 2,000
- Discontinuation EUR 2,000
Delayed departure insurance EUR 1,000
Shopping insurance benefits
Annual shopping insurance EUR 4,000
- Including one insured event EUR 2,000
- Single purchase EUR 1,000
- Purchases limited to one insured event EUR 400
Overdraft fees and conditions
Overdraft granting Free
Changing overdraft terms and conditions10:
At a branch EUR 8.69
Online EUR 1
Period during which interest for used overdraft is not paid (in calendar days from the purchase by a payment card) 35 days

95 Detailed information on travel and shopping insurance can be found on the Bank’s website and at the branches.
10Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.

Maestro Basic debit card fees

Valid from 2021-02-01

Card terms and rates Fee, EUR
„Maestro Basic“1 debit card issuing:
Card validity 4 years
Card administration monthly fee EUR 0,70
Blocking of a lost or stolen card Free of charge
Other debit card fees:
Bill payments at ATMs of „Swedbank“, AB Free of charge
Cash withdrawals:
at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden)2 0,5%, min EUR 0,5
At non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2%, min. EUR 3
at other partners cash out service providing venues3 0,5%, min. EUR 0,5
Cash deposit at ATMs of „Swedbank“, AB Free of charge
Currency exchange fee when transaction is made not in euro4 2.45%
Checking account balance in ATM‘s (where it is technically possible) Free of charge
Changing of PIN at ATMs of „Swedbank“, AB Free of charge
Copy of a receipt upon customer’s request:
on transactions in Lithuania EUR 1,45
on transactions abroad EUR 5,79
Standard limits5
for purchases EUR 2 030 per day
for cash withdrawals EUR 870 per day
for payments at ATMs EUR 870 per day
for cash-in in ATMs EUR 7 500 per calendar month
  • 1 From 1 April 2019, new „Maestro Basic“ cards are no longer issued, these cards are not renewed or replaced when they are missing, lost or due to any other reasons – in the specified cases Contactless Debit MasterCard payment cards are issue.
  • 2 Fee will be charged on the 15th day of next month.
  • 3 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank www.swedbank.lt.
  • 4 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. The currency conversion calculator (for Mastercard transactions) is available on the Bank's website https://www.swedbank.lt/private/home/more/calculator may be used to calculate exchange rates.
  • 5 Transactions limits (expect for cash-in limit in ATMs) may be changed upon individual cardholder’s requests.

Maestro debit card fees

Valid from 2021-02-01

Card terms and rates Fee, EUR
„Maestro”1 debit card issuing:
Card validity 4 years
Annual basic card administration fee EUR 5,50
Annual supplementary card administration fee EUR 5,50
Blocking of a lost or stolen card Free of charge
Other debit card fees:
Bill payments at ATMs of „Swedbank“, AB Free of charge
Cash withdrawals:
at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden)2 0,5%, min EUR 0,5
At non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2%, min. EUR 3
at other partners cash out service providing venues3 0,5%, min. EUR 0,5
Cash deposit at ATMs of „Swedbank“, AB Free of charge
Currency exchange fee when transaction is made not in euro4 2.45%
Checking account balance in ATM‘s (where it is technically possible) Free of charge
Changing of PIN at ATMs of „Swedbank“, AB Free of charge
Copy of a receipt upon customer’s request:
on transactions in Lithuania EUR 1,45
on transactions abroad EUR 5,79
Standard limits5
for purchases EUR 2 030 per day
for cash withdrawals EUR 870 per day
for payments at ATMs EUR 870 per day
for cash-in in ATMs EUR 7 500 per calendar month
  • 1 From 25 May 2018, new „Maestro“ cards are no longer issued, also from 1 October 2018 these cards are not renewed or replaced when they are missing, lost or due to any other reasons – in the specified cases Contactless Debit MasterCard payment cards are issued.
  • 2 Fee will be charged on the 15th day of next month.
  • 3 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank www.swedbank.lt.
  • 4 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. The currency conversion calculator (for Mastercard transactions) is available on the Bank's website https://www.swedbank.lt/private/home/more/calculator may be used to calculate exchange rates..
  • 5 Transactions limits (expect for cash-in limit in ATMs) may be changed upon individual cardholder’s requests.

