Business Debit Card

Order the card to your company's contact address

• Sending the card via mail is free of charge within Lithuania.
• Make sure that your company's contact address is correct before ordering the card.
• Your company's contact address changes automatically if you change the card delivery address.

• Business Debit Card. Conditions and fees.

  • Business Debit Card
  • Business Credit Card
  • Business Gold Credit Card
  • Fees charged for temporary ATM card

  
  

  Business Debit Card

  Contactless Mastercard

  Applies to cards issued from 01-10-2016.

  Name of service or transaction	Fee, EUR / Limit
  The card is valid for	3 years
  Card issuance fee 1	EUR 10
  Card issuance fee, where the card can be used for cash depositing transactions only 1	EUR 8
  Card renewal fee	Free of charge
  Monthly card administration fee 2	EUR 2
  Monthly card administration fee, where the card can be used for cash depositing transactions only 2, 3	EUR 0.50
  Replacement of card in case it is lost or damaged. Change of the card and PIN code at the customer’s request	EUR 5.79
  Delivery of card by post1:
  In Lithuania	Free of charge
  Abroad	EUR 5.79
  Collection of card in a Swedbank, AB branch 1, 4	EUR 1.45
  Cash withdrawal
  At Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs	0.5 %, min. EUR 0.58
  In branches of other banks and other than Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs	2 %, min. EUR 2.90
  In service provision points of other partners 5	0.5 %, min. EUR 0.87
  Cash depositing in Swedbank, AB ATM	0.07 %
  Currency Exchange fee when transaction is made not in euro 6	2,45 %
  Checking the account balance at ATMs (which have this technical capacity)	Free of charge
  Payment of invoices in Swedbank, AB ATM	Free of charge
  Change of PIN code in Swedbank, AB ATM	Free of charge
  Blocking of lost card	Free of charge
  Security programme	Free of charge
  Receipt of an invoice copy at the customer’s request:
  For payments by card in Lithuania	EUR 1.45
  For payments by card abroad	EUR 5.79
  Standard limits of transactions 7
  Maximum total daily amount for payments by card for goods and services	EUR 8, 700
  Maximum total daily amount for cash withdrawal	EUR 2, 900
  Maximum total monthly amount for cash depositing at ATMs of Swedbank, AB (Valid from 2018.08.01) 8	EUR 15, 000
  Maximum total daily amount for payments in ATMs	EUR 2, 900
  Security programme terms and conditions
  Period of time for reporting about card blocking	24 hours
  Maximum amount of loss a bank client is not compensated	EUR 28.96
  Maximum amount of loss a bank client is compensated	Standard daily limit of transactions (payment for goods and services)

  ¹ The fee is deducted from the client’s bank account at the time of card activation.
  ² Monthly card administration fee is deducted from the client’s bank account for the current month on the 15th day of every month after the activation of a new or renewed card.
  ³ If a card which could be used for cash depositing transactions only is granted the right to perform other transactions in the Swedbank internet bank for corporate customers or in the bank’s office as well (for instance, cash withdrawal, payment for goods and services, etc.), in such case, the card will be subject to a monthly card administration fee.
  ⁴ The fee is charged only to cards issued from 01-07-2017.
  ⁵ For more details about partners that provide cash withdrawal services for cards issued by Swedbank, AB visit website www.swedbank.lt.
  ⁶ When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
  ⁷ At the client’s request, standard daily limits of transaction and periodicity can be changed.
  ⁸ Upon the Bank’s approval, a bigger than standard limit for depositing cash at ATMs of Swedbank, AB may be set, which is valid until the date of expiry of the card.

  Business Credit Card

  Visa

  Applies to cards issued from 01-10-2016.

  Name of service or transaction	Fee, EUR / Limit
  The card is valid for	3 years 1
  Card issuance fee 2	EUR 15
  Card renewal fee	Free of charge
  Monthly card administration fee 3	EUR 3
  Replacement of card in case it is lost or damaged. Change of the card and PIN code at the customer’s request	EUR 5.79
  Cash withdrawal
  At Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs	2%, min. EUR 2.03
  In branches of other banks and other than Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs	2%, min. EUR 2.90
  In service provision points of other partners 4	2%, min. EUR 2.03
  Cash depositing in Swedbank, AB ATM	0.07%
  Checking the account balance at ATMs (which have this technical capacity)	Free of charge
  Credit limit
  Granting of credit limit	Free of charge
  Credit limit interest rate	18%
  Deadline for repayment of used credit	The 1st day of the next month
  Period for free of charge credit 5	Until the nearest credit repayment date
  Share of the used credit that must be repaid on a monthly basis	0% or 5% 6
  Minimum amount of credit limit	EUR 300
  Currency Exchange fee when transaction is made not in euro 7	2,45 %
  Change of PIN code in Swedbank, AB ATM	Free of charge
  Blocking of lost card	Free of charge
  Unblocking card, when it was blocked due to non-repaid used credit	EUR 5.79
  Security programme	Free of charge
  Receipt of an invoice copy at the customer’s request:
  For payments by card in Lithuania	EUR 1.45
  For payments by card abroad	EUR 5.79
  Standard limits of transactions 8
  Maximum total daily amount for payments by card for goods and services	EUR 8, 700
  Maximum total daily amount for cash withdrawal	EUR 2, 900
  Maximum total monthly amount for cash depositing at ATMs of Swedbank, AB (Valid from 2018.08.01) 9	EUR 15, 000
  Security programme terms and conditions
  Period of time for reporting about card blocking	24 hours
  Maximum amount of loss a bank client is not compensated	EUR 28.96
  Maximum amount of loss a bank client is compensated	Standard daily limit of transactions (payment for goods and services)

