Become our customer

We will take care that your finance management is simple and easy

  • Now you can open a Swedbank account online – without even leaving your home!
  • It is easy to use Swedbank’s Internet Bank and mobile app.
  • Swedbank’s Internet Bank offers a convenient access to a range of our services: checking account balance and tracking your expenditure, transferring funds and paying invoices, ordering and managing debit and credit cards, buying the necessary insurance cover, applying for a loan, saving money in a smart way, accumulating extra pension and many more.

Becoming a Swedbank customer is very easy! You can do this without leaving your home or by visiting a customer service branch. Read information below to find out which way is the most suitable for you:

  • you are at least 18 years old;
  • you have a passport or a personal identity card issued in Lithuania;
  • you have a qualified authentication tool to log in to your current Internet Bank: Smart-ID, Mobile-ID or a personal identity card with a valid e-signature certificate;
  • you have never been a customer of Swedbank (or Hansa bankas).

You will need:

  • a computer, a smartphone or a tablet with a functioning camera and a microphone;
  • a room where you could be alone, safe and undisturbed during a video call;
  • a Google Chrome or Mozzila Firefox web browser.

How does it work?

It is easy!

  1. You will fill in a special questionnaire.
  2. You will digitally sign a natural person’s bank account agreement, an agreement of electronic services, a debit card agreement.
  3. You will prove your identity during a video call with Swedbank’s consultant.
  4. We will email the credentials to log in to your new Swedbank’s Internet Bank and mobile app.

A video call can only be made on business days: I–IV 09:00–17:00, V 09:00–16:00.

Start now
  • you are under 18 years old;
  • you are a citizen of the Republic of Lithuania, a citizen of a foreign state, or a stateless person;
  • you are one of the parents wanting to open an account for your child under 14 years of age.

You will have to bring the following when coming to a branch:

  • if you are a citizen of the Republic of Lithuania – a valid passport, a personal identity card or a diplomatic passport issued in Lithuania;
  • if you are not a citizen of the Republic of Lithuania – a valid passport of a citizen of a foreign state, a personal identity card of the EU citizen or a diplomatic passport;
  • if you are a stateless person – a (temporary or permanent) residence permit in the Republic of Lithuania;
  • if you are 14–17 years old – a birth certificate or an extract from a birth certificate and, if you have one, a passport or a personal identity card issued in Lithuania. A parent/guardian consent is required to open an account.

How does it work?

  1. Fill in an online application.
  2. We will contact you to arrange a time for your visit to a branch.
  3. Do not forget to bring all the necessary documents to a branch.
Fill in an application

How to open a Swedbank account for children and teenagers?

Select the age to find out all the necessary steps:

Maintaining of accounts

Natural persons
Opening of a Swedbank, AB (hereinafter the "Bank") account (except natural persons who are not legally reside consumers *) -
Opening of a Bank account for persons who are not legally reside consumers * 200 Eur
Note: non- cash transactions via Bank accounts can be carried out in the following currencies: AED, AUD, BAM, BGN, BYN, CAD, CHF, CNY, CZK, DKK, GBP, HKD, HRK, HUF, ILS, ISK, JPY, KZT, MYR, MXN, NOK, NZD, PLN, RON, RSD, RUB, SAR, SEK, SGD, THB, TND, TRY, UAH, USD, ZAR, QAR.
Note: transaction in EUR via Bank accounts can be carried out in cash and non-cash.

Minimum daily services fee, which includes:

  • Maintaining a Bank account (including opening (except natural persons persons who are not legally reside consumers *) and closing)
  • Crediting of incoming payments within Swedbank
  • Crediting of incoming payments in EUR from Swedbank Group banks***
  • Crediting of incoming payments in EUR from other banks incorporated in Lithuania
  • Crediting of incoming payments in EUR –[European payments]****
0,70 Eur / mėn.**
Interest rate if the allowed bank account credit limit is exceeded 36 %

Bank account-based transactions are carried out in accordance with the valid Bank's rates of fees.

* Legally reside consumer is a natural person who legally resides in the Republic of Lithuania or another Member State of the European Union or European Economic Area, i.e. a person who in observance legal acts of Republic of Lithuania or another Member State has the right to reside in Republic of Lithuania or such other Member State, respectively.

** Fee applies to every account held by the client.

*** Swedbank Group banks:

  • Swedbank (SWIFT code: SWEDSESS), Sweden, Stockholm
  • Swedbank (SWIFT code: SWEDFIHH), Finland
  • Swedbank (SWIFT code: SWEDDKKK), Denmark
  • Swedbank (SWIFT code: SWEDNOKK), Norway
  • Swedbank AS (SWIFT code: HABAEE2X), Estonia
  • Swedbank AS (SWIFT code: HABALV22), Latvia

**** EUR-denominated transfer from the EU Member State, Iceland, Liechtenstein, Monaco, Norway, , San Marino and Switzerland, if terms are acceptable, in this case the Payee's bank SWIFT (BIC) must be indicated; the Payee's bank account must be indicated in IBAN format; and the payment type is designated SHA.

Statements of accounts Natural persons
Sending of statements of accounts via the Bank e-channels Free of charge
Issuance of daily statements of accounts over-the-counter at the Bank office Free of charge
Printing out of a one-time statement for a period indicated by a customer over-the-counter at theBank office:
one day* 0,29 Eur
one month or a period from 2 to 31 days* 1,45 Eur
one quarter or a period from 32 to 92 days 2,90 Eur
one year or a period from 93 to 365 days 11,58 Eur
Sending of periodic monthly/quarterly/yearly statements of accounts by post within Lithuania
Service is not available since 1st of May, 2019
0,55 Eur
Sending of periodic monthly/quarterly/annual statements of accounts to foreign countries by post
Service is not available since 1st of May, 2019
2,90 Eur
Issue of the statement of account when closing the account for natural persons at the Bank’s branch.
Note. The statement of account shall be issued for the last 36 (thirty-six) months before the closing of the account or for the whole
Free of charge

* If a natural person does not use Swedbank Internet Banking, and periodic statements of their accounts for the previous month are not prepared and issued at the Bank office, once per calendar month a statement for a period of no more than 30 last days or for a past calendar month is issued free of charge.

Payment cards

Contactless Debit Mastercard

Valid from 2018.10.31

Card terms and rates Fee, EUR
Contactless „Debit Mastercard” issuing:
Card validity 4 years
Card issuing fee EUR 2.00
Card administration monthly fee EUR 0.70
Replacement of a card if it has been lost, damaged, the cardholder forgot the PIN or upon cardholder’s request EUR 2.00
Card renewal fee EUR 2.00
Blocking of a lost or stolen card Free of charge
Card delivery by post1:
in Lithuania 2 Free of charge
abroad EUR 5.79
Card delivery in Swedbank, AB branch 1 EUR 1.45
Other debit card fees:
Bill payments at ATMs of „Swedbank“, AB Free of charge
Cash withdrawals:
at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) Free of charge 3
at branches of other banks and at non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2 %, min. EUR 2.90
at other partners‘4 cash out service providing venues 0,4 %, min. EUR 0,43
Cash deposit at ATMs of „Swedbank“, AB Free of charge
Currency exchange fee when transaction is made not in euro 5 2.45%
Checking account balance in ATM‘s (where it is technically possible) Free of charge
Changing of PIN at ATMs of „Swedbank“, AB Free of charge
Copy of a receipt upon customer’s request:
on transactions in Lithuania EUR 1.45
on transactions abroad EUR 5.79
Standard limits6:
for purchases EUR 2 030 per day
for cash withdrawals EUR 870 per day
for payments at ATMs EUR 870 per day
for cash-in in ATMs EUR 10 000 per calendar month

1 Fee will be charged when card is activated.
2 The renewed card may be delivered by the decision of Swedbank, AB, i.e. without a separate customer’s request
3 For monthly cash withdrawals exceeding EUR 580, a 0.4 % fee is applied for all amounts above EUR 580. Fee will be charged on the 15th day of next month.
4 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank www.swedbank.lt.
5 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
6 Transactions limits (expect for cash-in limit in ATMs) may be changed upon individual cardholder’s requests.

Contactless Private Banking Debit Mastercard

Valid from 2018.10.31

Card terms and rates Fee, EUR
Contactless „Private Banking Debit Mastercard” issuing:
Card validity 4 years
Card administration monthly fee EUR 1.16
Replacement of a card if it has been lost, damaged, the cardholder forgot the PIN or upon cardholder's request EUR 5.79
Blocking of a lost or stolen card Free of charge
Card delivery by post1:
in Lithuania 2 Free of charge
abroad EUR 5.79
Card delivery in Swedbank, AB branch 1 Free of charge
Other debit card fees:
Bill payments at ATMs of "Swedbank", AB Free of charge
Cash withdrawals:
at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) Free of charge 3
at branches of other banks and at non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2 %, min. EUR 2.90
at other partners‘4 cash out service providing venues 0,4 %, min. EUR 0,43
Cash deposit at ATMs of “Swedbank”, AB Free of charge
Checking account balance in ATM‘s (where it is technically possible) Free of charge
Currency exchange fee when transaction is made not in euro 3 2.45%
Changing of PIN at ATMs of “Swedbank”, AB Free of charge
Copy of a receipt upon customer’s request:
on transactions in Lithuania EUR 1.45
on transactions abroad EUR 5.79
Standard limits6:
for purchases EUR 2 030 per day
for cash withdrawals EUR 870 per day
for payments at ATMs EUR 870 per day
for cash-in in ATMs EUR 10 000 per calendar month

1 Fee will be charged when card is activated
2 The renewed card may be delivered by the decision of Swedbank, AB, i.e. without a separate customer’s request.
3 For monthly cash withdrawals exceeding EUR 580, a 0.4 % fee is applied for all amounts above EUR 580. Fee will be charged on the 15th day of next month.
4 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank www.swedbank.lt.
5 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
6 Transactions limits (expect for cash-in limit in ATMs) may be changed upon individual cardholder’s requests.