Fees for issuance and administration of Youth Programme cards Maestro YOUTH1

Valid from 2021-02-01

Card terms and rates Fee, EUR
Maestro YOUTH1 debit card issuing:
Card validity 4 years
Annual card administration fee:
If the client has 1 Youth Programme card Free of charge
If the client has more than 1 Youth Programme card EUR 5,50
Blocking of a lost or stolen card Free of charge
Other debit card fees:
Bill payments at ATMs of „Swedbank“, AB Free of charge
Cash withdrawals:
at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden2 0,5%, min EUR 0,5
At non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2%, min. EUR 3
at other partners cash out service providing venues3 0,5%, min. EUR 0,5
Cash deposit at ATMs of „Swedbank“, AB Free of charge
Currency exchange fee when transaction is made not in euro4 2.45 %
Checking account balance in ATM‘s (where it is technically possible) Free of charge
Changing of PIN at ATMs of „Swedbank“, AB Free of charge
Copy of a receipt upon customer’s request:
on transactions in Lithuania EUR 1,45
on transactions abroad EUR 5,79
Security Programme
Security Programme fee Free of charge
Period until notifying of card blocking during which the Bank reimburses the client’s losses 24 hr
Maximum amount of the client’s losses not reimbursed by the Bank for participants in Youth Programme Plan “One+” EUR 0
Maximum amount of the client’s losses not reimbursed by the Bank for participants in Youth Programme Plans “Two+”, “Three+” and “Four+” EUR 28,96
Maximum amount of the client’s losses reimbursed by the Bank Standard limit of daily operations (payment for purchases and services)
Total limits of operations for participants in Youth Programme Plan “One+”5
for purchases EUR 30 per day
for cash withdrawals EUR 30 per day
for payments at ATM EUR 30 per day
for cash-in in ATMs EUR 7 500 per calendar month
Total limits of operations for participants in Youth Programme Plans “Two+”, “Three+” and “Four+”5
for purchases EUR 290 per day
for cash withdrawals EUR 150 per day
for payments at ATMs EUR 150 per day
for cash-in in ATMs EUR 7 500 per calendar month
  • 1 From 3 April 2018, new Maestro YOUTH payment cards are no longer issued, also these cards are not renewed or replaced when they are missing, lost or due to other reasons – in the specified cases contactless Mastercard WEB payment cards are issued.
  • 2 Fee will be charged on the 15th day of next month.
  • 3 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank www.swedbank.lt.
  • 4 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. The currency conversion calculator (for Mastercard transactions) is available on the Bank's website https://www.swedbank.lt/private/home/more/calculator may be used to calculate exchange rates.
  • 5 Transactions limits (expect for cash-in limit in ATMs) may be changed upon individual cardholder’s requests.

Senior card fees

Valid from 2021-02-01

Card terms and rates Fee, EUR
Senior card issuing1:
Card validity 4 years
Card administration monthly fee Free of charge
Blocking of a lost or stolen card Free of charge
Other debit card fees:
Bill payments at ATMs of „Swedbank“, AB Free of charge
Cash withdrawals:
at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden2 0,5%, min EUR 0,5
At non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2%, min. EUR 3
at other partners cash out service providing venues3 0,5%, min. EUR 0,5
Cash deposit at ATMs of „Swedbank“, AB Free of charge
Currency exchange fee when transaction is made not in euro4 2.45%
Checking account balance in ATM‘s (where it is technically possible) Free of charge
Changing of PIN at ATMs of „Swedbank“, AB Free of charge
Copy of a receipt upon customer’s request:
on transactions in Lithuania EUR 1,45
on transactions abroad EUR 5,79
“Senior card“ robbery insurance conditions5
"Senior card" robbery insurance fee:
Insurance amount for 1 year EUR 290
Insurance amount for 1 insurance event EUR 60
Standard limits6
for purchases EUR 2 030 per day
for cash withdrawals EUR 60 per day
for payments at ATMs EUR 870 per day
for cash-in in ATMs EUR 7 500 per calendar month
  • 1 From 01 January 2019, new „Senior card” are no longer issued, these cards are not renewed or replaced when they are missing, lost or due to any other reasons – in the specified cases Contactless Debit MasterCard payment cards are issue.
  • 2 Fee will be charged on the 15th day of next month.
  • 3 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank www.swedbank.lt.
  • 4 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. The currency conversion calculator (for Mastercard transactions) is available on the Bank's website https://www.swedbank.lt/private/home/more/calculator may be used to calculate exchange rates.
  • 5 Detailed information about “Senior card” robbery insurance can be found on the Bank’s website and at the branches.
  • 6 Transactions limits (expect for cash-in limit in ATMs) may be changed upon individual cardholder’s requests.

