Car loan is an incredibly convenient and fast solution.
The improper fulfilment of financial obligations results in an increase of your financial costs and may
negatively impact your credit history. If the agreement is terminated as a result of your serious breach, you
may face enforced debt recovery and may lose not only the made payments but also the right to financed property.
The calculation is approximate and it is not a commitment to give a credit. Fill in the application and get
your personal offer.
Typical example of total credit annual percentage rate calculation
If you applied for a consumer loan amounting to EUR 5 000 with credit agreement duration (and loan repayment
term) of 5 years with the annual flat rate of 11 % and the following applicable fees: monthly minimum daily
services fee (0.70 EUR per month); agreement administration fee of EUR 50; monthly payments EUR 108.88 using
annuity method, then, the total consumer credit annual percentage rate would be 12.58 %, and the total amount
paid by the Consumer Loan receiver would be EUR 6 583.32.
Calculations of the total consumer credit annual percentage rate and the total amount payable by the borrower
are based on the assumptions that the Credit Agreement will be valid for the entire duration of the Agreement,
the total Credit amount will be paid by the Bank to the borrowers on the day of signing the Credit Agreement,
the parties to the Credit Agreement will fulfil their obligations arising from the Credit Agreement by
respecting the terms and conditions set out therein, the rates and other expenses will remain the same as on the
day of concluding the Credit Agreement and will continue to be applied until its expiry.
Annual interest rate from 7,9 to 18 percent.
Car loan is a convenient solution, if you are looking for a used car, motorcycle or any other type of
Vehicle must be registered in the name of the borrower in SE “Regitra” vehicle register within 30 days after
signing the agreement, otherwise fixed yearly interest rate of 18% will be applied to your loan.
With the self-service feature, you can:
Did you know that transport is responsible for 30% of the total CO2 emissions? But car industry is
lots of new possibilities. Eco-friendly cars are not only better for the environment, they also tend to have
lower ownership costs.
When buying a new car, bring your attention to the fuel economy and environmental labels – they indicate how
much CO2 emissions your car produces.
Zero & low emission
vehicles (electric, plug-in vehicles)
Low & average emission
vehicles (mostly hybrid vehicles)
Average & high emission
vehicles (diesel, petrol vehicles)
Calculator's methodology based on ClimateCare.
Suitable for buying a new or a more expensive used car.
Vehicle (Casco) insurance will cover the damage caused to you in the accidents where your vehicle was
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