Fees for issuance and administration of Youth Programme cards MasterCard WEB1 and Contactless MasterCard WEB

Valid from 2018.10.31

Card terms and rates Fee, EUR
MasterCard WEB1 and Contactless MasterCard WEB issuing:
Card validity 4 years
Monthly card administration fee EUR 0.29 2
Card replacement when the card is lost, damaged, when PIN is forgotten or in other cases on the client’s request EUR 5.50
Blocking a lost card free of charge
Sending a card by post3:
In Lithuania 4 free of charge
To foreign countries EUR 5.79
Collecting a card at Swedbank, AB branch free of charge
Other debit card fees:
Payment of invoices in ATM of Swedbank, AB free of charge
Withdrawal of cash:
In ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) free of charge 4
In branches of other banks 2%, min. EUR 2.90
In ATMs, other than ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) 2%, min. EUR 2.61
In other partners’ locations of provision of this service 6 0.4%, min. EUR 0.43
Depositing of cash in ATM of Swedbank, AB free of charge
Currency exchange fee when transaction is made not in euro 7 2.45%
Checking account balance in ATM (where this is technically possible) free of charge
Change of PIN in ATM of Swedbank, AB free of charge
Obtaining a copy of account on the client’s request:
In the case of card-based payments in Lithuania EUR 1.45
In the case of card-based payments abroad EUR 5.79
Security Programme
Security Programme fee free of charge
Period until notifying of card blocking during which the Bank reimburses the client’s losses 24 hr
Maximum amount of the client’s losses not reimbursed by the Bank for participants in Youth Programme Plan “One+” EUR 0
Maximum amount of the client’s losses not reimbursed by the Bank for participants in Youth Programme Plans “Two+”, “Three+” and “Four+” EUR 28.96
Maximum amount of the client’s losses reimbursed by the Bank Standard limit of daily operations (payment for purchases and services)
Total limits of operations for participants in Youth Programme Plan “One+” 8
Total amount allowed for operations of payment of goods and services EUR 30 per day
Total amount allowed for cash withdrawal operations EUR 30 per day
Total amount allowed for payment operations in ATMs EUR 30 per day
Total amount allowed for cash-in operations in ATMs EUR 10 000 per calendar month
Total limits of operations for participants in Youth Programme Plans “Two+”, “Three+” and “Four+” 8
Total amount allowed for operations of payment for goods and services EUR 580 per day
Total amount allowed for cash withdrawal operations EUR 290 per day
Total amount allowed for payment operations in ATMs EUR 290 per day
Total amount allowed for cash-in operations in ATMs EUR 10 000 per calendar month

1 From 1 September 2016, new MasterCard WEB payment cards are no longer issued, also these cards are not renewed or replaced when they are missing, lost or due to any other reasons – in the specified cases Contactless MasterCard WEB payment cards are issued.
2 No fee shall be charged on a client who is covered by the Service Plan for participants in the Plan “One+” of Youth Programme “Convenient”, for participants in the Plan “Two+” and “Three+” of Youth Programme “Convenient” or for participants in the Plan “Four+” of Youth Programme “Convenient”. The fee shall be charged from the moment when the client ceases being a participant in the Youth Programme or refuses the Service Plan for participants in the Plan “One+” of Youth Programme “Convenient”, for participants in the Plan “Two+” and “Three+” of Youth Programme “Convenient” or for participants in the Plan “Four+” of Youth Programme “Convenient” (depending on the Service Plan that was applied to the client).
3 The fee shall be debited after activating the card.
4 The renewed card may be delivered by the decision of Swedbank, AB, i.e. without a separate customer’s request.
5 In the case of withdrawal of more than EUR 290 per month, a fee of 0.4% shall be charged on the amount exceeding EUR 290. The fee shall be debited on 15 next month.
6 Information about partners offering cash disbursement service for payment cards issued by Swedbank is available on the internet website www.swedbank.lt.
7 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
8 Total limits of operations (expect for cash-in limit in ATMs) may be changed on the client’s request.

Temporary ATM card fees for private persons

Valid from 2018.08.01

Card terms and rates Fee, EUR
Card validity Till the last day of the next month after Temporary ATM card issuance
Card administration monthly fee EUR 3.00
Cash withdrawals at ATMs of „Swedbank““, AB (LT) Free of charge 1
Cash deposit at ATMs of „Swedbank“, AB (LT) Free of charge
Blocking of a lost or stolen card Free of charge
Standard limits2:
for cash withdrawals EUR 870 per day
for cash-in in ATMs EUR 10 000 per calendar month

1 For monthly cash withdrawals exceeding EUR 580, a 0.4 % fee is applied for all amounts above EUR 580. Fee will be charged on the 15th day of next month.
2 Transactions limits (expect for cash-in limit in ATMs) may be changed upon individual cardholder’s requests.

Fixed Payment Credit Card issue and administration fees

Name of the service or transaction Fee in EUR1
Fixed Payment Credit Card fees
Card validity 3 years
Overdraft account administration fee 0 euros/month
Card issuing at the branch fee EUR 3
Card issuing by mail fee:
within Lithuania2 EUR 2
abroad EUR 7
Card replacement if lost, damaged or if forgot PIN. Card replacement at client’s request EUR 3
Payment for a purchase or a service Free
Cash withdrawal at ATM’s and other places where this service is provided3 2.5%, min EUR 2.03
Currency exchange fee when transaction is made not in euro4 2.45%
Balance checking at ATM’s (that have the technical capability to do so):
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
Other banks Free
Changing PIN at Swedbank, AB ATM Free
A copy of the invoice at Client’s request3:
card payment in Lithuania EUR 1.45
card payment abroad EUR 5.79
Overdraft account transaction fees
When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied. Interest is not paid on the balance of the Overdraft Account.
Total daily transaction limits5
Total allowance for payments for good and services EUR 4,350
Total allowance for cash withdrawals EUR 2,030

1All fees are debited from servicing unless stated otherwise in pricelist or credit card agreement
2Renewed card can be sent by post with „Swedbank“, AB decision without separate customer request
3The fee is debited from the credit limit of the account.
4When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
5At the request of the client, the total daily transaction limits may be changed.

Fixed payment credit card service terms and conditions (MasterCard Standard)

Shopping insurance benefits Service terms and conditions EUR6
Annual shopping insurance EUR 4,000
- Including one insured event EUR 2,000
- Single purchase EUR 1,000
- Purchases limited to one insured event EUR 400
- Unconditional deduction EUR 30
Overdraft fees and conditions
Overdraft granting Free
Changing overdraft terms and conditions7:
At a branch EUR 8.69
Online EUR 1
Changing other terms and conditions of Fixed Payment Credit Card agreement Free

6Detailed information on shopping insurance can be found on the Bank’s website and at the branches.
7Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.

Classic Credit Card issue and administration fees (Mastercard Standard)

Name of the service or transaction Fee in EUR1
Credit card fees
Card validity 3 years
Card administration fee2 1.44 euros/month
Card issuing at the branch fee EUR 3
Card issuing by mail fee:
within Lithuania3 EUR 2
abroad EUR 7
Card replacement if lost, damaged. Card replacement at client’s request EUR 3
Payment for a purchase or a service Free
Bill payments at Swedbank, AB ATM’s Free
Cash withdrawal at ATM’s and other places where this service is provided4 2%, min EUR 2.03
Currency exchange fee when transaction is made not in euro5 2.45%
Balance checking at ATM’s (that have the technical capability to do so):
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
Other banks Free
Changing PIN at Swedbank, AB ATM Free
A copy of the invoice at Client’s request4:
card payment in Lithuania EUR 1.45
card payment abroad EUR 5.79
Fees of other services
Monthly fee (Security Programme) EUR 0
Locking a lost card Free
Travel insurance Free
Shopping insurance Free
Overdraft account transaction fees
When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied.
Total daily transaction limits6
Total allowance for payments for good and services EUR 4,350
Total allowance for cash withdrawals EUR 2,030
Total allowance for ATM payments EUR 2,030

1All fees are debited from the client’s account at the Bank, unless stated otherwise in the Fees and the credit card agreement.
2The fee is debited monthly on the day of payment specified in the agreement.
3Renewed card can be sent by post with „Swedbank“, AB decision without separate customer request
4The fee is debited from the credit limit of the account
5When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
6At the request of the client, the total daily transaction limits may be changed.

