Become a customer

Become our customer

Opening an account with Swedbank

Open a bank account and conveniently manage your daily financial affairs:

  • Save smartly with Easy Saver
  • Track your spending and achieve your goals with financial tool My Budget
  • Conveniently manage various payments with E-accounts
  • Make contactless payments, transfer money by phone number, etc.

If you are an adult citizen of the Republic of Lithuania and have Smart-ID or Mobile-ID, open a bank account online. Otherwise, please register for a visit to a branch after reading the requirements.

Open online

Book a visit

If your child is a citizen of the Republic of Lithuania under the age of 14 and you are our customer, open an account for your child online. Otherwise, please register for a visit to a branch after reading the requirements.

Open online

By opening a child’s account in May for a child under the age of 13 (inclusive), you are taking part in the competition for the 500 lucky winners. More about the competition.

Book a visit

If you are a citizen of the Republic of Lithuania aged 14 or over, create your Smart-ID remotely, get consent from your parent or guardian, and open an account online. Otherwise, read the requirements and register for a visit to a branch.

Open online

Book a visit

If you are a Swedbank private customer, you can open an account for your company online. Otherwise, confirm your identity remotely or register for a visit to a branch.

Book a visit

To open a bank account online, you must be a citizen of the Republic of Lithuania and at least 18 years of age, who has never been a customer of our bank before (an exception applies to customers who have a user ID but have never had a Swedbank account).

How does it work?

  1. Complete the online application and sign the agreement regarding daily banking services.
  2. Confirm your identity during a video call with a Swedbank consultant. The video call is available on working days: I–IV 08.45–16.45, V 08.45–15.30.
  3. We will review your request within 1-4 working days. You will be notified of the account opening by SMS and email.

You will need:

  • a valid passport or identity card of a citizen of the Republic of Lithuania Not permitted documents: drivers license, Residence permit of the Republic of Lithuania, diplomatic passport;
  • qualified means of access: Smart-ID, Mobile-ID or an ID card with a valid e-signature certificate;
  • a computer, smartphone or tablet with a video camera and microphone;
  • a separate room where you can be alone and participate in a video call safely and undisturbed.
Open online

In all other cases not mentioned above, you are welcome to open a personal bank account by visiting a bank branch.

You will need to present the following at the bank branch:

  • a valid identity document (passport of a citizen of the Republic of Lithuania, identity card or diplomatic passport of the Republic of Lithuania, passport of a citizen of a foreign country, identity card of a citizen of an EU Member State, a citizen of Norway, Liechtenstein, Iceland or Switzerland, or a diplomatic passport of the above countries);
  • a document indicating a link to Lithuania (only for foreign nationals or stateless persons).

To become our customer, you will need to complete the documentCustomer Questionnaire for Natural Persons.

We will ask you to provide additional information or documents if necessary. Once all the necessary information and/or documents have been provided, we will normally make a decision on the account opening within 10 working days.

We may refuse to enter into business relationships with customers who:

With just a few clicks, you can do this in your Internet Bank. You will be able to use the newly opened additional personal account immediately.

If you already have a bank account but haven't used the Internet Bank or Swedbank app yet, you can access online banking remotely.
  1. Download a free Smart-ID App to your smart phone or tablet from Google Play, App Store or Huawei AppGallery.
  2. After the App is installed, open it and press “Register”. The whole process will take just a few minutes.

For more information, press here.

For a child, citizen of the Republic of Lithuania, aged 0 to 13 years (inclusive) a parent may open a bank account online, provided that he/she is a customer of Swedbank, has a bank account, has access to the online banking service, and uses a qualified log-in tool Smart-ID, Mobile-ID or a personal identity card with a valid e-signature certificate.

How does it work?

  1. Fill in the application form online to open an account for your child and sign the agreement regarding daily banking services.
  2. We will review your application within 1-4 working days and inform you about the opening of your child's account by SMS and email.

When completing the online application for opening an account, you will also be able to choose for your child to become a participant of the Swedbank Youth Programme, to receive the "Convenient" service plan, and, if he/she is older than 6 years old, a contactless payment card.

For children aged 7 and over with a Lithuanian identity document, you will also be able to create a Smart-ID account remotely.

Open online

In all other cases not mentioned above, you are welcome to open a bank account for a child aged 0 to 13 years (inclusive) by visiting a bank branch.

You will need to present the following at the bank branch:

  • a valid identity document (passport of a citizen of the Republic of Lithuania, identity card of the Republic of Lithuania or diplomatic passport, passport of a citizen of a foreign country, identity card of a citizen of an EU Member State or of a citizen of Norway, Liechtenstein, Iceland, or Switzerland, or a diplomatic passport of the above-mentioned countries), for both yourself and your child (if the child has one);
  • the child's birth certificate, its extract or other proof of guardianship;
  • a document indicating your and/or your child's ties to Lithuania (only for foreign nationals).

In order for your child to become our customer, you will need to complete the Customer Questionnaire for Natural Persons.

We will ask you to provide additional information or documents if necessary. Once all the necessary information and/or documents have been provided, we will normally make a decision on the account opening within 10 working days.

We may refuse to enter into business relationships with customers who:

If your child is aged between 6 and 13 (inclusive), has a bank account, but has not yet used the Internet Bank or Swedbank app, you can order access to the Internet Bank for your child remotely.
  1. Download a free Smart-ID App to the child‘s smart phone or tablet from Google Play, App Store or Huawei AppGallery.
  2. After the App is installed, open it and press “Register”. First of all the child will have to complete all the specified actions of the registration process.
  3. Once your child's document has been successfully verified in the Smart-ID app, you will need to provide your consent as a parent If a child is represented by a guardian(s), Smart-ID account can only be created at a bank branch.. Once the information of the child's representatives has been verified, you will receive an agreement by email, which the parent will need to validate with their Smart-ID, Mobile-ID or ID card with a valid e-signature certificate.
  4. Registration will only take place with the approval of a parent and may be terminated in the event of an excessive delay.

For more information see documenthere.

Citizens of the Republic of Lithuania aged 14 or over can open an online account if:

  • they have never been a customer of our bank before;
  • they have a valid personal document issued in Lithuania: passport or ID card;
  • one of their parents or guardian(s) has (have) provided consent allowing the youth to open the account and manage the funds therein independently.

How does it work?

  1. Complete the online application and sign the agreement regarding daily banking services.
  2. Confirm your identity during a video call with a Swedbank consultant. The video call is available on working days: I–IV 08.45–16.45, V 08.45–15.30.
  3. We will review your request within 1-4 working days. You will be notified of the account opening by SMS and email.

You will need:

  • a valid passport or identity card of a citizen of the Republic of Lithuania;
  • qualified means of access: Smart-ID;
  • a computer, smartphone or tablet with a video camera and microphone;
  • a separate room where you can be alone and participate in a video call safely and undisturbed.
Open online

In all other cases not mentioned above, you are welcome to open a bank account by visiting a bank branch.

You can open an account on your own at a bank branch if you already have an identity document (passport or ID card) and have the consent of one of your parents or guardian(s).

If you don't have an identity document (passport or ID card), or if your parents or guardians refuse to give you consent, you can only open a bank account if you arrive at a bank branch together with one of your parents or guardian(s).

You will need to present the following at the bank branch:

  • a valid identity document (passport of a citizen of the Republic of Lithuania, identity card or diplomatic passport of the Republic of Lithuania, passport of a citizen of a foreign country, identity card of a citizen of an EU Member State, a citizen of Norway, Liechtenstein, Iceland or Switzerland, or a diplomatic passport of the above countries);
  • a birth certificate, its extract or other proof of guardianship;
  • a document, indicating links to Lithuania (only for foreign nationals).

To become our customer, you will need to complete the Customer Questionnaire for Natural Persons.

We will ask you to provide additional information or documents if necessary. Once all the necessary information and/or documents have been provided, we will normally make a decision on the account opening within 10 working days.

We may refuse to enter into business relationships with customers who:

Give consent for a youth to open an account, dispose of funds and enter into other agreements independently can one of his parents or guardian(s).

  • If you are a Swedbank customer, the consent for a youth can be given quickly and easily online.
  • If you are not a Swedbank customer, you can provide your consent for a youth by visiting a bank branch. Please familiarise yourself with the requirements for opening an account for a youth and book a visit to the bank branch of your choice.
  • If you have a bank account but haven’t used the Internet Bank or Swedbank app yet, get consent from one of your parents or guardian(s) and order access to the Internet Bank remotely.
  • If you already have access to the Internet Bank but want to change your transfer limits and user rights, get consent from one of your parents or guardian(s) and make the changes remotely.
Get access online
  1. Download the free Smart-ID app to your smartphone or tablet from Google Play, App Store or Huawei AppGallery.
  2. Install the app, open it and click the "Register" button. You will first need to complete the specified steps in the registration process.
  3. Once your document has been successfully verified in the Smart-ID app, you'll need to get your parent's In the case of guardianship, you can only register a Smart-ID account if you visit a bank branch together with your guardian(s). consent. Once the information of your representatives has been verified, your parents will receive the agreement by email, which will need to be verified by one of them with their Smart-ID, Mobile-ID or ID card with a valid e-signature certificate.
  4. Registration will be subject to confirmation by a parent and may be cancelled in the event of excessive delays.