Service plans

Rates of Swedbank service plans

"Convenient" 1 "Convenient Plus" 1 "Basic Payment Account Service "2
Monthly fee of the Service Plan3 EUR 1.30 EUR 2.90 EUR 1.454
Minimum daily service fee including:
Bank account opening, closing and handling (except non-residents) Not applicable Not applicable Not applicable
Administration of euro-denominated transfers to client accounts within Swedbank Not applicable Not applicable Not applicable
Administration of euro-denominated transfers to client accounts from banks of Swedbank Group Not applicable Not applicable Not applicable
Administration of euro-denominated transfers to client accounts from other banks registered in Lithuania Not applicable Not applicable Not applicable
Administration of European payment funds transferred to client account Not applicable Not applicable Not applicable
Fees for euro-denominated payment transfers in Swedbank Internet Bank, including small payments:
Payment transfers and periodic payments:
To other persons' accounts within Swedbank, AB Not applicable Not applicable Not applicable to 10 payments per month5
Ordinary payments to banks registered in Lithuania and European payments Not applicable Not applicable Not applicable to 10 payments per month5
Payment of e-invoices by automatic payment or by payment transfer:
Payment of e-invoices by automatic payment or by payment transfer Not applicable Not applicable Not applicable to 10 payments per month5
To other banks registered in Lithuania Not applicable Not applicable Not applicable to 10 payments per month5
Acceptance of giro payments Not applicable Not applicable Not applicable to 10 payments per month5
Payment card fees
Payment card type Contactless Debit MasterCard 6 Contactless Debit MasterCard 6 Contactless Debit MasterCard7
Monthly card administration fee Not applicable Not applicable Not applicable
Card sending by post8 Not applicable Not applicable Not applicable
Cash withdrawal from ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) EUR 580 / month free of charge9 EUR 1500 / month free of charge 10 EUR 550 / month free of charge 11
Cash depositing in ATM of Swedbank, AB Not applicable12 Not applicable12 Not applicable
Smart ID issuance fee Not applicable Not applicable Not applicable
  • 1 Service plan is applied to all customer’s accounts in Bank.
  • 2 Service plan “Basic payment account service” is applied to one customer’s chosen account in Bank. Standard fees are applied to other customer’s accounts.
  • 3 The fee shall be charged per each calendar month and debited on 1 – 15 next month for the previous month. The fee shall be paid irrespective of the use of services covered by the Service Plan. A monthly fee for the first month when the client chooses the Service Plan and for the last month when the client refuses the chosen Service Plan shall be calculated proportionately to the number of days during which the terms and conditions of the chosen Service Plan were applied to the client.
  • 4 Customers who have subscribed to service plan “Basic Payment Account Service” and are entitled to social assistance as deprived persons under the Law of the Republic of Lithuania on Monetary Support for Deprived Citizens (hereinafter referred to as the ‘Law’) are charged a monthly fee of EUR 0.72. Customers who are no longer considered entitled to social assistance as deprived persons under the Law will be charged a monthly fee of EUR 1.45.
  • 5 Indicated number of transfers includes transfers according received SEPA direct debit instructions. Having exceeded 10 payments per month standard fees apply.
  • 6 The Service Plan shall include one held debit card (Maestro, VISA Electron, Debit MasterCard or Contactless Debit MasterCard). The Bank, at its own discretion, will choose and include in the Service Plan one of the above specified debit cards held by the client (on the client’s request, other held debit card may be included in the Service Plan), which later will be renewed replacing it by the card specified in the Service Plan. The client’s debit card included in the Service Plan shall not be eligible for any other discounts, unless the Bank specifies otherwise.
  • 7 The Service Plan shall include one held debit card (contactless Debit MasterCard, Maestro, Maestro Basic). The Bank, at its own discretion, will choose and include in the Service Plan one of the above specified debit cards held by the client and associated with account, for which Service plan “Basic Payment Account Service” is ordered, which later will be renewed replacing it by the card specified in the Service Plan. The client’s debit card included in the Service Plan shall not be eligible for any other discounts, unless the Bank specifies otherwise.
  • 8 Renewed debit card can be sent by post on decision of Swedbank, AB, i.e. without separate customer’s request.
  • 9 Having cashed more than EUR 580 per month, a 0.5% fee applies to the exceeding amount, the fee will be debited on the 15th of the next month.
  • 10 Having cashed more than EUR 1500 per month, a 0.5% fee applies to the exceeding amount, the fee will be debited on the 15th of the next month.
  • 11 Having cashed more than EUR 550 per month, a 0.5% fee applies to the exceeding amount, the fee will be debited on the 15th of the next month.
  • 12 From 2021.02.01 maximum amount of cash depositing in ATM of Swedbank, AB 7500 EUR per month.
  • General terms and conditions of application of the fees of the Service Plan:
  • The terms used in the Fees shall have the meaning assigned to them in Service and Operation Fees of Swedbank.
  • The Service Plan shall be chosen or changed by the client upon submission of the application with the Bank. Client can refuse Service Plan and has to inform Bank about refusal 30 days in advance (not applicable to Service plan “Basic Payment Account Service”).
  • Upon refusal of Service Plan standard fees for services and operations of Swedbank come in force.
  • At one time, the client may have chosen only one Service Plan.
  • The client, who chooses a different Service Plan offered by the Bank, shall be considered to have refused previously chosen Service Plan.
  • Services not covered by the Service Plan shall be charged at standard fees for services and operations of Swedbank.

