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Covid‑19 insurance cover

Make use of credit card benefits every day

  • 180-day purchase insurance for most goods
  • Credit limit with interest-free period
  • Travel insurance with Covid-19 insurance cover for Gold and Platinum credit cards

Please note, that by the use of financial services you assume financial obligations. Improper execution of financial obligations may adversely affect your credit history and raise the cost of borrowing, and it can also cause initiation of enforced recovery.

Credit card comparison

  • Credit limit from 300 EUR
  • 180-day purchases insurance
  • 25 days interest-free period for used credit card limit.*
  • Monthly fee 1,44 €

*Please notice! The interest-free period does not apply to cash withdrawals or credit transfers

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  • Credit limit from 600 EUR
  • Wide travel insurance with Covid-19 insurance cover
  • 180-day purchases insurance
  • 30-days interest-free period for used credit card limit.*
  • Monthly fee 3,47 €

*Please notice! The interest-free period does not apply to cash withdrawals and credit transfers

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  • Credit limit from 2000 EUR
  • Wide travel insurance with Covid-19 insurance cover
  • Access to airport lounges with „LoungeKey™“
  • 180-day purchases insurance
  • Up to 50 days interest-free period for used credit card limit.*
  • Monthly fee 16 €

*Please notice! The interest-free period does not apply to cash withdrawals and credit transfers

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Revolving credit card

Gold revolving credit card

Mastercard Platinum credit card

Best choice for your purchases and occasional travels abroad. Travel insurance for the whole family traveling together. Our best travel insurance, access to airport lounges with LoungeKey™.
Purchase insurance
Travel insurance Basic Wide Exclusive
Covid-19 insurance cover
  • Medical assistance (cost)
  • Medical assistance (cost)
  • Travel disruption insurance
  • Medical assistance (cost)
  • Travel disruption insurance
LoungeKey™
Credit limit From 300EUR From 600EUR From 2000EUR
No commission fee for cash withdrawals worldwide Up to 500 Eur per month Up to 1000 Eur per month
Currency exchange fee - up to EUR 10 000 per month - over EUR 10 000 per month 0 %
2.45 %
0 %
2.45 %
Interest free period 25 days 30 days Up to 50 days
Monthly fee *

1,44

3,47

16 €/month
Issuing fee By post in Lithuania 2 Eur,
In a branch 5 Eur
By post in Lithuania 2 Eur,
In a branch 5 Eur
By post in Lithuania 3 Eur,
In a branch 5 Eur
By post in Lithuania 2 Eur,
In a branch 5 Eur
By post in Lithuania 2 Eur,
In a branch 5 Eur
Annual interest form * from 17% from 17% from 12%

More

More

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* The interest rate is fixed individually when issuing a credit card.

It is required to have bank account to acquire a credit card.

Example of a standard annual percentage rate calculation: granted credit limit – 1500 EUR, when credit agreement period is 42 months, monthly amount of the principal of 375 EUR is paid (in case of fixed payment credit card, the following is applicable: credit agreement period of 36 months, credit repayment period of 24 months, monthly amount of the principal of 75 EUR), also fixed annual credit interest rate of 19% is applied, monthly minimum daily banking fee for private persons as established by the Bank is paid, monthly bank account administration fee and one-time card issuing fee is paid, then, the total consumer credit annual percentage rate would be:

  • Fixed payment credit card - 21.7 %, and the total amount paid by the consumer loan receiver would be EUR 1842.
  • Standard credit card – 23 %, and the total amount paid by the consumer loan receiver would be EUR 2552.
  • Gold credit card – 24.9%, and the total amount paid by the consumer loan receiver would be EUR 2627.

If you apply for a Mastercard Platinum credit card with granted credit limit – 3000 EUR, when credit agreement period is 42 months, credit repayment period is 4 months, monthly amount of the principal of 750 EUR is paid, also fixed annual credit interest rate of 13% is applied, monthly minimum daily banking fee for private persons as established by the Bank (0,70 EUR per month) is paid, monthly credit card administration fee (16 EUR) and one-time card issuing fee (5 EUR) is paid, then, the total consumer credit annual percentage rate would be 21,14 %, and the total amount paid by the consumer loan receiver would be 4 938,38 Eur.