See more information here.

 For detailed information on how to open a Swedbank account for a company, please visit company account opening page.

Account switching service is a service provided to a customer, where the customer’s payment account as well as all related services, such as periodical credit transfers, etc. is/are transferred from one payment service provider to another.

  • Periodical credit transfers (the bank, at your request, will transfer periodical credit transfer agreements concluded with the previous payment service provider).
  • The balance in the account (the old payment service provider will, at your request, transfer the balance in your account with the old payment service provider to the account opened with the new payment service provider’s bank).

You will also be able to receive information about the following:

  • Agreements on automatic payment of e-invoices and requests/applications to receive e-invoices (the old payment service provider will provide the bank with information about agreements signed with you on automatic payment of e-invoices and requests to receive e-invoices).
  • Periodic income (at your request, the bank may provide a list or payers that periodically transfer money to you and/or may notify the payers about the change in the account or provide you with a sample application form for notification of the third parties about changes in the account).
  • SEPA direct debit (in case where the service is provided in the bank, the bank, at your request, may be provide a list of SEPA direct debit recipients and/or notify the beneficiaries about the change in the account or provide you with a sample application form for notification of the third parties of the changes in the account).
  • The Bank will help you carry out the procedure of account transfer. This procedure will be provided free of charge.
  • Visit any Swedbank customer service office and complete an documentapplication form requesting to provide you with an account transfer services. If you wish to transfer an account of joint owners from another payment service provider, the bank must be provided with a request from each joint owner to transfer the account from another payment service provider

Services will be transferred no earlier than within 13 bank business days from your request to provide you with an account transfer services, i.e.:

  • The Bank will forward your request to transfer the account to the old payment service provider within 2 bank business days.
  • The old payment service provider will no later than within 5 business days from the receipt of the aforementioned request notify the bank about the services it renders to you and the services that might be transferred, it will terminate the provision of services from the date specified in the request, will transfer the balance and close the account, if it is provided in your request.
  • Having received information from the old payment service provider, the Bank will, within 5 bank business days or from the date specified in your request start providing the transferred services, will send off letters to payers and/or beneficiaries, if this is specified in your request.

Please be aware that the Bank will charge a fee specified in the Bank’s price list for services and transactions for sending notifications to payers and/or beneficiaries by registered mail (if indicated in your request). You can find the fees charged for banking services and transactions here.

The list of payment service providers that participates in the provision of the account switching is available on the website of the Association of Lithuanian Banks.

The rules for the account switching services between payment service providers are available on the website of the Association of Lithuanian Banks.

It is important that you know that you can lodge a claim regarding the Bank’s actions when providing you with the account transfer services. If you are discontent with the Bank’s response, you have the right to address the court in accordance with the procedure established in laws as well as to apply to the institution that examines consumers and finance market participants’ disputes out of court, namely, the Bank of Lithuania, address Žalgirio g. 90, LT-09303 Vilnius, within 1 (one) year from the date of address to the Bank. For more details in relation to the settlement of disputes of consumers and finance market participants, visit the website of the Bank of Lithuania www.lb.lt.

 If you are a citizen of the Republic of Lithuania at least 18 years old and have never been identified by Swedbank before, you can confirm your identity remotely and become:
  • Private customer‘s additional Internet Bank user;
  • Corporate customer‘s additional Internet Bank user.

You will need:

  • a valid passport or identity card of a citizen of the Republic of Lithuania;
  • Smart-ID, Mobile-ID or an ID card with a valid e-signature certificate;
  • a smartphone, tablet or computer with a video camera and microphone;
  • a separate room where you can be alone and participate in a video call safely and undisturbed.

How does it work?

  1. Fill in the application.
  2. Confirm your identity during a video call with our employee. The video call is available on working days: I–IV 08:45–16:45, V 08:45–15:30.
  3. Follow the instructions sent by email.

If you are a citizen of the Republic of Lithuania at least 18 years old and have never been identified by Swedbank before, you can confirm your identity remotely and become:

  • Private customer‘s supplementary card holder;
  • Corporate customer‘s supplementary card holder.

You will need:

  • a valid passport or identity card of a citizen of the Republic of Lithuania;
  • Smart-ID, Mobile-ID or an ID card with a valid e-signature certificate;
  • a smartphone, tablet or computer with a video camera and microphone;
  • a separate room where you can be alone and participate in a video call safely and undisturbed.

How does it work?

  1. Fill in the application.
  2. Confirm your identity during a video call with our employee. The video call is available on working days: I–IV 08:45–16:45, V 08:45–15:30.
  3. Follow the instructions sent by email.

If you are a citizen of the Republic of Lithuania, at least 18 years old, the head of a company registered in Lithuania with the right of sole representation, and have never been identified by Swedbank before, you can confirm your identity remotely and open a business bank account in the Internet Bank.

You will need:

  • a valid passport or identity card of a citizen of the Republic of Lithuania;
  • Smart-ID, Mobile-ID or an ID card with a valid e-signature certificate;
  • a smartphone, tablet or computer with a video camera and microphone;
  • a separate room where you can be alone and participate in a video call safely and undisturbed.

How does it work?

  1. Fill in the application.
  2. Confirm your identity during a video call with our employee. The video call is available on working days: I–IV 08:45–16:45, V 08:45–15:30.
  3. Follow the instructions sent by email.
Natural persons
Opening of a Swedbank, AB (hereinafter the "Bank") account (except natural persons who are not legally reside consumers1) -
Opening of a Bank account for persons who are not legally reside consumers1 200 Eur
Note: non-cash transactions via Bank accounts can be carried out in the following currencies: AED, AUD, CAD, CHF, CNY, CZK, DKK, GBP, HKD, HUF, ILS, JPY, MXN, NOK, NZD, PLN, RON, SEK, SGD, THB, TRY, USD, ZAR.
Note: transaction in EUR via Bank accounts can be carried out in cash and non-cash.

Minimum daily services fee, which includes:

  • Maintaining a Bank account (including opening (except natural persons who are not legally reside consumers1) and closing)
  • Crediting of incoming payments within Swedbank
  • Crediting of incoming payments in EUR received from other payment service providers, including [European payments]3 in EUR, except international payments
 1,00 Eur / mėn.2

Bank account-based transactions are carried out in accordance with the valid Bank's rates of fees.

1 Legally reside consumer is a natural person who legally resides in the Republic of Lithuania or another Member State of the European Union or European Economic Area, i.e. a person who in observance legal acts of Republic of Lithuania, the European Union Member State, or a country of the European Economic Area.

2 Fee applies to every account held by the client.

3 EUR-denominated transfer from the EU Member State, Albania, Andorra, Iceland, United Kingdom, Montenegro, Liechtenstein, Moldova, Monaco, Norway, San Marino, North Macedonia, Switzerland, and Vatican with shared charges (SHA), the beneficiary's/sender's payment service provider's SWIFT (BIC) code is indicated, and the beneficiary's account is provided in IBAN format.
Statements of accounts Natural persons
Sending of statements of accounts via the Bank e-channels Free of charge
Issuance of daily statements of accounts over-the-counter at the Bank office Free of charge
Printing out of a one-time statement for a period indicated by a customer over-the-counter at theBank office:
one day* 0,29 Eur 0,25 Eur
one month or a period from 2 to 31 days* 1,45 Eur
one quarter or a period from 32 to 92 days 2,90 Eur
one year or a period from 93 to 365 days 11,58 Eur 11,55 Eur
Issue of the statement of account when closing the account for natural persons at the Bank’s branch.
Note. The statement of account shall be issued for the last 36 (thirty-six) months before the closing of the account or for the whole		 Free of charge

* If a natural person does not use Swedbank Internet Banking, and periodic statements of their accounts for the previous month are not prepared and issued at the Bank office, once per calendar month a statement for a period of no more than 30 last days or for a past calendar month is issued free of charge.
  • Contactless „Debit Mastercard” fees
  • Contactless „Private Banking Debit Mastercard” fees
  • Contactless Mastercard WEB fees
  • Temporary ATM card fees for private persons

Contactless Debit Mastercard

Valid from 01-11-2025

Card terms and rates Fee, EUR
Contactless „Debit Mastercard” issuing:
Card validity 4 years
Card issuing at the branch fee EUR 5
Card issuing by post fee EUR 2
Urgent card delivery EUR 30
Card administration monthly fee EUR 1
Blocking of a lost or stolen card Free of charge
Other debit card fees:
Bill payments at ATMs of „Swedbank“, AB Free of charge
Cash withdrawals:
At ATM‘s of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia), Swedbank AB (in Sweden) and BANKOMATAS.LT ATM‘s and at other partners cash out service providing venues 1% minimum EUR 1
At non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia), Swedbank AB (in Sweden) and non BANKOMATAS.LT ATM‘s 2% minimum EUR 3
Cash deposit at ATMs of „Swedbank“, AB Free of charge
Currency exchange fee when transaction is made not in euro 2.45%
Checking account balance in ATM‘s (where it is technically possible) Free of charge
Changing of PIN at ATMs of „Swedbank“, AB Free of charge
Copy of a receipt upon customer’s request:
on transactions in Lithuania EUR 1,45
on transactions abroad EUR 5,79
Standard limits
for purchases EUR 2 030 per day
The total amount for cash withdrawal transactions at ATMs applies to agreements concluded before 1 October 2023.
(This is the total limit for all accounts of the same customer and the cards linked to these accounts)		 EUR 870 per day, but not more than EUR 7500 per calendar month
The total amount for cash withdrawal transactions at ATMs applies to agreements concluded after 1 October 2023.
(This is the total limit for all accounts of the same customer and the cards linked to these accounts)		 EUR 1500 per day, but not more than EUR 7500 per calendar month
The maximum amount for cash deposits at Swedbank, AB ATMs.
(This is the total limit for all accounts of the same customer and the cards linked to these accounts)		 EUR 7 500 per calendar month