Classic Card service terms and conditions (MasterCard Standard)

Name of the service or transaction Service terms and conditions EUR7
Terms and conditions of other services in the basket
Security programme
- Period until the notification on card lock 24 hours
- The largest amount of losses not compensated for the client EUR 28.96
- The largest amount of losses compensated for the client Daily transaction limit (payment for goods and services)
Travel insurance services and benefits
Medical expenses EUR 50,000
Shopping insurance benefits
Annual shopping insurance EUR 4,000
- Including one insured event EUR 2,000
- Single purchase EUR 1,000
- Purchases limited to one insured event EUR 400
- Unconditional deduction EUR 30
Overdraft fees and conditions
Overdraft granting Free
Changing overdraft terms and conditions8:
At a branch EUR 8.69
Online EUR 1
Minimum overdraft EUR 300
Period during which interest for used overdraft is not paid (in calendar days from the purchase by a payment card) 25 days

7Detailed information on travel and shopping insurance can be found on the Bank’s website and at the branches.
8Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.

Gold Credit Card issue and administration fees (Mastercard Gold and Visa Gold)

Valid from 2020.02.01

New ”Visa Gold“ credit cards are not issued anymore from 2020.02.01, and cards which expire from 2020.04.30 or be lost/stolen will be renewed/replaced only to „Mastercard Gold“ credit card.
Name of the service or transaction Fee in EUR1
Credit card fees
Card validity 3 years
Card administration fee2 EUR 3.47
Card issuing at the branch fee EUR 5
Card issuing by mail fee:
within Lithuania3 EUR 3
abroad EUR 8
Card replacement if lost, damaged. Card replacement at client’s request EUR 5
Payment for a purchase or a service Free
Bill payments at Swedbank, AB ATM’s Free
Cash withdrawal at ATM’s and other places where this service is provided4 2%, min EUR 2.03
Currency exchange fee when transaction is made not in euro5 2.45%
Balance checking at ATM’s (that have the technical capability to do so):
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
Other banks Free
Changing PIN at Swedbank, AB ATM Free
A copy of the invoice at Client’s request4:
card payment in Lithuania EUR 1.45
card payment abroad EUR 5.79
Fees of other services in the basket
Monthly fee (Security Programme) EUR 0
Locking a lost card Free
Travel insurance Free
Shopping insurance Free
Emergency cash payment abroad in case of a lost card According to Western Union’s emergency cash transfer fees
Overdraft account transaction fees
When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied.
Total daily transaction limits6
Total allowance for payments for good and services EUR 8,700
Total allowance for cash withdrawals EUR 2,900
Total allowance for ATM payments EUR 2,900

1All fees are debited from the client’s account at the Bank, unless stated otherwise in the Fees and the credit card agreement.
2The fee is debited monthly on the day of payment specified in the agreement.
3Renewed card can be sent by post with „Swedbank“, AB decision without separate customer request.
4The fee is debited from the credit limit of the account.
5When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
6At the request of the client, the total transaction limits may be changed.

Gold Card service terms and conditions (MasterCard Gold and Visa Gold)

Name of the service or transaction Service terms and conditions EUR7
Terms and conditions of other services
Security programme
- Period until the notification on card lock 24 hours
- The largest amount of losses not compensated for the client EUR 28.96
- The largest amount of losses compensated for the client Daily transaction limit (payment for goods and services)
Travel insurance services and benefits
Medical expenses and repatriation insurance EUR 500,000
Accident insurance EUR 10,000
Luggage, travel delay and trip cancellation insurance
Departure delay insurance
Over 4 hours EUR 150
Over 24 hours EUR 300
Luggage delay over 4 hours EUR 300
Route/schedule change (including cancellation, discontinuation) EUR 2,000
Flight ticket change EUR 150
Civil liability and legal expenses insurance
- Civil liability EUR 10,000
- Legal expenses EUR 1,000
- Deposit EUR 3,000
Flight ticket change EUR 150
Shopping insurance benefits
Annual shopping insurance EUR 4,000
- Including one insured event EUR 2,000
- Single purchase EUR 1,000
- Purchases limited to one insured event EUR 400
- Unconditional deduction EUR 30
Overdraft fees and conditions
Overdraft granting Free
Changing overdraft terms and conditions8:
At a branch EUR 8.69
Online EUR 1
Period during which interest for used overdraft is not paid (in calendar days from the purchase by a payment card) 30 days

7Detailed information on travel and shopping insurance can be found on the Bank’s website and at the branches.
8Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.

New VISA Platinum Credit Card issue and administration fees

Name of the service or transaction Fee in EUR1
Credit card fees
Card validity 3 years
Card administration fee 12 euros/month
Card issuing at the branch fee EUR 12
Card issuing by mail fee:
within Lithuania EUR 10
abroad EUR 15
Card replacement if lost, damaged. Card replacement at client’s request EUR 12
Payment for a purchase or a service Free
Bill payments at Swedbank, AB ATM’s Free
Cash withdrawal at ATM’s and other places where this service is provided2 2%, min EUR 2
Currency exchange fee when transaction is made not in euro3 2.45%
Balance checking at ATM’s (that have the technical capability to do so):
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
Other banks Free
Changing PIN at Swedbank, AB ATM Free
A copy of the invoice at Client’s request:
card payment in Lithuania2 EUR 1.45
card payment abroad2 EUR 5.79
Other service fees
Locking a lost card Free
Travel insurance Free
Shopping insurance Free
Emergency cash payment abroad in case of a lost card According to Western Union’s emergency cash transfer fees
Priority Pass card:
Issue Free
Fee per visit4 EUR 28
Additional service package annual fee5 (incl. VAT) EUR 180
Overdraft account transaction fees
When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied.
Total daily transaction limits6
Total allowance for payments for good and services EUR 17,400
Total allowance for cash withdrawals EUR 2,900
Total allowance for ATM payments EUR 2,900

1All fees are debited from the client’s account at the Bank, unless stated otherwise in the Fees and the credit card agreement.
2The fee is debited from the credit limit of the account.
3When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
4Per person per single visit at airport lounge. Not applicable to the visits of the main card holder when an additional service package is selected.
5Fee applied to New VISA Platinum card holders for unlimited visits at airport lounges. When booking an additional service package, guests visiting airport lounges are charged a one-off visit fee.
6At the request of the client, the total daily transaction limits may be changed.

New VISA Platinum Credit Card service terms and conditions

Name of the service or transaction Service terms and conditions EUR7
Travel insurance services and benefits
Insurance coverage Amount per single insured
Medical expenses and repatriation insurance EUR 500,000
Accident insurance EUR 20,000
Insurance protection Amount per all insured
Travel disruption insurance
- Route/schedule change (including cancellation, discontinuation) EUR 3,500
- Departure delay over 4 hours EUR 500
- Luggage delay over 4 hours EUR 1000
- Flight ticket change EUR 150
Civil liability and legal expenses insurance
- Civil liability EUR 20,000
- Legal aid EUR 10,000
- Deposit EUR 5,000
Personal belongings insurance EUR 2,500
Kasko insurance for leased vehicles EUR 40,000 (EUR 250 deduction)
Shopping insurance benefits
Annual shopping insurance EUR 4,000
- Including one insured event EUR 2,000
- Single purchase EUR 1,000
- Purchases limited to one insured event EUR 400
- Unconditional deduction EUR 30
Overdraft fees and conditions
Overdraft granting Free
Changing overdraft terms and conditions8:
At a branch EUR 8.69
Online EUR 1
Period during which interest is not paid for used credit limit9 Until the 20th of the next month (up to 50 calendar days)

7Detailed information on travel and shopping insurance can be found on the Bank’s website and at the branches.
8Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.
9Valid for overdraft used to pay for purchases made by card.

VISA Private Banking (VIP Visa) Platinum card

New cards not issued from 2017.04.06. Starting from 2018-04-30 previously issued cards will not be renewed or replaced if lost, forgotten PIN or upon customer request.

Card terms and rates1 Fee, EUR
Card issuance free of charge
Card validity 3 years
Card administration fee2 EUR 160.74 per year
Assigning a credit limit
Annual interest on credit 9 percent
Credit limit from EUR 2.000 to the amount of four monthly net income3
Credit grace period (Free-of-charge credit maturity)4 till 10th of next month
Replacing a card if it has been lost, the cardholder forgot the PIN or upon cardholder's request (before the card expires) free of charge
Using the card to pay for purchases and services free of charge
Payment of bills at Swedbank ATMs across Lithuania free of charge
Withdrawing cash at ATMs of Swedbank and other banks (in Lithuania and abroad), at other places where available5 2 percent, a minimum of EUR 2.03
Currency exchange fee when transaction is made not in euro6 2.45%
Changing PIN at Swedbank ATMs across Lithuania free of charge
Obtaining a receipt in case of payment in Lithuania5 free of charge
Obtaining original receipt in case of payment abroad5 free of charge
Blocking a lost card free of charge
Personal travel planning service free of charge
Priority Pass card
Issuing free of charge
One-time visit fee to the airport VIP lounge (for each person) EUR 28
Total permitted daily amount of payment for purchases and services EUR 17 400
Total permitted daily withdrawal amount EUR 2 900
Total permitted daily ATM payment amount EUR 2 900
Total permitted daily ATM payment amount
Security Programme fee free of charge
Period of compensation of losses prior to the time of notice of blocking the card 24 hours
Maximum amount that shall not be compensated for the customer EUR 28.96
Maximum amount that shall be compensated for the customer total permitted daily amount of payment for purchases and services
Travel insurance cover and benefits7
Medical cost insurance EUR 85 000
Accident insurance EUR 30 000
Third-party liability and legal cost insurance EUR 100 000
Legal costs EUR 1 000
Bail EUR 3 000
Luggage and trip delay EUR 500
Loss of luggage EUR 1 000
Cancellation of trip EUR 2 000
Interruption of trip EUR 2 000
Missing the means of transport EUR 1 000

The bank’s established service and operation fees will apply for operations on the credit account without using the credit card

1All fees are debited from the bank account unless established otherwise in the Fees and credit card agreement.
2First year fee is debited on 3rd month of card opening.
3To be established on an individual basis.
4Applies to credit funds that were used to pay for purchases with the credit card.
5The fee is debited from the bank account.
6When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
7Detailed information about insurance service terms and conditions submitted in the website of the bank and in the bank branches.