The annual rate of the total consumer credit annual percentage rate and the total amount paid by the consumer loan receiver are calculated assuming that the bank pays the full Loan amount to the receiver on the day of signing the Credit Agreement and this amount is not repaid until the Credit Limit expires. In accordance with the terms and conditions set forth in the Credit Agreement, the credit limit funds will be used for credit card purchases (the most common way of using credit limit funds), the annual interest rate, fees and other expenses will remain the same as at the time of concluding the Credit Agreement and will continue to apply until the end of the Credit Agreement.

Travel and purchase insurance services are provided by Swedbank P&C Insurance, AS, Lithuanian branch.

LoungeKey™ services provided by Lounge Key Ltd. The terms and rates are available at LoungeKey.com or the LoungeKey™ app.

  • Bicycle was stolen.
  • Child broke his winter parka in kindergarten.
  • Glasses were broken.
  • Skis were broken.
  • Surfing equipment was damaged.
  • And many more.

document Purchase insurance terms and conditions

  • Purchase insurance applies to goods purchased with credit card at stores and online.
  • It compensates expenses on repair or replacement of durable goods* in case of theft, damage or destruction even if it was done unintentionally by the card holder himself.
  • It applies to most purchases inlc. clothing, sports equipment, tech gadgets etc. for 180 days from the day of the purchase.
  • To claim you need to have purchase document or payment information.

*Durable goods are items with a lifespan of at least 3 years. The lifespan of a product is determined by the manufacturer.

  • Maximum amount per item EUR 1 000
  • Maximum amount per event – EUR 2 000
  • Total insurance amount per year – EUR 4 000
  • Maximum insurance amount for purchases with limited compensation* – EUR 400.

*Computers, computer parts and external devices; mobile phones; glasses, incl. sunglasses; watches; unique items, jewelry (incl. precious stones, precious metals and pearls); items made of fur.

Covid-19 insurance cover for credit card holders

For trips taking place starting from 6 May 2021 we're offering a Travel Insurance Covid-19 cover without an additional fee. The cover is applied automatically and is valid for all Gold and Platinum credit card holders while abroad if preconditions are met.

Find out more

  • Many expenses related with unwanted travel changes (flight cancellations, delays, travel interruption etc.).
  • Lost or stolen luggage.
  • Injuries while traveling (incl. skiing, swimming pool accidents etc.).
  • Need of legal assistance.
  • Trip cancellation due to illness.
  • And other situations.
  • Travel insurance will keep you safe from unwanted worries and, most importantly, from unexpected expenses when enjoying your holidays.
  • Travel insurance applies for the cardholder and together travelling his / her family at no extra charge.
  • If you travel with your family just once a year, the travel insurance with Credit Card will pay off.

Mastercard Platinum credit card

Gold revolving credit card

Standard revolving credit card

Credit card fees 16 €/month 3.47 EUR/month 1.44 EUR/month
Insured persons Family members travelling together Family members travelling together Family members travelling together
Insurance cover Sum insured per insured person (€) Sum insured per insured person (€) Sum insured per credit card (€)
Medical assistance (cost) 500 000 EUR 500 000 EUR 50 000 EUR
Insurance cover Sum insured per credit card (€) Sum insured per credit card (€) Sum insured per credit card (€)
Accident insurance 20 000 EUR 10 000 EUR -
Personal belongings (damage, theft) 2500 EUR 1000 EUR -
Travel route / schedule change 3500 EUR 2000 EUR -
Flight ticket change 150 EUR 150 EUR -
Flight delay (over 4 hours) 500 EUR 150 EUR -
Flight delay (over 24 hours) 500 EUR 300 EUR -
Luggage delay (4 hours) 1000 EUR 300 EUR -
Liability insurance 20 000 EUR 10 000 EUR -
Legal assistance 10 000 EUR 1000 EUR -
Bail 5000 EUR 3000 EUR -
Rental car CASCO 40 000 EUR
(excess 250 EUR)
-
Excess - 30 EUR* -
Coverage Insurance cover applies automatically**.
Validity Valid until the end of the credit card, and for first 3 months of travel. Valid until the end of the credit card, and for first 30 days of travel.
Terms document Travel insurance conditions document Travel insurance conditions document Travel insurance conditions

*Excess applies to insured events related to property insurance, travel itinerary changes and liability and legal assistance insurance.
**The insurance cover enters into Forde since the moment when the card agreement is concluded and remains in force as long as the card agreement continues in force.

