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All debit cards

A card for your everyday banking needs

Swedbank’s contactless payment cards allow you to:

  • pay for small purchases faster and easier;
  • make online purchases;
  • make savings with each card purchase.

Contactless Debit Mastercard

  • Pay at retail locations and online worldwide*.
  • Have your new card delivered by post to an address of your choice.
  • Get a new debit card within 7 working days.
  • Card can be ordered by teenagers from the age of 14.
  • Have a safer & more convenient e-shopping experience.

*If the merchant accepts this type of payment card

More

Contactless Mastercard WEB

  • Cards can be issued to participants of the Youth programme.
  • You can make contactless payments.
  • The card is safe to use, because it is subject to the terms and conditions of the Security
  • Cards can be ordered from the age of 6.

More

By choosing the Service plan, you will receive contactless Debit Mastercard without any extra charge. For further reading about the Service plans, click here.
If you have lost your card or it is stolen, please block your card easily in our Internet Bank, Swedbank app or call 1884 (+370 5 268 44 44 for call from abroad).

We want to make online shopping safer for you. That’s why the internet shopping option must be activated in case of each Mastercard and Visa cards that have been issued by Swedbank and are used to make purchases online.

Read more about internet shopping.

  • Before you make a purchase online, make sure the store is safe.
  • Try to find out more information about merchant. Every website should have information about the name and location of the company and an e-mail address and telephone number to use, should you have any problems. There should also be information about deliveries and returns, the procedure for submitting complaints as well as warranty terms and conditions. Don’t fall for discounts that seem to be too unrealistic.
  • Use a welcome text in the Internet shopping programme that is as personalised as possible. Every time you make a purchase online, ensure that the welcome text is the same as the one you set when you signed up to the programme.
  • If you only rarely make purchases online using your bank card, we advise you to activate the Internet shopping option only for the moment of making the purchase.
  • You can protect your money by choosing usage limits that suit you.
  • You can set separate limits for purchases, cash and payment transactions.
  • You can change Usage Limits in Internet bank under My Cards or in the Swedbank app.
  • You can also increase your limits temporarily if necessary.
  • Make sure you always know where your bank card is. If you pay by card, do not let the person serving you take it to a back room on their own, because your card data can be stolen.
  • If you lose your card, immediately block it in the Mobile Bank or call the Consultation Centre and ask them to close it.
  • It is not recommended, to send your card number by post or give it on the telephone when making a purchase, because your card data could be used for fraudulent transactions, but if there are no other possibilities, please, be extra careful.
  • Be careful when using the ATMs of other banks. Some ATMs return your card before dispensing the money. Make sure you have your bank card and the requested amount of cash before you leave the ATM.
  • Only the person whose name appears on the card, may use the card. Do not let anyone, even a close person, to use your card.
  • Always check the transaction amount that you are approving with the card.
  • Follow up your card transactions regularly in your internet bank or in the Swedbank app. If any transaction seems suspicious, please contact the bank.
  • When you get your bank card, you will also receive a PIN that is known only to you.
  • Memorise it, do not write your PIN on the card or anywhere else where it can be seen by others.
  • Do not tell or show your PIN to anyone, not even to bank employees.
  • Try to enter your PIN so that no one else can see it, because your card could be stolen and used by somebody else. If the payment with a stolen card is confirmed with the PIN, it is the customer’s liability.
  • If you suspect that your PIN has become known to someone else or if the bank has notified you of the need to change your PIN, you must change it immediately. You can do so at any Swedbank ATM.
  • When selecting your PIN, do not re-use your old PIN. Do not use identical codes for different cards for the purpose of memorising them.