Platinum Credit Card issue and administration fees (Mastercard Platinum and Visa Platinum)

New cards not issued from 2017.04.06. Starting from 2018-04-30 previously issued cards will not be renewed or replaced if lost, forgotten PIN or upon customer request.

Name of the service or transaction Fee in EUR1
Credit card fees
Card validity 3 years
Annual card administration2 EUR 115.85
Card replacement if lost, damaged. Card replacement at client’s request EUR 7.24
Card issuing fee3 EUR 10.14
Payment for a purchase or a service Free
Bill payments at Swedbank, AB ATM’s Free
Cash withdrawal at ATM’s and other places where this service is provided4 2%, min EUR 2.03
Balance checking at ATM’s (that have the technical capability to do so):
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
Other banks Free
Currency exchange fee when transaction is made not in euro5 2.45%
Changing PIN at Swedbank, AB ATM Free
A copy of the invoice at Client’s request4:
card payment in Lithuania EUR 1.45
card payment abroad EUR 5.79
Fees of other services in the basket
Monthly fee (Security Programme)6 EUR 0.56
Locking a lost card Free
Travel insurance Free
Priority Pass card
Issue Free
Fee per visit7 EUR 28
Emergency cash payment abroad in case of a lost card According to Western Union’s emergency cash transfer fees
Card mailing:
within Lithuania EUR 10.14
abroad EUR 15.93
Overdraft account transaction fees
When transaction in the overdraft account are carried out without the credit card, Bank’s services and transaction fees are applied.
Total daily transaction limits8
Total allowance for payments for good and services EUR 17,400
Total allowance for cash withdrawals EUR 2,900
Total allowance for ATM payments EUR 2,900

1All fees are debited from the client’s account at the Bank, unless stated otherwise in the Fees and the credit card agreement.
2First fee is debited on the third month after ordering the card.
3Fee is not applicable if using card mailing service.
4The fee is debited from the credit limit of the account.
5When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
6Fee is deducted on the 3rd of each month
7Per person per single visit at airport lounge.
8At the request of the client, the total daily transaction limits may be changed.

Platinum Credit Card service terms and conditions (Mastercard Platinum and Visa Platinum)

Name of the service or transaction Sertice terms and conditions EUR9
Terms and conditions of other services in the basket
Security programme
- Period until the notification on card lock 24 hours
- The largest amount of losses not compensated for the client EUR 28.96
- The largest amount of losses compensated for the client daily transaction limit (payment for goods and services)
Travel insurance services and benefits
Medical expenses and repatriation insurance EUR 85,000
Accident insurance EUR 21,000
Luggage, travel delay and trip cancellation insurance
- Luggage and travel delay insurance (EUR 40 for one-hour delay from the 5th hour of delay) EUR 500
- Trip cancellation (at carrier’s initiative) EUR 100
Civil liability and legal expenses insurance
- Civil liability EUR 100,000
- Legal expenses EUR 1,000
- Deposit EUR 3,000
Lost luggage insurance EUR 2,000
- Single item limit EUR 300
Trip cancellation and discontinuation insurance
- Cancellation EUR 2,000
- Discontinuation EUR 2,000
Delayed departure insurance EUR 1,000
Shopping insurance benefits
Annual shopping insurance EUR 4,000
- Including one insured event EUR 2,000
- Single purchase EUR 1,000
- Purchases limited to one insured event EUR 400
Overdraft fees and conditions
Overdraft granting Free
Changing overdraft terms and conditions10:
At a branch EUR 8.69
Online EUR 1
Period during which interest for used overdraft is not paid (in calendar days from the purchase by a payment card) 35 days

95 Detailed information on travel and shopping insurance can be found on the Bank’s website and at the branches.
10Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.

Debit Mastercard fees

(new card issuance closed from 03.10.2016)

This card is not issued from 2016.10.03. Previously issued cards will be renewed and replaced in case of card loss or by customer request to contactless Debit Mastercard and for this card will be applied Contactless Debit Mastercard fees.

Valid from 2018.08.01

Card terms and rates Fee, EUR
Card validity 3 years
Card administration monthly fee EUR 0.58
Replacement of a card if it has been lost, damaged, the cardholder forgot the PIN or upon cardholder’s request. EUR 5.79
Bill payments at ATMs of „Swedbank“, AB Free of charge
Cash withdrawals:
at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) Free of charge 1
at branches of other banks and at non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2 %, min. EUR 2.90
at other partners‘2 cash out service providing venues 0,4 %, min. EUR 0,43
Cash deposit at ATMs of „Swedbank“, AB Free of charge
Currency exchange fee when transaction is made not in euro 3 2.45%
Checking account balance in ATM‘s (where it is technically possible) Free of charge
Changing of PIN at ATMs of „Swedbank“, AB Free of charge
Blocking of a lost or stolen card Free of charge
Card delivery by post4:
in Lithuania 5 Free of charge
abroad EUR 5.79
Card delivery in Swedbank, AB branch 4 EUR 1.45
Copy of a receipt upon customer’s request:
on transactions in Lithuania EUR 1.45
on transactions abroad EUR 5.79
Standard limits6:
for purchases EUR 2 030 per day
for cash withdrawals EUR 870 per day
for payments at ATMs EUR 870 per day
for cash-in in ATMs EUR 10 000 per calendar month

1 For monthly cash withdrawals exceeding EUR 580, a 0.4 % fee is applied for all amounts above EUR 580. Fee will be charged on the 15th day of next month.
2 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank www.swedbank.lt.
3 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
4 Fee will be charged when card is activated.
5 The renewed card may be delivered by the decision of Swedbank, AB, i.e. without a separate customer’s request.
6 Transactions limits (expect for cash-in limit in ATMs) may be changed upon individual cardholder’s requests.

Private Banking Debit Mastercard fees

(new card issuance closed from 03.10.2016)

This card is not issued from 2016.10.03. Previously issued cards will be renewed and replaced in case of card loss or by customer request to contactless Private Banking Debit Mastercard and for this card will be applied contactless Private Bankng Debit Mastercard fees.

Valid from 2018.08.01

Card terms and rates Fee, EUR
Card validity 3 years
Card administration monthly fee EUR 1.16
Replacement of a card if it has been lost, damaged, the cardholder forgot the PIN or upon cardholder's request. EUR 5.79
Bill payments at ATMs of "Swedbank", AB nemokamai
Cash withdrawals:
at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) Free of charge 1
at branches of other banks and at non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2 %, min. EUR 2.90
at other partners‘2 cash out service providing venues 0,4 %, min. EUR 0,43
Cash deposit at ATMs of „Swedbank“, AB Free of charge
Currency exchange fee when transaction is made not in euro 3 2.45%
Checking account balance in ATM‘s (where it is technically possible) Free of charge
Changing of PIN at ATMs of „Swedbank“, AB Free of charge
Blocking of a lost or stolen card Free of charge
Card delivery by post4:
in Lithuania 5 Free of charge
abroad EUR 5.79
Card delivery in Swedbank, AB branch 4 Free of charge
Copy of a receipt upon customer’s request:
on transactions in Lithuania EUR 1.45
on transactions abroad EUR 5.79
Standard limits 6
for purchases EUR 2 030 per day
for cash withdrawals EUR 870 per day
for payments at ATMs EUR 870 per day
For cash-in in ATMs EUR 10 000 per calendar month

1 For monthly cash withdrawals exceeding EUR 580, a 0.4 % fee is applied for all amounts above EUR 580. Fee will be charged on the 15th day of next month.
2 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank www.swedbank.lt.
3 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
4 Fee will be charged when card is activated.
5 The renewed card may be delivered by the decision of Swedbank, AB, i.e. without a separate customer’s request.
6 Transactions limits (expect for cash-in limit in ATMs) may be changed upon individual cardholder’s requests.

