Platinum credit card

New card - more possibilities to explore.

Exclusive credit card with comprehensive travel insurance, purchase insurance and many benefits to use daily, as well as on business or leisure trips abroad.

Wide travel insurance with CASCO insurance for rental car.
Access to Mastercard® Airport Security Fast Track
No mark-up fee for transactions in foreign currency up to 10 000 Eur per calendar month
Access to airport lounges with „LoungeKey™“

Please note, that by using financial services you assume financial obligations. Improper execution of financial obligations may adversely affect your credit history and raise the cost of borrowing, and it can also cause initiation of enforced recovery.

It takes only 2 minutes to fill in the application

Access credit limit before card arrives

Manage your card easily in the mobile app

Credit limit from 2000 EUR
Swedbank's best travel insurance for the whole family
Mastercard® Airport Security Fast Track for a stress-free airport security experience.
Access to hundreds of airports lounges with LoungeKey™
180-day purchases insurance
Up to 50-day interest-free period for the outstanding credit card limit when paying by card for purchases / services
No commission fees for cash withdrawals up to 1 000 EUR per calendar month worldwide
No mark-up fee for transactions in foreign currency up to 10 000 EUR per calendar month
Access to Boingo Wi-Fi for MasterCard® cardholders*
Access to Global Data Roaming.
Access to unique MasterCard World Elite offers

*Terms and conditions apply. Boingo services provided by Boingo Wireless, Inc. See mastercard.boingo.com for full details.

Manage your credit card via Internet Banking and Swedbank mobile app:block and unblock the card, manage limits and make repayments on the go
Now in Swedbank mobile app you can see a list of places where your digitized card is linked to. Watch the tutorial
New! You can now check your card’s PIN code in Swedbank app. Its secure, easy and will help you greatly, if you forget your original PIN or cannot remember it after changing.
You can start using the credit limit right after signing the credit card agreement
Transfer money, make payments and withdraw cash in ATMs directly from your credit card account
Book and pay for hotels and use car rental services without a hitch
Contactless payments– use contactless payments or add your card to supported e-wallets
Enable the Internet shopping feature

When to pay back your used credit limit?

No interest will accrue if you repay the amount of the credit limit you have used during the current month by the 20^th day of next month

How does repayment work?

On the date due for repayment, the outstanding amount is automatically debited from the account linked to the card. If funds are insufficient, the interest starts to accrue, and you can repay the used limit anytime later.

Important!

The interest-free period does not apply to cash withdrawals and transfers from the credit limit account.

The process of debiting a borrower’s account with the amount payable under a credit agreement begins at 17:45 on the payment day specified in the agreement. Make sure you have sufficient funds available in the account.

Main and supplementary card’s monthly fee - 16 Eur.
Card production and delivery by post - 2 EUR, to the branch - 5 EUR
Interest rate from 12% per year. It is set for each customer individually and depends on the amount of credit card limit
With the Extra package, the annual fee will be 180 EUR

Full price list

Platinum Credit Card issue and administration fees (Mastercard Platinum)

Valid from 2023-12-07

Name of the service or transaction	Fee in EUR¹
Credit card fees
Card validity	3 years
Card administration fee	EUR 16 /month
Card issuing at the branch fee²	EUR 5
Card issuing by mail fee²	EUR 2
Urgent card delivery³	EUR 30
Payment for a purchase or a service	Free
Cash withdrawal at ATM’s and other places where this service is provided⁴:
Up to EUR 1,000 per calendar month	Free
Above EUR 1,000 per calendar month	2%
Currency exchange fee when transaction is made not in euro⁵:
Up to EUR 10,000 per calendar month	Free
Above EUR 10,000 per calendar month	2.45%
Balance checking at ATM’s (that have the technical capability to do so):
Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia), Swedbank (Sweden)	Free
Other banks	Free
Changing PIN at Swedbank, AB ATM	Free
A copy of the invoice at Client’s request:
card payment in Lithuania⁶	EUR 1.45
card payment abroad⁶	EUR 5.79
Other service fees
Blocking a lost card	Free
Travel insurance	Free
Shopping insurance	Free
Additional service package annual fee⁷ (incl. VAT)	EUR 180
Overdraft account transaction fees
When transaction in the overdraft account are carried out without the payment card, Bank’s services and transaction fees are applied.
Total transaction limits⁸
Total allowance for payments for good and services	EUR 17,400 per day
Total allowance for ATM cash withdrawals	EUR 2,900 per day but not more than EUR 10,000 per calendar month⁹
Total allowance for ATM deposits	EUR 7,500 per calendar month⁹