Conditions

Terms and conditions of debit cards

Card transactions in foreign currency

Payment Card user's memo

Contactless Debit Mastercard

Valid from 2021-02-01

Card terms and rates Fee, EUR
Contactless „Debit Mastercard” issuing:
Card validity 4 years
Card issuing at the branch fee1 EUR 5
Card issuing by post fee2 EUR 2
Card administration monthly fee EUR 0,70
Blocking of a lost or stolen card Free of charge
Other debit card fees:
Bill payments at ATMs of „Swedbank“, AB Free of charge
Cash withdrawals:
at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) 0,5%, min EUR3 0,5
At non „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden) ATM‘s 2%, min. EUR 3
at other partners cash out service providing venues4 0,5 %, min. EUR 0,5
Cash deposit at ATMs of „Swedbank“, AB Free of charge
Currency exchange fee when transaction is made not in euro5 2.45%
Checking account balance in ATM‘s (where it is technically possible) Free of charge
Changing of PIN at ATMs of „Swedbank“, AB Free of charge
Copy of a receipt upon customer’s request:
on transactions in Lithuania EUR 1,45
on transactions abroad EUR 5,79
Standard limits6
for purchases EUR 2 030 per day
for cash withdrawals EUR 870 per day
for payments at ATMs EUR 870 per day
for cash-in in ATMs EUR 7 500 per calendar month
  • 1 Fee applies to the issuance of a new, renewed or replaced debit card. Fee will be charged when card is activated does not matter the card is included in the service plan or not.
  • 2 Fee is debited when activating new, renewed or replaced debit card (if the card is not included in the service plan). Renewed debit card can be sent by post without separate customer request by Swedbank decision.
  • 3 Fee will be charged on the 15th day of next month.
  • 4 Information about partners which are providing cash out service for cards issued by “Swedbank”, AB is submitted in the website of the bank www.swedbank.lt.
  • 5 When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. The currency conversion calculator (for Mastercard transactions) is available on the Bank's website https://www.swedbank.lt/private/home/more/calculator may be used to calculate exchange rates.
  • 6 Transactions limits (expect for cash-in limit in ATMs) may be changed upon individual cardholder’s requests.

Fees for issuance and administration of Youth Programme card Contactless MasterCard WEB

Valid from 2021-02-01

Card terms and rates Fee, EUR
Contactless MasterCard WEB card issuing:
Card validity 4 years
Card administration monthly fee EUR 0,291
Card issuing at the branch fee2 EUR 5
Card issuing by post fee3 EUR 2
Blocking of a lost or stolen card Free of charge
Other debit card fees:
Bill payments at ATMs of „Swedbank“, AB Free of charge
Cash withdrawal at ATM’s and other places where this service is provided4:
up to EUR 290 per calendar month Free of charge
above EUR 290 per calendar month5 0,5%
Cash deposit at ATMs of „Swedbank“, AB Free of charge
Currency exchange fee when transaction is made not in euro6:
Up to EUR 10 000 per calendar month Free of charge
Above EUR 10 000 per calendar month 2.45%
Checking account balance in ATM‘s (where it is technically possible) Free of charge
Changing of PIN at ATMs of „Swedbank“, AB Free of charge
Copy of a receipt upon customer’s request:
on transactions in Lithuania EUR 1,45
on transactions abroad EUR 5,79
Security Programme
Security Programme fee Free of charge
Period until notifying of card blocking during which the Bank reimburses the client’s losses 24 hr
Maximum amount of the client’s losses not reimbursed by the Bank for participants in Youth Programme Plan “One+” EUR 0
Maximum amount of the client’s losses not reimbursed by the Bank for participants in Youth Programme Plans “Two+”, “Three+” and “Four+” EUR 28,96
Maximum amount of the client’s losses reimbursed by the Bank Standard limit of daily operations (payment for purchases and services)
Total limits of operations for participants in Youth Programme Plan “One+”7
for purchases EUR 30 per day
for cash withdrawals EUR 30 per day
for payments at ATM EUR 30 per day
for cash-in in ATMs EUR 7 500 per calendar month
Total limits of operations for participants in Youth Programme Plans “Two+”, “Three+” and “Four+”7
for purchases EUR 580 per day
for cash withdrawals EUR 290 per day
for payments at ATMs EUR 290 per day
for cash-in in ATMs EUR 7 500 per calendar month
  • 1 No fee shall be charged on a client who is covered by the Service Plan for participants in the Plan “One+” of Youth Programme “Convenient”, for participants in the Plan “Two+” and “Three+” of Youth Programme “Convenient” or for participants in the Plan “Four+” of Youth Programme “Convenient”. The fee shall be charged from the moment when the client ceases being a participant in the Youth Programme or refuses the Service Plan for participants in the Plan “One+” of Youth Programme “Convenient”, for participants in the Plan “Two+” and “Three+” of Youth Programme “Convenient” or for participants in the Plan “Four+” of Youth Programme “Convenient” (depending on the Service Plan that was applied to the client).
  • 2 Fee applies to the issuance of a new, renewed or replaced debit card. Fee will be charged when card is activated does not matter the card is included in the service plan or not.
  • 3 Fee is debited when activating new, renewed or replaced debit card (if the card is not included in the service plan). Renewed debit card can be sent by post without separate customer request by Swedbank decision.
  • 4 Except at other partners cash out service providing venues, where cash withdrawal fee 0.5% min EUR 0,5 is applied for each transaction.
  • 5 Fee will be charged on the 15th day of next month.
  • 6 When card transaction is made in currency other than euro (including a cash-out with a card) above 10.000 Eur/mo, conversion to euro is being calculated using „Mastercard International“ currency exchange rate at transaction processing day and increasing the amount by value stated (2,45%). Currency exchange fees can be calculated using a currency exchange calculator accessible in Bank‘s webpage: https://www.swedbank.lt/private/home/more/calculator.
  • 7 Transactions limits (expect for cash-in limit in ATMs) may be changed upon individual cardholder’s requests.