Valid from 2017-07-15

Description of service or operation Price, EUR
1. Monthly fee of the Service Plan2 0,90 Eur
2. Minimum daily service fee including:
2.1. Bank account opening, closing and handling (except non-residents) N/A
2.2. Administration of euro-denominated transfers to client accounts within Swedbank N/A
2.3. Administration of euro-denominated transfers to client accounts from banks of Swedbank Group N/A
2.4. Administration of euro-denominated transfers to client accounts from other banks registered in Lithuania N/A
2.5. Administration of European payment funds transferred to client account N/A
3. Fees for euro-denominated payment transfers in Swedbank Internet Bank:
3.1. Payment transfers and periodic payments:
3.1.1. To other persons’ accounts within Swedbank, AB N/A
3.1.2. Ordinary payments to banks registered in Lithuania and European payments N/A
3.2. Payment of e-invoices by automatic payment or by payment transfer:
3.2.1. Within Swedbank, AB N/A
3.2.2. To other banks registered in Lithuania N/A
3.3. Acceptance of payments N/A
4. Payment card fees
4.1. Payment card type Contactless Debit MasterCard3
4.2. Monthly card administration fee N/A
4.3. Fee for sending card by post4 N/A
4.6. Cash withdrawal from ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) 580 EUR / month free of charge5
4.7. Cash depositing in ATM of Swedbank, AB6 N/A
5. Smart ID issuance fee N/A
  • 1 This Service Plan may be ordered only by those clients (natural persons), who receive salary to their account with the Bank. We consider as salary: the remuneration for work, income received according to authorship contracts or other contracts and other regular earnings. If the salary to the client, who has ordered the Service Plan, is not transferred for 3 months in a row, the provision of the Service Plan “Convenient” for clients receiving salary shall be discontinued from the next month and the client will be charged at standard fees for services and operations of Swedbank.
  • 2 The fee shall be charged per each calendar month and debited on 1 – 15 next month for the previous month. The fee shall be paid irrespective of the use of services covered by the Service Plan. A monthly fee for the first month when the client chooses the Service Plan and for the last month when the client refuses the chosen Service Plan shall be calculated proportionately to the number of days during which the terms and conditions of the chosen Service Plan were applied to the client. The Service Plan is applied to all accounts of the client with the Bank.
  • 3 The Service Plan shall include one held debit card (Maestro, Maestro Basic, VISA Electron, Debit MasterCard or Contactless Debit MasterCard). The Bank, at its own discretion, will choose and include in the Service Plan one of the above specified debit cards held by the client (on the client’s request, other held debit card may be included in the Service Plan), which later will be renewed replacing it by the card specified in the Service Plan. The client’s debit card included in the Service Plan shall not be eligible for any other discounts, unless the Bank specifies otherwise.
  • 4 The renewed card may be delivered by the decision of Swedbank, AB, i.e. without a separate customer’s request.
  • 5 In the case of withdrawal of more than EUR 580 per month, a fee of 0.5% shall be charged on the amount exceeding EUR 580.
  • 6 From 2021.02.01 maximum amount of cash depositing in ATM of Swedbank, AB 7500 EUR per month.
  • General terms and conditions of application of the fees of the Service Plan:
  • The terms used in the Fees shall have the meaning assigned to them in Service and Operation Fees of Swedbank.
  • The Service Plan shall be chosen by the client upon submission of the application with the Bank. The client, who submits the application to the Bank, can refuse such a Plan at any time or choose a different Service Plan offered by the Bank.
  • At one time, the client may choose only one Service Plan.
  • The client, who chooses a different Service Plan offered by the Bank, shall be considered to have refused the Service Plan “Convenient” for clients receiving salary.
  • Services not covered by the Service Plan shall be charged at standard fees for services and operations of Swedbank.

