All credit cards

Credit card goes well with shopping and traveling abroad

  • Safe and carefree traveling with Gold and Platinum cards' travel insurance.
  • Shopping made even safer thanks to cards' purchase insurance.
  • Extra money with grace period always at hand for bigger purchases or unexpected situations.
  • Book and pay for hotels and use car rental services.
Note: Before applying for a card, log in to the Internet Bank to check whether you have a pre-calculated offer. Ordering a credit card on the basis of a personal offer made to you in the Internet Bank, you can start using it up to the established limit as soon as you place the order and enter into the agreement i.e. even before the physical card reaches you.

Credit card comparison

Fixed payment credit card

Revolving credit card


Gold revolving credit card

Visa Platinum credit card

Works like instalments: useful for bigger purchases or unforeseen expenses. Best choice for your purchases and occasional travels abroad. Gives you travel insurance for the whole family and protects most of your purchases. Swedbank's best travel insurance, unlimited access to lounges and rental car insurance.
Purchase insurance
Travel insurance Basic Wide Exclusive
Priority Pass 28 EUR per visit (unlimited free access for cardholder with extra package).
Interest free period 0 days 25 days 30 days Up to 50 days
Repayment Fixed monthly payments Flexible Flexible Automatic/flexible
Monthly fee *
0 € until 31.03.2020**
0 € until 31.03.2020**
Issuing fee By post in Lithuania 2 Eur,
In a branch 3 Eur
By post in Lithuania 2 Eur,
In a branch 3 Eur
By post in Lithuania 3 Eur,
In a branch 5 Eur
By post in Lithuania 10 Eur,
In a branch 12 Eur
Annual interest form * from 19% from 17% from 17% from 12%









* The interest rate is fixed individually when issuing a credit card.

** Offer is valid for a new card applied until 2020.01.19.

It is required to have bank account to acquire a credit card.

Travel insurance service is provided by Swedbank P&C Insurance, AS, Lithuanian branch.

Please note, that by the use of financial services you assume financial obligations. Improper execution of financial obligations may adversely affect your credit history and raise the cost of borrowing, and it can also cause initiation of enforced recovery.

Example of a standard annual percentage rate calculation: granted credit limit – 1500 EUR, when credit agreement period is 42 months, monthly amount of the principal of 375 EUR is paid (in case of fixed payment credit card, the following is applicable: credit agreement period of 36 months, credit repayment period of 24 months, monthly amount of the principal of 75 EUR), also fixed annual credit interest rate of 19% is applied, monthly minimum daily banking fee for private persons as established by the Bank is paid, monthly bank account administration fee and one-time card issuing fee is paid, then, the total consumer credit annual percentage rate would be:

  • Fixed payment credit card - 21.7 %, and the total amount paid by the consumer loan receiver would be EUR 1842.
  • Standard credit card – 23 %, and the total amount paid by the consumer loan receiver would be EUR 2552.
  • Gold credit card – 24.9%, and the total amount paid by the consumer loan receiver would be EUR 2627.
  • New VISA Platinum credit card – 33.4%, and the total amount paid by the consumer loan receiver would be EUR 2946.

We would like to note that the Bank may assess your creditworthiness and take a credit granting decision in automatic manner in case of Home small loan and all Consumer credits (except Car lease). For the purpose of taking the automatic decision the Bank may collect the data about you from different sources (e.g., public registers, financial institutions, Sodra, the Bank of Lithuania, UAB Creditinfo Lietuva). This process can involve the processing of your identification data, contact details, data about your marital status and family structure, links with legal persons, education, employment relations, income, property, financial and other obligations and their fulfilment, as well as other data necessary for the assessment of creditworthiness.If you don’t want that the decision is taken automatically, please specify this in the field of Comments.

What does it apply for?
How does it work?
  • Purchase insurance applies to goods purchased with credit card at stores and online.
  • It compensates expenses on repair or replacement of durable goods* in case of damage, destruction, theft and loss, even if it was done unintentionally by the card holder.
  • It applies to most purchases inlc. clothing, sports equipment, tech gadgets etc. for 180 days from the day of the purchase.
  • To claim you need to have purchase document or payment information.

*Durable goods are items with a lifespan of at least 3 years. The lifespan of a product is determined by the manufacturer.

Maximum sums insured
  • Maximum amount per item EUR 1 000
  • Maximum amount per event – EUR 2 000
  • Total insurance amount per year – EUR 4 000
  • Maximum insurance amount for purchases with limited compensation* – EUR 400.

*Computers, computer parts and external devices; mobile phones; glasses, incl. sunglasses; watches; unique items, jewelry (incl. precious stones, precious metals and pearls); items made of fur.

Before making a decision regarding the loan and its amount, we recommend to accurately assess your personal and/or your family financial possibilities. We recommend to allocate not more than 30-40% of your monthly income for monthly contributions aimed to cover your financial liabilities. Should you want to find more about the terms and conditions of the loan granting, to assess your personal financial situation in a more accurate manner or to ask questions related to the loan you are applying for, contact us via phone number 1884 or visit us at the nearest Swedbank customer service branch.

Related products

If you have any questions, contact us

In case of insured event

  • call us by 1884 (+370 5 268 4444 for call from abroad).

Report damage