¹All fees are debited from the client’s account at the Bank, unless stated otherwise in the Fees and the credit card agreement.
²Applies for new, renewed and replaced cards. Renewed card can be sent by post with „Swedbank“, AB decision without separate customer request.
³For urgent card delivery, standard card issuance fee applies additionally, depending on the method of card delivery chosen by the customer: by courier or in the branch. The card will be delivered to the bank's branch or to the address indicated by the customer in Lithuania by a courier:

on the next working day, if the card was ordered before 1:00 p.m.;
within two working days, if the card was ordered after 1:00 p.m.;
a new credit card, when the credit limit has not yet been granted, after the decision on granting the credit limit has been made.

⁴Except Perlas terminals, where cash withdrawal fee of 2%, min. EUR 3 is applied for each cash withdrawal transaction.
⁵When card transaction is made in currency other than euro (including a cash-out with a card) above EUR 10.000, conversion to euro is being calculated using „Mastercard International“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. Currency exchange fees can be calculated using a currency exchange calculator accessible in Bank‘s webpage: https://www.swedbank.lt/private/home/more/calculator.
⁶The fee is debited from the credit limit of the account.
⁷Fee applied to Mastercard Platinum provides 20 free airport lounge visits for cardholder per calendar year. When booking an additional service package, guests visiting airport lounges are charged a one-off visit fee.
⁸At the request of the client, the total daily transaction limits may be changed.
⁹This is the total limit applicable to all accounts of the same customer and the cards linked to these accounts.

Platinum Credit Card service terms and conditions

Name of the service or transaction	Service terms and conditions EUR
Travel insurance services and benefits¹⁰
Insurance coverage	Amount per single insured
Medical expenses and repatriation insurance	EUR 750,000
Accident insurance	EUR 20,000
Insurance protection¹⁰	Amount per all insured
Travel disruption insurance
- Route/schedule change (including cancellation, discontinuation)	EUR 3,500
- Departure delay over 4 hours	EUR 500
- Luggage delay over 4 hours	EUR 1000
- Flight ticket change	EUR 150
Civil liability and legal expenses insurance
- Civil liability	EUR 20,000
- Legal aid	EUR 10,000
- Deposit	EUR 5,000
Personal belongings insurance	EUR 2,500
Casco insurance for leased vehicles	EUR 40,000 (EUR 250 deduction)
Shopping insurance benefits¹⁰
Annual shopping insurance	EUR 4,000
- Including one insured event	EUR 2,000
- Single purchase	EUR 1,000
- Purchases limited to one insured event	EUR 400
- Unconditional deduction	EUR 30
Overdraft fees and conditions
Overdraft granting	Free
Changing overdraft terms and conditions¹¹:
At a branch	EUR 8.69
Online	EUR 1
Period during which interest is not paid for used credit limit¹²	Until the 20^th of the next month (up to 50 calendar days)

¹⁰Detailed information on travel and shopping insurance can be found on the Bank’s website and at the branches.
¹¹Does not apply to changing the payment day, linked account and overdraft terms and conditions at Bank’s initiative.
¹²Valid for overdraft used to pay for purchases made by card.

Apply for the credit card via Internet Banking
We will inform you of the decision by phone, internet bank message or via SMS
Read the conditions, accept them and sign the agreement via Internet Banking
After signing the agreement, you can immediately start using the credit card limit
Your card will arrive within 14 days
When you receive your card, log in to Internet Banking or the mobile app and activate it there
You should activate a new card within 30 days from the date of order, whereas in the case of a renewed card – within 60 days from the date of expiry of the old card. Should you fail to do this within the required term, you will not be able to do it later, and if you use the credit limit, you will have to repay it under the terms and conditions provided for in the agreement.

