Business Gold Credit Card

Please be informed that starting from 24th September Swedbank is expanding collaboration with our long-term partner Mastercard.

  • As of this date, we will issue new Business Gold credit cards as Mastercard cards.
  • If you are holder of VISA Business Gold credit card which expires in or before 09/2020 it will be still renewed to VISA Business Gold credit card, but if credit card expires in or after 10/2020 it will be renewed to MasterCard Business Gold credit card.

Information for VISA cardholders here

New design!

Card with extra credit and secure travel for your company

  • Credit limit from EUR 300 up to EUR 32 000.
  • Pay for goods and services, make transfers directly from a credit card account.
  • Travel insurance included for the card holder and his/her three colleagues.
  • Access to airport lounges with LoungeKey™.
  • New! Mobile contactless payments - pay with your phone.
Apply for card   Comparison of bank cards

Information regarding potential risks

Improper fulfilment of your financial obligations increases your funding costs and can negatively affect your credit history. Moreover, if the agreement is terminated due to a material violation on your side, forced debt recovery may be launched and you may lose your ownership right to the pledged property.

  • Transfer money, make payments and withdraw cash in ATMs directly from credit limit account. Note. For a credit transfer or cash withdraw interest is calculated from the moment of transaction.
  • Several cards for employees can be ordered and linked to the same account to use one credit limit.
  • Cash depositing to credit card account available at „Swedbank” ATM’s.
  • For contactless payments with smart devices a card can be added to supported e-wallets.
  • Contactless payments with card up to EUR 50 without PIN entry. For contactless payments abroad limits can differ from country to country.
  • Paying in online stores requires the card to be registered for secure internet shopping.

New cards are issued with the default limits.

Individual usage limits and rights can be set and modified via Internet Bank and Mobile Bank for each cardholder:

  • Allow or disable various card transactions like payments (including contactless), withdrawals, deposits on the Internet Bank by a user having profile “All transactions and agreements” to a card account or company’s legal representative having the sole right of representation according to the commercial register.
  • Contactless functionality can be disabled or enabled on Internet bank also by a user having profile “All transactions” to the card account.
  • The card can only be issued to companies that have operated for at least six months.
  • When applying for a credit card, you must specify the desired credit limit, card holder(s), purchase and cash withdrawal limits.
  • Depending on the company’s turnover and credit history, the minimum credit limit is 300 € and the maximum 32 000 €.
  • Please be aware that during limit granting process some additional documents could be requested. For example your last annual report if it is not submitted to the commercial register. The submitted balance and income statement must not be older than 12 months.
  • The card will be delivered to a branch of your choice within up to 5-10 business days.
  • The agreement must be signed by legal representative and after that the card could picked up in branch by card holder (for visiting the branch pre-registration via Internet bank or tel. 1633 is required).

Business Debit Card

Contactless Mastercard

Name of service or transaction Fee, EUR / Limit
The card is valid for 3 years if ordered until 2020-09-23
4 years if ordered starting from 2020-09-24
Card issuance fee1 Until 2020-09-23 EUR 10
Starting from 2020-09-24 EUR 5 (as well applied for renewed card issuance)
Card issuance fee, where the card can be used for cash depositing transactions only1 Until 2020-09-23 EUR 8
Starting from 2020-09-24 EUR 5 (as well applied for renewed card issuance)
Monthly card administration fee2 EUR 2
Monthly card administration fee, where the card can be used for cash depositing transactions only2, 3 EUR 0.50
Replacement of card in case it is lost or damaged. Change of the card and PIN code at the customer’s request Until 2020-09-23 EUR 5.79
Starting from 2020-09-24 EUR 5
Delivery of card by post1:
In Lithuania Free of charge
Abroad Until 2020-09-23 EUR 5.79
Starting from 2020-09-24 Free of charge
Collection of card in a Swedbank, AB branch1 Until 2020-11-30 EUR 1.45
Starting from 2020-12-01 EUR 5
Cash withdrawal
At Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs 0.5 %, min. EUR 0.58
In branches of other banks and other than Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs 2 %, min. EUR 2.90
In service provision points of other partners4 0.5 %, min. EUR 0.87
Cash depositing in Swedbank, AB ATM 0.07 %
Currency Exchange fee when transaction is made not in euro5 2,45 %
Checking the account balance at ATMs (which have this technical capacity) Free of charge
Payment of invoices in Swedbank, AB ATM Free of charge
Change of PIN code in Swedbank, AB ATM Free of charge
Blocking of lost card Free of charge
Security programme Free of charge
Receipt of an invoice copy at the customer’s request:
For payments by card in Lithuania EUR 1.45
For payments by card abroad EUR 5.79
Standard limits of transactions6
Maximum total daily amount for payments by card for goods and services EUR 8, 700
Maximum total daily amount for cash withdrawal EUR 2, 900
Maximum total monthly amount for cash depositing at ATMs of Swedbank, AB7 EUR 15, 000
Maximum total daily amount for payments in ATMs EUR 2, 900
Security programme terms and conditions
Period of time for reporting about card blocking 24 hours
Maximum amount of loss a bank client is not compensated EUR 28.96
Maximum amount of loss a bank client is compensated Standard daily limit of transactions (payment for goods and services)

