New! Appliance Loan

Ease your life with the help useful appliances

Appliance Loan is suitable for purchasing various technical equipment, whether you need a robot vacuum cleaner, a one click coffee machine, a heat pump, a workout machine, a new computer or kitchen appliances.

  • Loan sum from €500 to €20,000, no collateral needed.
  • Sign the contract, and have the selected amount on your current account immediately.
  • It is possible to make early repayments without additional fees.

Special offer! Based on personal offer, the Appliance loan agreement fee is 0 Eur!

Offer is valid 14.01.2019 - 10.02.2019. You can find the offer if you log into the Internet Bank or the Mobile Bank. If you do not have an offer, please submit an application and a regular price applies to you.

Please note, that by using financial services you assume financial obligations. Improper execution of financial obligations may adversely affect your credit history and raise the cost of borrowing, and it can also cause initiation of enforced recovery.

Calculate the monthly payment

Your/family income
Your/family monthly expenses for covering your credits
Loan amount
We cannot grant the requested amount on the basis of indicated data.
We can grant the amount of up to EUR 0 on the basis of indicated data.
Monthly payment
Max. loan amount

The data provided by the calculator is for information only, however it gives you a picture of what could be the size of your monthly payments for consumer credit.

What is it for?

Appliance Loan can help you purchase various technical and electronic devices.

We provide Appliance loans from 500 to 20 000 EUR. The amount you can borrow depends on your net income and any other financial obligations that you may have.

Fast answer
  • If you find a pre-calculated loan offer when signing in to the internet bank, there’s no need to submit an application. On the basis of the offer, you can simply sign the contract and have the amount transferred to your account. Log in to see if you have a personal offer .
  • If there’s no offer available, fill in an application, and you will receive the decision by phone, a text message or an internet bank message.
  • We will transfer the amount to your current account immediately after the conclusion of an Appliance Loan contract in the internet bank.

We would like to note that before deciding to take a loan you should carefully assess your personal and (or) your family’s financial perspectives and possibilities. If you would like to get more information about the loan conditions or to assess your personal financial situation, you can always consult our specialists at the nearest “Swedbank” customer service branch or by phone 1884.

Example of calculation of the annual percentage rate of charge

If you applied for a consumer loan amounting to EUR 3 000 with credit agreement duration (and loan repayment term) of 5 years with the annual flat rate of 16 % and the following applicable fees: a minimum daily services fee (EUR 0.70 per month) for natural persons‘ as established by the Bank; agreement administration fee of EUR 45; monthly payments EUR 74 using annuity method, then, the total consumer credit annual percentage rate would be 18.8 %, and the total amount paid by the Consumer Loan receiver would be EUR 4491.

Calculations of the annual percentage rate of charge and the total amount payable by the borrower are based on assumptions that the total credit amount will be disbursed by the Bank to the borrower on the day of signing the credit agreement and that this amount will not be repaid until the end of the credit limit validity term, the parties to the credit agreement will fulfil their obligations arising from the credit agreement in observance of the terms and conditions established therein, the annual interest rate, the amount of fees and other charges will be the same as at the time of concluding the credit agreement and will apply further until the expiration of its validity.

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