When financial difficulties are encountered

We are ready to help you overcome these challenges

Long-term and sustainable cooperation with clients is one of our key goals. Since a business situation has been lately changing every day, we are ready to be your trusted business partner during both a successful period and tough times.

Even if a situation seems to be complicated, consulting a bank specialist in order to find a way out may help avoid negative consequences due to overdue payments. If you experience any difficulties with regard to fulfilment of your current financial obligations, please submit an application for a grace period for loan/leasing payments with or without maturity prolongation.

Fill in an application

Grace period. Loan/leasing payments will be deferred for chosen period and deferred payments will be proportionally added to the outstanding loan/leasing payments for the remaining agreement maturity that is not changed (in this case, the amount of monthly payments will increase after the grace period is over).
Grace period and maturity prolongation. The loan/leasing maturity will be extended for chosen period and each loan/leasing payment will be deferred for this period.
Maturity prolongation. The loan/leasing maturity will be extended for chosen period (in this case, the amount of monthly payments will decrease)

We have the right to refuse to grant your application.
A grace period is applicable only for loans, repaid amounts whereof cannot be granted repeatedly, and for leasing. If you would like to change the terms and conditions of the credit line, overdraft, direct payment loan, business credit card, guarantee limit, factoring or operational leasing, please submit your application by writing a free-form message on the Internet Bank for Business.
You should also write a free-form message if you are not satisfied with our offered grace period possibilities.
The application is not applicable for private persons’ loans or leasing – if you have such, you may submit an application for a grace period of payments through the Internet Bank for private clients.
A grace period is applicable only to the payment of principal of loan/leasing – you will continue paying the interest, insurance premiums and other payments as per the agreement.
We would like to note that the credit history of the customer has a direct influence on the credit terms and sometimes can reduce possibility of obtaining a credit in future.