Fixed Payment Credit Card issue and administration fees

Valid from 2021-02-01

Name of the service or transaction Fee in EUR1
Fixed Payment Credit Card fees
Card validity 3 years
Overdraft account administration fee 0 euros/month
Card issuing at the branch fee2 EUR 5
Card issuing by mail fee2 EUR 2
Payment for a purchase or a service Free
Cash withdrawal at ATM’s and other places where this service is provided3 2.5%, min EUR 3
Currency exchange fee when transaction is made not in euro4 2.45%
Balance checking at ATM’s (that have the technical capability to do so):
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
Other banks Free
Changing PIN at Swedbank, AB ATM Free
A copy of the invoice at Client’s request3:
card payment in Lithuania EUR 1.45
card payment abroad EUR 5.79
Overdraft account transaction fees
When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied. Interest is not paid on the balance of the Overdraft Account.
Total daily transaction limits5
Total allowance for payments for good and services EUR 4,350
Total allowance for cash withdrawals EUR 2,030

1All fees are debited from servicing unless stated otherwise in pricelist or credit card agreement
2Applies for new, renewed and replaced cards. Renewed card can be sent by post with „Swedbank“, AB decision without separate customer request
3The fee is debited from the credit limit of the account.
4When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. Currency exchange fees can be calculated using a currency exchange calculator accessible in Bank‘s webpage: https://www.swedbank.lt/private/home/more/calculator.
5At the request of the client, the total daily transaction limits may be changed.

Fixed payment credit card service terms and conditions (Mastercard Standard)

Shopping insurance benefits Service terms and conditions EUR6
Annual shopping insurance EUR 4,000
- Including one insured event EUR 2,000
- Single purchase EUR 1,000
- Purchases limited to one insured event EUR 400
- Unconditional deduction EUR 30
Overdraft fees and conditions
Overdraft granting Free
Changing overdraft terms and conditions7:
At a branch EUR 8.69
Online EUR 1
Changing other terms and conditions of Fixed Payment Credit Card agreement Free

6Detailed information on shopping insurance can be found on the Bank’s website and at the branches.
7Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.

Standard Credit Card issue and administration fees (Mastercard Standard)

Valid from 2021-02-01

Name of the service or transaction Fee in EUR1
Credit card fees
Card validity 3 years
Card administration fee2 1.44 euros/month
Card issuing at the branch fee3 EUR 5
Card issuing by mail fee3 EUR 2
Payment for a purchase or a service Free
Bill payments at Swedbank, AB ATM’s Free
Cash withdrawal at ATM’s and other places where this service is provided4 2%, min EUR 3
Currency exchange fee when transaction is made not in euro5 2.45%
Balance checking at ATM’s (that have the technical capability to do so):
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
Other banks Free
Changing PIN at Swedbank, AB ATM Free
A copy of the invoice at Client’s request4:
card payment in Lithuania EUR 1.45
card payment abroad EUR 5.79
Fees of other services
Monthly fee (Security Programme) EUR 0
Locking a lost card Free
Travel insurance Free
Shopping insurance Free
Overdraft account transaction fees
When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied.
Total daily transaction limits6
Total allowance for payments for good and services EUR 4,350
Total allowance for cash withdrawals EUR 2,030
Total allowance for ATM payments EUR 2,030

1All fees are debited from the client’s account at the Bank, unless stated otherwise in the Fees and the credit card agreement.
2The fee is debited monthly on the day of payment specified in the agreement.
3Applies for new, renewed and replaced cards. Renewed card can be sent by post with „Swedbank“, AB decision without separate customer request
4The fee is debited from the credit limit of the account
5When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. Currency exchange fees can be calculated using a currency exchange calculator accessible in Bank‘s webpage: https://www.swedbank.lt/private/home/more/calculator
6At the request of the client, the total daily transaction limits may be changed.

Classic Card service terms and conditions (Mastercard Standard)

Name of the service or transaction Service terms and conditions EUR7
Terms and conditions of other services in the basket
Security programme
- Period until the notification on card lock 24 hours
- The largest amount of losses not compensated for the client EUR 28.96
- The largest amount of losses compensated for the client Daily transaction limit (payment for goods and services)
Travel insurance services and benefits
Medical expenses EUR 50,000
Shopping insurance benefits
Annual shopping insurance EUR 4,000
- Including one insured event EUR 2,000
- Single purchase EUR 1,000
- Purchases limited to one insured event EUR 400
- Unconditional deduction EUR 30
Overdraft fees and conditions
Overdraft granting Free
Changing overdraft terms and conditions8:
At a branch EUR 8.69
Online EUR 1
Minimum overdraft EUR 300
Period during which interest for used overdraft is not paid (in calendar days from the purchase by a payment card) 25 days

7Detailed information on travel and shopping insurance can be found on the Bank’s website and at the branches.
8Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.

