Apple Pay

Pay for your everyday purchases with your iPhone, iPad, Apple Watch or Mac!

  • Easy and secure way to pay
  • Pay wherever contactless payments are accepted
  • Also works for in-app and web payments

Apple Pay allows using your Apple device to pay with Swedbank’s private contactless cards.

Apple Pay is accepted in any contactless terminals, in apps and on the web with certain retailers worldwide where you see the Apple Pay sign.

Standard card purchase limits apply to paying with Apple Pay.

Use Apple Pay on iPhone, iPad, Apple Watch or MacBook. Find out the supported Apple devices here.

Use Swedbank MasterCard contactless cards:

  • debit cards Debit Mastercard, Mastercard WEB and Private Banking Debit Mastercard;
  • credit cards Fixed Payment credit card, Mastercard Standard credit card, Mastercard Gold credit card.

When you make a purchase, Apple Pay uses a device-specific number and a unique transaction code. So, your card number is never stored on your device or on Apple servers, and when you pay, your card number is never shared by Apple with merchants.

When you pay with a bank card added in Apple Pay, Apple Pay doesn’t keep transaction information that could be traced back to you.

There’s no need to cancel your debit or credit card(s) if you lose your phone, as card details aren’t stored there. Go to icloud.com/find, use your Apple ID account to lock your phone.

Purchases, just like all card purchases, are covered by the bank’s protection against fraud, so you can shop stress-free.

To start using Apple Pay:

  1. Have a compatible iPhone or other Apple device.
  2. Have a Swedbank MasterCard card with the contactless functionality and internet shopping switched on.
  3. Be a Swedbank Internet Bank or Swedbank mobile app user.

Make sure your iPhone, iPad or Apple Watch run the latest iOS version by checking the Software Update section which you’ll find in Settings under General.
Make sure your Swedbank app is running latest version.

There are two ways you can start using Apple Pay.

  1. Open the Swedbank app. If you don’t have it, please download here
  2. Log in
  3. Tap “Cards”
  4. Tap "Add to Apple Wallet"
  5. Tap “Next”
  6. Read and agree to the Terms and Conditions
  7. Your card is added to Apple wallet

Supplementary cards has to be added through Apple Wallet.

  1. Open Wallet app
  2. Tap “+”
  3. Tap "Continue"
  4. Choose "Swedbank”
  5. Scan your card
  6. Check your card’s expiry date and add the CVV code
  7. Read and agree to the Terms and Conditions
  8. You will receive a verification code via SMS*
  9. Your card is added to Apple wallet

*If you don’t have a registered verified phone number, you will be forwarded to the Swedbank Consultation Centre. To verify your phone number, please log in to Internet Bank, open your contact information and verify your phone number.

Pay with iPhone with Face ID

  • To use your default card, double-click the side button, then glance at your iPhone to authenticate with Face ID, or enter your passcode.
  • Hold the top of your iPhone within a few centimetres of the contactless reader until you see Done and a checkmark on the display.

Pay with iPhone with Touch ID

  • To use your default card, rest your finger on Touch ID.
  • Hold the top of your iPhone within a few centimetres of the contactless reader until you see Done and a checkmark on the display.

Pay with Apple Watch

  • To use your default card, double-click the side button and hold the display of your Apple Watch within a few centimetres of the contactless reader.
  • Wait until you feel a gentle tap.

To find out more about how to pay with Apple Pay, please visit their web site.

By starting to use the Apple Pay service with any Swedbank MasterCard payment card, you agree to the

Swedbank conditions of cards.

Swedbank does not charge anything extra for Apple Pay card payments.