Consumer loan

Code 2019

Loans that help

A small loan is a great solution if you need to renovate your home, buy new furniture for the terrace, repair your car or to finance your next big thing.

Special offer: 50% discount on administration fee with code 2019.

  • Borrow from 500 up to 20 000 € without collateral.
  • Money is transferred to the account immediately after the conclusion of the contract.
  • It is possible to make early repayments without any additional fees.

It takes only 1-2 minutes to fill loan application.

Enter the promo code 2019 in the discount code field on the application to get the discount. Special offer is valid from 07.10.2019 until 30.11.2019.

Please note, that by using financial services you assume financial obligations. Improper execution of financial obligations may adversely affect your credit history and raise the cost of borrowing, and it can also cause initiation of enforced recovery.

Calculate your loan possibilities

Your/family income
Your/family monthly expenses for covering your credits
Loan amount
We cannot grant the requested amount on the basis of indicated data.
We can grant the amount of up to EUR 0 on the basis of indicated data.
Monthly payment
Max. loan amount

The data provided by the calculator is for information only, however it gives you a picture of what could be the size of your monthly payments for consumer credit.

Illness and Unemployment Protection – EUR /month. More

We would like to note that before deciding to take a loan you should carefully assess your personal and (or) your family’s financial perspectives and possibilities. If you would like to get more information about the loan conditions or to assess your personal financial situation, you can always consult our specialists at the nearest “Swedbank” customer service branch or by phone 1884.

Example of calculation of the annual percentage rate of charge

If you applied for a consumer loan amounting to EUR 3 000 with credit agreement duration (and loan repayment term) of 5 years with the annual flat rate of 16 % and the following applicable fees: a minimum daily services fee (EUR 0.70 per month) for natural persons‘ as established by the Bank; agreement administration fee of EUR 45; monthly payments EUR 74 using annuity method, then, the total consumer credit annual percentage rate would be 18.8 %, and the total amount paid by the Consumer Loan receiver would be EUR 4491.

Annual interest rate from 11,9 to 22,9 percent. Repayment term from 6 to 60 months.

What is it for?

Small loan can help fulfil your different plans: from planned home improvement until unexpected expenses coverage (e.g. car repairing).

We provide Small loans from 500 to 20 000 EUR. The amount you can borrow depends on your net income and any other financial obligations that you may have.

Fast answer
  • You will receive the confirmation of decision by phone, via SMS or internet bank message.
  • We will transfer money to your account immediately after the conclusion of small loan agreement in internet bank or "Swedbank" app.

Data processing

Swedbank may make an automated decision for the financing product you are applying for by processing your personal data based on this application. In addition for data provided in this application, Swedbank will assess your creditworthiness and indebtedness by processing data from external registers.

You have the right to contest the automated decision via Internet Banking or phone. In such case, the decision will be reviewed by a Swedbank employee.

*Automated decision-making process enhances decision accuracy, increases process efficiency and improves your digital experience, as well as saving valuable time for you and during the financing process.

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