Conditions for applying the fees:

  1. A fee is applied at the card issuance branch when issuing a new, renewed, or replaced card or upon the customer’s request. The fee will be deducted upon card activation, regardless of whether the card is included in the service plano.
  2. Fee is debited when activating new, renewed or replaced debit card (if the card is not included in the service plan). Renewed debit card can be sent by post without separate customer request by Swedbank decision
  3. For urgent card delivery, standard card issuing fee by post applies additionally (if card is not added into service plan), or card issuing fee at the branch, depending on chosen method of card delivery.
  4. The card will be delivered to the bank's branch or to the address indicated by the customer in Lithuania by a courier:
    • on the next working day, if the card was ordered before 1:00 p.m.;
    • within two working days, if the card was ordered after 1:00 p.m.
  5. The fee for cash withdrawals from ATMs and other locations where this service is provided will be deducted on the 15th day of the next month.
  6. Information about the BANKOMATAS.LT network and partners providing cash withdrawal services with cards issued by Swedbank, AB is available at www.bankomatas.lt.
  7. When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. The currency conversion calculator (for Mastercard transactions) is available on the Bank's website https://www.swedbank.lt/private/home/more/calculatormay be used to calculate exchange rates.
  8. At your request, the general daily transaction limits (excluding the cash deposit limit at Swedbank, AB ATMs) may be adjusted.

Contactless Private Banking Debit Mastercard

Valid from 01-11-2025

Card terms and rates Fee, EUR
Contactless „Private Banking Debit Mastercard” issuing:
Card validity 4 years
Card issuing at the branch fee EUR 5
Card issuing by post fee EUR 2
Urgent card delivery EUR 30
Card administration monthly fee EUR 1
Blocking of a lost or stolen card Free of charge
Other debit card fees:
Bill payments at ATMs of „Swedbank“, AB Free of charge
Cash withdrawals:
At ATM‘s of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia), Swedbank AB (in Sweden) and BANKOMATAS.LT ATM‘s and and at other partners cash out service providing venues 1% minimum EUR 1
At non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia), Swedbank AB (in Sweden) and non BANKOMATAS.LT ATM‘s 2% minimum EUR 3
Cash deposit at ATMs of „Swedbank“, AB Free of charge
Currency exchange fee when transaction is made not in euro 2.45%
Checking account balance in ATM‘s (where it is technically possible) Free of charge
Changing of PIN at ATMs of „Swedbank“, AB Free of charge
Copy of a receipt upon customer’s request:
on transactions in Lithuania EUR 1,45
on transactions abroad EUR 5,79
Standard limits
for purchases EUR 2 030 per day
The total amount for cash withdrawal transactions at ATMs applies to agreements concluded before 1 October 2023.
(This is the total limit for all accounts of the same customer and the cards linked to these accounts)		 EUR 870 per day, but not more than EUR 15 000 per calendar month
The total amount for cash withdrawal transactions at ATMs applies to agreements concluded after 1 October 2023.
(This is the total limit for all accounts of the same customer and the cards linked to these accounts)		 EUR 1500 per day, but not more than EUR 15 000 per calendar month
The maximum amount for cash deposits at Swedbank, AB ATMs.
(This is the total limit for all accounts of the same customer and the cards linked to these accounts)		 EUR 7 500 per calendar month

Conditions for applying the fees:

  1. A fee is applied at the card issuance branch when issuing a new, renewed, or replaced card or upon the customer’s request. The fee will be deducted upon card activation, regardless of whether the card is included in the service plano.
  2. Fee is debited when activating new, renewed or replaced debit card (if the card is not included in the service plan). Renewed debit card can be sent by post without separate customer request by Swedbank decision
  3. For urgent card delivery, standard card issuing fee by post applies additionally (if card is not added into service plan), or card issuing fee at the branch, depending on chosen method of card delivery.
  4. The card will be delivered to the bank's branch or to the address indicated by the customer in Lithuania by a courier:
    • on the next working day, if the card was ordered before 1:00 p.m.;
    • within two working days, if the card was ordered after 1:00 p.m.
  5. The fee for cash withdrawals from ATMs and other locations where this service is provided will be deducted on the 15th day of the next month.
  6. Information about the BANKOMATAS.LT network and partners providing cash withdrawal services with cards issued by Swedbank, AB is available at www.bankomatas.lt.
  7. When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. The currency conversion calculator (for Mastercard transactions) is available on the Bank's website https://www.swedbank.lt/private/home/more/calculatormay be used to calculate exchange rates.
  8. At your request, the general daily transaction limits (excluding the cash deposit limit at Swedbank, AB ATMs) may be adjusted.

Contactless Mastercard WEB

Valid from 01-11-2025

Card terms and rates Fee, EUR
Contactless MasterCard WEB card issuing:
Card validity 4 years
Card administration monthly fee EUR 0
Card issuing at the branch fee EUR 5
Card issuing by post fee EUR 2
Urgent card delivery EUR 30
Blocking of a lost or stolen card Free of charge
Other debit card fees:
Bill payments at ATMs of „Swedbank“, AB Free of charge
Cash withdrawal at ATM’s and other places where this service is provided:
up to EUR 600 per calendar month Free of charge
above EUR 600 per calendar month 1%
at other partners cash out service providing venues 1% minimum EUR 1 per transaction
Cash deposit at ATMs of „Swedbank“, AB Free of charge
Currency exchange fee when transaction is made not in euro:
Up to EUR 10 000 per calendar month Free of charge
Above EUR 10 000 per calendar month 2.45%
Checking account balance in ATM‘s (where it is technically possible) Free of charge
Changing of PIN at ATMs of „Swedbank“, AB Free of charge
Copy of a receipt upon customer’s request:
on transactions in Lithuania EUR 1,45
on transactions abroad EUR 5,79
Security Programme
Security Programme fee Free of charge
Period until notifying of card blocking during which the Bank reimburses the client’s losses 24 hr
Maximum amount of the client’s losses not reimbursed by the Bank for participants in Youth Programme Plan “One+” EUR 0
Maximum amount of the client’s losses not reimbursed by the Bank for participants in Youth Programme Plans “Two+”, “Three+” and “Four+” EUR 28,96
Maximum amount of the client’s losses reimbursed by the Bank Standard limit of daily operations (payment for purchases and services)
Total limits of operations for participants in Youth Programme Plan “One+”
for purchases EUR 30 per day
The total amount for cash withdrawal operations at ATMs (applies to contracts signed before 01/10/2023) EUR 30 per day
The total amount for cash withdrawal operations at ATMs (applies to contracts signed after 01/10/2023) EUR 50 per day
for cash-in in ATMs EUR 7 500 per calendar month
Total limits of operations for participants in Youth Programme Plans “Two+”, “Three+” and “Four+”
for purchases EUR 580 per day
The total amount for cash withdrawal operations at ATMs
(This is the total limit for all accounts of the same customer and the cards linked to these accounts)		 EUR 600 per day, but not more than EUR 7500 per calendar month
The maximum amount for cash deposits at Swedbank, AB ATMs.
(This is the total limit for all accounts of the same customer and the cards linked to these accounts)		 EUR 7 500 per calendar month

Conditions for applying the fees:

  1. A fee is applied at the card issuance branch when issuing a new, renewed, or replaced card or upon the customer’s request. The fee will be deducted upon card activation, regardless of whether the card is included in the service plano.
  2. Fee is debited when activating new, renewed or replaced debit card (if the card is not included in the service plan). Renewed debit card can be sent by post without separate customer request by Swedbank decision
  3. For urgent card delivery, standard card issuing fee by post applies additionally (if card is not added into service plan), or card issuing fee at the branch, depending on chosen method of card delivery.
  4. The card will be delivered to the bank's branch or to the address indicated by the customer in Lithuania by a courier:
    • on the next working day, if the card was ordered before 1:00 p.m.;
    • within two working days, if the card was ordered after 1:00 p.m.
  5. The fee for cash withdrawals from ATMs and other locations where this service is provided will be deducted on the 15th day of the next month.
  6. When card transaction is made in currency other than euro (including a cash-out with a card) above 10.000 Eur/mo, conversion to euro is being calculated using „Mastercard International“ currency exchange rate at transaction processing day and increasing the amount by value stated (2,45%). Currency exchange fees can be calculated using a currency exchange calculator accessible in Bank‘s webpage: Calculators - Swedbank.
  7. At your request, the general daily transaction limits (excluding the cash deposit limit at Swedbank, AB ATMs) may be adjusted.