„Maestro“

„Senjoro“

Once the issued cards expire, they will be renewed and replaced with contactless Debit Mastercard cards, the same charges as for Debit Mastercard cards will apply to them.

„Maestro Youth“

„Visa Electron Junior“

Once the issued cards expire, they will be renewed and replaced with contactless Debit Mastercard cards, the same charges as for Mastercard WEB cards will apply to them.

Using cash not only brings environmental issues but also may support the shadow economy. Take a sustainable step for everyone - choose e-payments over cash. You'll be more environmentally friendly, ensure payment transparency and save time by simplifying your cash management.

  1. Pay digitally. It helps you track your expenses, set the limits for certain expense categories, and identify where you can manage your consumption habits.
  2. Be aware of non-recyclable receipts. Paper receipts are made from non-recyclable thermal paper. When paying by card, ask for a paperless receipt which you can receive online by e-mail or opt-out.
  3. Contactless payments are clean and hygienic. By using contactless payments, you can reduce the physical contact between different people who are exchanging banknotes or touching the ATM.

The total volume of card payments in the Baltics increased by 45% during the last 6 years. Paying by card is hygienic, quick and flexible - use contactless or chip and PIN transactions.


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Source: European Central Bank

Measure your cash payments’ CO2 footprint and see how many trees are needed to absorb the emissions created per year.

Cash payments

  • 0
  • 0

If you paid by card, you could save

  • 0
  • 0

Source: Lindgreen, E.R., van Schendel, M., Jonker, N. et al. (2018); Hanegraaf, R., Larçin, A., Jonker, N. et al (2020)

Offer!

Manage your daily finances more conveniently, get travel insurance, shop safely online.

You can check your account balances, manage your cards, transfer money, etc. in your phone.

You will automatically top up your savings with a small amount every time you pay by card.

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Anyone can invest! You too!

Simple to start, easy to learn:

  • amounts from EUR 1 can be invested;
  • transactions and safekeeping of securities - free of charge;
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By choosing the amount to invest, you can calculate how much you could earn

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