Consumer loan

Loans that help!

A small loan is a great solution if you need to renovate your home, buy new furniture for the terrace, repair your car or to finance your next big thing.

  • Borrow from 500 up to 20 000 € without collateral.
  • Money is transferred to the account immediately after the conclusion of the contract.
  • It is possible to make early repayments without any additional fees.

Special offer! Based on personal offer, the Small loan agreement fee is –50%!

Offer is valid 05.11.2018–01.01.2019. You can find the offer if you log into the Internet Bank or the Mobile Bank. If you do not have an offer, please submit an application and a regular price applies to you.

Please note, that by using financial services you assume financial obligations. Improper execution of financial obligations may adversely affect your credit history and raise the cost of borrowing, and it can also cause initiation of enforced recovery.

Calculate the monthly payment

Your/family income
Your/family monthly expenses for covering your credits
Loan amount
Term
We cannot grant the requested amount on the basis of indicated data.
We can grant the amount of up to EUR 0 on the basis of indicated data.
Monthly payment
Eur
Max. loan amount
Eur

The data provided by the calculator is for information only, however it gives you a picture of what could be the size of your monthly payments for consumer credit.

Illness and Unemployment Protection – EUR /month. More
What is it for?

Small loan can help fulfil your different plans: from planned home improvement until unexpected expenses coverage (e.g. car repairing).

We provide Small loans from 500 to 20 000 EUR. The amount you can borrow depends on your net income and any other financial obligations that you may have.

Fast answer
  • If you have a pre-calculated offer you can get a loan in a simplified process. Log-in to see if you have a personal offer.
  • Fill in an application for small loan via mobile and receive the answer in 20 minutes on business days from 9.00 A.M. to 5.00 P.M.
  • You will receive the confirmation of decision by phone, via SMS or internet bank message.
  • We will transfer money to your account immediately after the conclusion of small loan agreement in internet bank or "Swedbank" app.
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We would like to note that before deciding to take a loan you should carefully assess your personal and (or) your family’s financial perspectives and possibilities. If you would like to get more information about the loan conditions or to assess your personal financial situation, you can always consult our specialists at the nearest “Swedbank” customer service branch or by phone 1884.

Example of calculation of the annual percentage rate of charge

If you applied for a consumer loan amounting to EUR 3 000 with credit agreement duration (and loan repayment term) of 5 years with the annual flat rate of 16 % and the following applicable fees: a minimum daily services fee (EUR 0.70 per month) for natural persons‘ as established by the Bank; agreement administration fee of EUR 45; monthly payments EUR 74 using annuity method, then, the total consumer credit annual percentage rate would be 18.8 %, and the total amount paid by the Consumer Loan receiver would be EUR 4491.

Calculations of the annual percentage rate of charge and the total amount payable by the borrower are based on assumptions that the total credit amount will be disbursed by the Bank to the borrower on the day of signing the credit agreement and that this amount will not be repaid until the end of the credit limit validity term, the parties to the credit agreement will fulfil their obligations arising from the credit agreement in observance of the terms and conditions established therein, the annual interest rate, the amount of fees and other charges will be the same as at the time of concluding the credit agreement and will apply further until the expiration of its validity.

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