Valid from 1 February 2021

Youth Programme One+
[6-13]
Two+
[14-17]
Three+
[18-22]
Four+
[22-25]1
Participation in Swedbank Youth Programme (hereinafter – Youth Programme)
Monthly fee for participation in Youth Programme Free of charge Free of charge Free of charge EUR 0.702
Service Plan For participants in the Plan “One+” of Youth Programme “Convenient”3 For participants in the Plan “Two+” and “Three+” of Youth Programme “Convenient”3 For participants in the Plan “Four+” of Youth Programme “Convenient”3
1. Monthly fee of the Service Plan Free of charge Free of charge Free of charge
2. Minimum daily service fee including:
2.1. Bank account administration (including opening (except for non-resident natural persons) and closing) Free of charge Free of charge Free of charge
2.2. Crediting of transfers to customer accounts within Swedbank, AB Free of charge Free of charge Free of charge
2.3. Crediting of euro-denominated transfers to customer accounts from Swedbank Group banks Free of charge Free of charge Free of charge
2.4. Crediting of euro-denominated transfers to customer accounts from other banks registered in Lithuania Free of charge Free of charge Free of charge
2.5. Crediting of euro-denominated transfers [European payments] to customer accounts Free of charge Free of charge Free of charge
3. Fees for credit transfers in Swedbank Internet Bank (including [“small payments”]):
3.1. Credit transfers SEPA and recurrent credit transfers SEPA to other persons’ accounts within the Bank Free of charge Free of charge Free of charge
3.2. Instant4 and ordinary credit transfers SEPA to the banks registered in Lithuania and ordinary credit transfers SEPA - [European payments] Free of charge Free of charge Free of charge
3.3. Ordinary recurrent credit transfers SEPA to the banks registered in Lithuania and [European payments] Free of charge Free of charge Free of charge
3.4. E-invoice automatic payment within the Bank and to other banks registered in Lithuania Free of charge Free of charge Free of charge
3.5. E-invoice payment by credit transfer SEPA within the Bank and to other banks registered in Lithuania Free of charge Free of charge Free of charge
3.6. Debiting of funds by direct debit payment order Free of charge Free of charge Free of charge
3.7. Acceptance of payments Free of charge Free of charge Free of charge
4. Payment card issuance fees:
4.1. Card type Contactless Mastercard WEB5 Contactless Mastercard WEB5 Contactless MasterCard WEB5
4.2. Monthly card administration fee Free of charge Free of charge Free of charge
4.3. Card issuance fee for delivery by post6 Free of charge Free of charge Free of charge
5. Other payment card fees:
5.1. Cash withdrawal from ATMs and other places where this service is provided EUR 290/month free of charge7 EUR 290/month free of charge7 EUR 290/month free of charge7
5.2. Cash depositing in ATMs of Swedbank, AB9 Free of charge8 Free of charge8 Free of charge8
6. Authentication tool Smart-ID10 Free of charge Free of charge Free of charge
  • 1 This plan can no longer be chosen.
  • 2 The fee shall be charged for each calendar month and debited on the 1st–15th of the following calendar month for the previous month. The fee shall be charged irrespective of the use of services covered by the Service Plan. A monthly fee for participation in the Youth Programme Plan “Four+” for the first month in which the customer submits a request for application of the Service Plan “Convenient” for the participants in the Youth Programme Plan “Four+” and for the last month in which the customer loses the status of the participant in or refuses the Service Plan “Convenient” for the participants in the Youth Programme Plan “Four+” shall be calculated proportionately to the number of days during which the terms and conditions of the Service Plan “Convenient” for the participants in the Youth Programme Plan “Four+” were applied to the customer.