Temporary ATM card fees for private persons

Valid from 01-11-2025

Card terms and rates Fee, EUR
Card validity Till the last day of the next month after Temporary ATM card issuance
Card issuing fee EUR 5
Cash withdrawal at “Swedbank”, AB ATMs in Lithuania
up to EUR 800 per calendar month Free of charge
above EUR 800 per calendar month 1% minimum EUR 1
Cash deposit at “Swedbank”, AB ATMs in Lithuania Free of charge
Blocking of a lost or stolen card Free of charge
Standard limits
The total amount for cash withdrawal operations at „Swedbank“ AB ATMs in Lithuania
(This is the total limit for all accounts of the same customer and the cards linked to these accounts)		 870 per day, but not more than EUR 7500 per calendar month
The maximum amount for cash deposits at Swedbank, AB ATMs.
(This is the total limit for all accounts of the same customer and the cards linked to these accounts)		 EUR 7 500 per calendar month

Conditions for applying the fees:

  1. For monthly cash withdrawals exceeding EUR 800, a 1% minimum EUR 1 fee is applied for all amounts above EUR 800. Fee will be charged on the 15th day of next month.
  2. Transactions limits (expect for cash-in limit in ATMs) may be changed upon individual cardholder’s requests
  • Standard Credit Card issue and administration fees (Mastercard Standard)
  • Gold Credit Card issue and administration fees (Mastercard Gold)
  • Platinum Credit Card issue and administration fees (Mastercard Platinum)
  • Fixed Payment Credit Card issue and administration fees

Standard Credit Card issue and administration fees (Mastercard Standard)

Valid from 2025-11-01

Name of the service or transaction Fee in EUR
Credit card fees
Card validity 3 years
Card administration fee 2 EUR/month
Card issuing at the branch fee EUR 5
Card issuing by mail fee EUR 2
Urgent card delivery EUR 30
Payment for a purchase or a service Free
Cash withdrawal at ATM’s and other places where this service is provided 2%, min EUR 3
Currency exchange fee when transaction is made not in euro 2.45%
Balance checking at ATM’s (that have the technical capability to do so):
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
Other banks Free
Changing PIN at Swedbank, AB ATM Free
A copy of the invoice at Client’s request:
card payment in Lithuania EUR 1.45
card payment abroad EUR 5.79
Fees of other services
Monthly fee (Security Programme) EUR 0
Blocking a lost card Free
Travel insurance Free
Purchase insurance Free
Overdraft account transaction fees
When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied.
General transaction limits
Total allowance for payments for good and services EUR 4,350 per day
Total allowance for ATM cash withdrawals (this is a general limit that applies to all accounts of the same customer and the cards linked to these accounts) EUR 2,030 per day but not more than EUR 7,500 per calendar month
Total allowance for ATM deposits (this is a general limit that applies to all accounts of the same customer and the cards linked to these accounts) EUR 7,500 per calendar month

Standard Credit Card service terms and conditions (Mastercard Standard)

Name of the service or transaction Service terms and conditions EUR
Terms and conditions of other services in the basket
Security programme
- Period until the notification on card block 24 hours
- The largest amount of losses not compensated for the client EUR 28.96
- The largest amount of losses compensated for the client Daily transaction limit (payment for goods and services)
Overdraft fees and conditions
Overdraft granting Free
Changing overdraft terms and conditions:
At a branch EUR 8.69
Online EUR 1
Minimum overdraft EUR 300
Period during which interest for used overdraft is not paid (in calendar days from the purchase by a payment card) 25 days

Terms and conditions of fees:

1. All fees shall be debited from the customer's account with the Bank, unless otherwise specified in the Fees and the Credit Card Agreement.
2. The fee applies when issuing a new card, renewing a card, or replacing a lost or stolen card or at your request at a card issuing branch or by mail. A renewed card may be sent by mail at our discretion, i.e. without a separate request from you.
3. When delivering the card in an urgent manner, we will apply an urgent card delivery fee together with the standard card issuance fee for delivery by mail or the card issuance fee at a branch, depending on the card delivery option you have chosen.
4. At your request, we will deliver the card with your existing credit limit to a bank branch or to your specified address in Lithuania in an urgent manner by courier:

  • On the next business day, if the card was ordered before 1 p.m.;
  • Within two business days if the card was ordered after 1 p.m.;
  • In case the credit limit has not yet been granted to you, a new credit card will be delivered in the manner and within the time limits specified above after the decision on granting the credit limit has been made.
5. The fee for cash withdrawals at ATMs and other places where this service is provided will be debited from your account with the Bank on the payment date specified in the agreement each month, and the fee for receiving a copy of the account statement will be debited from your credit limit account.
6. We calculate the amount of currency exchange fee payable by you when a transaction (including cash withdrawal with a card) is performed in a currency other than euros by converting the transaction amount into euros. For the purpose of the conversion, we use the euro, and the relevant currency exchange rate set by Mastercard International on the transaction processing date and add the specified currency conversion fee (2.45%) to the amount. You can calculate the currency conversion fee yourself using the currency conversion calculator available on the Bank's website https://www.swedbank.lt/private/home/more/calculator.
7. Detailed information about travel and purchase insurance is available on the Bank's website and at Bank branches.
8. The Security Program applies to credit card agreements concluded before 31 August 2023.
9. We will not charge a fee for changing the Credit Limit Terms and Conditions when changing the payment date and the linked bank account.
10. The period during which you will not be charged interest on the credit limit used applies to the credit funds you pay for purchases made with your card.
11. At your request, the daily transaction limits may be changed.

Gold Credit Card issue and administration fees (Mastercard Gold)

Valid from 2025-11-01

Name of the service or transaction Fee in EUR
Credit card fees
Card validity 3 years
Card administration fee EUR/month 5
Card issuing at the branch fee EUR 5
Card issuing by mail fee EUR 2
Urgent card delivery EUR 30
Payment for a purchase or a service Free
Cash withdrawal at ATM’s and other places where this service is provided:
Up to EUR 500 per calendar month Free
Above EUR 500 per calendar month 2%
Cash withdrawal at Perlo terminals 2%, min. EUR 3 for each cash withdrawal transaction
Currency exchange fee when transaction is made not in euro:
Up to EUR 10.000 per calendar month Free
Above EUR 10.000 per calendar month 2.45%
Balance checking at ATM’s (that have the technical capability to do so):
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
Other banks Free
Changing PIN at Swedbank, AB ATM Free
A copy of the invoice at Client’s request:
card payment in Lithuania EUR 1.45
card payment abroad EUR 5.79
Monthly fee (Security Programme) EUR 0
Travel insurance Free
Purchase insurance Free
Overdraft account transaction fees
When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied.
General transaction limits
Total allowance for payments for good and services EUR 8,700 per day
Total allowance for ATM cash withdrawals (this is a general limit that applies to all accounts of the same customer and the cards linked to these accounts) EUR 2,900 per day but not more than EUR 7,500 per calendar month
Total allowance for ATM deposits (this is a general limit that applies to all accounts of the same customer and the cards linked to these accounts) EUR 7,500 per calendar month

Gold Card service terms and conditions (Mastercard Gold)

Name of the service or transaction Service terms and conditions EUR
Terms and conditions of other services
Security programme
- Period until the notification on card block 24 hours
- The largest amount of losses not compensated for the client EUR 28.96
- The largest amount of losses compensated for the client Daily transaction limit (payment for goods and services)
Overdraft fees and conditions
Overdraft granting Free
Changing overdraft terms and conditions:
At a branch EUR 8.69
Online EUR 1
Period during which interest for used overdraft is not paid (in calendar days from the purchase by a payment card) 30 days

Terms and conditions of fees:

1. All fees shall be debited from the customer's account with the Bank, unless otherwise specified in the Fees and the Credit Card Agreement.
2. The fee applies when issuing a new card, renewing a card, or replacing a lost or stolen card or at your request at a card issuing branch or by mail. A renewed card may be sent by mail at our discretion, i.e. without a separate request from you.
3. When delivering the card in an urgent manner, we will apply an urgent card delivery fee together with the standard card issuance fee for delivery by mail or the card issuance fee at a branch, depending on the card delivery option you have chosen.
4. At your request, we will deliver the card with your existing credit limit to a bank branch or to your specified address in Lithuania in an urgent manner by courier:

  • On the next business day, if the card was ordered before 1 p.m.;
  • Within two business days if the card was ordered after 1 p.m.;
  • In case the credit limit has not yet been granted to you, a new credit card will be delivered in the manner and within the time limits specified above after the decision on granting the credit limit has been made.
5. The fee for cash withdrawals at ATMs and other places where this service is provided will be debited from your account with the Bank on the payment date specified in the agreement each month, and the fee for receiving a copy of the account statement will be debited from your credit limit account.
6. We calculate the amount of currency exchange fee payable by you when a transaction (including cash withdrawal with a card) is performed in a currency other than euros by converting the transaction amount into euros. For the purpose of the conversion, we use the euro, and the relevant currency exchange rate set by Mastercard International on the transaction processing date and add the specified currency conversion fee (2.45%) to the amount. You can calculate the currency conversion fee yourself using the currency conversion calculator available on the Bank's website https://www.swedbank.lt/private/home/more/calculator.
7. Detailed information about travel and purchase insurance is available on the Bank's website and at Bank branches.
8. The Security Program applies to credit card agreements concluded before 31 August 2023.
9. We will not charge a fee for changing the Credit Limit Terms and Conditions when changing the payment date and the linked bank account.
10. The period during which you will not be charged interest on the credit limit used applies to the credit funds you pay for purchases made with your card.
11. At your request, the daily transaction limits may be changed.

