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Home small loan


A new home or refurbishment – now it’s a breeze!

Special offer: contract administration fee 0 Eur. This fee is usually 95 Eur or more.

  • Loan amount 5 000-20 000 EUR.
  • Annual interest rate from 7,9 percent.
  • No mortgage placed on real estate.
  • No down payment required.

The special offer is valid from September 13th to October 31st this year.

Please note, that by using financial services you assume financial obligations. Improper execution of financial obligations may adversely affect your credit history and raise the cost of borrowing, and it can also cause initiation of enforced recovery.

Fill in an application in 2 min Get personalized offer Sign the agreement via internet bank

Find out the amount of monthly payment

Monthly payment
Agreement fee
95 0
Application form for contract changes

Thinking of renovating your house?
Choose energy-efficient solutions and we'll make borrowing terms very attractive.
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We would like to note that before deciding to take a loan you should carefully assess your personal and (or) your family’s financial perspectives and possibilities.

Typical example

If you applied for a home small loan amounting to EUR 10 000 with loan agreement duration (and loan repayment term) of 6 years (the number of instalments – 71) with the fixed annual interest rate of 9.9% and the following applicable fees: a minimum daily services fee (EUR 0.70 per month) as established by the Bank; agreement administration fee of EUR 100; monthly payments of EUR 185.33 using annuity method, then, the loan annual percentage rate would be 11.30% and the total amount paid by the loan receiver would be EUR 13 544.15.

Calculations of the total loan annual percentage rate and the total amount payable by the borrower are based on the assumptions that the Loan Agreement will be valid for the entire duration of the Loan Agreement, the total Loan amount will be paid by the Bank to the borrowers on the day of signing the Loan Agreement, the parties to the Loan Agreement will fulfil their obligations arising from the Loan Agreement by respecting the terms and conditions set out therein, the rates and other expenses will remain the same as on the day of concluding the Loan Agreement and will continue to be applied until its expiry.

Annual interest from 7.9% to 15 %

  • Suitable for purchasing flat, summer house, land plot for garden, parking lot, garage, pantry, etc.
  • Perfect for a major repair, much-needed remodel or general home improvements in your owned real estate.
  • Home small loans from 5 000 to 20 000 EUR.
  • Loan period up to 10 years, so monthly payments may be lower.
  • May be repaid before maturity without additional fees.
  • No collateral required.
  • Choose your preferred payment date.
  • Money transferred immediately after signing the contract.
  • Property valuation not required.

Home small loan with the purpose of home repair, is regulated and granted pursuant to the Law on Consumer Credit of the Republic of Lithuania.

Home small loan with the purpose of the purchase of real property, is regulated and granted pursuant to the Law on Credit Related to Real Estate of the Republic of Lithuania. General information on home small loan is provided here.

A loan suitable for energy efficient solutions in your house.

Loan that can help you to fulfill your plans!

Especially worth for buying or building a home, furnishing or renovating, paying for educational expenses or medical expenses.

Especially worth pay by credit card for expensive purchases because for most of them is valid purchases insurance. Credit card will be useful as well if you need extra money in small amounts for short time.

Applicable for purchasing and installing solar panels by yourself as well as for purchasing already installed remote solar panels.

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Try out regular investments!

  • You can start investing from 1 Eur.
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  • Investment amount can be split to several different funds in a chosen percentage.
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