  • 3 The Service Plan shall apply to all customer’s accounts in the Bank.
  • 4 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank www.swedbank.lt.
  • 5 Instant credit transfer shall mean the instant credit transfer SEPA in the amount not exceeding EUR 15 000 made through a registered mobile device using Swedbank’s app “Swedbank 2019” and executed in accordance with the rules of the Instant Payment Scheme applicable within the European Union. Instant credit transfers shall only be sent to those banks registered in Lithuania which have joined the Instant Payment Scheme.
  • 6 The Service Plan “Convenient” for the participants in the Youth Programme Plan “One+”, the Service Plan “Convenient” for the participants in the Youth Programme Plans “Two+” and “Three+” and the Service Plan “Convenient” for the participants in the Youth Programme Plan “Four+” may include one payment card of the Youth Programme held by the customer. The Bank, at its own discretion, shall choose and include in the Service Plan one of the debit cards held by the customer, which will be later renewed replacing it with the card specified in the Service Plan. The customer’s debit card included in the Service Plan shall not be eligible for any other discounts, unless the Bank specifies otherwise.
  • 7 The fee shall apply to the issuance of a new, renewed or replacement card if the card is missing or has been lost or upon the customer’s request irrespective of whether the card has been included in the plan or not.
  • 8 In case of withdrawal of more than EUR 290 per month, a fee of 0.5% shall be charged on the amount exceeding EUR 290. The fee shall be debited on the 15th of the following month.
  • 9 From 1 August 2018, a maximum permissible amount of EUR 7 500 per calendar month for cash depositing in ATMs of Swedbank, AB shall apply.
  • 10 If the customer does not have a smart device and/or upon the customer’s request, an identification code generator may be issued instead of Smart-ID at no extra charge. The participants of the Plan “One+” may only be issued a PIN generator.
  • General terms and conditions of application of the Service Plan fees:
  • The terms used in the Fees shall have the meaning assigned to them in Swedbank’s Services and Operations Fees. The fees shall only apply to Youth Programme participants. From the moment of losing the Youth Programme participant’s status the customer shall be charged at standard fees for Swedbank’s services and operations.
  • A customer may only choose one Service Plan at a time.
  • If a customer chooses a different Service Plan offered by the Bank it shall be considered that the customer has refused the Service Plan “Convenient” for the participants in the Youth Programme Plan “One+” or the Service Plan “Convenient” for the participants in the Youth Programme Plans “Two+” and “Three+”, or the Service Plan “Convenient” for the participants in the Youth Programme Plan “Four+” (depending on the Service Plan that was applied to the customer), and also a monthly fee for participation in the Youth Programme Plan “Four+” shall no longer be charged on the customer who participated in the Youth Programme Plan “Four+”.
  • When the customer submits a request for application of the Service Plan “Convenient” for the participants in the Youth Programme Plan “Four+”, the customer shall be charged a monthly fee for participation in the Youth Programme Plan “Four+”.
  • Services not covered by the Service Plan shall be charged at standard fees for Swedbank’s services and operations.
  • The Youth Programme participant’s status shall be considered to be lost in the circumstances specified in paragraph 4.3 of the General Terms and Conditions of the Youth Programme.