Gold Credit Card issue and administration fees (Mastercard Gold and Visa Gold)

Valid from 2021-02-01

New ”Visa Gold“ credit cards are not issued anymore from 2020.02.01, and cards which expire from 2020.04.30 or be lost/stolen will be renewed/replaced only to „Mastercard Gold“ credit card.
Name of the service or transaction Fee in EUR1
Credit card fees
Card validity 3 years
Card administration fee2 EUR 3.47
Card issuing at the branch fee3 EUR 5
Card issuing by mail fee3 EUR 2
Payment for a purchase or a service Free
Bill payments at Swedbank, AB ATM’s Free
Cash withdrawal at ATM’s and other places where this service is provided4:
Up to EUR 500 per calendar month Free
Above EUR 500 per calendar month 2%
Currency exchange fee when transaction is made not in euro5:
Up to EUR 10.000 per calendar month Free
Above EUR 10.000 per calendar month 2.45%
Balance checking at ATM’s (that have the technical capability to do so):
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
Other banks Free
Changing PIN at Swedbank, AB ATM Free
A copy of the invoice at Client’s request6:
card payment in Lithuania EUR 1.45
card payment abroad EUR 5.79
Fees of other services in the basket
Monthly fee (Security Programme) EUR 0
Locking a lost card Free
Travel insurance Free
Shopping insurance Free
Emergency cash payment abroad in case of a lost card According to Western Union’s emergency cash transfer fees
Overdraft account transaction fees
When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied.
Total daily transaction limits7
Total allowance for payments for good and services EUR 8,700
Total allowance for cash withdrawals EUR 2,900
Total allowance for ATM payments EUR 2,900

1All fees are debited from the client’s account at the Bank, unless stated otherwise in the Fees and the credit card agreement.
2The fee is debited monthly on the day of payment specified in the agreement.
3Applies for new, renewed and replaced cards. Renewed card can be sent by post with „Swedbank“, AB decision without separate customer request.
4Except Perlas terminals, where cash withdrawal fee of 2%, min. EUR 3 is applied for each cash withdrawal transaction.
5When card transaction is made in currency other than euro (including a cash-out with a card) above EUR 10.000, conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. Currency exchange fees can be calculated using a currency exchange calculator accessible in Bank‘s webpage: https://www.swedbank.lt/private/home/more/calculator.
6The fee is debited from the credit limit of the account.
7At the request of the client, the total transaction limits may be changed.

Gold Card service terms and conditions (Mastercard Gold and Visa Gold)

Name of the service or transaction Service terms and conditions EUR7
Terms and conditions of other services
Security programme
- Period until the notification on card lock 24 hours
- The largest amount of losses not compensated for the client EUR 28.96
- The largest amount of losses compensated for the client Daily transaction limit (payment for goods and services)
Travel insurance services and benefits
Medical expenses and repatriation insurance EUR 500,000
Accident insurance EUR 10,000
Luggage, travel delay and trip cancellation insurance
Departure delay insurance
Over 4 hours EUR 150
Over 24 hours EUR 300
Luggage delay over 4 hours EUR 300
Route/schedule change (including cancellation, discontinuation) EUR 2,000
Flight ticket change EUR 150
Civil liability and legal expenses insurance
- Civil liability EUR 10,000
- Legal expenses EUR 1,000
- Deposit EUR 3,000
Flight ticket change EUR 150
Shopping insurance benefits
Annual shopping insurance EUR 4,000
- Including one insured event EUR 2,000
- Single purchase EUR 1,000
- Purchases limited to one insured event EUR 400
- Unconditional deduction EUR 30
Overdraft fees and conditions
Overdraft granting Free
Changing overdraft terms and conditions8:
At a branch EUR 8.69
Online EUR 1
Period during which interest for used overdraft is not paid (in calendar days from the purchase by a payment card) 30 days

7Detailed information on travel and shopping insurance can be found on the Bank’s website and at the branches.
8Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.

Platinum Credit Card issue and administration fees

Valid from 2021-02-01

Applies for Mastercard Platinum (issued from 2020.07.09) and New VISA Platinum credit cards.

