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Find the suitable financing

There are no small challenges in business

Let‘s find financing solutions together. Use the financing options finder to:

  1. Find the most suitable financing option for your needs
  2. See a side-by-side comparison when several options are available
  3. Apply for financing right when you need it

Information regarding potential risks

Improper fulfilment of your financial obligations increases your funding costs and can negatively affect your credit history; moreover, if the agreement is terminated due to a material violation on your side, forced debt recovery may be launched and and you may lose your ownership right to the pledged property, in the case of leasing, you may lose not only the already paid premiums, but also the rights to the financed assets.

If you have any further questions, don’t hesitate to sign up for a video consultation at a time convenient for you.

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Find the most suitable financing solution for your business

Financial lease

Operating lease

Possibility to return a car to the buyback provider or buy it for residual value at the end of the lease period.

Full-service operational lease

You will gradually cover a part of the car’s value plus chosen maintenance services and the interest within the lease period.

Business Credit Card

Extra funds for everyday needs, transfers from the credit card account.

Business Gold Credit Card

Includes travel insurance in addition to the Business Credit Card features.



Helps to balance working capital needs.

Invoice financing

Immediately improved cashflow while waiting the payment for issued invoices.


Helps to balance operating cashflow, while waiting the payment of issued invoices.

Monthly payment 0 EUR 0 EUR 0 EUR
Down payment 1
Residual value No unredeemed value
Comprehensive insurance  The insurance agreement covers all types of risks (unexpected, unforeseen events leading to damage or destruction of the insured property, for example, fire-related accidents, traffic accidents, cases of vandalism, natural disasters, thefts or similar cases). Insurance contributions for Financial lease and Operational lease without services may change within a year with regard to the property market value and valid fees. agree
MTPL (Mandatory third party liability insurance of vehicle users) The insurance covers the damages caused by the vehicle driver to the health or property of a third person. - - agree
Invoice administration We will offer a VIP customer discount on purchases of goods or services in the whole network of our partners, and all invoices will be issued to “Swedbank lizingas”, which will perform the payments. The settlement of the customer with the lease company for the purchased goods or services is postponed until the end of the next month. - - agree
Road assistance 24/7 The service is aimed to assure the mobility of vehicle users 24 hours a day (for example, starting up the vehicle, replacement of a flat tyre, provision of petrol, pulling of a bogged-down vehicle, etc.). - - agree
Processing of insured events Representation of customers’ interests in examining cases of insured events, organisation of vehicle recovery repairs, administration of payment of costs of accomplished works. - - agree
Winter tyres Winter tyres will be provided for your car. - -
Regular maintenance We take care of the technical condition of the leased cars, i.e. we organise maintenance and repairs, which are performed in line with the requirements of the vehicle manufacturer. - -
Replacement and storage of tires Tyre replacement and balancing, wheel replacement and storage of off-season tyres during the whole validity period of the agreement. - -
Vehicle delivery service The car will be delivered as specified in the agreement (delivery of a new car from the car dealership, technical maintenance, tyre replacement, management of insured events). - -
Fuel credit card A “Swedbank lizingas” fuel credit card offers you exceptional discounts, the possibility to postpone the payment for fuel until the next month. - -
Mandatory inspection We ensure timely performance of the compulsory technical inspection of the car. - -
Contract fee 0 EUR 0 EUR 0 EUR
Annual interest rate
  • From 2.29% + 6 month Euribor
  • Environmentally friendly cars from 1.49 + 6m Euribor
  • From 2.29% + 6 month Euribor
  • Environmentally friendly cars from 1.49 + 6m Euribor
Term 3 years 3 years
Collateral - -
  • Issue fee 15 5 EUR
  • Monthly fee 3 EUR
  • Issue fee 30 15 EUR
  • Monthly fee 10 EUR
Annual interest rate 18% 15%
Interest free period for purchases Up to 31 days Up to 41 days
Monthly payment 0 EUR
Term Up to 1 year Up to 90 days Up to 1 year
Collateral Financed invoice Financed invoice
Contract fee 0 EUR 0 EUR No Calculated individually for each company
Annual interest rate 1% of the financed amount per month (12% per year) Calculated individually for each company

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The calculation is approximate and it is not a commitment to provide financing.
Type of insurance – Standard Comprehensive insurance, deductible for all events, except for theft – EUR 200, theft – 10%, but not less than EUR 200, broken glass – EUR 0 (if the repairs are performed in the repair centre specified by the insurance company).

The calculation is approximate and it is not a commitment to provide financing.

Try it out! Financial tool for business.

To find out which financing option would work best for your company, sign up for a consultation!

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Helps balancing the company’s working capital needs.

Cash against invoice - funding which is perfect in situations when you need to quickly increase the company’s working capital for goods or services sold while waiting for payment.

Expert consultations and tailor-made financing solutions for turning the farm’s plans into reality.

- 23 %

Design a website and start your e-commerce with in a very simple way. A 23% discount on the e-shop rental.


Monitor changes in customers and suppliers, manage risks and grow sales for free for half a year.


Free 1-month subscription to Swedbank customers.

- 30 %

The 160-hour course at a 30% discount for Swedbank customers.

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Getting a Business Credit Card in advance is more convenient

A special offer for the Business Credit Card!

The card will be useful to pay for software, freelance work, company advertising and other business expenses.