„Maestro Basic“1 debit card fees

Valid from 2019.04.01

Card terms and rates Fee, EUR
„Maestro Basic“1 debit card issuing:
Card validity 4 years
Card issuing fee EUR 0.00
Card administration monthly fee EUR 0.70
Replacement of a card if it has been lost, damaged, the cardholder forgot the PIN or upon cardholder’s request EUR 5.79
Card renewal fee EUR 0.00
Blocking of a lost or stolen card Free of charge
Card delivery by post2:
in Lithuania 3 Free of charge
abroad EUR 5.79
Card delivery in Swedbank, AB branch 2 EUR 1.45
Other debit card fees:
Bill payments at ATMs of „Swedbank“, AB Free of charge
Cash withdrawals:
at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) Free of charge 4
at branches of other banks and at non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2 %, min. EUR 2.90
at other partners‘5 cash out service providing venues 0,4 %, min. EUR 0,43
Cash deposit at ATMs of „Swedbank“, AB Free of charge
Currency exchange fee when transaction is made not in euro 6 2.45%
Checking account balance in ATM‘s (where it is technically possible) Free of charge
Changing of PIN at ATMs of „Swedbank“, AB Free of charge
Copy of a receipt upon customer’s request:
on transactions in Lithuania EUR 1.45
on transactions abroad EUR 5.79
Standard limits7:
for purchases EUR 2 030 per day
for cash withdrawals EUR 870 per day
for payments at ATMs EUR 870 per day
for cash-in in ATMs EUR 10 000 per calendar month

1 From 1 April 2019, new „Maestro Basic“ cards are no longer issued, these cards are not renewed or replaced when they are missing, lost or due to any other reasons – in the specified cases Contactless Debit MasterCard payment cards are issued.
2 Fee will be charged when card is activated.
3 The renewed card may be delivered by the decision of Swedbank, AB, i.e. without a separate customer’s request.
4 For monthly cash withdrawals exceeding EUR 580, a 0.4 % fee is applied for all amounts above EUR 580. Fee will be charged on the 15th day of next month.
5 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank www.swedbank.lt.
6 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
7 Transactions limits (expect for cash-in limit in ATMs) may be changed upon individual cardholder’s requests.

Maestro debit card fees

(new card issuance closed from 25.05.2018)

Card terms and rates Fee, EUR
Maestro1 validity period 4 years
Annual card administration fee EUR 5.50
Annual self design service fee 2 EUR 2.90
Replacement of a card if it has been lost, damaged, the cardholder forgot the PIN or upon cardholder's request EUR 5.79
Bill payments at ATMs of „Swedbank“, AB Free of charge
Cash withdrawals:
at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) Free of charge 3
at branches of other banks and at non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2 %, min. EUR 2.90
at other partners‘4 cash out service providing venues 0,4 %, min. EUR 0,43
Cash deposit at ATMs of „Swedbank“, AB Free of charge
Currency exchange fee when transaction is made not in euro 5 2.45%
Checking account balance in ATM‘s (where it is technically possible) Free of charge
Changing of PIN at ATMs of „Swedbank“, AB Free of charge
Blocking of a lost or stolen card Free of charge
Card delivery by post6:
in Lithuania 7 Free of charge
abroad EUR 5.79
Card delivery in Swedbank, AB branch 6 EUR 1.45
Copy of a receipt upon customer’s request:
on transactions in Lithuania EUR 1.45
on transactions abroad EUR 5.79
Standard limits8:
for purchases EUR 2 030 per day
for cash withdrawals EUR 870 per day
for payments at ATMs EUR 870 per day
for cash-in in ATMs EUR 10 000 per calendar month

1 From 25 May 2018, new „Maestro“ cards are no longer issued, also from 1 October 2018 these cards are not renewed or replaced when they are missing, lost or due to any other reasons – in the specified cases Contactless Debit MasterCard payment cards are issued.
2 Fee is debited in total with Annual card maintenance fee. From 2014-08-01 self design cards are not issued, renewed or changed in case of a loss or other cases.
3 For monthly cash withdrawals exceeding EUR 580, a 0.4 % fee is applied for all amounts above EUR 580. Fee will be charged on the 15th day of next month.
4 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank www.swedbank.lt.
5 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
6 Fee will be charged when card is activated.
7 The renewed card may be delivered by the decision of Swedbank, AB, i.e. without a separate customer’s request.
8 Transactions limits (expect for cash-in limit in ATMs) may be changed upon individual cardholder’s requests.

Fees for issuance and administration of Youth Programme cards Maestro YOUTH1, VISA Electron JUNIOR 2

Valid from 2018.10.31

Service or operation description Fee, EUR
Card validity 4 years
Annual card administration fee
When the client chooses not more than 1 Youth Programme card (WEB cards do not count) free of charge
When the client chooses more than 1 Youth Programme card (WEB cards do not count) EUR 5.50
Card replacement when the card is lost, damaged, when PIN is forgotten or in other cases on the client’s request EUR 5.50
Payment of invoices in ATM of Swedbank, AB free of charge
Currency exchange fee when transaction is made not in euro 3 2.45%
Withdrawal of cash:
In ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) free of charge 4
In branches of other banks 2%, min. EUR 2.90
In ATMs, other than ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) 2%, min. EUR 2.61
In other partners’ locations of provision of this service 5 0.4%, min. EUR 0.43
Depositing of cash in ATM of Swedbank, AB free of charge
Checking account balance in ATM (where this is technically possible) free of charge
Change of PIN in ATM of Swedbank, AB free of charge
Blocking a lost card free of charge
Obtaining a copy of account on the client’s request:
In the case of card-based payments in Lithuania EUR 1.45
In the case of card-based payments abroad EUR 5.79
Sending a card by post6:
In Lithuania free of charge
To foreign countries EUR 5.79
Collecting the card at Swedbank, AB Branch free of charge
Security Programme
Security Programme fee free of charge
Period until notifying of card blocking during which the Bank reimburses the client’s losses 24 hr
Maximum amount of the client’s losses not reimbursed by the Bank for participants in Youth Programme Plan “One+” EUR 0
Maximum amount of the client’s losses not reimbursed by the Bank for participants in Youth Programme Plans “Two+”, “Three+” and “Four+” EUR 28.96
Maximum amount of the client’s losses reimbursed by the Bank Standard limit of daily operations (payment for purchases and services)
Total limits of operations for participants in Youth Programme Plan “One+” 7
Total amount allowed for operations of payment for goods and services EUR 30 per day
Total amount allowed for cash withdrawal operations EUR 30 per day
Total amount allowed for payment operations in ATMs EUR 30 per day
Total amount allowed for cash-in operations in ATMs EUR 10 000 per calendar month
Total limits of operations for participants in Youth Programme Plans “Two+”, “Three+” and “Four+” 7
Total amount allowed for operations of payment for goods and services EUR 290 per day
Total amount allowed for cash withdrawal operations EUR 150 per day
Total amount allowed for payment operations in ATMs EUR 150 per day
Total amount allowed for cash-in operations in ATMs EUR 10 000 per calendar month

1 From 3 April 2018, new Maestro YOUTH payment cards are no longer issued, also these cards are not renewed or replaced when they are missing, lost or due to other reasons – in the specified cases contactless Mastercard WEB payment cards are issued.
2 From 9 June 2016, new VISA Electron JUNIOR payment cards are no longer issued, also these cards are not renewed or replaced when they are missing, lost or due to any other reasons – in the specified cases contactless Mastercard WEB payment cards are issued.
3 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
4 In the case of withdrawal of more than EUR 290 per month, a fee of 0.4% shall be charged on the amount exceeding EUR 290. The fee shall be debited on 15 next month.
5 Information about partners offering cash disbursement service for payment cards issued by Swedbank is available on the internet website www.swedbank.lt.
6 The fee shall be debited after activating the card.
7 Total limits of operations (expect for cash-in limit in ATMs) may be changed on the client’s request.

Service plans

Rates of Swedbank service plans

"Convenient" 1 "Convenient Plus" 1 "Basic Payment Account Service "2
Monthly fee of the Service Plan3 EUR 1.70 EUR 2.90 EUR 1.504
Minimum daily service fee including:
Bank account opening, closing and handling (except non-residents) Not applicable Not applicable Not applicable
Administration of euro-denominated transfers to client accounts within Swedbank Not applicable Not applicable Not applicable
Administration of euro-denominated transfers to client accounts from banks of Swedbank Group Not applicable Not applicable Not applicable
Administration of euro-denominated transfers to client accounts from other banks registered in Lithuania Not applicable Not applicable Not applicable
Administration of European payment funds transferred to client account Not applicable Not applicable Not applicable
Fees for euro-denominated payment transfers in Swedbank Internet Bank, including small payments:
Payment transfers and periodic payments:
To other persons' accounts within Swedbank, AB Not applicable Not applicable Not applicable to 10 payments per month5
Ordinary payments to banks registered in Lithuania and European payments Not applicable Not applicable Not applicable to 10 payments per month5
Payment of e-invoices by automatic payment or by payment transfer:
Payment of e-invoices by automatic payment or by payment transfer Not applicable Not applicable Not applicable to 10 payments per month5
To other banks registered in Lithuania Not applicable Not applicable Not applicable to 10 payments per month5
Acceptance of giro payments Not applicable Not applicable Not applicable to 10 payments per month5
Payment card fees
Payment card type Contactless Debit MasterCard 6 Contactless Debit MasterCard 6 Contactless Debit MasterCard7
Payment card issue Not applicable Not applicable Not applicable
Monthly card administration fee Not applicable Not applicable Not applicable
Payment card renewal Not applicable Not applicable Not applicable
Card sending by post in Lithuania8 Not applicable Not applicable Not applicable
Cash withdrawal from ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) EUR 580 / month free of charge9 EUR 1500 / month free of charge 10 EUR 550 / month free of charge 11
Cash depositing in ATM of Swedbank, AB Not applicable12 Not applicable12 Not applicable
Smart ID issuance fee Not applicable Not applicable Not applicable