Income

Your after-tax income must be at least 670 EUR per month
You must be earning a steady income for at least 6 consecutive months and your probation period must be over

Obligations

Monthly expenses for covering your credit payments may not exceed 40% of your monthly income
You may not have overdue credit payments at Swedbank or other creditors or unpaid bills for different services
Be ready to submit the official documents evidencing the income if the expected source of repayment is not a salary/wages

If you are married but you wish to receive a credit card with a limit only for yourself, when completing the loan application form, indicate that you are applying for a Personal Loan. In the event your income is not enough to receive the Personal Loan, your spouse will have to fill in the application of a co-debtor/guarantor, so that the bank can assess the creditworthiness of your family.

Please be aware that in case of medical assistance and trip interruption we consider the Covid-19 disease equally to other diseases which are not excluded in terms and conditions of travel Insurance.

Many expenses connected with unwanted travel changes like:
- flight cancellations
- delays
- travel interruption
- etc.
Lost or stolen luggage
Injuries while traveling (incl. skiing, swimming pool accidents etc.)
For rental car, as CASCO for it is included
Need for legal assistance
Trip cancellation due to illness
And other situations

Travel insurance will keep you safe from unwanted worries and, most importantly, from unexpected expenses while enjoying your holidays or business trip.
Travel insurance is in force for the cardholder and their family members travelling together with the cardholder at no extra charge.

Travel insurance is valid for family members which travel together with you and covers your spouse, partner, children and grandchildren (up to 17 years of age (inclusive) or, if full-time student and single, then up to 21 years of age (inclusive)).

	Platinum Credit Card	Gold credit card	Standard revolving credit card
Credit card fees	16 EUR/month	3.47 EUR/month	1.44 EUR/month
Insured persons	Family members travelling together	Family members travelling together	Family members travelling together
Insurance cover	Sum insured per insured person (€)	Sum insured per insured person (€)	Sum insured per insured person (€)
Medical assistance (cost)	750 000 EUR	750 000 EUR	50 000 EUR
Insurance cover	Sum insured per credit card (€)	Sum insured per credit card (€)	Sum insured per credit card (€)
Accident insurance	20 000 EUR	10 000 EUR	-
Personal belongings (damage, theft)	2500 EUR	1000 EUR	-
Travel route / schedule change	3500 EUR	2000 EUR	-
Flight ticket change	150 EUR	150 EUR	-
Flight delay (over 4 hours)	500 EUR	150 EUR	-
Flight delay (over 24 hours)	500 EUR	300 EUR	-
Luggage delay (4 hours)	1000 EUR	300 EUR	-
Liability insurance	20 000 EUR	10 000 EUR	-
Legal assistance	10 000 EUR	1000 EUR	-
Bail	5000 EUR	3000 EUR	-
Rental car CASCO	40 000 EUR (excess 250 EUR)		-
Excess	-	30 EUR*	-
Coverage	Insurance cover applies automatically**.
Validity	Valid until the end of the credit card, and for first 3 months of travel.		Valid until the end of the credit card, and for first 30 days of travel.
Terms	documentTravel Insurance Terms & Conditions for Platinum Credit Cards	documentTravel insurance conditions	documentTravel insurance conditions

*Excess applies to insured events related to property insurance, travel itinerary changes and liability and legal assistance insurance.
**The insurance cover enters into Forde since the moment when the card agreement is concluded and remains in force as long as the card agreement continues in force.

Bicycle got stolen
Child tore their winter parka in kindergarten
Glasses got broken
Computer got damaged
Skis got broken
Surfing equipment got damaged
And many more

documentPurchase insurance terms and conditions

Purchase insurance applies to goods purchased with credit card at stores and online.
It reimburses for expenses of repair or replacement of durable goods* in case of theft, damage or destruction even if it was done unintentionally by the card holder themselves.
It applies to most purchases incl. clothing, sports equipment, tech gadgets etc. for 180 days from the day of purchase.
To file insurance claim, you need to present the purchase document or payment information.