1The fee is deducted from the client’s bank account at the time of card activation.
2Monthly card administration fee is deducted from the client’s bank account for the current month on the 15th day of every month after the activation of a new or renewed card.
3If a card which could be used for cash depositing transactions only is granted the right to perform other transactions in the Swedbank internet bank for corporate customers or in the bank’s office as well (for instance, cash withdrawal, payment for goods and services, etc.), in such case, the card will be subject to a monthly card administration fee.
4For more details about partners that provide cash withdrawal services for cards issued by Swedbank, AB visit website www.swedbank.lt.
5When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. The currency exchange calculator provided here can be used to calculate exchange fees.
6At the client’s request, standard daily limits of transaction and periodicity can be changed.
7Upon the Bank’s approval, a bigger than standard limit for depositing cash at ATMs of Swedbank, AB may be set, which is valid until the date of expiry of the card.


Business Credit Card

Valid for Visa and Mastercard cards

Starting from 2020-09-24 Mastercard cards are ordered and issued

New Visa credit cards are not ordered and issued from 2020-09-24, and cards which expire or be lost/stolen will be renewed/replaced only to Mastercard credit card.
Name of service or transaction Fee, EUR / Limit
The card is valid for 3 years1
Card issuance fee2 Until 2020-09-23 EUR 15
Starting from 2020-09-24 EUR 5 (as well applied for renewed card issuance)
Monthly card administration fee3 EUR 3
Replacement of card in case it is lost or damaged. Change of the card and PIN code at the customer’s request Until 2020-09-23 EUR 5.79
Starting from 2020-09-24 EUR 5
Cash withdrawal
At Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs 2%, min. EUR 2.03
In branches of other banks and other than Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs 2%, min. EUR 2.90
In service provision points of other partners4 2%, min. EUR 2.03
Cash depositing in Swedbank, AB ATM 0.07%
Checking the account balance at ATMs (which have this technical capacity) Free of charge
Credit limit
Granting of credit limit Free of charge
Credit limit interest rate 18%
Deadline for repayment of used credit The 1st day of the next month
Period for free of charge credit5 Until the nearest credit repayment date
Share of the used credit that must be repaid on a monthly basis 0% or 5%6
Minimum amount of credit limit EUR 300
Currency Exchange fee when transaction is made not in euro7 2,45 %
Change of PIN code in Swedbank, AB ATM Free of charge
Blocking of lost card Free of charge
Unblocking card, when it was blocked due to non-repaid used credit EUR 5.79
Security programme Free of charge
Receipt of an invoice copy at the customer’s request:
For payments by card in Lithuania EUR 1.45
For payments by card abroad EUR 5.79
Standard limits of transactions8
Maximum total daily amount for payments by card for goods and services EUR 8, 700
Maximum total daily amount for cash withdrawal EUR 2, 900
Maximum total monthly amount for cash depositing at ATMs of Swedbank, AB9 EUR 15, 000
Security programme terms and conditions
Period of time for reporting about card blocking 24 hours
Maximum amount of loss a bank client is not compensated EUR 28.96
Maximum amount of loss a bank client is compensated Standard daily limit of transactions (payment for goods and services)