1 Service plan is applied to all customer’s accounts in Bank.
2 Service plan “Basic payment account service” is applied to one customer’s chosen account in Bank. Standard fees are applied to other customer’s accounts.
3 The fee shall be charged per each calendar month and debited on 1 – 15 next month for the previous month. The fee shall be paid irrespective of the use of services covered by the Service Plan. A monthly fee for the first month when the client chooses the Service Plan and for the last month when the client refuses the chosen Service Plan shall be calculated proportionately to the number of days during which the terms and conditions of the chosen Service Plan were applied to the client.
4 Customers who have subscribed to service plan “Basic Payment Account Service” and are entitled to social assistance as deprived persons under the Law of the Republic of Lithuania on Monetary Support for Deprived Citizens (hereinafter referred to as the ‘Law’) are charged a monthly fee of EUR 0.75. Customers who are no longer considered entitled to social assistance as deprived persons under the Law will be charged a monthly fee of EUR 1.50.
5 Indicated number of transfers includes transfers according received SEPA direct debit instructions. Having exceeded 10 payments per month standard fees apply.
6 The Service Plan shall include one held debit card (Maestro, VISA Electron, Debit MasterCard or Contactless Debit MasterCard). The Bank, at its own discretion, will choose and include in the Service Plan one of the above specified debit cards held by the client (on the client’s request, other held debit card may be included in the Service Plan), which later will be renewed replacing it by the card specified in the Service Plan. The client’s debit card included in the Service Plan shall not be eligible for any other discounts, unless the Bank specifies otherwise.
7 The Service Plan shall include one held debit card (contactless Debit MasterCard, Maestro, Maestro Basic). The Bank, at its own discretion, will choose and include in the Service Plan one of the above specified debit cards held by the client and associated with account, for which Service plan “Basic Payment Account Service” is ordered, which later will be renewed replacing it by the card specified in the Service Plan. The client’s debit card included in the Service Plan shall not be eligible for any other discounts, unless the Bank specifies otherwise.
8 Renewed debit card can be sent by post on decision of Swedbank, AB, i.e. without separate customer’s request.
9 Having cashed more than EUR 580 per month, a 0.4% fee applies to the exceeding amount, the fee will be debited on the 15th of the next month.
10 Having cashed more than EUR 1500 per month, a 0.4% fee applies to the exceeding amount, the fee will be debited on the 15th of the next month.
11 Having cashed more than EUR 550 per month, a 0.4% fee applies to the exceeding amount, the fee will be debited on the 15th of the next month.
12 From 2018.08.01 maximum amount of cash depositing in ATM of Swedbank, AB 10.000 EUR per month.

General terms and conditions of application of the fees of the Service Plan:
The terms used in the Fees shall have the meaning assigned to them in Service and Operation Fees of Swedbank.
The Service Plan shall be chosen or changed by the client upon submission of the application with the Bank. Client can refuse Service Plan and has to inform Bank about refusal 30 days in advance (not applicable to Service plan “Basic Payment Account Service”).
Upon refusal of Service Plan standard fees for services and operations of Swedbank come in force.
At one time, the client may have chosen only one Service Plan.
The client, who chooses a different Service Plan offered by the Bank, shall be considered to have refused previously chosen Service Plan.
Services not covered by the Service Plan shall be charged at standard fees for services and operations of Swedbank.

Valid from 2017-07-15

Description of service or operation Price, EUR
1. Monthly fee of the Service Plan2 0,90 Eur
2. Minimum daily service fee including:
2.1. Bank account opening, closing and handling (except non-residents) N/A
2.2. Administration of euro-denominated transfers to client accounts within Swedbank N/A
2.3. Administration of euro-denominated transfers to client accounts from banks of Swedbank Group N/A
2.4. Administration of euro-denominated transfers to client accounts from other banks registered in Lithuania N/A
2.5. Administration of European payment funds transferred to client account N/A
3. Fees for euro-denominated payment transfers in Swedbank Internet Bank, including small payments:
3.1. Payment transfers and periodic payments:
3.1.1. To other persons’ accounts within Swedbank, AB N/A
3.1.2. Ordinary payments to banks registered in Lithuania and European payments N/A
3.2. Payment of e-invoices by automatic payment or by payment transfer:
3.2.1. Within Swedbank, AB N/A
3.2.2. To other banks registered in Lithuania N/A
3.3. Acceptance of payments N/A
4. Payment card fees
4.1. Payment card type Contactless Debit MasterCard3
4.2. Payment card issue N/A
4.3. Monthly card administration fee N/A
4.4. Payment card renewal N/A
4.5. Fee for sending card by post in Lithuania4 N/A
4.6. Cash withdrawal from ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) 580 EUR / month free of charge5
4.7. Cash depositing in ATM of Swedbank, AB6 N/A
5. Smart ID issuance fee N/A

1 This Service Plan may be ordered only by those clients (natural persons), who receive salary to their account with the Bank. We consider as salary: the remuneration for work, income received according to authorship contracts or other contracts and other regular earnings. If the salary to the client, who has ordered the Service Plan, is not transferred for 3 months in a row, the provision of the Service Plan “Convenient” for clients receiving salary shall be discontinued from the next month and the client will be charged at standard fees for services and operations of Swedbank.
2 The fee shall be charged per each calendar month and debited on 1 – 15 next month for the previous month. The fee shall be paid irrespective of the use of services covered by the Service Plan. A monthly fee for the first month when the client chooses the Service Plan and for the last month when the client refuses the chosen Service Plan shall be calculated proportionately to the number of days during which the terms and conditions of the chosen Service Plan were applied to the client. The Service Plan is applied to all accounts of the client with the Bank.
3 The Service Plan shall include one held debit card (Maestro, Maestro Basic, VISA Electron, Debit MasterCard or Contactless Debit MasterCard). The Bank, at its own discretion, will choose and include in the Service Plan one of the above specified debit cards held by the client (on the client’s request, other held debit card may be included in the Service Plan), which later will be renewed replacing it by the card specified in the Service Plan. The client’s debit card included in the Service Plan shall not be eligible for any other discounts, unless the Bank specifies otherwise.
4 The renewed card may be delivered by the decision of Swedbank, AB, i.e. without a separate customer’s request.
5 In the case of withdrawal of more than EUR 580 per month, a fee of 0.4% shall be charged on the amount exceeding EUR 580.
6 From 2018.08.01 maximum amount of cash depositing in ATM of Swedbank, AB 10.000 EUR per month.

General terms and conditions of application of the fees of the Service Plan:
The terms used in the Fees shall have the meaning assigned to them in Service and Operation Fees of Swedbank.
The Service Plan shall be chosen by the client upon submission of the application with the Bank. The client, who submits the application to the Bank, can refuse such a Plan at any time or choose a different Service Plan offered by the Bank.
At one time, the client may choose only one Service Plan.
The client, who chooses a different Service Plan offered by the Bank, shall be considered to have refused the Service Plan “Convenient” for clients receiving salary.
Services not covered by the Service Plan shall be charged at standard fees for services and operations of Swedbank.

Valid from 16 September 2019

Youth Programme One+1
[6-13]
Two+1
[14-17]
Three+1
[18-22]
Four+1,2
[22-25]3
Participation in Swedbank Youth Programme (hereinafter – Youth Programme)
Monthly fee for participation in Youth Programme Free of charge Free of charge Free of charge EUR 0.702
Service Plan For participants in the Plan “One+” of Youth Programme “Convenient”1,5 For participants in the Plan “Two+” and “Three+” of Youth Programme “Convenient”1,5 For participants in the Plan “Four+” of Youth Programme “Convenient”1,5
1. Monthly fee of the Service Plan N/A N/A N/A
2. Minimum daily service fee including:
2.1. Bank account opening, closing and handling (except non-residents) N/A N/A N/A
2.2. Administration of euro-denominated transfers to client accounts within Swedbank N/A N/A N/A
2.3. Administration of euro-denominated transfers to client accounts from banks of Swedbank Group N/A N/A N/A
2.4. Administration of euro-denominated transfers to client accounts from other banks registered in Lithuania N/A N/A N/A
2.5. Administration of European payment funds transferred to client account N/A N/A N/A
3. Fees for euro-denominated payment transfers in Swedbank Internet Bank, including small payments:
3.1. Payment transfers and periodic payments:
3.1.1. To other persons’ accounts within Swedbank, AB Transfers in Swedbank Internet Bank are not possible N/A N/A
3.1.2. Ordinary payments to banks registered in Lithuania and European payments Transfers in Swedbank Internet Bank are not possible N/A N/A
3.2. Payment of e-invoices by automatic payment or by payment transfer:
3.2.1. Within Swedbank, AB Transfers in Swedbank Internet Bank are not possible N/A N/A
3.2.2. To other banks registered in Lithuania Transfers in Swedbank Internet Bank are not possible N/A N/A
3.3. Acceptance of payments N/A N/A N/A
4. Payment card fees
4.1. Payment card type Contactless Mastercard WEB6 Contactless Mastercard WEB6 Contactless MasterCard WEB6
4.2. Monthly card administration fee N/A N/A N/A
4.3. Fee for sending a card by post N/A N/A N/A
4.4. Cash withdrawal from ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) EUR 290/ month free of charge7 EUR 290/ month free of charge7 EUR 580/ month free of charge8
4.5. Cash depositing in ATM of Swedbank, AB N/A N/A N/A
5. Identification code card issuance fee N/A N/A N/A

