Casco insurance

From 20-10-2022, no deductible will be applied in the event of a direct collision with animal (including bird) during a traffic accident, if the relevant authority was notified in accordance with the procedure established by the legislation in force at the location of the incident. This provision will apply to vehicles with a maximum permissible mass of up to 3.5t.

This applies automatically to all new and existing CASCO insurance contracts regardless of which insurance package you have chosen.

For constantly moving business

With Swedbank CASCO for business – more security and fewer worries for your team and vehicles.

We offer:

Comprehensive insurance coverage.
Flexible payments.
The option to choose between Elite or Standard insurance version.

Explore more benefits

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For passenger cars we offer

Covered risks	Standard CASCO	TOP choice Elite CASCO
Wide risk covers Insurance against sudden and unexpected events, such as fire, road accidents, vandalism, natural disasters, collision with an animal, theft or robbery, except in cases specified in the Terms and Conditions.
Road accidents
Vandalism, theft, robbery
Fire, natural disaster

Accessories insurance (e.g. roof rack, wheel rims, light trailer) The following vehicle accessories are covered: a roof rack, bicycle or ski rack, child car seat, portable GPS device, licence plate, light trailer (up to 750 kg), and an additional set of tyres or wheel rims stored in a locked premises.
24-hour roadside assistance in Europe We will provide roadside assistance if your car does not start, you get a flat tyre, run out of fuel, lock your keys inside the car, are involved in a road accident, or if your car breaks down and needs to be towed to a repair shop or a storage facility.
0 EUR deductible for glass damage We will repair or replace damaged exterior vehicle glass. If the repair is carried out at our recommended repair shop, no deductible will apply. The cover also includes exterior mirrors, the sunroof and the panoramic roof. For vehicles up to three years of age, new original manufacturer’s glass will be used.
Collision with animal (including bird) without deductible No deductible will apply in the event of a collision with an animal (including a bird), provided the incident is reported at the scene to the competent authority in accordance with the applicable legal requirements.
New car value insurance For vehicles up to 3.5 tonnes, the value does not decrease during the first year after the initial registration.
New original manufacturer’s spare parts for cars of up to five years of age. We will also take care of new original manufacturer‘s glasses for cars of up to three years of age For cars of up to five years of age, new original manufacturer’s spare parts are used for repairs, except for non-standard or non-genuine replacement parts. For cars older than three years, non-genuine glass may be used for replacement.
Damage or theft of personal belongings out of the car in case of an insured event The insurance covers personal belongings kept in the car if they are damaged as a result of an insured event or stolen from a locked car. Losses resulting from the theft of bicycles, skis or snowboards from a locked roof rack or carriers are also covered. The maximum compensation amount is 1200 EUR, with a deductible of 50 EUR.
Loss of or damage to keys We will reimburse the costs of ordering an additional key or reprogramming the alarm system (or replacing the locks if reprogramming is not possible) if the vehicle keys or alarm remote control are lost or stolen. The deductible is 50 EUR.
Transport costs to and from repair shop We will reimburse taxi expenses for travelling to and (or) from the repair shop if the vehicle is being repaired due to an insured event (upon submission of receipts). The limit is 50 EUR per event.
Personal accident insurance for you and other passengers If you or a passenger in the vehicle are injured as a result of an insured event, we will pay a personal accident insurance benefit in the event of temporary incapacity for work, disability or death. In case of temporary incapacity for work, the benefit is 30 EUR per day, in case of disability or death, up to 10 000 EUR.
Trip interruption If your trip is interrupted due to an insured event (unexpected technical breakdown, lost or stolen keys), we will reimburse the costs of your and your passengers’ journey home and, if necessary, accommodation expenses. Necessary and reasonable expenses are covered.
Replacement car We will reimburse replacement car rental costs or other approved travel expenses if you are unable to use your vehicle due to an insured event. Expenses are covered for up to 30 days, with a choice of a 30 EUR or 60 EUR daily limit.	Optional (extra charge)	Optional (extra charge)

What is all-risk insurance?

Wide risk insurance means that covers any damage caused by any sudden unforeseen event, except those excluded in conditions (e.g. insured vehicle was driven by a drunk driver, the driver did not have the right to drive a vehicle of the respective category, or the vehicle or its parts were worn or corroded).

