Visa Platinum credit card

Exclusive credit card, excellent choice for you business and leisure travelling

  • Swedbank's best travel insurance for you and family members. Rental car insurance included.
  • 180-day purchase insurance for most items purchased with credit card in shops and online.
  • Up to 50-day interest-free periood.
  • Automatic credit repayment possibility.
  • With extra package you'll have unlimited access to Priority Pass airport lounges all over the world.
  • Credit limit from 2000 EUR.

Please note, that by using financial services you assume financial obligations. Improper execution of financial obligations may adversely affect your credit history and raise the cost of borrowing, and it can also cause initiation of enforced recovery.

Card benefits
  • Credit limit from 2000 EUR
  • Swedbank's best travel insurance for the whole family: medical costs, CASCO for rental car, trip cancellation, and even your personal belongings will be covered.
  • Access to Priority Pass lounges at airports:
    • for holder of Visa Platinum card with extra package free of charge
    • for holder of Visa Platinum card without extra package 28 EUR per visit
    • for persons accompanying Visa Platinum cardholder 28 EUR per visit
  • 180-day purchases insurance is valid for most items purchased with credit card payment or by transfer from a credit card account.
  • Up to 50 days interest-free period for used credit card limit.
  • Please notice! The interest-free period does not apply to cash withdrawals and credit transfers.
  • Book and pay for hotels and use car rental services.
  • You can also take out extra cards for your family members with your Visa Platinum credit card. Each additional cardholder enjoys the same privileges as you.

Terms and conditions of travel insurance for New VISA Platinum

Other features
  • Manage your credit card in Ibank and Swedbank app: block and unblock, manage limits and make repayments as you go.
  • You can start using the credit limit right after signing credit card agreement - even before card arrives.
  • You can transfer money, make payments and withdraw cash at the ATM directly from your credit card account.
  • Contactless payments - you'll be able to pay up to €50 only by tapping the card to the terminal. No PIN, no hassle, just quick and safe shopping.
  • Choose to receive your card by post for free.
  • Activate internet shopping option.

When to pay back your used credit limit?

  • Interest is not calculated from the used credit limit from the purchase until the 20th day of each month.
  • How does the repayment work?
    On the repayment date, the used amount is automatically withheld from the account related to the card. If there are insufficient funds (in euros), the interest accruing starts and you can repay the used limit and interest anytime later.
  • The process of debiting a borrower’s account with the amount payable under a credit agreement begins at 17:45 on the payment day specified in the agreement. Make sure you have sufficient funds available in the account.

Example of a standard annual percentage rate calculation

If you apply for a credit card with granted credit limit – 3000 EUR, when credit agreement period is 42 months, credit repayment period is 4 months, monthly amount of the principal of 750 EUR is paid, also fixed annual credit interest rate of 13% is applied, monthly minimum daily banking fee for private persons as established by the Bank (0,70 EUR per month) is paid, monthly credit card administration fee (12 EUR) and one-time card issuing fee (12 EUR) is paid, then, the total consumer credit annual percentage rate would be 19.5 %, and the total amount paid by the consumer loan receiver would be 4798 EUR.

Travel and purchase insurance services are provided by Swedbank P&C Insurance, AS, Lithuanian branch.

Works like instalments: useful for bigger purchases or unforeseen expenses

Best choice for your purchases and occasional travels abroad.

Gives you travel insurance for the whole family and protects most of your purchases.

Insure your credit card repayments and get financial safety in case you unexpectedly fall ill or loose your job.

If you have any questions, contact us

In case of insured event

  • call us by 1884 (+370 5 268 4444 for call from abroad).

Report damage