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All debit cards

Introducing the new payment card design

  • The new card design is friendlier for digital environment as it is simpler and more modern.
  • You can enjoy it in the Swedbank app & smart devices you use for contactless payments already.
  • You’ll get a new design physical card when your old one will expire;
  • NEW! Easy saver - make savings with each card payment.
 We recommend new and renewed cards to choose to deliver via post. Check the method of card delivery here. Important! Carefully check the delivery address and postal code of the card.

Contactless Debit Mastercard
  • Make contactless payments.
  • Make payments in shops and online all over the world.*
  • Receive your new card by post, to your chosen address.
  • Cards can be ordered from the age of 14.

*If the merchant accepts this type of payment card

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Contactless Mastercard WEB
  • Cards can be issued to participants of the Youth programme.
  • You can make contactless payments.
  • The card is safe to use, because it is subject to the terms and conditions of the Security
  • Cards can be ordered from the age of 6.
 Order

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By choosing the Service plan, you will receive contactless Debit Mastercard without any extra charge. For further reading about the Service plans, click here.
If you have lost your card or it is stolen, please block your card easily in our Internet Bank, Swedbank app or call 1884 (+370 5 268 44 44 for call from abroad).

We want to make online shopping safer for you. That’s why the internet shopping option must be activated in case of each Mastercard and Visa cards that have been issued by Swedbank and are used to make purchases online.

Read more about internet shopping.

  • Before you make a purchase online, make sure the store is safe.
  • Try to find out more information about merchant. Every website should have information about the name and location of the company and an e-mail address and telephone number to use, should you have any problems. There should also be information about deliveries and returns, the procedure for submitting complaints as well as warranty terms and conditions. Don’t fall for discounts that seem to be too unrealistic.
  • Use a welcome text in the Internet shopping programme that is as personalised as possible. Every time you make a purchase online, ensure that the welcome text is the same as the one you set when you signed up to the programme.
  • If you only rarely make purchases online using your bank card, we advise you to activate the Internet shopping option only for the moment of making the purchase.
  • You can protect your money by choosing usage limits that suit you.
  • You can set separate limits for purchases, cash and payment transactions.
  • You can change Usage Limits in Internet bank under My Cards or in the Swedbank app.
  • You can also increase your limits temporarily if necessary.
  • Make sure you always know where your bank card is. If you pay by card, do not let the person serving you take it to a back room on their own, because your card data can be stolen.
  • If you lose your card, immediately block it in the Mobile Bank or call the Consultation Centre and ask them to close it.
  • It is not recommended, to send your card number by post or give it on the telephone when making a purchase, because your card data could be used for fraudulent transactions, but if there are no other possibilities, please, be extra careful.
  • Be careful when using the ATMs of other banks. Some ATMs return your card before dispensing the money. Make sure you have your bank card and the requested amount of cash before you leave the ATM.
  • Only the person whose name appears on the card, may use the card. Do not let anyone, even a close person, to use your card.
  • Always check the transaction amount that you are approving with the card.
  • Follow up your card transactions regularly in your internet bank or in the Swedbank app. If any transaction seems suspicious, please contact the bank.
  • When you get your bank card, you will also receive a PIN that is known only to you.
  • Memorise it, do not write your PIN on the card or anywhere else where it can be seen by others.
  • Do not tell or show your PIN to anyone, not even to bank employees.
  • Try to enter your PIN so that no one else can see it, because your card could be stolen and used by somebody else. If the payment with a stolen card is confirmed with the PIN, it is the customer’s liability.
  • If you suspect that your PIN has become known to someone else or if the bank has notified you of the need to change your PIN, you must change it immediately. You can do so at any Swedbank ATM.
  • When selecting your PIN, do not re-use your old PIN. Do not use identical codes for different cards for the purpose of memorising them.

Conditions

Terms and conditions of debit cards

Card transactions in foreign currency

Payment Card user's memo

Main debit cards fees

Contactless Debit Mastercard

  • Card issue charge – EUR 2
  • Monthly card administration charge – EUR 0.7
  • Card replacement charge – EUR 2

Fees for issuance and administration of Youth Programme cards Mastercard WEB, Contactless Mastercard WEB

  • Card issue charge – EUR 0
  • Monthly card administration charge – EUR 0.29
  • Card replacement charge – EUR 5.5

Contactless Debit Mastercard

Valid from 2018.10.31

Card terms and rates Fee, EUR
Contactless „Debit Mastercard” issuing:
Card validity 4 years
Card issuing fee EUR 2.00
Card administration monthly fee EUR 0.70
Replacement of a card if it has been lost, damaged, the cardholder forgot the PIN or upon cardholder’s request EUR 2.00
Card renewal fee EUR 2.00
Blocking of a lost or stolen card Free of charge
Card delivery by post1:
in Lithuania 2 Free of charge
abroad EUR 5.79
Card delivery in Swedbank, AB branch 1 EUR 1.45
Other debit card fees:
Bill payments at ATMs of „Swedbank“, AB Free of charge
Cash withdrawals:
at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) Free of charge 3
at branches of other banks and at non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2 %, min. EUR 2.90
at other partners‘4 cash out service providing venues 0,4 %, min. EUR 0,43
Cash deposit at ATMs of „Swedbank“, AB Free of charge
Currency exchange fee when transaction is made not in euro 5 2.45%
Checking account balance in ATM‘s (where it is technically possible) Free of charge
Changing of PIN at ATMs of „Swedbank“, AB Free of charge
Copy of a receipt upon customer’s request:
on transactions in Lithuania EUR 1.45
on transactions abroad EUR 5.79
Standard limits6:
for purchases EUR 2 030 per day
for cash withdrawals EUR 870 per day
for payments at ATMs EUR 870 per day
for cash-in in ATMs EUR 10 000 per calendar month