1All other issued cards linked to the same credit limit account shall have the same expiry date as the first issued card. For this reason, if a new card is issued at a later date, its period of validity will be less than 3 years.
2The fee is deducted from the client’s bank account at the time of card activation.
3Monthly card administration fee is deducted from the client’s bank account for the current month on the 15th day of every month after the activation of a new or renewed card.
4For more details about partners that provide cash withdrawal services for cards issued by Swedbank, AB visit website www.swedbank.lt.
5It is a period during which no interest rate is paid for unused funds of the credit which were paid for purchases and services by paying by card. This period is set from the moment the funds of the credit are debited to the nearest date of credit repayment.
6To be set individually.
7When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. The currency exchange calculator provided here can be used to calculate exchange fees.
8At the client’s request, standard daily limits of transaction and periodicity can be changed. Transactions in the credit limit account without using a card are subject to the limits of transactions specified in the Agreement on the Provision of Electronic Services.
9Upon the Bank’s approval, a bigger than standard limit for depositing cash at ATMs of Swedbank, AB may be set, which is valid until the date of expiry of the card.


Business Gold Credit Card

Valid for Visa and Mastercard cards

Starting from 2020-09-24 Mastercard cards are ordered and issued

New Visa credit cards are not ordered and issued from 2020-09-24, and cards which expire or be lost/stolen will be renewed/replaced only to Mastercard credit card.
Name of service or transaction Fee, EUR / Limit
The card is valid for 3 years1
Card issuance fee2 Until 2020-09-23 EUR 30
Starting from 2020-09-24 EUR 15 (as well applied for renewed card issuance)
Monthly card administration fee3 EUR 10
Replacement of card in case it is lost or damaged. Change of the card and PIN code at the customer’s request Until 2020-09-23 EUR 5.79
Starting from 2020-09-24 EUR 5
Cash withdrawal
At Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs 2%, min. EUR 2.03
In branches of other banks and other than Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs 2%, min. EUR 2.90
In service provision points of other partners4 2%, min. EUR 2.03
Cash depositing in Swedbank, AB ATM 0.07%
Checking the account balance at ATMs (which have this technical capacity) Free of charge
Credit limit
Granting of credit limit Free of charge
Credit limit interest rate 15%
Deadline for repayment of used credit 10th day of the next month
Period for free of charge credit5 Until the nearest credit repayment date (until the 41st day)
Share of the used credit that must be repaid on a monthly basis 0%
Minimum amount of credit limit EUR 300
Currency Exchange fee when transaction is made not in euro6 2,45 %
Change of PIN code in Swedbank, AB ATM Free of charge
Blocking of lost card Free of charge
Unblocking card, when it was blocked due to non-repaid used credit EUR 5.79
Security programme Free of charge
Travel insurance Free of charge
Priority Pass card issuance (only with Visa card) Free of charge
Visit to LoungeKey (with Gold Business Credit Card Mastercard) or Priority Pass (with Priority Pass Card issued with Visa Business Credit Card) airport lounges7 EUR 28
Receipt of an invoice copy at the customer’s request:
For payments by card in Lithuania EUR 1.45
For payments by card abroad EUR 5.79
Standard limits of transactions8
Maximum total daily amount for payments by card for goods and services EUR 8,700
Maximum total daily amount for cash withdrawal EUR 2, 900
Maximum total monthly amount for cash depositing at ATMs of Swedbank, AB9 EUR 15, 000
Security programme terms and conditions
Period of time for reporting about card blocking 24 hours
Maximum amount of loss a bank client is not compensated EUR 28.96
Maximum amount of loss a bank client is compensated Standard daily limit of transactions (payment for goods and services)
Travel insurance protection measures and insurance amounts10
Medical insurance
Treatment and transport costs EUR 500, 000
Emergency dental care EUR 200
Acquisition of additional medical aid tools EUR 200
Accident insurance
Death of the insured due to an accident EUR 10, 000
Trauma insurance EUR 10, 000
Personal belongings insurance EUR 2, 000
Travel protection insurance
Changes in route / schedule (including cancelling or discontinuation) EUR 2, 000
Change of flight ticket EUR 150
Departure delay:
For more than 4 h EUR 150
For more than 24 h EUR 300
Luggage delay for more than 4 h EUR 1, 000
Civil liability and legal assistance insurance
Civil liability EUR 20, 000
Legal assistance EUR 1, 000
Deposit EUR 3, 000