* Durable goods are items with a lifespan of at least 3 years. The lifespan of a product is determined by the manufacturer.

Sums insured are determined for each insured item, insured event and calendar year.

1000 EUR per one item
2000 EUR per one insured event
4000 EUR per one year
400 EUR per special group of insured items *

* Computers, computer parts and external devices; mobile phones; glasses, incl. sunglasses; watches; unique items, jewellery (incl. precious stones, precious metals and pearls); items made of fur.

You can now access more than 1,000 airport lounges around the world, regardless of your airline or flight class.

Complimentary amenities at select lounges mean you have the luxury of escaping the hustle and bustle of the airport terminal.
Manage your visits easily in the LoungeKey™ self-service.
The list of LoungeKey™ lounges available to you and further information about the program can be found on the LoungeKey™ website and app.

Make the most of the comforts of a LoungeKey™ airport lounge.

To use LoungeKey, firstly, you need to create an account. You can do it so:

make sure that internet shopping is enabled for your card;
create your personal account 48 hours after activating the new card based on your Extra package usage:
For Platinum cardholders without Extra package For Platinum cardholders with Extra package

Once you have created your account, download the LoungeKey™ app, log in with your account and enjoy the benefits like:

view the available airport lounges, see and track your visits,
access your Digital Card and hundreds of discount offers,
see what services the lounges offer.

When you have added your card to the LoungeKey™ app, a small sum will be temporally booked for up to 10 days to verify your card. Each new Platinum card has to be added to the app individually.

Lounge visit fees:

For Platinum cardholders – EUR 30 per visit
For persons accompanying Platinum cardholder as a guest – EUR 30 per visit
The visiting fee will be charged directly from the card holder's credit card account when entering the lounge.

Arriving at the lounge, make sure to bring your Platinum credit card and open the QR code in the LoungeKey app. Your card will be swiped or scanned to register your visit.

For Extra package holders

Only you as the card holder can enjoy 20 airport lounge visits per calendar year without any extra costs* with the Platinum Extra package. From your 21st visit, the full price will apply.
Accompanying visitors will always need to pay full price.
Apply for the Extra package in the Internet Bank Cards section -> My cards -> Card agreement and changes.

Important!

Access to the airport lounges will be available 48 hours after activating your new card. If registration is not available further, please contact us.

You can find the terms and conditions on LoungeKey.com or the mobile app.

* When registering at a lounge, the standard visiting fee of EUR 30 will be reserved but will not be debited from the credit card account. The reservation will be cancelled within 10 days.

documentRegarding the terms of use of LoungeKey™ and "Global Data Roaming" services

Upgrade your airport security experience with Mastercard® Airport Security Fast Track.

With Mastercard Airport Security Fast Track you can now skip the queues by going straight to the Fast Track lane. Enjoy a smoother, less stressful airport security experience! Created to be the most convenient for you, the Fast Track lane:

Provides a faster and more convenient airport security experience
Offers a straightforward path through airport security checkpoint
Reduces the time you spend queueing*

Book a convenient airport security experience with your Mastercard Platinum credit card.

* Shorter queuing time than standard passenger queues.

Start using Mastercard® Airport Security Fast Track feature by completing these steps:

Make sure that internet shopping is enabled for your Platinum credit card
Register your personal account in the Mastercard Travel Experiences mobile app (available on iOS and Android operating systems) or website: https://travelexperiences.mastercard.com
After account registration you are ready to pre-order fast track for your upcoming airport visit
Booking Fast Track for you and your guests is quick and easy. With just a few clicks in the Mastercard Travel Experiences app you can book your priority passes

In case of any urgent technical issues or uncertainties, please get in touch with Mastercard Travel Experiences by phone on +44 808 196 6003.

You can also book your flight tickets in advance via the Mastercard Travel Experiences website or app:

Choose an airport, number of travellers, and the desired time slot.
Use your eligible free* Fast Track passes or pay using your Mastercard Platinum credit card added to Mastercard Travel Experiences app.
All prices are shown in the currency according to the airport location (EUR, GBP or USD) and price per visit may vary based on selected airport.
Receive your eTicket via e-mail or in the app.
When at the airport, proceed to the Fast Track zone of the terminal you need and show Airport Fast Track e-ticket to gain access.
Avoid queuing and enjoy stress-free gateway to shops, restaurants, and lounges.

