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Contactless Debit Mastercard

A card for convenient and modern everyday payments

  • Make safe contactless payments.
  • Use for your digital wallets and services.
  • Manage card settings via mobile app and Internet Banking.
  • Make savings with each card purchase.

Order card for another person (will be attached to your current account)
  • Pay at retail locations and online worldwide*.
  • Have your new card delivered by post to an address of your choice.
  • Card can be ordered by teenagers from the age of 14.
  • Get a new debit card within 14 days.
  • Have a safer & more convenient e-shopping experience.

* If the merchant accepts this type of payment card.
  • Payments for purchases under EUR 50 can be made by simply touching the card reader with the card. Contactless payment is available everywhere where you see the contactless payments symbol. contactless Just a beep and it's paid!
  • You can activate and deactivate the contactless payment feature via Internet Banking or Swedbank mobile app.
  • For the purposes of safety of transactions, we have the right to ask to confirm the purchase with PIN.
  • We want to make online shopping safer for you. That’s why you must activate the internet shopping option for each of your MasterCard or Visa cards issued by Swedbank.

Find out more
  • Simple and fast order of a card from the Internet bank.
  • We will make a card within 14 days and send it by post to your indicated address.
  • Agreement of your received new or replaced card sign by logging onto Internet
  • Having received your new card by post, you will see your PIN code during card activation in Internet bank.
  • A new card must be activated within 30 days from its order, while a renewed card must be activated within 60 days from the day of expiry of the old card. If you fail to activate the card within the established term, you will lose the possibility to do it later.
  • Renewed card can be activated in a physical store, at the ATM, in the app or in the Internet bank. In a physical store – make a purchase, insert your card into the reader and enter your PIN code. At the ATM – simply insert the card and make a regular transaction.
  • Destroy your old card safely (e.g. by cutting it).

Attention! Automatically renewed cards have the old PIN code.

To shop online, activate online payment option for the card here.

Conditions

Terms and conditions of debit cards

Contactless Debit Mastercard

Valid from 07-12-2023

Card terms and rates Fee, EUR
Contactless „Debit Mastercard” issuing:
Card validity 4 years
Card issuing at the branch fee1 EUR 5
Card issuing by post fee2 EUR 2
Urgent card delivery3 EUR 30
Card administration monthly fee EUR 1
Blocking of a lost or stolen card Free of charge
Other debit card fees:
Bill payments at ATMs of „Swedbank“, AB Free of charge
Cash withdrawals:
at ATM‘s of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia), Swedbank AB (in Sweden) and BANKOMATAS.LT4 ATM‘s 0,5%, min EUR5 0,5
At non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia), Swedbank AB (in Sweden) and non BANKOMATAS.LT ATM‘s 2%, min. EUR 3
at other partners cash out service providing venues6 0,5 %, min. EUR 0,5
Cash deposit at ATMs of „Swedbank“, AB Free of charge
Currency exchange fee when transaction is made not in euro7 2.45%
Checking account balance in ATM‘s (where it is technically possible) Free of charge
Changing of PIN at ATMs of „Swedbank“, AB Free of charge
Copy of a receipt upon customer’s request:
on transactions in Lithuania EUR 1,45
on transactions abroad EUR 5,79
Standard limits8
for purchases EUR 2 030 per day
The total amount for cash withdrawal operations at ATMs EUR 870 per day, but not more than EUR 10 000 per calendar month9
The total amount for cash withdrawal operations at ATMs EUR 1500 per day, but not more than EUR 10 000 per calendar month10
for cash-in in ATMs EUR 7 500 per calendar month9
  • 1 Fee applies to the issuance of a new, renewed or replaced debit card. Fee will be charged when card is activated does not matter the card is included in the service plan or not.
  • 2 Fee is debited when activating new, renewed or replaced debit card (if the card is not included in the service plan). Renewed debit card can be sent by post without separate customer request by Swedbank decision.
  • 3 For urgent card delivery, standard card issuing fee by post applies additionally (if card is not added into service plan), or card issuing fee at the branch, depending on chosen method of card delivery. The card will be delivered to the bank's branch or to the address indicated by the customer in Lithuania by a courier:
    • on the next working day, if the card was ordered before 1:00 p.m.;
    • within two working days, if the card was ordered after 1:00 p.m.
  • 4 Information about the ATM network BANKOMATAS.LT can be found at www.bankomatas.lt.
  • 5 Fee will be charged on the 15th day of next month.
  • 6 Information about partners which are providing cash out service for cards issued by Swedbank, AB is submitted in the website of the bank www.swedbank.lt.
  • 7 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. The currency conversion calculator (for Mastercard transactions) is available on the Bank's website https://www.swedbank.lt/private/home/more/calculator may be used to calculate exchange rates.
  • 8 Transactions limits (expect for cash-in limit in ATMs) may be changed upon individual cardholder’s requests.
  • 9 This is the total limit for all accounts of the same customer and the cards linked to these accounts. The total amount for cash withdrawal operations at ATMs applies to contracts signed before 01/10/2023.
  • 10 This is the total limit for all accounts of the same customer and the cards linked to these accounts. The total amount for cash withdrawal operations at ATMs applies to contracts signed after 01/10/2023.
 If you have lost your card or it is stolen, please block your card easily in our Internet Bank, Swedbank app or call +370 5 268 4444 or 1884.