1 From 19 December 2017, Youth Programme Plans “J7”, “J14”, “J18” and J22” will be respectively renamed to “One+”, “Two+”, “Three+” and “Four+”, and “For participants in the Plan “J7” of Youth Programme “Convenient”, “For participants in the Plan “J14 and “J18” of Youth Programme “Convenient”, and “For participants in the Plan “J22” of Youth Programme “Convenient” will be respectively renamed to “For participants in the Plan “One+” of Youth Programme “Convenient”, “For participants in the Plan “Two+” and “Three+” of Youth Programme “Convenient”, and “For participants in the Plan “Four+” of Youth Programme “Convenient”.
2 Those who have become the Youth Programme participants after 31 May 2017 have no possibility to choose the Youth Programme Plan “Four+”. Those who have become the Youth Programme participants before 31 May 2017, (this date included) have no possibility to choose the Youth Programme Plan “Four+” from 1 August 2017.
3 From 1 December 2016, the Youth Programme Plan “J18+” is replaced by Youth Programme Plan “Four+”. Conditions of the Programme Plan “Four+” also apply to those Youth Programme participants who have already chosen the Plan “J18+”
4 The fee is charged for each calendar month and is debited on 1-15 next month for the previous month. The fee is due irrespective of the use of services covered by the Service Plan. A monthly fee for participation in Youth Programme Plan “Four+” for the first month in which the client becomes a participant in Youth Programme Plan “Four+” or submits a request for application of the Service Plan for participants in the Plan “Four+” of Youth Programme “Convenient” and for the last month in which the client loses the status of the participant in Youth Programme Plan “Four+” or refuses the Service Plan “Four+” for participants in Youth Programme “Convenient” shall be calculated proportionately to the number of days during which the terms and conditions of the Service Plan “Four+” for participants in Youth Programme “Convenient” were applied to the client.
5 The Service Plan shall apply to all accounts of the client with the Bank.
6 The Service Plan for participants in the Plan “One+” of Youth Programme “Convenient”, for participants in the Plan “Two+” and “Three+” of Youth Programme “Convenient” and for participants in the Plan “Four+” of Youth Programme “Convenient” may include one of the held payment cards of the Youth Programme. The Bank, at its own discretion, will choose and include in the Service Plan one of the debit cards held by the client, which later will be renewed replacing it by the card specified in the Service Plan. The client’s debit card included in the Service Plan shall not be eligible for any other discounts, unless the Bank specifies otherwise.
7 In the case of withdrawal of more than EUR 290 per month, a fee of 0.4% shall be charged on the amount exceeding EUR 290. The fee shall be debited on 15 next month.
8 In the case of withdrawal of more than EUR 580 per month, a fee of 0.4% shall be charged on the amount exceeding EUR 580. The fee shall be debited on 15 next month.

General terms and conditions of application of the fees of the Service Plan:
The terms used in the Fees shall have the meaning assigned to them in Service and Operation Fees of Swedbank.
The fees shall apply only to Youth Programme participants. From the moment of losing the Youth Programme participant’s status, the client will be charged at standard fees for services and operations of Swedbank.
A client may choose only one Service Plan at a time.
If a client chooses a different Service Plan offered by the Bank it shall be considered that the client has refused the Service Plan for participants in the Plan “One+” of Youth Programme “Convenient”, the Service Plan for participants in the Plan “Two+” and “Three+” of Youth Programme “Convenient”, and the Service Plan for participants in the Plan “Four+” of Youth Programme “Convenient” (depending on the Service Plan that was applied to the client), and also a monthly fee for participation in Youth Programme Plan “Four+” shall no longer be charged on the client who participated in Youth Programme Plan “Four+”. When the client becomes a participant in Youth Programme Plan “Four+” or submits a request for application of the Service Plan for participants in the Plan “Four+” of Youth Programme “Convenient”, the client will be charged a monthly fee for participation in Youth Programme Plan “Four+”.
Services not covered by the Service Plan shall be charged at standard fees for services and operations of Swedbank.
The Youth Programme participant’s status shall be considered to be lost in the circumstances specified in paragraph 4.3 of the General Terms and Conditions of the Youth Programme.

Fees for issuance and administration of Youth Programme cards MasterCard WEB1 and Contactless MasterCard WEB
Card validity 4 years
Monthly card administration fee EUR 0.292
Card replacement when the card is lost, damaged, when PIN is forgotten or in other cases on the client’s request EUR 5.50
Payment of invoices in ATM of Swedbank, AB free of charge
Currency exchange fee when transaction is made not in euro3 2.45%
Withdrawal of cash:
In ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) free of charge4
In branches of other banks 2%, min. EUR 2.90
In ATMs, other than ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) 2%, min. EUR 2.61
In other partners’ locations of provision of this service5 0.4%, min. EUR 0.43
Depositing of cash in ATM of Swedbank, AB free of charge
Checking account balance in ATM (where this is technically possible) free of charge
Change of PIN in ATM of Swedbank, AB free of charge
Blocking a lost card free of charge
Obtaining a copy of account on the client’s request:
In the case of card-based payments in Lithuania EUR 1.45
In the case of card-based payments abroad EUR 5.79
Sending a card by post6:
In Lithuania free of charge
To foreign countries EUR 5.79
Collecting a card at Swedbank, AB branch free of charge
Security Programme
Security Programme fee free of charge
Period until notifying of card blocking during which the Bank reimburses the client’s losses 24 hr
Maximum amount of the client’s losses not reimbursed by the Bank for participants in Youth Programme Plan “One+” EUR 0
Maximum amount of the client’s losses not reimbursed by the Bank for participants in Youth Programme Plans “Two+”, “Three+” and “Four+” EUR 28.96
Maximum amount of the client’s losses reimbursed by the Bank Standard limit of daily operations (payment for purchases and services)
Total limits of daily operations for participants in Youth Programme Plan “One+”7
Total amount allowed for operations of payment of goods and services EUR 30
Total amount allowed for cash withdrawal operations EUR 30
Total amount allowed for payment operations in ATMs EUR 30
Total limits of daily operations for participants in Youth Programme Plans “Two+”, “Three+” and “Four+”7
Total amount allowed for operations of payment for goods and services EUR 580
Total amount allowed for cash withdrawal operations EUR 290
Total amount allowed for payment operations in ATMs EUR 290

1 From 1 September 2016, new MasterCard WEB payment cards are no longer issued, also these cards are not renewed or replaced when they are missing, lost or due to any other reasons – in the specified cases Contactless MasterCard WEB payment cards are issued.
2 No fee shall be charged on a client who is covered by the Service Plan for participants in the Plan “One+” of Youth Programme “Convenient”, for participants in the Plan “Two+” and “Three+” of Youth Programme “Convenient” or for participants in the Plan “Four+” of Youth Programme “Convenient”. The fee shall be charged from the moment when the client ceases being a participant in the Youth Programme or refuses the Service Plan for participants in the Plan “One+” of Youth Programme “Convenient”, for participants in the Plan “Two+” and “Three+” of Youth Programme “Convenient” or for participants in the Plan “Four+” of Youth Programme “Convenient” (depending on the Service Plan that was applied to the client).
3 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
4 In the case of withdrawal of more than EUR 290 per month, a fee of 0.4% shall be charged on the amount exceeding EUR 290. The fee shall be debited on 15 next month.
5 Information about partners offering cash disbursement service for payment cards issued by Swedbank is available on the internet website www.swedbank.lt.
6 The fee shall be debited after activating the card.
7 Total limits of daily operations may be changed on the client’s request.

