Overdraft (credit limit in the bank account) for small enterprises

  • It helps to balance enterprise's temporary working capital needs;
  • You can use the overdraft and repay it at any time in any amount within the limit granted;
  • It is covered each time, after receiving income to the bank account on which it is provided – the used loan amount is quickly covered, reducing the interest that needs to be paid.

New enterprises are enterprises started within the last 24 months (i.e. the company does not yet have financial reports for two full years).

Fill in application

If you have any questions related to financial information of your company, please login to the internet bank or contact us by phone 1633. If calling from abroad, please call +370 5 268 4422.

We will reply to your questions from 8 a.m. to 6 p.m. on business days. If you need urgent information, please call us by phone 1633. If calling from abroad, please call +370 5 268 4422.

About the service

  • Loan amount and term

  • Loan security

  • Main conditions for receiving the loan

  • Loan repayment and interest

The documents required

After interview with you about financing opportunities, we will ask you to submit:

If immovable property is pledged, we will ask you to submit the following:

  • Immovable property evaluation report
  • Movable property/inventory list

Information regarding potential risks

Improper fulfilment of your financial obligations increases your funding costs and can negatively affect your credit history; moreover, if the agreement is terminated due to a material violation on your side, forced debt recovery may be launched and you may lose your ownership right to the pledged property.