1All other issued cards linked to the same credit limit account shall have the same expiry date as the first issued card. For this reason, if a new card is issued at a later date, its period of validity will be less than 3 years.
2The fee is deducted from the client’s bank account at the time of card activation.
3Monthly card administration fee is deducted from the client’s bank account for the current month on the 15th day of every month after the activation of a new or renewed card.
4For more details about partners that provide cash withdrawal services for cards issued by Swedbank, AB visit website www.swedbank.lt.
5It is a period during which no interest rate is paid for unused funds of the credit which were paid for purchases and services by paying by card. This period is set from the moment the funds of the credit are debited to the nearest date of credit repayment.
6When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. The currency exchange calculator provided here can be used to calculate exchange fees.
7For one visit per person in the airport’s lounge. The is not set by Swedbank, AB, but by a third party providing the respective service (LoungeKey or Priority Pass), to which a fee of the specified amount is paid. In case of Priority Pass service, the fee is debited from the customer's account and transferred to a third party by Swedbank, AB.
8At the client’s request, standard daily limits of transaction and periodicity can be changed. Transactions in the credit limit account without using a card are subject to the limits of transactions specified in the Agreement on the Provision of Electronic Services.
9Upon the Bank’s approval, a bigger than standard limit for depositing cash at ATMs of Swedbank, AB may be set, which is valid until the date of expiry of the card.
10More details about terms and conditions of insurance services are provided on the bank’s website.


Fees charged for temporary ATM card

Name of service of transaction Fee
The card is valid Until the next nearest month after the last day of the month in which a temporary ATM card was issued
Card administration fee EUR 3
Cash withdrawal in Swedbank, AB ATM in Lithuania 0.5%, min. EUR 0.58
Cash depositing in Swedbank, AB ATM in Lithuania 0.07%
Blocking the card in case it is lost Free of charge
Standard limits of transactions1
Maximum total daily amount of cash withdrawal1 EUR 870
Maximum total monthly amount for cash depositing at ATMs of Swedbank, AB EUR 10, 000

1At the client’s request, total limits for daily transactions can be modified.

Business Gold Credit Card agreement terms and conditions

Insurance terms and conditions

Travel insurance product information document

Regarding the terms of use of LoungeKey™ and Boingo services

  • Card purchases have an interest free period of up to 41 days Calculation will start from the time of purchase until the 10st date of the following month.
  • Any credit limit spent and not repaid by the 10th date is automatically transferred from the current account linked to the credit card. Interest starts to accrue if the current account lacks funds for automatic repayment of the whole amount used.
  • Optionally, you can pay additional own funds into the credit card account to increase the limit available on the card, or repay the outstanding limit at any time.
  • In order to obtain complete information about the transactions, one must take account of the statuses assigned to each type of transaction. Details of all transactions already debited are available in the credit card’s account statement, whereas purchases that have the interest-free period are in the list of the same account’s reservations.

If you suspect you have lost your card, you can temporarily disable it via the Internet Bank or through our mobile app (Android only). You have 10 days to reopen your card if you should find it or it will be automatically closed.

If a bank card is stolen, it must be closed immediately. You could do it by yourself in Internet Bank in case You are Internet Bank user and have access rights to card’s servicing account. Or you could do it by calling our business client consultation center on by short number 1633 or at any time (8 5) 268 4820. From abroad you can call by number +370 5 268 4422 or +370 5 268 4820.

If your card is lost or stolen abroad and you are unable to contact us, you can block the card by calling the 24-hour Visa help centre +1 410 581 9994.

In case of a new credit card, the PIN is issued in a separate envelope when you collect it at branch.

Renewed cards will have their former PIN.

If you would like to secure PIN then you can change it in Swedbank ATMs in Lithuania.

In security reasons it is allowed to insert PIN wrongly only 2 times. After 3rd time PIN will be automatically blocked:

  • If you block your PIN in POS then you can unblock it in ATM by inserting the correct one in first time.
  • If you block your PIN in ATM or can’t remember the PIN, you need to order the new card.

You can dispute a card transaction sending the bank message, call to consultation center +370 5 268 4422 or turn to nearest branch if:

  • you discover that your account statement includes transactions for which you did not aware of or not reach an agreement with the merchant or service provider.
  • an ATM fails to make a deposit or a withdrawal. For instance, in cases when an ATM does not issue cash upon withdrawal, but the sum is debited from the account or when a deposit is not added to your account.