Platinum Credit Card issue and administration fees (Mastercard Platinum)

Valid from 2025-11-01

Name of the service or transaction Fee in EUR
Credit card fees
Card validity 3 years
Card administration fee EUR 16 /month
Card issuing at the branch fee EUR 5
Card issuing by mail fee EUR 2
Urgent card delivery EUR 30
Payment for a purchase or a service Free
Cash withdrawal at ATM’s and other places where this service is provided:
Up to EUR 1,000 per calendar month Free
Above EUR 1,000 per calendar month 2%
Cash withdrawal at Perlo terminals 2%, min. EUR 3 for each cash withdrawal transaction
Currency exchange fee when transaction is made not in euro:
Up to EUR 10,000 per calendar month Free
Above EUR 10,000 per calendar month 2.45%
Balance checking at ATM’s (that have the technical capability to do so):
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
Other banks Free
Changing PIN at Swedbank, AB ATM Free
A copy of the invoice at Client’s request:
card payment in Lithuania EUR 1.45
card payment abroad EUR 5.79
Other service fees
Blocking a lost card Free
Travel insurance Free
Purchase insurance Free
Additional service package annual fee (including VAT) EUR 180
Overdraft account transaction fees
When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied.
General transaction limits
Total allowance for payments for good and services EUR 17,400 per day
Total allowance for ATM cash withdrawals (this is a general limit that applies to all accounts of the same customer and the cards linked to these accounts) EUR 2,900 per day but not more than EUR 7,500 per calendar month
Total allowance for ATM deposits (this is a general limit that applies to all accounts of the same customer and the cards linked to these accounts) EUR 7,500 per calendar month
Overdraft fees and conditions
Overdraft granting Free
Changing overdraft terms and conditions:
At a branch EUR 8.69
Online EUR 1
Period during which interest is not paid for used credit limit Until the 20th of the next month (up to 50 calendar days)

Terms and conditions of fees:

1. All fees shall be debited from the customer's account with the Bank, unless otherwise specified in the Fees and the Credit Card Agreement.
2. The fee applies when issuing a new card, renewing a card, or replacing a lost or stolen card or at your request at a card issuing branch or by mail. A renewed card may be sent by mail at our discretion, i.e. without a separate request from you.
3. When delivering the card in an urgent manner, we will apply an urgent card delivery fee together with the standard card issuance fee for delivery by mail or the card issuance fee at a branch, depending on the card delivery option you have chosen.
4. At your request, we will deliver the card with your existing credit limit to a bank branch or to your specified address in Lithuania in an urgent manner by courier:

  • On the next business day, if the card was ordered before 1 p.m.;
  • Within two business days if the card was ordered after 1 p.m.;
  • In case the credit limit has not yet been granted to you, a new credit card will be delivered in the manner and within the time limits specified above after the decision on granting the credit limit has been made.
5. The fee for cash withdrawals at ATMs and other places where this service is provided will be debited from your account with the Bank on the payment date specified in the agreement each month, and the fee for receiving a copy of the account statement will be debited from your credit limit account.
6. We calculate the amount of currency exchange fee payable by you when a transaction (including cash withdrawal with a card) is performed in a currency other than euros by converting the transaction amount into euros. For the purpose of the conversion, we use the euro, and the relevant currency exchange rate set by Mastercard International on the transaction processing date and add the specified currency conversion fee (2.45%) to the amount. You can calculate the currency conversion fee yourself using the currency conversion calculator available on the Bank's website https://www.swedbank.lt/private/home/more/calculator.
7. Detailed information about travel and purchase insurance is available on the Bank's website and at Bank branches.
8. The annual fee for the Extra Services Package entitles Platinum cardholders to 20 visits to airport lounges. If you have ordered the Extra Services Package, we will apply a fixed one-time fee for visits to airport lounges for guests who are travelling with you.
9. We will not charge a fee for changing the Credit Limit Terms and Conditions when changing the payment date and the linked bank account.
10. The period during which you will not be charged interest on the credit limit used applies to the credit funds you pay for purchases made with your card.
11. At your request, the daily transaction limits may be changed.

Fixed Payment Credit Card issue and administration fees

Valid from 2025-11-01

New Fixed payment credit cards are no longer issued from 16.06.2022. Cards expiring 31.08.2023 and later will not be automatically renewed, but still will be replaced in case stolen, lost or upon customer request.

Name of the service or transaction Fee in EUR
Fixed Payment Credit Card fees
Card validity 3 years
Overdraft account administration fee 0 euros/month
Card issuing at the branch fee EUR 5
Card issuing by mail fee EUR 2
Urgent card delivery EUR 30
Payment for a purchase or a service Free
Cash withdrawal at ATM’s and other places where this service is provided 2.5%, min EUR 3
Currency exchange fee when transaction is made not in euro 2.45%
Balance checking at ATM’s (that have the technical capability to do so):
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
Other banks Free
Changing PIN at Swedbank, AB ATM Free
A copy of the invoice at Client’s request:
card payment in Lithuania EUR 1.45
card payment abroad EUR 5.79
Purchase insurance Free
Overdraft account transaction fees
When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied. Interest is not paid on the balance of the Overdraft Account.
General transaction limits
Total allowance for payments for good and services EUR 4,350 per day
Total allowance for ATM cash withdrawals (this is a general limit that applies to all accounts of the same customer and the cards linked to these accounts) EUR 2,030 per day but not more than EUR 7,500 per calendar month
Total allowance for ATM deposits (this is a general limit that applies to all accounts of the same customer and the cards linked to these accounts) EUR 7,500 per calendar month

Fixed payment credit card service terms and conditions (Mastercard Standard)

Name of the service or transaction Service terms and conditions EUR
Overdraft fees and conditions
Overdraft granting Free
Changing overdraft terms and conditions:
At a branch EUR 8.69
Online EUR 1
Changing other terms and conditions of Fixed Payment Credit Card agreement Free

Terms and conditions of fees:

1. All fees shall be debited from the customer's account with the Bank, unless otherwise specified in the Fees and the Credit Card Agreement.
2. The fee applies when replacing a lost or stolen card or at your request at a card issuing branch or by mail.
3. When delivering the card in an urgent manner, we will apply an urgent card delivery fee together with the standard card issuance fee for delivery by mail or the card issuance fee at a branch, depending on the card delivery option you have chosen.
4. At your request, we will deliver the card with your existing credit limit to a bank branch or to your specified address in Lithuania in an urgent manner by courier:

  • On the next business day, if the card was ordered before 1 p.m.;
  • Within two business days if the card was ordered after 1 p.m.
5. The fee for cash withdrawals at ATMs and other places where this service is provided will be debited from your account with the Bank on the payment date specified in the agreement each month, and the fee for receiving a copy of the account statement will be debited from your credit limit account.
6. We calculate the amount of currency exchange fee payable by you when a transaction (including cash withdrawal with a card) is performed in a currency other than euros by converting the transaction amount into euros. For the purpose of the conversion, we use the euro, and the relevant currency exchange rate set by Mastercard International on the transaction processing date and add the specified currency conversion fee (2.45%) to the amount. You can calculate the currency conversion fee yourself using the currency conversion calculator available on the Bank's website https://www.swedbank.lt/private/home/more/calculator.
7. Detailed information about travel and purchase insurance is available on the Bank's website and at Bank branches.
8. We will not charge a fee for changing the Credit Limit Terms and Conditions when changing the payment date and the linked bank account.
9. At your request, the daily transaction limits may be changed.

Valid from 2025-11-01

Description of service or operation Fee / limit, EUR
Basic service plan
Monthly fee EUR 1.70
Minimum daily services:
  • Bank account management (including opening (except for non-residents), and closing);
  • Crediting of payments received in the customer's accounts within Swedbank, AB;
  • Crediting of incoming payments in euros received from other payment service providers, including [European payments] in euros, except international payments.
 Free for unlimited accounts
Credit transfers in Swedbank Internet Banking:
  • Credit transfers SEPA and standing orders SEPA within Swedbank;
  • Instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and [European payments];
  • E.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
  • Giro payments.
 Free unlimited transfers
One debit card “Debit Mastercard“:
  • Card administration
  • Card sending by post
 Free
Cash withdrawal:
  • At ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank AB (Sweden), BANKOMATAS.LT and other partners providing this service
 Free up to EUR 800 per month
  • If you withdraw more cash than your service plan offers for free, a fee applies to the exceeding amount (the fee will be debited on the 15th of the next month) At ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank AB (Sweden), BANKOMATAS.LT, and other partners.
1%, minimum EUR 1
  • At “Perlas” terminals
 1%, minimum EUR 1 per transaction
  • At ATMs other than Swedbank AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank AB (Sweden), and BANKOMATAS.LT
 2%, minimum EUR 3
  • Total permissible monthly cash withdrawal amount at ATMs per month This is the total limit for cash withdrawal at all ATMs applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Cash depositing:
  • At ATMs of Swedbank, AB
 Free
  • Total permissible monthly cash deposit amount at ATMs per month This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Authentication tool Smart-ID:
  • New Issuance of Smart-ID certificate
 Free

