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Terms and conditions

Bank conditions

Effective from Effective to
General conditions of dealing with and servicing the customers   2019-12-09 Effective now PDF ADOC
2019-06-24 2019-12-08 PDF ADOC
2018-10-31 2019-06-23 PDF ADOC
2018-08-01 2018-10-30 PDF ADOC
2018-05-25 2018-07-31 PDF
2015-01-01 2018-05-24 PDF
Payment services provision conditions   2019-12-09 Effective now PDF ADOC
2019-06-26 2019-12-08 PDF ADOC
2019-06-18 2019-06-25 PDF ADOC
2019-06-01 2019-06-17 PDF ADOC
2018-10-31 2019-05-31 PDF ADOC
2018-08-01 2018-10-30 PDF ADOC
2018-05-25 2018-07-31 PDF
2015-09-25 2018-05-24 PDF
Principles of processing Personal data 2020-03-15 Effective now PDF
2018-05-25 2020-03-14 PDF
Swedbank’s Cookie Policy 2020-10-29 Effective now PDF

Everyday banking

Effective from Effective to
Terms and conditions of a savings account agreement   2019-10-09 Effective now PDF ADOC
2018-08-01 2019-10-08 PDF ADOC
Terms and conditions of the legal persons bank account agreement   2019-12-09 Effective now PDF ADOC
2018-08-01 2019-12-08 PDF ADOC
Standing order service conditions   2019-06-24 Effective now PDF ADOC
2018-10-31 2019-06-23 PDF ADOC
2018-08-01 2018-10-30 PDF ADOC
The terms and conditions of the Agreement of Electronic Services   2020-11-26 Effective now PDF ADOC
2019-07-01 2020-11-25 PDF ADOC
2018-08-01 2019-06-30 PDF ADOC
2018-05-25 2018-07-31 PDF ADOC
2018-03-15 2018-05-24 PDF ADOC
2017-01-07 2018-03-15 PDF ADOC
2016-12-01 2016-12-31 PDF ADOC
E. invoice automated payment service conditions   2018-10-31 Effective now PDF ADOC
2018-05-25 2018-10-30 PDF ADOC
2017-07-01 2018-05-24 PDF ADOC
2015-09-01 2017-06-30 PDF ADOC
Terms and conditions of Direct debit service   2019-06-24 Effective now PDF ADOC
2018-10-31 2019-06-23 PDF ADOC
2017-03-06 2018-10-30 PDF ADOC
Terms and conditions of Swedbank Gateway 2020-11-01 Effective now PDF ADOC
2019-05-01 2020-10-31 PDF ADOC

Payment collection

Effective from Effective to
General conditions of the e invoice sending service   2018-05-25 Effective now PDF ADOC
2015-09-22 2018-05-24 PDF ADOC
Terms and conditions for payment cards servicing   2018-08-20 Effective now PDF ADOC
2016-06-09 2018-08-19 PDF ADOC
2015-06-01 2016-06-08 PDF ADOC
Terms and conditions for terminal rental   2018-08-20 Effective now PDF ADOC
2016-06-09 2018-08-19 PDF ADOC
2015-06-01 2016-06-08 PDF ADOC
Swedbank Bank Link Service conditions   2020-08-07 Effective now PDF ADOC
2019-10-24 2020-08-06 PDF ADOC
Swedbank payment portal Bank Link service conditions   2021-04-25 Effective now PDF ADOC
2015-12-09 2021-04-24 PDF ADOC
Swedbank payment portal online card acquiring conditions 2017-11-15 2021-04-24 PDF ADOC
2016-06-09 2017-11-14 PDF ADOC
2015-12-09 2016-06-08 PDF ADOC
Swedbank payment portal service conditions   2021-04-25 Effective now PDF ADOC
2015-12-09 2021-04-24 PDF ADOC
Terms And Conditions for Online Card Acquiring   2021-04-25 Effective now PDF ADOC
Conditions for payment cards servicing (cash back) 2019-05-06 Effective now PDF ADOC

Loans

Effective from Effective to
General Part of the Legal Person Credit Agreement 2019-02-04 Effective now PDF ADOC
2018-05-25 2019-02-03 PDF ADOC
2017-08-14 2018-05-24 PDF ADOC
2017-05-15 2017-08-13 PDF ADOC
2016-05-16 2017-05-14 PDF ADOC
General Part of the Legal Person Credit Agreement with Guarantees and Letters of Credit 2019-02-04 Effective now PDF ADOC
2018-05-25 2019-02-03 PDF ADOC
2017-08-14 2018-05-24 PDF ADOC
2017-05-15 2017-08-13 PDF ADOC
2016-05-16 2017-05-14 PDF ADOC
General Part of the Legal Person Surety Agreement   2018-05-25 Effective now PDF ADOC
2017-08-14 2018-05-24 PDF ADOC
2016-05-16 2017-08-13 PDF ADOC
General Part of the Natural Person Surety Agreement 2019-02-04 Effective now PDF ADOC
2018-05-25 2019-02-03 PDF ADOC
2017-08-14 2018-05-24 PDF ADOC
2017-01-01 2017-08-13 PDF ADOC
2016-05-16 2016-12-31 PDF ADOC

Trade finance

Effective from Effective to
Conditions of the issuance of the Bank guarantee with the financial collateral 2019-02-04 Effective now PDF ADOC
2018-10-01 2019-02-03 PDF ADOC
General conditions of the factoring agreement 2019-02-04 Effective now PDF ADOC
2018-05-25 2019-02-03 PDF ADOC
2017-05-22 2018-05-24 PDF ADOC
2015-02-23 2017-05-21 PDF ADOC

Leasing

Effective from Effective to
General conditions of corporate client leasing agreement 2019-02-04 Effective now PDF ADOC
2018-05-25 2019-02-03 PDF ADOC
2017-08-14 2018-05-24 PDF ADOC
2017-05-15 2017-08-13 PDF ADOC
2016-02-01 2017-05-14 PDF ADOC
2015-08-17 2016-01-31 PDF ADOC
General conditions of equipment operating lease agreement 2019-02-04 Effective now PDF ADOC
2018-05-25 2019-02-03 PDF ADOC
2017-08-14 2018-05-24 PDF ADOC
2017-05-15 2017-08-13 PDF ADOC
2016-02-01 2017-05-14 PDF ADOC
2015-08-17 2016-01-31 PDF ADOC
General conditions of vehicle operating lease agreement 2019-02-04 Effective now PDF ADOC
2018-05-25 2019-02-03 PDF ADOC
2017-05-15 2018-05-24 PDF ADOC
2016-02-01 2017-05-14 PDF ADOC
2015-08-17 2016-01-31 PDF ADOC
General conditions of vehicle operating lease and services agreement 2019-02-04 Effective now PDF ADOC
2018-05-25 2019-02-03 PDF ADOC
2017-05-15 2018-05-24 PDF ADOC
2016-02-01 2017-05-14 PDF ADOC
2015-08-17 2016-01-31 PDF ADOC
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