Gold revolving credit card

Holiday offer

Take care of the gifts you are giving

Holiday offer for Gold credit card: no issuance fee until 2020.01.19 and no monthly fee charged until 2020.04.01.

  • Wide travel insurance for you and your family members.
  • 180-day purchase insurance for most items purchased with credit card in shops and online.
  • Extra money with 30-days interest-free period and flexible repayment.
  • Credit limit from 600 EUR.

Special offer valid for Gold credit card ordered between 25.11.2019–19.01.2020. From 01.04.2019 will apply the regular monthly fee. If you have previously had same type credit card, the special offer applies to you only if at least 3 months have passed since you cancelled your card.

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Card benefits
  • Credit limit from 600 EUR
  • Extensive worldwide travel insurance package for the cardholder and his family.
  • 180-day purchases insurance is valid for most items purchased with credit card payment or by transfer from a credit card account.
  • 30-days interest-free period for used credit card limit.
  • Please notice! The interest-free period does not apply to cash withdrawals and credit transfers.
  • Book and pay for hotels and use car rental services.
  • You can also take out extra cards for your family members. Each additional cardholder enjoys the same privileges as you.
Other features
  • Manage your credit card in Ibank and Swedbank app: block and unblock, manage limits and make repayments as you go.
  • You can start using the credit limit right after signing credit card agreement - even before card arrives.
  • You can transfer money, make payments and withdraw cash at the ATM directly from your credit card account.
  • Contactless payments - you'll be able to pay up to €25 only by tapping the card to the terminal. No PIN, no hassle, just quick and safe shopping.
  • Make your purchases easily with contactless payments - Apple Pay, Garmin Pay, Fitbit Pay and mobile contactless payments for Android smartphone users.
  • Choose to receive your card by post for free.
  • Activate internet shopping option.

When to pay back your used credit limit?

  • No interest will be calculated if You repay amount of the transaction within 30 days from transaction date.
  • The process of debiting a borrower’s account with the amount payable under a credit agreement begins at 17:45 on the payment day specified in the agreement. Make sure you have sufficient funds available in the account.

The insurance services are provided by Swedbank P&C Insurance AS Lithuanian Branch through its representative Swedbank, AB.

Please note, that by using financial services you assume financial obligations. Improper execution of financial obligations may adversely affect your credit history and raise the cost of borrowing, and it can also cause initiation of enforced recovery.

Example of a standard annual percentage rate calculation

If you apply for a credit card with granted credit limit – 1500 EUR, when credit agreement period is 42 months, credit repayment period is 4 months, monthly amount of the principal of 375 EUR is paid, also fixed annual credit interest rate of 18% is applied, monthly minimum daily banking fee for private persons as established by the Bank (0,70 EUR per month) is paid, monthly credit card administration fee (3,47 EUR) and one-time card issuing fee (5 EUR) is paid, then, the total consumer credit annual percentage rate would be 23.7 %, and the total amount paid by the consumer loan receiver would be 2578 EUR.

Data processing

Swedbank may make an automated decision for the financing product you are applying for by processing your personal data based on this application. In addition for data provided in this application, Swedbank will assess your creditworthiness and indebtedness by processing data from external registers.

You have the right to contest the automated decision via Internet Banking or phone. In such case, the decision will be reviewed by a Swedbank employee.

*Automated decision-making process enhances decision accuracy, increases process efficiency and improves your digital experience, as well as saving valuable time for you and during the financing process.

Related products

If you have any questions, contact us

In case of insured event

  • call us by 1884 (+370 5 268 4444 for call from abroad).

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