Valid from 2025-11-01

Description of service or operation Fee / limit, EUR
Service plan “Basic +”
Monthly fee EUR 3.50
Minimum daily services:
  • Bank account management (including opening (except for non-residents), and closing);
  • Crediting of payments received in the customer's accounts within Swedbank, AB;
  • Crediting of incoming payments in euros received from other payment service providers, including [European payments] in euros, except international payments.
 Free for unlimited accounts
Credit transfers in Swedbank Internet Banking:
  • Credit transfers SEPA and standing orders SEPA within Swedbank;
  • Instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and [European payments];
  • E.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
  • Giro payments.
 Free unlimited transfers
One debit card “Debit Mastercard“:
  • Card administration
  • Card sending by post
 Free
Cash withdrawal:
  • At ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank AB (Sweden), BANKOMATAS.LT and other partners providing this service
 Free up to EUR 1,500 per month
  • If you withdraw more cash than your service plan offers for free, a fee applies to the exceeding amount (the fee will be debited on the 15th of the next month) At ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank AB (Sweden), BANKOMATAS.LT, and other partners.
1%, minimum EUR 1
  • At “Perlas” terminals
 1%, minimum EUR 1 per transaction
  • At ATMs other than Swedbank AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank AB (Sweden), and BANKOMATAS.LT
 2%, minimum EUR 3
  • Total permissible monthly cash withdrawal amount at ATMs per month This is the total limit for cash withdrawal at all ATMs applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Cash depositing:
  • At ATMs of Swedbank, AB
 Free
  • Total permissible monthly cash deposit amount at ATMs per month This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Authentication tool Smart-ID:
  • New Issuance of Smart-ID certificate
 Free

Valid from 2025-11-06

Description of service or operation Fee / limit, EUR
Standard service plan
Monthly fee EUR 2.00
Minimum daily services:
  • Bank account management (including opening (except for non-residents), and closing);
  • Crediting of payments received in the customer's accounts within Swedbank, AB;
  • Crediting of incoming payments in euros received from other payment service providers, including [European payments] in euros, except international payments.
 Free for unlimited accounts
Credit transfers in Swedbank Internet Banking:
  • Credit transfers SEPA and standing orders SEPA within Swedbank;
  • Instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and [European payments];
  • E.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
  • Giro payments.
 Free unlimited transfers
One debit card “Debit Mastercard“:
  • Card administration
  • Card sending by post
 Free
Cash withdrawal:
  • At ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank AB (Sweden), BANKOMATAS.LT and other partners providing this service
 Free up to EUR 1,500 per month
  • If you withdraw more cash than your service plan offers for free, a fee applies to the exceeding amount (the fee will be debited on the 15th of the next month) At ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank AB (Sweden), BANKOMATAS.LT, and other partners.
1%, minimum EUR 1
  • At “Perlas” terminals
 1%, minimum EUR 1 per transaction
  • At ATMs other than Swedbank AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank AB (Sweden), and BANKOMATAS.LT
 2%, minimum EUR 3
  • Total permissible monthly cash withdrawal amount at ATMs per month This is the total limit for cash withdrawal at all ATMs applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Cash depositing:
  • At ATMs of Swedbank, AB
 Free
  • Total permissible monthly cash deposit amount at ATMs per month This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Authentication tool Smart-ID:
  • New Issuance of Smart-ID certificate
 Free
Isurance services:
  • Online shop delivery protection
  • Purchase insurance
  • Event ticket insurance
 Free

Valid from 2025-11-01

Description of service or operation Fee / limit, EUR
Basic Payment Account Service
Monthly fee EUR 1.00
Minimum daily services:
  • Bank account management (including opening (except for non-residents), and closing);
  • Crediting of payments received in the customer's accounts within Swedbank, AB;
  • Crediting of incoming payments in euros received from other payment service providers, including [European payments] in euros, except international payments.
 Free for one chosen account
Credit transfers in Swedbank Internet Banking:
  • Credit transfers SEPA and standing orders SEPA within Swedbank;
  • Instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and [European payments];
  • E.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
  • Giro payments.
 15 free transfers
One debit card “Debit Mastercard“:
  • Card administration
  • Card sending by post
 Free
Cash withdrawal:
  • At ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank AB (Sweden), BANKOMATAS.LT and other partners providing this service
 Free up to EUR 800 per month
  • If you withdraw more cash than your service plan offers for free, a fee applies to the exceeding amount (the fee will be debited on the 15th of the next month) At ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank AB (Sweden), BANKOMATAS.LT, and other partners.
1%, minimum EUR 1
  • At “Perlas” terminals
 1%, minimum EUR 1 per transaction
  • At ATMs other than Swedbank AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank AB (Sweden), and BANKOMATAS.LT
 2%, minimum EUR 3
  • Total permissible monthly cash withdrawal amount at ATMs per month This is the total limit for cash withdrawal at all ATMs applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Cash depositing:
  • At ATMs of Swedbank, AB
 Free
  • Total permissible monthly cash deposit amount at ATMs per month This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Authentication tool Smart-ID:
  • New Issuance of Smart-ID certificate
 Free
  1. The terms used in the fees shall have the meaning assigned to them in Swedbank Service and Operation Fees.
  2. At one time you may have chosen only one service plan. You can select, change, or cancel a service plan by submitting a request to the Bank. If you cancel a selected service plan, the standard Swedbank Service and Operation Fees will be applied, unless you select another service plan. By selecting another service plan, you are considered to have cancelled the previous service plan.
  3. The fee will be charged for each calendar month and debited between the 1st and 15th of the next month for the previous month. The fee is charged regardless of your use of the services included in the service plan. For the first month you have the service plan and the last month you cancel it, the monthly fee will be calculated on a pro-rata basis, proportional to the number of days you had the plan.
  4. The fee for issuing a debit card by post is not applied when issuing a new, renewed, or replacement card due to loss, theft, or at the customer's request. A renewed card may be sent by post at our discretion, without a separate request from you.
  5. The service plan includes a contactless "Debit Mastercard" card. The customer’s debit card included in the service plan shall not be eligible for any other discounts unless we specify otherwise.
  6. Insurance services are included only in the Standard service plan. The insurance services are provided by Swedbank P&C Insurance AS, in Lithuania acting through its Lithuanian branch. Detailed information about the insurance services included in the Standard service plan is published on the Bank's website and at the Bank's branches.
  7. The standard Swedbank Service and Operation Fees are applied to services not included in the service plan.
  8. Information about the BANKOMATAS.LT ATM network can be found at www.bankomatas.lt.

Conditions applicable only to the “Basic Payment Account Service” service plan:

  1. It is not mandatory to purchase additional services to use the "Basic Payment Account Service" plan.
  2. The “Basic Payment Account Service“ plan is applied to one customer-chosen account in the Bank. The standard Swedbank Service and Operation Fees are applied to other customer accounts.
  3. Customers who have subscribed to the “Basic Payment Account Service” plan and are entitled to social assistance as deprived persons under the Law of the Republic of Lithuania on Monetary Support for Deprived Citizens (hereinafter referred to as the “Law”) are charged a monthly fee of EUR 0.50. Customers who are no longer considered entitled to social assistance as deprived persons under the Law will be charged a monthly fee of EUR 1.00.
  4. After exceeding 15 payments per month, the standard Swedbank Service and Operation Fees apply.
  5. If a customer does not have a smart device and/or requests it, a PIN generator can be issued instead of Smart-ID free of charge.
  6. The customer can refuse the “Basic Payment Account Service” plan at any time.

Valid from 2025-11-01

Description of service or operation Fee / limit, EUR
Basic service plan for salary receivers
Monthly fee EUR 1.10
Minimum daily services:
  • Bank account management (including opening (except for non-residents), and closing);
  • Crediting of payments received in the customer's accounts within Swedbank, AB;
  • Crediting of incoming payments in euros received from other payment service providers, including [European payments] in euros, except international payments.
 Free for unlimited accounts
Credit transfers in Swedbank Internet Banking:
  • Credit transfers SEPA and standing orders SEPA within Swedbank;
  • Instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and [European payments];
  • E.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
  • Giro payments.
 Free unlimited transfers
One debit card “Debit Mastercard“:
  • Card administration
  • Card sending by post
 Free
Cash withdrawal:
  • At ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank AB (Sweden), BANKOMATAS.LT and other partners providing this service
 Free up to EUR 800 per month
  • If you withdraw more cash than your service plan offers for free, a fee applies to the exceeding amount (the fee will be debited on the 15th of the next month) At ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank AB (Sweden), BANKOMATAS.LT, and other partners.
1%, minimum EUR 1
  • At “Perlas” terminals
 1%, minimum EUR 1 per transaction
  • At ATMs other than Swedbank AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank AB (Sweden), and BANKOMATAS.LT
 2%, minimum EUR 3
  • Total permissible monthly cash withdrawal amount at ATMs per month This is the total limit for cash withdrawal at all ATMs applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Cash depositing:
  • At ATMs of Swedbank, AB
 Free
  • Total permissible monthly cash deposit amount at ATMs per month This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Authentication tool Smart-ID:
  • New Issuance of Smart-ID certificate
 Free