Senior programme fees (valid from 17 June 2021)

Valid from 17 June 2021

Description of service or operation Price, EUR
Monthly fee for participation in the Senior Programme Free of charge
Service Plan “Convenient” for Senior Programme participants1
1. Monthly fee of the Service Plan2 EUR 0.70
2. Minimum daily service fee including:
2.1. Bank account handling (including opening (except for non-resident natural persons) and closing) N/A
2.2. Crediting of transfers to customer accounts within Swedbank, AB N/A
2.3. Crediting of euro-denominated transfers to customer accounts from Swedbank Group banks N/A
2.4. Crediting of euro-denominated transfers to customer accounts from other banks registered in Lithuania N/A
2.5. Crediting of euro-denominated transfers [European payments] to customer accounts N/A
3. Fees for credit transfers in Swedbank Internet Bank:
3.1. Credit transfers SEPA and recurrent credit transfers SEPA to other persons’ accounts within the Bank N/A
3.2. Instant3 and ordinary credit transfers SEPA to the banks registered in Lithuania and ordinary credit transfers SEPA - [European payments] N/A
3.3. Ordinary recurrent credit transfers SEPA to the banks registered in Lithuania and [European payments] N/A
3.4. E-invoice automatic payment within the Bank and to other banks registered in Lithuania N/A
3.5. E-invoice payment by credit transfer SEPA within the Bank and to other banks registered in Lithuania N/A
3.6. Acceptance of payments N/A
4. Payment card issuance fees:
4.1. Card type Contactless Debit MasterCard4
4.2. Monthly card administration fee N/A
4.3. Card issuance fee for delivery by post5 N/A
5. Other payment card fees:
5.1. Cash withdrawal from ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) EUR 580/month free of charge6
5.2. Cash depositing in ATMs of Swedbank, AB N/A7
6. Authentication tool Smart-ID Free of charge8
Home Insurance
Annual payment for Home Insurance -15%9
  • 1 The Service Plan “Convenient” for Senior Programme participants shall apply to the participants in the Senior Programme and all customer’s accounts in the Bank.
  • 2 The fee shall be charged for each calendar month and debited on the 1st–15th of the following calendar month for the previous month. The fee shall be charged irrespective of the use of services covered by the Service Plan. A monthly fee for the Service Plan for the first month and for the last month in which the customer refuses the Service Plan shall be calculated proportionately to the number of days during which the terms and conditions of the Service Plan were applied to the customer.
  • 3 Instant credit transfer shall mean the SEPA instant credit transfer in the amount not exceeding EUR 15 000 and executed in accordance with the rules of the Instant Payment Scheme applicable within the European Union. Instant credit transfers shall only be executed to those banks registered in Lithuania which have joined the Instant Payment Scheme.
  • 4 The Service Plan shall include one debit card held by the customer (Maestro, “Senior card”, Debit Mastercard or contactless Debit Mastercard). The Bank, at its own discretion, shall choose and include in the Service Plan one of the abovementioned debit cards held by the customer (upon the customer’s request, another available debit card may be included in the Service Plan), which will be later renewed replacing it with the card specified in the Service Plan. The effective standard card fees, except for those specified in points 4 and 5, shall apply to the customer’s debit card included in the Service Plan.
  • 5 The fee shall not apply to the issuance of a new, renewed or replacement card if the card is missing or has been lost or upon the customer’s request. A renewed card may be sent by post by the decision of Swedbank, AB, i.e. without a separate customer’s request.
  • 6 In case of withdrawal of more than EUR 580 per month, a fee of 0.5% (the minimum being EUR 0.50) shall be charged on the amount exceeding EUR 580. The fee shall be debited on the 15th of the following month.
  • 7 From 1 February 2021, a maximum permissible amount of EUR 7 500 per calendar month for cash depositing in ATMs of Swedbank, AB shall apply.
  • 8 If the customer does not have a smart device and/or upon the customer’s request, an identification code generator may be issued instead of Smart-ID at no extra charge.
  • 9 A discount shall apply when insuring real estate, home contents and civil liability or real estate and home contents. A 10% discount shall apply when insuring real estate and civil liability or just real estate. Insurance services are provided by Swedbank P&C Insurance AS Lithuanian Branch through the representative Swedbank, AB.
  • General terms and conditions of application of the Service Plan fees:
  • The terms used in the Fees shall have the meaning assigned to them in Swedbank’s Services and Operations Fees. The fees of the Senior Programme and respectively the Service Plan “Convenient” shall start to apply after the customer becomes the participant in the Senior Programme. Having filed an application with the Bank, the customer may at any time refuse this plan or choose another Service Plan offered by the Bank.
  • The Service Plan “Convenient” for Senior Programme participants shall only apply to the participants in the Senior Programme.
  • From the moment of losing the Senior Programme participant’s status or refusing the chosen Service Plan the customer shall be charged at standard fees for Swedbank’s services and operations.
  • The Senior Programme participant’s status shall be considered to be lost in the circumstances specified in the section “End of participation in the Senior Programme” of the General Terms and Conditions of the Senior Programme. A customer may only choose one Service Plan at a time.
  • If a customer chooses a different Service Plan offered by the Bank it shall be considered that the customer has refused the Service Plan “Convenient” for Senior Programme participants.
  • Services not covered by the Service Plan “Convenient” for Senior Programme participants shall be charged at standard fees for services and operations.
  • Further information on Swedbank fees is available here.
  • Terms and conditions are available here.
  • Information about the insurance of deposits and liabilities to investors is available here.