More about conditions (PDF)

Examples:

Theft, robbery
Vandalism
Fire
Natural disasters
Falling objects
Collision with another vehicle
Collision with an obstacle

Collision with an animal
Driving off the road
Engine damage due to hydraulic shock
Fuel system cleaning when wring fuel has been inserted
Damage during transportation
Damage made in car wash/service
Other cases

Less worries in case of an accident – 24-hour roadside assistance is available, and by choosing Elite CASCO, you get even more protection.
More financial security – 0 EUR deductible for collision with an animal No deductible will apply in the event of a direct collision with an animal (including a bird), provided the incident is reported at the scene to the competent authority in accordance with the applicable legal requirements. This applies to vehicles with a gross vehicle weight of up to 3.5 tonnes. (including a bird), and in case of theft or total loss, the higher of the two amounts – the sum insured stated in the policy or the market value – will be reimbursed.
High-quality vehicle repairs – new original manufacturer’s spare parts are used for repairs for cars of up to five years of age, and glass is repaired or replaced without any deductible at our recommended repair shops.
More flexible insurance terms – no restrictions on driver’s age or experience, and premiums can be paid monthly without increasing the annual premium.
Wide protection in everyday situations – from collision with an animal or glass damage caused by a stone to vehicle theft or total loss.

You can insure a vehicle of up to 14 years of age.
Before travelling abroad by car, make sure that your CASCO insurance is valid in the countries you will be driving in (the selected territorial coverage is specified in your insurance policy).

Request a personalized offer for your business.
Choose your payment frequency – pay 1, 2, 4, or 12 times per year. Your total annual premium will remain the same.
The policy is available in the internet bank 24/7.
Within 3 days after the insurance policy is issued, we will ask you to provide photos of your vehicle. You can upload them using our partner’s “Drive X” tool . Take pictures of your clean car in broad daylight. By clicking the link or scanning the QR code, you will enter the “Drive X” environment, where you can give the necessary consents, allow access to your phone camera, input your vehicle’s plate number and take photos in accordance with the indicated instructions.

Make sure to call to the Emergency Centre if necessary. If the situation is safe, please notify us in the internet bank as soon as possible.
Fill out the insurance claim form.
Our claim handling specialist will contact you and provide further guidance.
In case you need road side assistance, please call +370 5 268 4444.

Casco insurance conditions (PDF)
Insurance product information document (PDF)
Traffic accident notification form (PDF)
Information about the insurance intermediary "Swedbank“, AB (PDF)
Information about the insurance intermediary "Swedbank lizingas“, UAB (PDF)
Archive of Conditions

Contacts

Swedbank P&C Insurance AS

+370 5 268 4422

info@swedbank.lt

Insurance claims handling

Report a Casco damage

In case of an insured event, please notify us either personally or via a family member at the earliest opportunity.

Roadside assistance

+370 5 268 4444

If you need help on the road our 24h roadside assistance is available across Europe.

Geographical Europe: Latvia, Lithuania, Estonia, Albania, Austria, Andorra, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, Czech Republic, Denmark, France, Cyprus, Germany, Greece, Croatia, Iceland, Italy, Ireland, Great Britain and Northern Ireland, Liechtenstein, Luxembourg, Macedonia, Malta, Montenegro, Moldova, Monaco, Netherlands, Norway, Poland, Portugal, Romania, Spain, Finland, Slovakia, Slovenia, Serbia, San Marino, Switzerland, Ukraine, Hungary, Vatican, Sweden. Geographical part of Europe: Russia, Kazakhstan Turkey, Armenia, Georgia, Azerbaijan.

Casco insurance

For constantly moving business

Together – better price!

For passenger cars we offer

Standard CASCO

Elite CASCO

Wide risk covers Insurance against sudden and unexpected events, such as fire, road accidents, vandalism, natural disasters, collision with an animal, theft or robbery, except in cases specified in the Terms and Conditions.

What is all-risk insurance?

Examples:

Contacts

Insurance claims handling

Roadside assistance

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Contacts

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Casco insurance

For constantly moving business

Together – better price!

For passenger cars we offer

Standard CASCO

Elite CASCO

Wide risk covers Insurance against sudden and unexpected events, such as fire, road accidents, vandalism, natural disasters, collision with an animal, theft or robbery, except in cases specified in the Terms and Conditions.

What is all-risk insurance?

Examples:

What should you know about the insurance?

How to apply?

Had an accident?

What are the insurance conditions?

Contacts

Insurance claims handling

Roadside assistance

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Your session at the Internet Bank has ended – we look forward to welcoming you back!

Contacts

Useful links

Legal information