Financing programs

Opportunities for companies in Lithuania, Latvia, Estonia

Swedbank has entered into an agreement with the European Investment Fund (EIF) for cooperation in the EaSI program.*

The objective of this program is to increase access to finance for micro-enterprises by offering additional guarantee from EIF until 1 March 2021 for loans and leasing amounting to EUR 123m in Latvia, Lithuania, and Estonia.

If you cannot log in – fill in the application and send us by email: or call 1633.

Financing terms:

  • Your staff number employed - up to 9 people;
  • Annual turnover - up to EUR 2M or annual balance sheet total - up to EUR 2M;
  • Maximum funding amount for loans - up to EUR 25 000; for leasing - up to EUR 25 000;
  • Products: Loan without Real estate collateral and leasing;
  • Investments into fixed and current assets are financed;
  • Reduced interest rate for loan products;
  • The EaSI guarantee if free of charge for clients.

* Program for supporting microfinance and social entrepreneurship finance for vulnerable persons and micro-enterprises in Europe.

This funding is granted through a guarantee provided by the EUROPEAN PROGRAMME FOR EMPLOYMENT AND SOCIAL INNOVATION (EaSI) program and the European Investment Fund (EIF), established in accordance with the European Investment Program. The EIF goal is to support the financing of productive investments in the European Union, to facilitate access to finance and promote the competitiveness of businesses. You will learn more about the EaSI program by visiting the EIF Home Page.

The supported financing benefits from the support of the European Union under the Guarantee Facility established under Regulation (EU) No 1296/2013 of the European Parliament and the Council establishing a Union Programme for Employment and Social Innovation (“EASI”) and the European Fund for Strategic Investment (“EFSI”) set up under the Investment Plan for Europe. The purpose of EFSI is to help support financing and implementing productive investments in the European Union and to ensure increased access to financing.

Information regarding potential risks

Improper fulfilment of your financial obligations increases your funding costs and can negatively affect your credit history; moreover, if the agreement is terminated due to a material violation on your side, forced debt recovery may be launched and you may lose your ownership right to the pledged property, in the case of leasing, you may lose not only the already paid premiums, but also the rights to the financed assets.