Terms and conditions for service plan fees:

  1. The terms used in these fees shall have the same meaning as the corresponding terms used in Swedbank Service and Operation Fees.
  2. The Basic service plan for salary receivers may be ordered if you receive your salary into a Swedbank bank account. Salary is considered to include: salary, income received under author's or other contracts, and other regular income.
  3. You may only have one service plan chosen at any one time. You can select, change, or cancel a service plan by submitting a request to the Bank.
  4. If, after ordering the Basic service plan for salary receivers, the salary is not transferred for 3 consecutive months, the provision of this service plan will be terminated from the following month. When the Basic service plan for salary receivers is no longer provided, or if you cancel the selected service plan, the standard Swedbank Service and Operation Fees will be applied.
  5. The service plan monthly fee will be charged for each calendar month and debited between the 1st and 15th of the next calendar month for the previous month. The fee is charged regardless of your use of the services included in the service plan. For the first month you have the service plan and the last month you cancel it, the monthly fee will be calculated pro-rata, proportional to the number of days the conditions of the selected service plan were applied to you.
  6. The fee for issuing a debit card by post is not applied when issuing a new, renewed, or replacement card due to loss, theft, or at the customer's request. A renewed card may be sent by post at our discretion, i.e., without a separate request from you.
  7. The service plan includes a contactless "Debit Mastercard" card. The debit card included in the service plan shall not be eligible for any other discounts unless otherwise specified by us.
  8. The standard Swedbank Service and Operation Fees are applied to services not included in the service plan.
  9. Information about the BANKOMATAS.LT ATM network can be found at www.bankomatas.lt.
Youth Programme plans and participant age Monthly fee for participation in Youth Programme Service plans available to Youth Programme participants
Zero+ (0-5 y) Free Basic service plan for youth Participants of the Youth Programme plan "Zero+" (0–5 y) may only order the Basic service plan for youth. This plan allows the child to use a bank account without the Minimum Daily Service Fee of EUR 1/month. Other benefits of the Basic service plan (a debit card and free euro transfers in the Internet Bank) will become available to the child from the age of 6.
One+ (6-13 y) Free Basic and Standard service plan for youth
Two+ (14-17 y) Free Standard service plan for youth is automatically assigned
Three+ (18-22 y) Free Standard service plan for youth is automatically assigned
Four+ (23-25 y) The Youth Programme plan "Four+" has not been available for selection since 1 August 2017. EUR 0.70 Basic service plan for youth

Valid from 2025-11-01

Description of service or operation Fee / limit, EUR
Basic service plan for youth
Monthly fee EUR 0
Minimum daily services:
  • Bank account management (including opening (except for non-residents), and closing);
  • Crediting of payments received in the customer's accounts within Swedbank, AB;
  • Crediting of incoming payments in euros received from other payment service providers, including [European payments] in euros, except international payments.
 Free for unlimited account
Credit transfers in Swedbank Internet Banking:
  • Credit transfers SEPA and standing orders SEPA within Swedbank;
  • Instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and [European payments];
  • E.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
  • Giro payments.
 Free unlimited transfers
One debit card “Mastercard WEB”:
  • Card administration
  • Card sending by post
 Free
Cash withdrawal:
  • At ATMs of Swedbank, AB and other banks in Lithuania and abroad, and at other partners providing this service
 Free up to EUR 600 per month Important: Other ATM service providers may apply their own fee for the service provided.
  • If you withdraw more cash than your service plan offers for free, a fee applies to the exceeding amount (the fee will be debited on the 15th of the next month)
 1%
  • At “Perlas” terminals
 1%, minimum EUR 1 per transaction
  • Total permissible monthly cash withdrawal amount at ATMs per month This is the total limit for cash withdrawal at all ATMs applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Cash depositing:
  • At ATMs of Swedbank, AB
 Free
  • Total permissible monthly cash deposit amount at ATMs per month This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Authentication tool Smart-ID:
  • New Issuance of Smart-ID certificate
  • Renewal of Smart-ID certificate at a branch for Youth Programme plans "One+" and "Two+" participants
 Free

Valid from 2025-11-06

Description of service or operation Fee / limit, EUR
Standard service plan for youth
Monthly fee EUR 0
Minimum daily services:
  • Bank account management (including opening (except for non-residents), and closing);
  • Crediting of payments received in the customer's accounts within Swedbank, AB;
  • Crediting of incoming payments in euros received from other payment service providers, including [European payments] in euros, except international payments.
 Free for unlimited account
Credit transfers in Swedbank Internet Banking:
  • Credit transfers SEPA and standing orders SEPA within Swedbank;
  • Instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and [European payments];
  • E.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
  • Giro payments.
 Free unlimited transfers
One debit card “Mastercard WEB”:
  • Card administration
  • Card sending by post
 Free
Cash withdrawal:
  • At ATMs of Swedbank, AB and other banks in Lithuania and abroad, and at other partners providing this service
 Free up to EUR 600 per month Important: Other ATM service providers may apply their own fee for the service provided.
  • If you withdraw more cash than your service plan offers for free, a fee applies to the exceeding amount (the fee will be debited on the 15th of the next month)
 1%
  • At “Perlas” terminals
 1%, minimum EUR 1 per transaction
  • Total permissible monthly cash withdrawal amount at ATMs per month This is the total limit for cash withdrawal at all ATMs applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Cash depositing:
  • At ATMs of Swedbank, AB
 Free
  • Total permissible monthly cash deposit amount at ATMs per month This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Authentication tool Smart-ID:
  • New Issuance of Smart-ID certificate
  • Renewal of Smart-ID certificate at a branch for Youth Programme plans "One+" and "Two+" participants
 Free
Isurance services:
  • Online shop delivery protection
  • Purchase insurance
  • Event ticket insurance
 Free
  1. The terms used in these fees shall have the same meaning as the corresponding terms used in Swedbank Service and Operation Fees.
  2. The fees are only applied to Youth Programme participants. From the moment you lose your Youth Programme participant status, the standard Swedbank Service and Operation Fees will be applied. The circumstances under which the loss of Youth Programme participant status occurs are specified in the General Terms and Conditions of the Youth Programme.
  3. When you lose your Youth Programme participant status upon reaching the maximum permitted age for a Youth Programme participant, we will assign you the Standard service plan. This plan will be provided to you at a special price for the period specified by the Bank. You have the right to choose another service plan offered by the Bank, including the Basic Payment Account Service.
  4. The Youth Programme plan "Four+" cannot be selected. The monthly fee for this plan is charged for each calendar month and debited between the 1st and 15th of the next calendar month for the previous month. The fee is charged regardless of your use of the services included in the service plan. For the first month you have the service plan and the last month you cancel it, the monthly fee will be calculated pro-rata, proportional to the number of days the conditions of the selected service plan were applied to you.
  5. You may only have one service plan chosen at any one time. You can select, change, or cancel a service plan by submitting a request to the Bank. If you cancel a selected service plan, the standard Swedbank Service and Operation Fees will be applied unless you select another service plan offered by the Bank. By selecting another service plan, you are considered to have cancelled the previous service plan.
  6. The fee for issuing a debit card by post is not applied when issuing a new, renewed, or replacement card due to loss, theft, or at the customer's request. A renewed card may be sent by post at our discretion, i.e., without a separate request from you.
  7. The Basic and Standard service plans for youth include a contactless "Mastercard WEB" card. The debit card included in the service plan shall not be eligible for any other discounts unless otherwise specified by us.
  8. In the absence of a smart device and/or the ability to create a Smart-ID account, a PIN generator may be issued without an issuance fee. The PIN generator can be issued free of charge to participants of the Youth Programme plans "One+", "Two+", and "Three+".
  9. Due to applicable age restrictions on issuing a payment card and granting access to the Internet Bank, the aforementioned services are not provided to participants of the Youth Programme plan "Zero+" until they reach the age of 6.
  10. The standard Swedbank Service and Operation Fees are applied to services not included in the service plan.
  11. Insurance services are included only in the Standard service plan for youth. The insurance services are provided by Swedbank P&C Insurance AS, in Lithuania acting through its Lithuanian branch. Detailed information about the insurance services included in the Standard service plan is published on the Bank's website and at the Bank's branches.

