Platinum credit card
"MasterCard Platinum", "Visa Platinum"
Prestigious credit card designating your special status and guaranteeing to you top quality service and exceptional benefits all over the world.
- Exceptional travel insurance conditions, personal travel planner and "Priority Pass" will make your journeys first class travel.
- Particularly favorable credit conditions provide greater financial freedom.
- Platinum level guarantees quality of service, special attention and services.
Wide travel insurance package will apply both to the card user, family members travelling together. With the platinum card you will benefit from the full cover package: insurance of medical costs, accident, civil liability, legal costs, baggage and travel delay, baggage loss, travel cancellation and interruption. Your travel will be undisturbed and safe.
|Travel insurance cover package||Benefits, EUR|
|Medical costs and repatriation insurance||85 000|
|Accident insurance||21 000|
|Civil liability and legal costs insurance||100 000|
|Baggage and travel delay insurance||EUR 40 / hr, Maximum amount EUR 500|
|Travel cancellation and interruption insurance||2 000|
|Departure delay insurance||1.000|
|Baggage loss insurance||1 000|
Personal Travel Planning - all you need is to know where you want to go and what you want to see and entrust all preparatory works to the personal travel planner. The specialist will help you to clarify the travel idea prepare and coordinate with you your personal travel plan, make arrangements for visa and other travel documents, book flights, make hotel reservations, provide you with the information you would like to know about the country of visit, consult you in case of contingencies abroad and provide full assistance to you. The task of your personal travel planner is to do everything to make you journey worth time and money spent .
"Priority Pass" Card grants access to special VIP-lounges in more than 600 airports. Computers, internet, fax, even conference facilities, try refreshments, convenient recreation places, international press and TV, showers and other conveniences will be at your services in the VIP-lounges. To read more about airports offering these services and benefits visit www.prioritypass.com
Large Credit facilitates smooth settlement for daily and larger purchases. Paying for purchases from credit funds you will be granted a grace period of 35 days during which you will not be charged any interest. During card validity period you will be able to make repayments at any time convenient to you - no mandatory repayments of the principal. You will have to make only regular payments of accrued interest which will be automatically debited from other bank account designated by you. Read more about advantages of the credit
Enjoy smooth settlements all over the world in places carrying the logo of "MasterCard" or "Visa (depending upon the card you hold). Having registered in the "Secure internet payment" programme you will be offered secure e-shopping possibility. Furthermore, you will be able to book travel tickets, make hotel reservations and rent cars.
Main rates and conditions
|Card issuing||EUR 10.14|
|Card handling fee||EUR 115.85 annually|
|Credit limit||Net income of up to 4 months1|
|Annual credit interest rate||From 14%1|
|Grace period||35 days|
|Credit repayment method||Revolving credit2|
|Required additional bank account with the Bank (to debit the fees)||Yes|
|Quarterly bank account fee3||EUR 0.87|
on individual basis
2 During card validity period the credit can be repaid at any selected time and in selected amounts.
3 The fee is not charged if bank account is linked with debit card (the card should be valid for the whole chargeable quarter).
|Annual percentage rate of charge||25.3%|
|Total cost of credit to the consumer||EUR 2545,61|
The annual percentage rate of charge and total cost of credit to the consumer are calculated applying the following credit conditions: granted credit limit - EUR 1448.10, agreement period - 42 months, credit maturity - 4 months., applicable fixed annual credit interest rate - 14%, monthly amount of the principal - EUR 362.03. The annual percentage rate of charge and total cost of credit to the consumer are calculated in consideration of the following expenses - credit card issuing fee, credit card handling fee, monthly Security Programme fee of EUR 0.56 and bank account handling fee. The calculations are made relying on assumptions normally applied by the Bank to this service. For the purpose of obtaining the credit limit it is necessary to conclude the bank account agreement with the Bank and to open and hold an account with the Bank throughout the entire agreement period.
Read more about the card's rates and their application conditions