Fees for issuance and administration of Youth Programme cards Maestro YOUTH1, VISA Electron JUNIOR2
Card validity 4 years
Annual card administration fee
When the client chooses not more than 1 Youth Programme card (WEB cards do not count) free of charge
When the client chooses more than 1 Youth Programme card (WEB cards do not count) EUR 5.50
Card replacement when the card is lost, damaged, when PIN is forgotten or in other cases on the client’s request EUR 5.50
Payment of invoices in ATM of Swedbank, AB free of charge
Currency exchange fee when transaction is made not in euro3 2.45%
Withdrawal of cash:
In ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) free of charge4
In branches of other banks 2%, min. EUR 2.90
In ATMs, other than ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) 2%, min. EUR 2.61
In other partners’ locations of provision of this service5 0.4%, min. EUR 0.43
Depositing of cash in ATM of Swedbank, AB free of charge
Checking account balance in ATM (where this is technically possible) free of charge
Change of PIN in ATM of Swedbank, AB free of charge
Blocking a lost card free of charge
Obtaining a copy of account on the client’s request:
In the case of card-based payments in Lithuania EUR 1.45
In the case of card-based payments abroad EUR 5.79
Sending a card by post6:
In Lithuania free of charge
To foreign countries EUR 5.79
Collecting the card at Swedbank, AB Branch free of charge
Security Programme
Security Programme fee free of charge
Period until notifying of card blocking during which the Bank reimburses the client’s losses 24 hr
Maximum amount of the client’s losses not reimbursed by the Bank for participants in Youth Programme Plan “One+” EUR 0
Maximum amount of the client’s losses not reimbursed by the Bank for participants in Youth Programme Plans “Two+”, “Three+” and “Four+” EUR 28.96
Maximum amount of the client’s losses reimbursed by the Bank Standard limit of daily operations (payment for purchases and services)
Total limits of daily operations for participants in Youth Programme Plan “One+”7
Total amount allowed for operations of payment for goods and services EUR 30
Total amount allowed for cash withdrawal operations EUR 30
Total amount allowed for payment operations in ATMs EUR 30
Total limits of daily operations for participants in Youth Programme Plans “Two+”, “Three+” and “Four+”7
Total amount allowed for operations of payment for goods and services EUR 290
Total amount allowed for cash withdrawal operations EUR 150
Total amount allowed for payment operations in ATMs EUR 150

1 From 3 April 2018, new Maestro YOUTH payment cards are no longer issued, also these cards are not renewed or replaced when they are missing, lost or due to other reasons – in the specified cases contactless Mastercard WEB payment cards are issued.
2 From 9 June 2016, new VISA Electron JUNIOR payment cards are no longer issued, also these cards are not renewed or replaced when they are missing, lost or due to any other reasons – in the specified cases contactless Mastercard WEB payment cards are issued.
3 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
4 In the case of withdrawal of more than EUR 290 per month, a fee of 0.4% shall be charged on the amount exceeding EUR 290. The fee shall be debited on 15 next month.
5 Information about partners offering cash disbursement service for payment cards issued by Swedbank is available on the internet website www.swedbank.lt.
6 The fee shall be debited after activating the card.
7 Total limits of daily operations may be changed on the client’s request.

Valid from 21 February 2018

Description of service or operation Price, EUR
Participation in Senior Programme
Monthly fee for participation in Senior Programme1 EUR 0.70/mo
Time deposits
Time deposit + 0.05% to standard interest rate applicable on the date of signing a deposit agreement
Time e-deposit + 0.05% to standard interest rate applicable on the date of signing a deposit agreement
Time periodic deposit + 0.05% to standard interest rate applicable on the date of signing a deposit agreement
Savings deposit + 0.05% to standard interest rate applicable on the date of signing a deposit agreement
Service Plan “Convenient” for Senior Programme participants2
1. Monthly fee of the Service Plan N/A
2. Minimum daily service fee including:
2.1. Bank account opening, closing and handling (except non-residents) N/A
2.2. Administration of euro-denominated transfers to client accounts within Swedbank N/A
2.3. Administration of euro-denominated transfers to client accounts from banks of Swedbank Group N/A
2.4. Administration of euro-denominated transfers to client accounts from other banks registered in Lithuania N/A
2.5. Administration of European payment funds transferred to client account N/A
3. Fees for euro-denominated payment transfers in Swedbank Internet Bank, including small payments:
3.1. Payment transfers and periodic payments:
3.1.1. To other persons’ accounts within Swedbank, AB N/A
3.1.2. Ordinary payments to banks registered in Lithuania and European payments N/A
3.2. Payment of e-invoices by automatic payment or by payment transfer:
3.2.1. Within Swedbank, AB N/A
3.2.2. To other banks registered in Lithuania N/A
3.3. Acceptance of payments N/A
4. Payment card fees
4.1. Payment card type Senior card
4.2. Monthly card administration fee N/A
4.3. Fee for sending a card by post3 N/A
4.4. Cash withdrawal from ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) EUR 580 / month free of charge4
4.5. Cash depositing in ATM of Swedbank, AB N/A
5. Identification code card issuance fee N/A

1 The fee shall be charged per each calendar month and debited on 1 – 15 next month for the previous month. The fee shall be paid irrespective of the use of services covered by the Service Plan. A monthly fee for the participation in the Senior Programme for the first month when the client becomes a participant in Senior Programme or submits a request for the application of the Service Plan “Convenient” for Senior Programme participants and for the last month when the client loses the status of Senior Programme’s participant or refuses the Service Plan “Convenient” for Senior Programme participants shall be calculated proportionately to the number of days during which the terms and conditions of the Service Plan “Convenient” for Senior Programme participants.
2 The Service Plan is applied to all accounts of the client with the Bank.
3 A renewed card may be sent by decision of Swedbank, AB, i.e. without a separate request of the client.
4 In the case of withdrawal of more than EUR 580 per month, a fee of 0.4% shall be charged on the amount exceeding EUR 580.

General terms and conditions of application of the fees of the Service Plan:
The terms used in the Fees shall have the meaning assigned to them in Service and Operation Fees of Swedbank.
The fees shall apply only to Senior Programme participants. From the moment of losing the Senior Programme participant’s status, the client will be charged at standard fees for services and operations of Swedbank.
At one time, the client may choose only one Service Plan or the service of the main payment account provided for in the Law of the Republic of Lithuania on Payments (when the Bank starts providing such service).
The client, who chooses a different Service Plan offered by the Bank (or the service of the main payment account provided for in the Law of the Republic of Lithuania on Payments (when the Bank starts providing such service)), shall be considered as having refused the Service Plan “Convenient” for participants in Senior Programme, and also a monthly fee for participation in Senior Programme shall no longer be charged. When the client starts participating in Senior Programme or submits a request for application of the Service Plan “Convenient” for participants in Senior Programme, a monthly fee for participation in Senior Programme will be charged.
Services not covered by the Service Plan shall be charged at standard fees for services and operations of Swedbank.
The loss of the Youth Programme participant’s status shall be the circumstances specified in Section “Expiry of participation in Senior Programme” of the Senior Programme Rules.

  • Further information on Swedbank fees is available here.
  • Terms and conditions are available here.
  • Information about the insurance of deposits and liabilities to investors is available here.

Account switching service is a service provided to a customer, where the customer’s payment account as well as all related services, such as periodical credit transfers, etc. is/are transferred from one payment service provider to another.

  • Periodical credit transfers (the bank, at your request, will transfer periodical credit transfer agreements concluded with the previous payment service provider).
  • The balance in the account (the old payment service provider will, at your request, transfer the balance in your account with the old payment service provider to the account opened with the new payment service provider’s bank).

You will also be able to receive information about the following:

  • Agreements on automatic payment of e-invoices and requests/applications to receive e-invoices (the old payment service provider will provide the bank with information about agreements signed with you on automatic payment of e-invoices and requests to receive e-invoices).
  • Periodic income (at your request, the bank may provide a list or payers that periodically transfer money to you and/or may notify the payers about the change in the account or provide you with a sample application form for notification of the third parties about changes in the account).
  • SEPA direct debit (in case where the service is provided in the bank, the bank, at your request, may be provide a list of SEPA direct debit recipients and/or notify the beneficiaries about the change in the account or provide you with a sample application form for notification of the third parties of the changes in the account).
  • The Bank will help you carry out the procedure of account transfer. This procedure will be provided free of charge.
  • Visit any Swedbank customer service office and complete an application formrequesting to provide you with an account transfer services. If you wish to transfer an account of joint owners from another payment service provider, the bank must be provided with a request from each joint owner to transfer the account from another payment service provider

Services will be transferred no earlier than within 13 bank business days from your request to provide you with an account transfer services, i.e.:

  • The Bank will forward your request to transfer the account to the old payment service provider within 2 bank business days.
  • The old payment service provider will no later than within 5 business days from the receipt of the aforementioned request notify the bank about the services it renders to you and the services that might be transferred, it will terminate the provision of services from the date specified in the request, will transfer the balance and close the account, if it is provided in your request.
  • Having received information from the old payment service provider, the Bank will, within 5 bank business days or from the date specified in your request start providing the transferred services, will send off letters to payers and/or beneficiaries, if this is specified in your request.

Please be aware that the Bank will charge a fee specified in the Bank’s price list for services and transactions for sending notifications to payers and/or beneficiaries by registered mail (if indicated in your request). You can find the fees charged for banking services and transactions here.

The list of payment service providers that participates in the provision of the account switching is available on the website of the Association of Lithuanian Banks.

The rules for the account switching services between payment service providers are available on the website of the Association of Lithuanian Banks.

It is important that you know that you can lodge a claim regarding the Bank’s actions when providing you with the account transfer services. If you are discontent with the Bank’s response, you have the right to address the court in accordance with the procedure established in laws as well as to apply to the institution that examines consumers and finance market participants’ disputes out of court, namely, the Bank of Lithuania, address Žalgirio g. 90, LT-09303 Vilnius, within 1 (one) year from the date of address to the Bank. For more details in relation to the settlement of disputes of consumers and finance market participants, visit the website of the Bank of Lithuania www.lb.lt.

Youth Programme

With Swedbank’s Youth Programme you will get many pluses: from your personal bank account and card to useful practical tips how to become the real master of your own finance!

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Golden Programme

Our exclusive attention and solutions for you to have more time for yourself.

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For Salary Receivers

Long-term benefits and better conditions. Have your salary paid into your Swedbank account and enjoy extra benefits!

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Senior Programme

Special fees, safe and very convenient daily finance management and simple electronic banking for your convenience!

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