1 Fee will be charged when card is activated.
2 The renewed card may be delivered by the decision of Swedbank, AB, i.e. without a separate customer’s request
3 For monthly cash withdrawals exceeding EUR 580, a 0.4 % fee is applied for all amounts above EUR 580. Fee will be charged on the 15th day of next month.
4 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank www.swedbank.lt.
5 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
6 Transactions limits (expect for cash-in limit in ATMs) may be changed upon individual cardholder’s requests.

Fees for issuance and administration of Youth Programme cards MasterCard WEB1 and Contactless MasterCard WEB

Valid from 2018.10.31

Card terms and rates Fee, EUR
MasterCard WEB1 and Contactless MasterCard WEB issuing:
Card validity 4 years
Monthly card administration fee EUR 0.29 2
Card replacement when the card is lost, damaged, when PIN is forgotten or in other cases on the client’s request EUR 5.50
Blocking a lost card free of charge
Sending a card by post3:
In Lithuania 4 free of charge
To foreign countries EUR 5.79
Collecting a card at Swedbank, AB branch free of charge
Other debit card fees:
Payment of invoices in ATM of Swedbank, AB free of charge
Withdrawal of cash:
In ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) free of charge 4
In branches of other banks 2%, min. EUR 2.90
In ATMs, other than ATMs of Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) 2%, min. EUR 2.61
In other partners’ locations of provision of this service 6 0.4%, min. EUR 0.43
Depositing of cash in ATM of Swedbank, AB free of charge
Currency exchange fee when transaction is made not in euro 7 2.45%
Checking account balance in ATM (where this is technically possible) free of charge
Change of PIN in ATM of Swedbank, AB free of charge
Obtaining a copy of account on the client’s request:
In the case of card-based payments in Lithuania EUR 1.45
In the case of card-based payments abroad EUR 5.79
Security Programme
Security Programme fee free of charge
Period until notifying of card blocking during which the Bank reimburses the client’s losses 24 hr
Maximum amount of the client’s losses not reimbursed by the Bank for participants in Youth Programme Plan “One+” EUR 0
Maximum amount of the client’s losses not reimbursed by the Bank for participants in Youth Programme Plans “Two+”, “Three+” and “Four+” EUR 28.96
Maximum amount of the client’s losses reimbursed by the Bank Standard limit of daily operations (payment for purchases and services)
Total limits of operations for participants in Youth Programme Plan “One+” 8
Total amount allowed for operations of payment of goods and services EUR 30 per day
Total amount allowed for cash withdrawal operations EUR 30 per day
Total amount allowed for payment operations in ATMs EUR 30 per day
Total amount allowed for cash-in operations in ATMs EUR 10 000 per calendar month
Total limits of operations for participants in Youth Programme Plans “Two+”, “Three+” and “Four+” 8
Total amount allowed for operations of payment for goods and services EUR 580 per day
Total amount allowed for cash withdrawal operations EUR 290 per day
Total amount allowed for payment operations in ATMs EUR 290 per day
Total amount allowed for cash-in operations in ATMs EUR 10 000 per calendar month

1 From 1 September 2016, new MasterCard WEB payment cards are no longer issued, also these cards are not renewed or replaced when they are missing, lost or due to any other reasons – in the specified cases Contactless MasterCard WEB payment cards are issued.
2 No fee shall be charged on a client who is covered by the Service Plan for participants in the Plan “One+” of Youth Programme “Convenient”, for participants in the Plan “Two+” and “Three+” of Youth Programme “Convenient” or for participants in the Plan “Four+” of Youth Programme “Convenient”. The fee shall be charged from the moment when the client ceases being a participant in the Youth Programme or refuses the Service Plan for participants in the Plan “One+” of Youth Programme “Convenient”, for participants in the Plan “Two+” and “Three+” of Youth Programme “Convenient” or for participants in the Plan “Four+” of Youth Programme “Convenient” (depending on the Service Plan that was applied to the client).
3 The fee shall be debited after activating the card.
4 The renewed card may be delivered by the decision of Swedbank, AB, i.e. without a separate customer’s request.
5 In the case of withdrawal of more than EUR 290 per month, a fee of 0.4% shall be charged on the amount exceeding EUR 290. The fee shall be debited on 15 next month.
6 Information about partners offering cash disbursement service for payment cards issued by Swedbank is available on the internet website www.swedbank.lt.
7 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
8 Total limits of operations (expect for cash-in limit in ATMs) may be changed on the client’s request.

„Maestro“

„Senjoro“

 Once the issued cards expire, they will be renewed and replaced with contactless Debit Mastercard cards, the same charges as for Debit Mastercard cards will apply to them.

„Maestro Youth“

„Visa Electron Junior“

 Once the issued cards expire, they will be renewed and replaced with contactless Debit Mastercard cards, the same charges as for Mastercard WEB cards will apply to them.

You can check your account balances, manage your cards, transfer money, etc. in your phone.

Manage your daily finances more conveniently, get travel insurance, shop safely online.

You will automatically top up your savings with a small amount every time you pay by card.

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