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Contactless Debit Mastercard

  • Pay at retail locations and online worldwide*.
  • Have your new card delivered by post to an address of your choice.
  • Card can be ordered by teenagers from the age of 14.
  • Get a new debit card within 7 working days.
  • Have a safer & more convenient e-shopping experience.

* If the merchant accepts this type of payment card.

  • Payments for purchases under EUR 50 can be made by simply touching the card reader with the card. Contactless payment is available everywhere where you see the contactless payments symbol. contactless Just a beep and it's paid!
  • You can activate and deactivate the contactless payment feature via Internet Banking or Swedbank mobile app.
  • For the purposes of safety of transactions, we have the right to ask to confirm the purchase with PIN.
  • We want to make online shopping safer for you. That’s why you must activate the internet shopping option for each of your MasterCard or Visa cards issued by Swedbank.

Find out more

  • Simple and fast order of a card from the Internet bank.
  • Your card will be delivered in 7 working days by post, to your chosen address.
  • Agreement of your received new or replaced card sign by logging onto Internet
  • Having received your new card by post, you will see your PIN code during card activation in Internet bank.
  • A new card must be activated within 30 days from its order, while a renewed card must be activated within 60 days from the day of expiry of the old card. If you fail to activate the card within the established term, you will lose the possibility to do it later.
  • Destroy your old card safely (e.g. by cutting it).

Attention! Automatically renewed cards have the old PIN code.

To shop online, activate online payment option for the card here.


Terms and conditions of debit cards

Contactless Debit Mastercard

Valid from 2021-02-01

Card terms and rates Fee, EUR
Contactless „Debit Mastercard” issuing:
Card validity 4 years
Card issuing at the branch fee1 EUR 5
Card issuing by post fee2 EUR 2
Card administration monthly fee EUR 0,70
Blocking of a lost or stolen card Free of charge
Other debit card fees:
Bill payments at ATMs of „Swedbank“, AB Free of charge
Cash withdrawals:
at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) 0,5%, min EUR3 0,5
at branches of other banks and at non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2%, min. EUR 3
at other partners cash out service providing venues4 0,5 %, min. EUR 0,5
Cash deposit at ATMs of „Swedbank“, AB Free of charge
Currency exchange fee when transaction is made not in euro5 2.45%
Checking account balance in ATM‘s (where it is technically possible) Free of charge
Changing of PIN at ATMs of „Swedbank“, AB Free of charge
Copy of a receipt upon customer’s request:
on transactions in Lithuania EUR 1,45
on transactions abroad EUR 5,79
Standard limits6
for purchases EUR 2 030 per day
for cash withdrawals EUR 870 per day
for payments at ATMs EUR 870 per day
for cash-in in ATMs EUR 7 500 per calendar month
  • 1 Fee applies to the issuance of a new, renewed or replaced debit card. Fee will be charged when card is activated does not matter the card is included in the service plan or not.
  • 2 Fee is debited when activating new, renewed or replaced debit card (if the card is not included in the service plan). Renewed debit card can be sent by post without separate customer request by Swedbank decision.
  • 3 Fee will be charged on the 15th day of next month.
  • 4 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank
  • 5 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. The currency conversion calculator (for Mastercard transactions) is available on the Bank's website may be used to calculate exchange rates.
  • 6 Transactions limits (expect for cash-in limit in ATMs) may be changed upon individual cardholder’s requests.
If you have lost your card or it is stolen, please block your card easily in our Internet Bank, Swedbank app or call 1884 (+370 5 268 44 44 for call from abroad).

We want to make online shopping safer for you. That’s why the internet shopping option must be activated in case of each Mastercard and Visa cards that have been issued by Swedbank and are used to make purchases online.

Read more about internet shopping.

  • Before you make a purchase online, make sure the store is safe.
  • Try to find out more information about merchant. Every website should have information about the name and location of the company and an e-mail address and telephone number to use, should you have any problems. There should also be information about deliveries and returns, the procedure for submitting complaints as well as warranty terms and conditions. Don’t fall for discounts that seem to be too unrealistic.
  • Use a welcome text in the Internet shopping programme that is as personalised as possible. Every time you make a purchase online, ensure that the welcome text is the same as the one you set when you signed up to the programme.
  • If you only rarely make purchases online using your bank card, we advise you to activate the Internet shopping option only for the moment of making the purchase.
  • You can protect your money by choosing usage limits that suit you.
  • You can set separate limits for purchases, cash and payment transactions.
  • You can change Usage Limits in Internet bank under My Cards or in the Swedbank app.
  • You can also increase your limits temporarily if necessary.
  • Make sure you always know where your bank card is. If you pay by card, do not let the person serving you take it to a back room on their own, because your card data can be stolen.
  • If you lose your card, immediately block it in the Mobile Bank or call the Consultation Centre and ask them to close it.
  • It is not recommended, to send your card number by post or give it on the telephone when making a purchase, because your card data could be used for fraudulent transactions, but if there are no other possibilities, please, be extra careful.
  • Be careful when using the ATMs of other banks. Some ATMs return your card before dispensing the money. Make sure you have your bank card and the requested amount of cash before you leave the ATM.
  • Only the person whose name appears on the card, may use the card. Do not let anyone, even a close person, to use your card.
  • Always check the transaction amount that you are approving with the card.
  • Follow up your card transactions regularly in your internet bank or in the Swedbank app. If any transaction seems suspicious, please contact the bank.
  • When you get your bank card, you will also receive a PIN that is known only to you.
  • Memorise it, do not write your PIN on the card or anywhere else where it can be seen by others.
  • Do not tell or show your PIN to anyone, not even to bank employees.
  • Try to enter your PIN so that no one else can see it, because your card could be stolen and used by somebody else. If the payment with a stolen card is confirmed with the PIN, it is the customer’s liability.
  • If you suspect that your PIN has become known to someone else or if the bank has notified you of the need to change your PIN, you must change it immediately. You can do so at any Swedbank ATM.
  • When selecting your PIN, do not re-use your old PIN. Do not use identical codes for different cards for the purpose of memorising them.

You can check your account balances, manage your cards, transfer money, etc. in your phone.

Manage your daily finances more conveniently, get travel insurance, shop safely online.

You will automatically top up your savings with a small amount every time you pay by card.

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