Valid from 2025-11-01

Description of service or operation Fee / limit, EUR
Participation in the Senior Programme
Monthly fee for participation in the Senior Programme Free
Basic service plan for seniors The Basic service plan for seniors is automatically assigned to Swedbank Senior Programme participants. Customers always have the right to choose another service plan offered by the Bank, including the Basic Payment Account Service.
Monthly fee EUR 1.00
Minimum daily services:
  • Bank account management (including opening (except for non-residents), and closing);
  • Crediting of payments received in the customer's accounts within Swedbank, AB;
  • Crediting of incoming payments in euros received from other payment service providers, including [European payments] in euros, except international payments.
 Free for unlimited accounts
Credit transfers in Swedbank Internet Banking:
  • Credit transfers SEPA and standing orders SEPA within Swedbank;
  • Instant, ordinary credit transfers SEPA and standing orders SEPA to payment service providers registered in Lithuania and [European payments];
  • E.invoice automatic payments and payments by credit transfers SEPA within Swedbank and to other payment service providers registered in Lithuania;
  • Giro payments.
 Free unlimited transfers
One debit card “Debit Mastercard“:
  • Card administration
  • Card sending by post
 Free
Cash withdrawal:
  • At ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank AB (Sweden), BANKOMATAS.LT and other partners providing this service
 Free up to EUR 800 per month
  • If you withdraw more cash than your service plan offers for free, a fee applies to the exceeding amount (the fee will be debited on the 15th of the next month) At ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank AB (Sweden), BANKOMATAS.LT, and other partners.
1%, minimum EUR 1
  • At “Perlas” terminals
 1%, minimum EUR 1 per transaction
  • At ATMs other than Swedbank AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank AB (Sweden), and BANKOMATAS.LT
 2%, minimum EUR 3
  • Total permissible monthly cash withdrawal amount at ATMs per month This is the total limit for cash withdrawal at all ATMs applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Cash depositing:
  • At ATMs of Swedbank, AB
 Free
  • Total permissible monthly cash deposit amount at ATMs per month This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.
EUR 7,500
Authentication tool Smart-ID:
  • New Issuance of Smart-ID certificate
  • Renewal of Smart-ID certificate using e. tools and at a branch
 Free
Home insurance:
  • A discount shall apply when insuring real estate, home contents and civil liability or real estate and home contents
 -15%
  • A discount shall apply when insuring real estate and civil liability or just real estate
 -10%

Terms and conditions for service plan fees:

  1. The terms used in these fees shall have the same meaning as the corresponding terms used in Swedbank Service and Operation Fees.
  2. The Basic service plan for seniors is applied only to Senior Programme participants.
  3. Swedbank Senior Programme fees and, respectively, the Basic service plan for seniors begin to be applied when you become a Senior Programme participant.
  4. The service plan monthly fee will be charged for each calendar month and debited between the 1st and 15th of the next calendar month for the previous month. The fee is charged regardless of your use of the services included in the service plan. For the first month you have the service plan and the last month you cancel it, the monthly fee will be calculated pro-rata, proportional to the number of days the conditions of the selected service plan were applied to you.
  5. The fee for issuing a debit card by post is not applied when issuing a new, renewed, or replacement card due to loss, theft, or at the customer's request. A renewed card may be sent by post at our discretion, i.e., without a separate request from you.
  6. The Service Plan includes a contactless "Debit Mastercard" card. The debit card included in the Service Plan shall not be eligible for any other discounts unless otherwise specified by us.
  7. In the absence of a smart device and/or upon request instead of Smart-ID, a PIN generator may be issued without an issuance fee.
  8. Upon submitting a request to the Bank, you may cancel this plan or choose another offered service plan at any time.
  9. From the moment you lose your Senior Programme participant status or cancel the selected service plan, the standard Swedbank Service and Operation Fees will be applied.
  10. The circumstances under which the loss of Senior Programme participant status occurs are specified in the General Terms and Conditions of the Senior Programme.
  11. You may only have one service plan chosen at any one time.
  12. By choosing another offered service plan, you are considered to have cancelled the previous service plan.
  13. The standard Swedbank Service and Operation Fees are applied to services not included in the service plan.
  14. Information about the BANKOMATAS.LT ATM network can be found at www.bankomatas.lt.
  15. The insurance services are provided by Swedbank P&C Insurance AS, in Lithuania acting through its Lithuanian branch.
  • Complete price list of service and operations from 2025-11-01
  • Complete price list of service and operations from 2025-12-01
  • Complete price list of service and operations from 2026-01-01
  • Glossary of the most representative services linked to a payment account
  • Fee information document (Standard Bank’s rates of fees)
  • Fee information document (“Basic Payment Account Service”)
  • Fee information document (“Basic”, “Basic” for customers receiving salary, Seniors and Golden Programme participants)
  • Fee information document (“Basic Plus”)
  • Fee information document (“Basic” for Youth)
  • Fee information document (“Standard”)
  • Fee information document (“Standard” for Youth)
  • Fee information document (“Basic” for Private Banking customers)

Further information on Swedbank fees is available here.

  • Terms and conditions are available here.
  • Information about the insurance of deposits and liabilities to investors is available here.

One of your parents or guardian(s) can give you consent to open an account, dispose of funds and enter into other agreements independently.

If your parent or guardian:

  • is a Swedbank customer, they can quickly and easily provide consent online;
  • is not a Swedbank customer, can provide consent by visiting a bank branch.

Main documents supporting your connection to Lithuania:

  • a permit (temporary or permanent) to reside in the Republic of Lithuania;
  • a certificate of residence (temporary or permanent) in the Republic of Lithuania;
  • a digital permit for temporary residence in the Republic of Lithuania;
  • an accreditation certificate issued by the Republic of Lithuania;
  • a status certificate.

Other documents supporting the connection with Lithuania* that we may ask you to provide when establishing business relations:

  • a document proving employment in a company established in Lithuania (e.g., an employment contract) or;
  • a document proving studies in an educational institution established in Lithuania (a certification of enrolment or a learning agreement) or;
  • a certificate of marriage to a citizen of the Republic of Lithuania or other document proving family relations with a citizen of the Republic of Lithuania or;
  • documents proving that a person has acquired immovable property registered in Lithuania in his/her own name or;
  • documents proving that a person is the head, a member of another management body or a beneficiary of a legal person established in Lithuania or;
  • documents proving that a person has individual business partners registered in Lithuania with whom payments will be executed through a bank account opened in the person’s name or;
  • other (e.g., documents proving that a person is a recipient of a pension, unemployment insurance benefit or other benefit granted in Lithuania or that a pension granted to a person abroad will be paid through an institution operating in Lithuania) or;
  • when opening an account for a minor, a temporary or a permanent residence permit in Lithuania must be submitted, provided that the minor has one and;
  • a document confirming the place of residence in Lithuania (e.g., a written rental/use agreement with the property owner, and a document (e.g. an account statement or a cash payment receipt) confirming the payment of rent for the last month, or an extract from the Real Estate Register about the rental/use agreement registration).

* The submission of these documents does not automatically create a business relationship. We may ask you to provide additional information or documents not listed. Once you have provided all the necessary information and/or documents, we will analyse the information you have provided and make a decision on the establishment of a business relationship.

Main documents supporting your connection to Lithuania:

  • a permit (temporary or permanent) to reside in the Republic of Lithuania;
  • a certificate of residence (temporary or permanent) in the Republic of Lithuania;
  • a digital permit for temporary residence in the Republic of Lithuania;
  • an accreditation certificate issued by the Republic of Lithuania;
  • a status certificate.

Other documents supporting the connection with Lithuania* that we may ask you to provide when establishing business relations:

  • a document proving studies or learning in an educational institution established in Lithuania (a certification of enrolment or a learning agreement) or other (e.g., documents proving that a person is a recipient of a benefit granted in Lithuania or that a social benefit granted to a person abroad will be paid through an institution operating in Lithuania) and;
  • a document confirming the place of residence in Lithuania (e.g., a written rental/use agreement with the property owner, and a document (e.g. an account statement or a cash payment receipt) confirming the payment of rent for the last month, or an extract from the Real Estate Register about the rental/use agreement registration).

* Submission of specified documents does not imply automatic establishment of business relations. We may ask you to provide additional information or documents not listed. Once all necessary information and/or documents are submitted, we will analyse the information provided and make a decision regarding the establishment of a business relationship.

Main documents supporting your connection to Lithuania:

  • a permit (temporary or permanent) to reside in the Republic of Lithuania;
  • a certificate of residence (temporary or permanent) in the Republic of Lithuania;
  • a digital permit for temporary residence in the Republic of Lithuania;
  • an accreditation certificate issued by the Republic of Lithuania;
  • a status certificate.

Other documents supporting the connection with Lithuania* that we may ask you to provide when establishing business relations:

  • a document proving employment in a company established in Lithuania (e.g., an employment contract) or studies in an educational institution established in Lithuania (a certification of enrolment or a learning agreement) or other (e.g., documents proving that a person is a recipient of a benefit granted in Lithuania or that a social benefit granted to a person abroad will be paid through an institution operating in Lithuania) and;
  • a document confirming the place of residence in Lithuania (e.g., a written rental/use agreement with the property owner, and a document (e.g. an account statement or a cash payment receipt) confirming the payment of rent for the last month, or an extract from the Real Estate Register about the rental/use agreement registration).

* Submission of specified documents does not imply automatic establishment of business relations. We may ask you to provide additional information or documents not listed. Once all necessary information and/or documents are submitted, we will analyse the information provided and make a decision regarding the establishment of a business relationship.

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Contacts

  • Contacts, branches, ATMs
  • Book a consultation
  • About Swedbank

„Swedbank”, AB
Konstitucijos pr. 20A, 09321 Vilnius, Lithuania
SWIFT code: HABALT22
Legal entity code: 112029651

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Customer programmes

  • Swedbank’s Youth Programme
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  • For salary receivers
  • Golden Programme
  • Private Banking
  • Senior Programme
  • Become a business customer

This is Internet Banking site of companies offering financial services - „Swedbank“ AB, Swedbank lizingas UAB, Swedbank investicijų valdymas UAB, Swedbank P&C Insurance AS Lithuanian branch, Swedbank Life Insurance SE Lithuanian branch. Before signing any agreement read the terms and conditions of the respective service.