Name of the service or transaction Fee in EUR1
Credit card fees
Card validity 3 years
Card administration fee 16 euros/month
Card issuing at the branch fee2 EUR 5
Card issuing by mail fee2 EUR 2
Payment for a purchase or a service Free
Bill payments at Swedbank, AB ATM’s Free
Cash withdrawal at ATM’s and other places where this service is provided3:
Up to EUR 500 per calendar month Free
Above EUR 500 per calendar month 2%, min EUR 2
Currency exchange fee when transaction is made not in euro4:
Up to EUR 10.000 per calendar month Free
Above EUR 10.000 per calendar month 2.45%
Balance checking at ATM’s (that have the technical capability to do so):
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden) Free
Other banks Free
Changing PIN at Swedbank, AB ATM Free
A copy of the invoice at Client’s request:
card payment in Lithuania5 EUR 1.45
card payment abroad5 EUR 5.79
Other service fees
Locking a lost card Free
Travel insurance Free
Shopping insurance Free
Priority Pass / LoungeKey:
Fee per visit6 EUR 28
Additional service package annual fee7 (incl. VAT) EUR 180
Overdraft account transaction fees
When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied.
Total daily transaction limits8
Total allowance for payments for good and services EUR 17,400
Total allowance for cash withdrawals EUR 2,900
Total allowance for ATM payments EUR 2,900

1All fees are debited from the client’s account at the Bank, unless stated otherwise in the Fees and the credit card agreement.
2Applies for new, renewed and replaced cards. Renewed card can be sent by post with „Swedbank“, AB decision without separate customer request.
3Except Perlas terminals, where cash withdrawal fee of 2%, min. EUR 3 is applied for each cash withdrawal transaction.
4When card transaction is made in currency other than euro (including a cash-out with a card) above EUR 10.000, conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. Currency exchange fees can be calculated using a currency exchange calculator accessible in Bank‘s webpage: https://www.swedbank.lt/private/home/more/calculator.
5The fee is debited from the credit limit of the account.
6Per person per single visit at airport lounge. Not applicable to the visits of the main card holder when an additional service package is selected.
77Fee applied to Mastercard Platinum (issued from 2020.07.09) provides 20 free airport lounge visits for cardholder per calendar year and unlimited lounge visits for New VISA Platinum card holders. When booking an additional service package, guests visiting airport lounges are charged a one-off visit fee.
8At the request of the client, the total daily transaction limits may be changed.

Platinum Credit Card service terms and conditions

Name of the service or transaction Service terms and conditions EUR9
Travel insurance services and benefits
Insurance coverage Amount per single insured
Medical expenses and repatriation insurance EUR 500,000
Accident insurance EUR 20,000
Insurance protection Amount per all insured
Travel disruption insurance
- Route/schedule change (including cancellation, discontinuation) EUR 3,500
- Departure delay over 4 hours EUR 500
- Luggage delay over 4 hours EUR 1000
- Flight ticket change EUR 150
Civil liability and legal expenses insurance
- Civil liability EUR 20,000
- Legal aid EUR 10,000
- Deposit EUR 5,000
Personal belongings insurance EUR 2,500
Casco insurance for leased vehicles EUR 40,000 (EUR 250 deduction)
Shopping insurance benefits
Annual shopping insurance EUR 4,000
- Including one insured event EUR 2,000
- Single purchase EUR 1,000
- Purchases limited to one insured event EUR 400
- Unconditional deduction EUR 30
Overdraft fees and conditions
Overdraft granting Free
Changing overdraft terms and conditions10:
At a branch EUR 8.69
Online EUR 1
Period during which interest is not paid for used credit limit11 Until the 20th of the next month (up to 50 calendar days)

9Detailed information on travel and shopping insurance can be found on the Bank’s website and at the branches.
10Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.
11Valid for overdraft used to pay for purchases made by card.

Full credit card pricelist can be found here.

document Card transactions in foreign currency

document Payment Card user's memo

Please note that the process of debiting a borrower’s account with the amount payable under a credit agreement begins at 17:45 on the payment day specified in the agreement. We recommend taking care in advance that the amount sufficient for the execution of payments is available in the account.

If you have lost your card or it is stolen, please block your card easily in our Internet Bank, Swedbank app or call 1884 (+370 5 268 44 44 for call from abroad).

We want to make online shopping safer for you. That’s why the internet shopping option must be activated in case of each MasterCard and Visa cards that have been issued by Swedbank and are used to make purchases online.