You should apply to the bank no later than within 60 days after transaction date by filling application.

Note! If You will apply later Bank has a right to reject application and not to initiate investigation.

More information: General rules of claims investigation in Swedbank.

  • Many expenses connected with unwanted travel changes like:
    • flight cancellations
    • delays
    • travel interruption
    • etc.
  • Lost or stolen luggage
  • Injuries while traveling
  • Need for legal assistance
  • Trip cancellation due to illness
  • And other situations

The credit card includes an extensive travel insurance package, which applies to the card holder as well as 3 colleagues travelling with him/her across the whole world.

The sums insured apply for all insurance cases, regardless of how many times they occur during the trip.

The travel insurance is provided by Swedbank P&C Insurance AS branch in Lithuania.

Worldwide airport experiences delivered directly via Business Gold credit card.

Card holder can now access hundreds of airport lounges around the world, regardless of airline or flight class.

  • Business Gold credit card is access key, with no other cards needed
  • Manage your visits easily in the LoungeKey™ app
  • Complimentary amenities at select lounges mean the luxury of escaping the hustle and bustle of the airport terminal
  • The list of LoungeKey™ lounges available and further information about the program can be found on the LoungeKey™ website and app:
    For all Business Gold Credit card users

Make the most of the comforts of a LoungeKey™ airport lounge.

When you arrive at the lounge, be sure to mention you have LoungeKey™ membership. You will then need to present Business Gold credit card or LoungeKey™ Digital Card and boarding pass to gain entry. Your card will be swiped or scanned to register a visit.

Download the app, register and manage visits:

  • view airport lounges available to you,
  • access your Digital Card and hundreds of discount offers,
  • track your visit entitlement and visit usage,
  • see the lounges you have visited.

The offer of Vilnius International Airport is available here.

Lounge visit fees:

  • For Business Gold credit card holders - 28 EUR per visit
  • For persons accompanying Business Gold credit card holders as a guest - 28 EUR per visit

Important!

Fee for visit will be charged from Business Gold credit limit account when entering the lounge.

You can find the terms and conditions on LoungeKey.com or the mobile app.

Boingo Wi-Fi for MasterCard® Cardholders: share unforgettable experiences with premium quality Wi-Fi access at more than 1 million hotspots worldwide, at no added cost to Business Gold credit card cardholder.

  • Stay connected on up to four devices including mobile phones, tablets and laptops.
  • Save time and spare the hassle with the Boingo Wi-Finder mobile app – it helps you locate nearby hotspots and gets you connected in just a few clicks.
  • Access 24/7 customer support via email, phone, chat and social media.
  • Locate accessible hotspots by visiting http://wifi.boingo.com or downloading the Mastercard Boingo Wi-Finder app. Find the map of hotspots on the website or use the Wi-Finder hotspot locator in the mobile app.
  • Register your card only once and after that connections will be automatic.

*Terms and conditions apply. Boingo Wi-Fi for Mastercard® for Cardholders services provided by Boingo Wireless, Inc. See mastercard.boingo.com for full details.

Avis

Join Avis President’s Club for an even greater level of service, discounts and benefits

Hertz

Join Hertz Gold Plus Rewards for upgrades and up to 15% off all rentals

Hotels.com

Valuable deals for bookings at independent and local chain hotels around the world.

Avis

Gold Business credit cardholders can now enjoy complimentary Avis Preferred membership, which includes a car upgrade with every reservation (subject to availability) and up to 20% discount on all car rentals.

Gold Business credit card holders can access Avis Preferred membership benefits in 3 easy steps.

Step 1:

Register on the website www.avispreferred.eu using your email address, and enter the promotional code Mastercard World Elite*.

Each cardholder can only register once. The cardholder then completes the registration form on the following pages.

During the enrolment process, cardholders are asked to register their Mastercard Gold Business Credit Card and driving license number to complete the registration.

Step 2:

Membership confirmation is sent to cardholders from Avis Preferred with their unique membership number. The details will be delivered after the first car rental.

Step 3:

To rent a car, enter membership number and book here.

Offer validity period:
Ongoing until further notice

In collaboration with:

*Please note this cannot be used in conjunction with any other promotion.
Full terms and conditions can be found here.