Account switching service is a service provided to a customer, where the customer’s payment account as well as all related services, such as periodical credit transfers, etc. is/are transferred from one payment service provider to another.

  • Periodical credit transfers (the bank, at your request, will transfer periodical credit transfer agreements concluded with the previous payment service provider).
  • The balance in the account (the old payment service provider will, at your request, transfer the balance in your account with the old payment service provider to the account opened with the new payment service provider’s bank).

You will also be able to receive information about the following:

  • Agreements on automatic payment of e-invoices and requests/applications to receive e-invoices (the old payment service provider will provide the bank with information about agreements signed with you on automatic payment of e-invoices and requests to receive e-invoices).
  • Periodic income (at your request, the bank may provide a list or payers that periodically transfer money to you and/or may notify the payers about the change in the account or provide you with a sample application form for notification of the third parties about changes in the account).
  • SEPA direct debit (in case where the service is provided in the bank, the bank, at your request, may be provide a list of SEPA direct debit recipients and/or notify the beneficiaries about the change in the account or provide you with a sample application form for notification of the third parties of the changes in the account).
  • The Bank will help you carry out the procedure of account transfer. This procedure will be provided free of charge.
  • Visit any Swedbank customer service office and complete an application formrequesting to provide you with an account transfer services. If you wish to transfer an account of joint owners from another payment service provider, the bank must be provided with a request from each joint owner to transfer the account from another payment service provider

Services will be transferred no earlier than within 13 bank business days from your request to provide you with an account transfer services, i.e.:

  • The Bank will forward your request to transfer the account to the old payment service provider within 2 bank business days.
  • The old payment service provider will no later than within 5 business days from the receipt of the aforementioned request notify the bank about the services it renders to you and the services that might be transferred, it will terminate the provision of services from the date specified in the request, will transfer the balance and close the account, if it is provided in your request.
  • Having received information from the old payment service provider, the Bank will, within 5 bank business days or from the date specified in your request start providing the transferred services, will send off letters to payers and/or beneficiaries, if this is specified in your request.

Please be aware that the Bank will charge a fee specified in the Bank’s price list for services and transactions for sending notifications to payers and/or beneficiaries by registered mail (if indicated in your request). You can find the fees charged for banking services and transactions here.

The list of payment service providers that participates in the provision of the account switching is available on the website of the Association of Lithuanian Banks.

The rules for the account switching services between payment service providers are available on the website of the Association of Lithuanian Banks.

It is important that you know that you can lodge a claim regarding the Bank’s actions when providing you with the account transfer services. If you are discontent with the Bank’s response, you have the right to address the court in accordance with the procedure established in laws as well as to apply to the institution that examines consumers and finance market participants’ disputes out of court, namely, the Bank of Lithuania, address Žalgirio g. 90, LT-09303 Vilnius, within 1 (one) year from the date of address to the Bank. For more details in relation to the settlement of disputes of consumers and finance market participants, visit the website of the Bank of Lithuania www.lb.lt.

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