Read more about internet shopping.

  • Before you make a purchase online, make sure the store is safe.
  • Try to find out more information about merchant. Every website should have information about the name and location of the company and an e-mail address and telephone number to use, should you have any problems. There should also be information about deliveries and returns, the procedure for submitting complaints as well as warranty terms and conditions. Don’t fall for discounts that seem to be too unrealistic.
  • Use a welcome text in the Internet shopping programme that is as personalised as possible. Every time you make a purchase online, ensure that the welcome text is the same as the one you set when you signed up to the programme.
  • If you only rarely make purchases online using your bank card, we advise you to activate the Internet shopping option only for the moment of making the purchase.
  • You can protect your money by choosing usage limits that suit you.
  • You can set separate limits for purchases, cash and payment transactions.
  • You can change Usage Limits in Internet bank under My Cards or in the Swedbank app.
  • Make sure you always know where your bank card is. If you pay by card, do not let the person serving you take it to a back room on their own, because your card data can be stolen.
  • If you lose your card, immediately block it via the mobile app or internet bank. You can unblock or replace the card within 10 days.
  • It is not recommended, to send your card number by post or give it on the telephone when making a purchase, because your card data could be used for fraudulent transactions, but if there are no other possibilities, please, be extra careful.
  • Be careful when using the ATMs of other banks. Some ATMs return your card before dispensing the money. Make sure you have your bank card and the requested amount of cash before you leave the ATM.
  • Only the person whose name appears on the card, may use the card. Do not let anyone, even a close person, to use your card.
  • Always check the transaction amount that you are approving with the card.
  • Follow up your card transactions regularly in your internet bank or in the Swedbank app. If any transaction seems suspicious, please contact the bank.
  • When you get your bank card, you will also receive a PIN that is known only to you.
  • Do not tell or show it to anyone.
  • Memorize it, do not write your PIN on the card or anywhere else where it can be seen by others.
  • Do not tell your PIN to anyone, not even to bank employees.
  • Try to enter your PIN so that no one else can see it, because your card could be stolen and used by somebody else. If the payment with a stolen card is confirmed with the PIN, it is the customer’s liability.
  • If you suspect that your PIN has become known to someone else or if the bank has notified you of the need to change your PIN, you must change it immediately. You can do so at any Swedbank ATM.
  • When selecting your PIN, do not re-use your old PIN. Do not use identical codes for different cards for the purpose of memorising them.

Individual design Credit cards

  • 25-day interest-free period.
  • 180-day purchases insurance is valid for most items purchased with credit card payment or by transfer from a credit card account
  • Basic travel insurance for the cardholder and his family.

document Conditions of travel insurance

New cards are not issued and are not changeable. If a VISA Classic individual credit card is lost or damaged, a classic Mastercard credit card will be issued.

VISA Platinum and Mastercard Platinum Credit cards

  • 35-day interest-free period.
  • 180-day purchases insurance is valid for most items purchased with credit card payment or by transfer from a credit card account
  • Travel insurance for the cardholder and his family.

document Conditions of travel insurance

From 2017 04 06 new cards are no longer issued and starting from 2018-04-30 previously issued cards will not be renewed or replaced if lost, forgotten PIN or upon customer request. Instead these cards we recommend to purchase the New VISA Platinum with the updated conditions of insurance and additional Priority Pass opportunities.

Using cash not only brings environmental issues but also may support the shadow economy. Take a sustainable step for everyone - choose e-payments over cash. You'll be more environmentally friendly, ensure payment transparency and save time by simplifying your cash management.

  1. Pay digitally. It helps you track your expenses, set the limits for certain expense categories, and identify where you can manage your consumption habits.
  2. Be aware of non-recyclable receipts. Paper receipts are made from non-recyclable thermal paper. When paying by card, ask for a paperless receipt which you can receive online by e-mail or opt-out.
  3. Contactless payments are clean and hygienic. By using contactless payments, you can reduce the physical contact between different people who are exchanging banknotes or touching the ATM.

The total volume of card payments in the Baltics increased by 45% during the last 6 years. Paying by card is hygienic, quick and flexible - use contactless or chip and PIN transactions.


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Source: European Central Bank

Measure your cash payments’ CO2 footprint and see how many trees are needed to absorb the emissions created per year.