Hertz

Join the prestigious Hertz Gold Plus Rewards programme with your Gold Business credit card and enjoy the following benefits:

  • Up to 15% discount on every car booked
  • Free one car class upgrade at participating locations (subject to availability)
  • Earn 500 Gold Plus Rewards bonus points upon enrolment
  • Free additional driver (spouse or domestic partner)
  • Bypass the queues and the counters at more than 50 of the world’s busiest airports
  • Expedited reservations, pick-ups and returns
  • Expedited Gold service at over 1,000 locations worldwide
  • Earn Gold Plus Rewards® Points for free car rental days around the world
  • 25% discount on child seats

Gold Business credit card holders can access Hertz Gold Plus Rewards benefits in 4 easy steps.

Step 1: Register at Hertz Gold Plus Rewards here. Each cardholder may only register once.

Step 2: After registering, cardholders receive e-mail confirmation with their unique membership number and can print their membership card

Step 3: Make reservations here and enter membership number and print upgrade voucher

Step 4: On collection of vehicle, present membership number and Hertz Gold Plus Rewards Membership card at Hertz Desk

Offer validity period:
Valid until 31 December 2020

In collaboration with:

Terms and conditions for rental can be found here.

Hotels.com

Hotels.com is a leading provider of hotel accommodation worldwide, offering booking services through its own network of localized websites and telephone call centres.

A special offer for Mastercard World Elite Cardholders:

  • 8%* off bookings at independent & local chain hotels

When booking hotel, use code MASTERCARD8 and pay with Mastercard Gold Business credit card to enrol for the discount.

Offer validity period:
Book by 31 March 2021 for completed stays up to 30 September 2021

In collaboration with:

*List of excluded hotel brands see here.
Full terms and conditions can be found here.

Back

Your company's financial security is one of Swedbank's top priorities. We encourage you to be responsible users of payment cards and to observe the security conditions for payment cards usage.

  • Only the cardholder - the person whose name appears on the card - may use the card. Do not let anyone, even a close person, to use the card issued in another person’s name.
  • Make sure that you as a cardholder always know where your payment card is.
  • If you pay by card, do not let the person serving you take it to a back room on their own because card data may be stolen.
  • Always check the transaction amount that you approve with the card.
  • Check card transactions regularly via Business Internet Banking or the Swedbank mobile app. If any transaction seems suspicious, please contact the bank immediately.
  • It is not recommended to send card number by post or disclose it over the telephone when making a purchase because card data may be misused for fraudulent transactions but, if there are no other options, please be extra careful.
  • Be careful when using the ATMs of other banks. Some ATMs return payment card before dispensing the money. Make sure that you collect your payment card and the requested amount of cash before you leave the ATM.
  • When a cardholder gets a new card, they will also receive a PIN that is known only to them. Renewed cards will keep their former PIN.
  • Do not tell or show the PIN to anyone, not even to bank employees.
  • Memorise it, do not write down the PIN on the card or anywhere else where it can be seen by others.
  • For payment approval, try to enter the PIN so that no one else can see it. The card can be stolen and be used by somebody else. If the card with PIN code is used by a thief, it is the customer’s own responsibility.
  • If you suspect that the PIN has become known to someone else or if the bank has notified you of the need to change your PIN, the cardholder must change it immediately. It can be done at any Swedbank ATM. When selecting new PIN, do not re-use your old PIN.
  • Do not use identical PIN codes for different cards for the ease of memorising them.
  • If a payment card is lost or stolen, it must be closed immediately. This can be done on your own Internet Bank or the mobile app, by calling our business client consultation center on short number 1633 or at any time (8 5) 268 4820. From abroad you can call the number +370 5 268 4422 or +370 5 268 4820. For security reasons, we advise cardholders to keep Swedbank's phone numbers in their phone's memory.
  • If your card is lost or stolen abroad and you are unable to contact us, you can block the card by calling the 24-hour MasterCard card foreign helpline +1 636 722 7111 (charged) or VISA card 24h international assistance line on +1 410 581 9994 (charged).

Debit card with credit card features.

A card enabling additional money for your company that can also be used to pay bills.

Contact

In case of an insured event, please contact our claims handling.

„Swedbank P&C Insurance AS Lithuania branch, Konstitucijos pr. 20A, Vilnius, 09321

+370 5 268 4444

zalos@swedbank.lt