Revolving credit card

Convenient for both shopping and occasional travels abroad

  • 180-day purchase insurance for most items purchased with credit card in shops and online.
  • 25-days interest-free period.
  • Basic travel insurance for you and family members travelling together.
  • Credit limit from 300 EUR.
Card benefits
  • Credit limit from 300 EUR
  • 180-day purchases insurance is valid for most items purchased with credit card payment or by transfer from a credit card account.
  • Book and pay for hotels and use car rental services.
  • 25 days interest-free period for used credit card limit.
  • Please notice! The interest-free period does not apply to cash withdrawals or credit transfers.
  • Basic travel insurance for you and family members travelling together. Travel insurance condition can be found here.
  • Book and pay for hotels and use car rental services.
  • You can also take out extra cards for your family members. Each additional cardholder enjoys the same privileges as you.
Other features
  • Manage your credit card in Ibank and Swedbank app: block and unblock, manage limits and make repayments as you go.
  • You can start using the credit limit right after signing credit card agreement - even before card arrives.
  • You can transfer money, make payments and withdraw cash at the ATM directly from your credit card account.
  • Contactless payments - you'll be able to pay up to €25 only by tapping the card to the terminal. No PIN, no hassle, just quick and safe shopping.
  • Try out mobile contactless payments for Android users.
  • Choose to receive your card by post for free.
  • Activate internet shopping option.
Repayment

When to pay back your used credit limit?

  • No interest will be calculated if You repay the amount of transaction within 25 days from the day of transaction.
  • The process of debiting a borrower’s account with the amount payable under a credit agreement begins at 17:45 on the payment day specified in the agreement. Make sure you have sufficient funds available in the account.
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The insurance services are provided by Swedbank P&C Insurance AS Lithuanian Branch through its representative Swedbank, AB.

Please note, that by using financial services you assume financial obligations. Improper execution of financial obligations may adversely affect your credit history and raise the cost of borrowing, and it can also cause initiation of enforced recovery.

Example of a standard annual percentage rate calculation

If you apply for a credit card with granted credit limit – 1000 EUR, when credit agreement period is 42 months, credit repayment period is 4 months, monthly amount of the principal of 250 EUR is paid, also fixed annual credit interest rate of 18% is applied, monthly minimum daily banking fee for private persons as established by the Bank (0,70 EUR per month) is paid, monthly credit card administration fee (1,44 EUR) and one-time card issuing fee (3 EUR) is paid, then, the total consumer credit annual percentage rate would be 22.9 %, and the total amount paid by the consumer loan receiver would be 1698 EUR.

Related products

If you have any questions, contact us

In case of insured event

  • call us by 1884 (+370 5 268 4444 for call from abroad).

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