Cash payments

  • 0
  • 0

If you paid by card, you could save

  • 0
  • 0

Source: Lindgreen, E.R., van Schendel, M., Jonker, N. et al. (2018); Hanegraaf, R., Larçin, A., Jonker, N. et al (2020)

Before making a decision regarding the loan and its amount, we recommend to accurately assess your personal and/or your family financial possibilities. We recommend to allocate not more than 30-40% of your monthly income for monthly contributions aimed to cover your financial liabilities. Should you want to find more about the terms and conditions of the loan granting, to assess your personal financial situation in a more accurate manner or to ask questions related to the loan you are applying for, contact us via phone number 1884 or visit us at the nearest Swedbank customer service branch.

Visa Platinum credit card

Take care of your safety with Travel insurance which now includes Covid-19 insurance cover

For trips taking place starting from 6 May 2021 we're offering a Travel Insurance Covid-19 cover without an additional fee. It provides a wider risk coverage and protection from unexpected costs than the regular Travel Insurance. The Covid-19 insurance cover is automatically valid when abroad if any of the preconditions apply:

  • Negative Covid-19 test result within 72 hours prior to the start of the trip. In this case the supplementary insurance is valid for 30 days.
  • Confirmation that you have been infected with Covid-19 within the last 6 months and you are recovered.
  • Full vaccination certificate.

Preconditions are not needed if trip is cancelled due to Covid-19 sickness or self-isolation before the trip.

For example, we will compensate Covid-19 related medical expenses abroad, if you need medical assistance. Or travel cancellation costs before the trip if you: have received a positive coronavirus test, or you are a close contact person and have to stay in isolation (quarantine).

Travel disruption caused by authorities (e.g. closed borders, lockdowns) is not covered even in case of pandemic/epidemic.

Carefully consider the need to go abroad.

Read more

Find out in what cases and what goods are covered by the credit card purchase insurance.

Play now

Works like hire purchase - useful for bigger purchases.

Insure your credit card repayments and get financial safety in case you unexpectedly fall ill or loose your job.

If you have any questions, contact us

In case of insured event

  • call us by 1884 (+370 5 268 4444 for call from abroad).

Report damage

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Nuo 2021 03 23 nebebus galima jungtis prie „Swedbank“ interneto banko naudojantis naršykle „Internet Explorer“.

Taip pat nebebus galima tvirtinti ar vykdyti mokėjimų iš „Swedbank“ kituose tinklalapiuose naudojantis „Internet Explorer“.

Siūlome Jums naudotis naršyklėmis „Google Chrome“, „Mozilla Firefox“ ar naujausia „Microsoft Edge“ versija. Norėdami sužinoti, kaip įdiegti naršykles spauskite čia.

С 23.03.2021 Интернет-банк Swedbank недоступен в браузере Internet Explorer.

С помощью Internet Explorer невозможно авторизоваться или осуществлять платежи через Swedbank на сторонних веб-страницах.

Вместо браузера Internet Explorer мы рекомендуем использовать браузеры Google Chrome, Mozilla Firefox или Microsoft Edge. Инструкции по установке упомянутых браузеров можно найти здесь.

From 23.03.2021 Swedbank Internet Bank and Banklink is no longer available using Internet Explorer browser.

It is not possible to authorize or make payments from Swedbank on other web pages using Internet Explorer.

Instead, we suggest using Google Chrome, Mozilla Firefox or the newest version of Microsoft Edge. To find out how to install the suggested browsers, please click here.

Swedbank
  • Jūsų įrenginio operacinė sistema ir interneto naršyklė yra pasenusi ir nėra palaikoma Swedbank interneto banke. Prašome atnaujinti operacinę sistemą bei interneto naršyklę arba kreiptis į IT specialistus techninės pagalbos.
  • The operating system of your device & your browser are too outdated to be supported by Swedbank Internet Bank. Please, update the operating system & browser or turn to IT specialist for technical help.
  • Ваш браузер или операционная система недостаточно современны для использования в интернет банке Swedbank. Пожалуйста обновите операционную систему и браузер или обратитесь за технической помощью к ИТ специалисту.

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Try out regular investments!

  • You can start investing from 1 Eur.
  • You‘re free to choose investments’ regularity – weekly, monthly, quarterly.
  • Investment amount can be split to several different funds in a chosen percentage.
  • Automated purchases of funds help you take the emotion out of the investments.

Transactions with Swedbank funds and safekeeping - free of charge. Calculate, how much could you possibly earn with regular investments:

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