* Free fast track pass is valid only for cardholders in airports available in this program until 31.12.2024. The discount for purchasing the pass will be applied in the last step of booking the pass.

Mastercard® Global Data Roaming by Flexiroam provides you with easy access to mobile data roaming whenever you travel as Platinum credit card cardholder.

Enjoy fast and safe premium quality internet in 200+ destinations, via access to 520+ telco providers.
5 GB roaming plan: 1GB with 3 day validity, which can be redeemed 5 times annually at no additional cost.
15% discount on all subsequent data roaming plans purchased through Flexiroam.Access
Access 24/7 customer support via e-mail, phone or chat.

To use the service, please follow these steps:

Register and create your customer profile at swedbank.flexiroam.com. You will receive an Activation Code.
Download the Flexiroam app and register an account (or log in to an existing account).
In order to add the free Data Roaming plan in the app, please go to “Home”, “Enter a Code” and fill in the Activation Code.
Follow the next steps in the app to link the eSIM card to your account.
Activate your eSIM immediately or later, following the instructions you will receive by email.
Activate the free Data Roaming plan while travelling.

Download Mastercard® Global Data Roaming e.SIM / Data Plans by Flexiroam application:

*Terms and conditions apply. See mastercard.flexiroam.com for full details.

HERTZ

Join Hertz Gold Plus Rewards with complimentary President’s Circle® status and up to 10% off on all bookings

easyJet

Receive a 15% discount when signing up to easyJet Plus

Avis

Join Avis President’s Club for an even greater level of service, discounts and benefits

FARFETCH

Global luxury digital marketplace, with over 700 boutiques and brands from around the world.

Booking.com

Receive up to 6% cashback on hotel bookings.

Using cash not only brings environmental issues but also may support the shadow economy. Take a sustainable step for everyone - choose e-payments over cash. You'll be more environmentally friendly, ensure payment transparency and save time by simplifying your cash management.

Pay digitally. It helps you track your expenses, set the limits for certain expense categories, and identify where you can manage your consumption habits.
Be aware of non-recyclable receipts. Paper receipts are made from non-recyclable thermal paper. When paying by card, ask for a paperless receipt which you can receive online by e-mail.
Contactless payments are clean and hygienic. By using contactless payments, you can reduce the physical contact between different people who are exchanging banknotes or touching the ATM.

The total volume of card payments in the Baltics increased by 45% during the last 6 years. Paying by card is hygienic, quick and flexible - use contactless or chip and PIN transactions.

{ "xAxis": { "visible": true, "categories": ["2012", "2013", "2014", "2015", "2016", "2017", "2018", "2019", "2020", "2021", "2022"] }, "yAxis": { "visible": true, "title": "" }, "legend": { "enabled": true }, "plotOptions": { "column": { "dataLabels": { "enabled": false } } } }

Source: European Central Bank

Measure your cash payments’ CO₂ footprint and see how many trees are needed to absorb the emissions created per year.

Cash payments

Yearly CO₂ footprint
0
Trees required to absorb CO₂
0

If you paid by card, you could save

CO₂ emissions (kg)
0
Trees
0

Source: Lindgreen, E.R., van Schendel, M., Jonker, N. et al. (2018); Hanegraaf, R., Larçin, A., Jonker, N. et al (2020)

HERTZ

Join the Hertz Gold Plus Rewards programme and enjoy the following benefits:

Enjoy a 10% discount on worldwide rentals
Access a guaranteed one car class upgrade
Skip the counter – no waiting, no stopping, no lines
Expedited reservations, pick-ups and returns

Enjoy also benefits specific to President’s Circle members:

Get expedited Gold service at thousands of locations worldwide
Earn Gold Plus Rewards points for free car rental days and upgrades worldwide
Earn Gold Plus Rewards bonus points, and get a 25% discount on child seats

To redeem the offer, in all cases a valid Mastercard Platinum credit card must be registered as the form of payment in your Gold Plus Reward membership profile.

