Car leasing

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What business requires, car leasing delivers!

Choose a car, set up a leasing – all in a single place on your Internet Bank.

  • Leasing interest on new cars – from 2.19%.
  • Option to conclude CASCO policy.
  • With the EaSI guarantee, car leasing is even more accessible.

You may also be interested in our Full service lease offers.

Find out more about services provided by “Swedbank lizingas” here

Information regarding potential risks
Improper fulfilment of your financial obligations may negatively affect your credit history, increase the price of credit, and if the agreement is terminated due to material breach on your side, you may lose any payments already made, as well as the any rights to the financed property.

Calculate leasing payment

Car
Purchase amount
EUR
Down payment
2000EUR
Term
Financial lease Operational lease (rent) Full-service operational lease

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Monthly payment 0 EUR 0 EUR 0 EUR
Residual value no EUR EUR
Choose additional services
Comprehensive insurance*
MTPL (Mandatory third party liability insurance of vehicle users) - -
Invoice administration - -
Road assistance 24/7 - -
Processing of insured events - -
Winter tyres - -
Regular maintenance - -
Replacement and storage of tires - -
Vehicle delivery service - -
Fuel credit card - -
Mandatory inspection - -

* Type of insurance – Standard Comprehensive insurance, deductible for all events, except for theft – EUR 144, theft – 10%, but not less than EUR 144, broken glass – EUR 0 (if the repairs are performed in the repair centre specified by the insurance company).

Flexible solutions

Our long experience and wide selection of products enables us to offer you the best solutions. We offer new and used car leases according to the needs of your business.

Everything from the same place

Sign a Motor Own Damage Insurance contract online (in the internet bank) or in any Swedbank branch along with a lease agreement.

Convenient settlements

Once you sign a Motor Own Damage Insurance contract with Swedbank, insurance costs will be added to monthly lease payments.

Contract information in the Internet bank

You can review lease agreements in your internet bank.

Financial Terms and Conditions
  • Funding available for passenger and light commercial vehicles (up to 3.5 tonnes);
  • The funded amount shall be no less than EUR 3,000;
  • At the end of the contract property must be not older than 15 years old;
  • Initial deposit: starting from 10% of the value of vehicle to be purchased;
  • Period of contract range from 6 months to 6 years.

General Conditions

Types of leasing

Financial lease

This type of lease allows you to become the owner of the property after the end of the lease period, when the entire amount of property acquisition price, interest and VAT are paid.

Operating lease

The principle of the lease transaction: a leasing company acquires property that is desired by the client and transfers it to the client for use before the established date. The client pays lease payments during the contract duration, and when the contract expires the property can be returned to the leasing company, the lease agreement can be extended or a new contract can be signed for new property.

Operating lease with services

It is a transaction when Swedbank purchases your desired vehicle and transfers it to you for use. You pay lease payments during the period of the contract for the use of the vehicle and the chosen maintenance services, and when the contract expires the property can be returned to the leasing company, the lease agreement can be extended or a new contract can be signed for new property.

Information regarding potential risks

Improper fulfilment of your financial obligations increases your funding costs and can negatively affect your credit history; moreover, if the agreement is terminated due to a material violation on your side, forced debt recovery may be launched and in case of leasing agreement you may lose not only paid premiums but also your ownership right to the pledged property.