We want to make online shopping safer for you. That’s why the internet shopping option must be activated in case of each Mastercard and Visa cards that have been issued by Swedbank and are used to make purchases online.

Read more about internet shopping.

  • Before you make a purchase online, make sure the store is safe.
  • Try to find out more information about merchant. Every website should have information about the name and location of the company and an e-mail address and telephone number to use, should you have any problems. There should also be information about deliveries and returns, the procedure for submitting complaints as well as warranty terms and conditions. Don’t fall for discounts that seem to be too unrealistic.
  • Use a welcome text in the Internet shopping programme that is as personalised as possible. Every time you make a purchase online, ensure that the welcome text is the same as the one you set when you signed up to the programme.
  • If you only rarely make purchases online using your bank card, we advise you to activate the Internet shopping option only for the moment of making the purchase.
  • In case of renewed or replaced card the linkage to the selected e-wallets and various service providers will be retained when you activate your new card.
  • You can protect your money by choosing usage limits that suit you.
  • You can set separate limits for purchases, cash and payment transactions.
  • You can change Usage Limits in Internet bank under My Cards or in the Swedbank app.
  • You can also increase your limits temporarily if necessary.
  • Make sure you always know where your bank card is. If you pay by card, do not let the person serving you take it to a back room on their own, because your card data can be stolen.
  • If you lose your card, immediately block it via the mobile app or internet bank. You can unblock or replace the card within 10 days.
  • It is not recommended, to send your card number by post or give it on the telephone when making a purchase, because your card data could be used for fraudulent transactions, but if there are no other possibilities, please, be extra careful.
  • Be careful when using the ATMs of other banks. Some ATMs return your card before dispensing the money. Make sure you have your bank card and the requested amount of cash before you leave the ATM.
  • Only the person whose name appears on the card, may use the card. Do not let anyone, even a close person, to use your card.
  • Always check the transaction amount that you are approving with the card.
  • Follow up your card transactions regularly in your internet bank or in the Swedbank app. If any transaction seems suspicious, please contact the bank.
  • When you get your bank card, you will also receive a PIN that is known only to you.
  • Memorise it, do not write your PIN on the card or anywhere else where it can be seen by others.
  • New! You can now check your card’s PIN code in Swedbank app. Its easy and will help you greatly if you forget your original PIN or cannot remember it after changing. Your PIN is visible to you only, not even bank employees are able to access it. These security measures are ensured by a special solution, meeting highest security standards set by PCI Security Standards Council, and organizations of Mastercard and VISA.
  • Do not tell or show your PIN to anyone, not even to bank employees.
  • Try to enter your PIN so that no one else can see it, because your card could be stolen and used by somebody else. If the payment with a stolen card is confirmed with the PIN, it is the customer’s liability.
  • If you suspect that your PIN has become known to someone else or if the bank has notified you of the need to change your PIN, you must change it immediately. You can do so at any Swedbank ATM.
  • When selecting your PIN, do not re-use your old PIN. Do not use identical codes for different cards for the purpose of memorising them.

Using cash not only brings environmental issues but also may support the shadow economy. Take a sustainable step for everyone - choose e-payments over cash. You'll be more environmentally friendly, ensure payment transparency and save time by simplifying your cash management.

New! Use payment cards made of recycled plastic!
  1. Pay digitally. It helps you track your expenses, set the limits for certain expense categories, and identify where you can manage your consumption habits.
  2. Be aware of non-recyclable receipts. Paper receipts are made from non-recyclable thermal paper. When paying by card, ask for a paperless receipt which you can receive online by e-mail.
  3. Contactless payments are clean and hygienic. By using contactless payments, you can reduce the physical contact between different people who are exchanging banknotes or touching the ATM.

The total volume of card payments in the Baltics increased by 45% during the last 6 years. Paying by card is hygienic, quick and flexible - use contactless or chip and PIN transactions.


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Source: European Central Bank

Measure your cash payments’ CO2 footprint and see how many trees are needed to absorb the emissions created per year.

Cash payments

  • 0
  • 0

If you paid by card, you could save

  • 0
  • 0

Source: Lindgreen, E.R., van Schendel, M., Jonker, N. et al. (2018); Hanegraaf, R., Larçin, A., Jonker, N. et al (2020)

You can check your account balances, manage your cards, transfer money, etc. in your phone.

Manage your daily finances more conveniently, get travel insurance, shop safely online.

You will automatically top up your savings with a small amount every time you pay by card.
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