Offer validity period:
Valid until 30 June 2024

In collaboration with:

Terms and conditions for rental can be found here.

easyJet

Discover an easier way to travel with easyJet Plus. For an annual fee you can benefit from a range of exclusive benefits.

Join now, and on every easyJet flight you book you will enjoy:

Immediate allocated seating - choose any seat on any flight at no charge
Dedicated bag drop desk - beat the queue on arrival at the airport
Fast-track security - at selected airports
Additional cabin bag - board with a second cabin bag (laptop/handbag)
Faster boarding - be the first to board and secure locker space

Signing up for easyJet Plus at https://plus.easyjet.com/ enter code EJMC001 and receive a 15% discount on your first annual premium.

Find out more about easyJet Plus here.

Offer validity period:
Valid until 31.12.2024.

In collaboration with:

Full details and terms and conditions are available here.

Avis

World Elite cardholders can now enjoy complimentary Avis President’s Club membership, which includes benefits such as:

Priority service and priority reservations
Guaranteed single upgrade at airports & rail stations, single upgrades and double upgrades at weekends (subject to availability)
Coupon for free weekend rental after three rentals
Free additional driver and guaranteed car when reserved within 48 hours of pick-up
Up to 35% discount for AVIS car rentals

Platinum credit card holders can access Avis President’s Club benefits in 3 easy steps.

Step 1:

Register on the website www.avispreferred.eu using your email address, and enter the promotional code Mastercard World Elite*.

Each cardholder can only register once. The cardholder then completes the registration form on the following pages.

During the enrolment process, cardholders are asked to register their Mastercard Platinum Credit Card and driving license number to complete the registration.

Step 2:

Membership confirmation is sent to cardholders from Avis Preferred with their unique membership number. The details will be delivered after the first car rental.

Step 3:

To rent a car, enter membership number and book here.

Offer validity period:
Ongoing until further notice

In collaboration with:

*Please note this cannot be used in conjunction with any other promotion.
Full terms and conditions can be found here.

FARFETCH

FARFETCH is the leading global platform for luxury fashion. We open doors to a world of fashion – the pieces you can’t find anywhere else, the most comprehensive edits from your favourite designers, and the items you’d have to travel the world to source.

A special offer for Mastercard World Elite Cardholders:

10% off sitewide

Shop online at farfetch.com and enter the code MC10SWEDBANK at the checkout to receive the offer.

This discount is eligible on full-priced items only, minimum spend of EUR 300 is required.

Offer valid until 31.12.2024.

See full terms and conditions and exclusions at the site.

Free delivery

Shop online at farfetch.com and receive free delivery using code MCFSGLOBAL.

This offer is eligible on full-priced items only, minimum spend of EUR 300 is required.

Offer valid until 31.12.2024.

The offer is only available on selected brands. A full list of the offer specific terms and conditions and excluded brands can be found here.

In collaboration with:

Each offer cannot be used in conjunction with other promotional programmes, offers, discount cards, vouchers or VIP privileges.

Booking.com

Booking.com seamlessly connects millions of travellers with memorable experiences, a range of transport options and incredible places to stay – from homes to hotels and much more. Booking.com is available in 43 languages and offers more than 28 million total reported accommodation listings, including over 6.2 million listings alone of homes, apartments and other unique places to stay.

A special offer for Mastercard World Elite cardholders:

Up to 6% cashback on each reservation

Mastercard cardholders can receive up to 6% cashback on each reservation, paid as a 'credit' to their booking wallet, viewable to registered users, once a valid booking has been made. Wallet credit can either be redeemed towards a future booking or transferred out to a valid Mastercard credit card.

Offer steps:

Visit the Booking.com website through the provided link
Log in or register with Booking.com
Search for destination and preferred accommodations
Use an eligible Mastercard Platinum credit card to complete the booking

Offer valid until 31.03.2025.

In collaboration with:

Bookings made with the Booking.com app are not eligible for this promotion.
Cancelled and “no show” bookings are not eligible.
The reward will be credited at least 64 calendar days after completion of stay in the accommodation.
Full terms and conditions of sale can be found here.

Back

Typical example of an APR calculation

For a Platinum credit card with credit limit of EUR 3,000, at a fixed interest rate of 13% p.a., with a minimum daily service fee set by the Bank (EUR 1/month), a monthly card administration fee (at EUR 16/month), a one-off card issuance fee set by the Bank, the total annual percentage rate (APR) of the cost of the consumer credit would be 26.55%, and the total amount payable by the borrower would be EUR 3,387.93.

The APR and the total amount payable by the consumer borrower are calculated on the assumption that the Credit Agreement will be valid for 12 months, the full amount of the Credit shall be disbursed on the date of signature of the Credit Agreement and shall be repayable in equal monthly instalments over a period of one year, with the first instalment due one month after the Credit Limit has been drawn down, and the last instalment to cover the balance of the Total Amount Payable by the consumer borrower, The Credit Agreement will be executed in accordance with the terms and conditions set out therein, the Credit Limit will be used for purchases/services by card payment (the most common method of use of the Credit Limit), the annual interest rate, the amount of the Fees and other costs will remain the same as at the time of conclusion of the Credit Agreement and will continue to apply until the end of the Credit Agreement.

Take care of your safety with Travel insurance which now includes Covid-19 insurance cover

For trips taking place starting from 6 May 2021 we're offering a Travel Insurance Covid-19 cover without an additional fee. It provides a wider risk coverage and protection from unexpected costs than the regular Travel Insurance. The Covid-19 insurance cover is automatically valid when abroad if any of the preconditions apply:

Negative Covid-19 test result within 72 hours prior to the start of the trip. In this case the supplementary insurance is valid for 30 days.
Confirmation that you have been infected with Covid-19 within the last 6 months and you are recovered.
Full vaccination certificate.

Preconditions apply to children starting from age of 12.

Preconditions are not needed if trip is cancelled due to Covid-19 sickness or self-isolation before the trip.

For example, we will compensate Covid-19 related medical expenses abroad, if you need medical assistance. Or travel cancellation costs before the trip if you: have received a positive coronavirus test, or you are a close contact person and have to stay in isolation (quarantine).

Travel disruption caused by authorities (e.g. closed borders, lockdowns) is not covered even in case of pandemic/epidemic.

Carefully consider the need to go abroad.

Best choice for your purchases and occasional travels abroad.

Gives you travel insurance for the whole family and protects most of your purchases.

Insure your credit card repayments and get financial safety in case you unexpectedly fall ill or loose your job.

A card enabling additional money and extra credit for company.

Take stock of your financial health and get useful insights and advice.

If you have any questions, contact us

Sending a message on internet banking
by email: info@swedbank.lt
by phone +370 5 268 4444 or 1884
Frequently Asked Questions

In case of insured event

call us by +370 5 268 4444 or 1884.

Report damage

popup-duplicate-agreement-message

Platinum credit card

New card - more possibilities to explore.

When to pay back your used credit limit?

How does repayment work?

Important!

Full price list

Platinum Credit Card issue and administration fees (Mastercard Platinum)

Platinum Credit Card service terms and conditions

Income

Obligations

Platinum Credit Card

Gold credit card

Standard revolving credit card

Make the most of the comforts of a LoungeKey™ airport lounge.

For Extra package holders

HERTZ

easyJet

Avis

FARFETCH

Booking.com

Cash payments

If you paid by card, you could save

HERTZ

Join the Hertz Gold Plus Rewards programme and enjoy the following benefits:

Enjoy also benefits specific to President’s Circle members:

easyJet

Join now, and on every easyJet flight you book you will enjoy:

Avis

Platinum credit card holders can access Avis President’s Club benefits in 3 easy steps.

Step 1:

Step 2:

Step 3:

FARFETCH

Booking.com

A special offer for Mastercard World Elite cardholders:

Typical example of an APR calculation

Take care of your safety with Travel insurance which now includes Covid-19 insurance cover

If you have any questions, contact us

In case of insured event

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