  ¹ All other issued cards linked to the same credit limit account shall have the same expiry date as the first issued card. For this reason, if a new card is issued at a later date, its period of validity will be less than 3 years.
  ² The fee is deducted from the client’s bank account at the time of card activation.
  ³ Monthly card administration fee is deducted from the client’s bank account for the current month on the 15th day of every month after the activation of a new or renewed card.
  ⁴ For more details about partners that provide cash withdrawal services for cards issued by Swedbank, AB visit website www.swedbank.lt.
  ⁵ It is a period during which no interest rate is paid for unused funds of the credit which were paid for purchases and services by paying by card. This period is set from the moment the funds of the credit are debited to the nearest date of credit repayment.
  ⁶ To be set individually.
  ⁷ When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
  ⁸ At the client’s request, standard daily limits of transaction and periodicity can be changed. Transactions in the credit limit account without using a card are subject to the limits of transactions specified in the Agreement on the Provision of Electronic Services.
  ⁹ Upon the Bank’s approval, a bigger than standard limit for depositing cash at ATMs of Swedbank, AB may be set, which is valid until the date of expiry of the card.

  Business Gold Credit Card

  Visa Gold

  Applies to cards issued from 01-10-2016.

  Name of service or transaction	Fee, EUR / Limit
  The card is valid for	3 years 1
  Card issuance fee 2	EUR 30
  Card renewal fee	Free of charge
  Monthly card administration fee 3	EUR 10
  Replacement of card in case it is lost or damaged. Change of the card and PIN code at the customer’s request	EUR 5.79
  Cash withdrawal
  At Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs	2%, min. EUR 2.03
  In branches of other banks and other than Swedbank, AB, Swedbank AS (Estonia), Swedbank AS (Latvia) and Swedbank (Sweden) ATMs	2%, min. EUR 2.90
  In service provision points of other partners 4	2%, min. EUR 2.03
  Cash depositing in Swedbank, AB ATM	0.07%
  Checking the account balance at ATMs (which have this technical capacity)	Free of charge
  Credit limit
  Granting of credit limit	Free of charge
  Credit limit interest rate	15%
  Deadline for repayment of used credit	10th day of the next month
  Period for free of charge credit 5	Until the nearest credit repayment date (until the 41st day)
  Share of the used credit that must be repaid on a monthly basis	0%
  Minimum amount of credit limit	EUR 300
  Currency Exchange fee when transaction is made not in euro 6	2,45 %
  Change of PIN code in Swedbank, AB ATM	Free of charge
  Blocking of lost card	Free of charge
  Unblocking card, when it was blocked due to non-repaid used credit	EUR 5.79
  Security programme	Free of charge
  Travel insurance	Free of charge
  Personal travel planning	Free of charge
  Priority Pass card
  Issuance	Free of charge
  Fee for use of the service 7	USD 27 (valid until 2019.10.31) EUR 28 (valid from 2019.11.01)
  Receipt of an invoice copy at the customer’s request:
  For payments by card in Lithuania	EUR 1.45
  For payments by card abroad	EUR 5.79
  Standard limits of transactions 8
  Maximum total daily amount for payments by card for goods and services	EUR 8,700
  Maximum total daily amount for cash withdrawal	EUR 2, 900
  Maximum total monthly amount for cash depositing at ATMs of Swedbank, AB 9	EUR 15, 000
  Security programme terms and conditions
  Period of time for reporting about card blocking	24 hours
  Maximum amount of loss a bank client is not compensated	EUR 28.96
  Maximum amount of loss a bank client is compensated	Standard daily limit of transactions (payment for goods and services)
  Travel insurance protection measures and insurance amounts 10
  Medical insurance
  Treatment and transport costs	EUR 500, 000
  Emergency dental care	EUR 200
  Acquisition of additional medical aid tools	EUR 200
  Accident insurance
  Death of the insured due to an accident	EUR 10, 000
  Trauma insurance	EUR 10, 000
  Personal belongings insurance	EUR 2, 000
  Travel protection insurance
  Changes in route / schedule (including cancelling or discontinuation)	EUR 2, 000
  Change of flight ticket	EUR 150
  Departure delay:
  For more than 4 h	EUR 150
  For more than 24 h	EUR 300
  Luggage delay for more than 4 h	EUR 1, 000
  Civil liability and legal assistance insurance
  Civil liability	EUR 20, 000
  Legal assistance	EUR 1, 000
  Deposit	EUR 3, 000

  ¹ All other issued cards linked to the same credit limit account shall have the same expiry date as the first issued card. For this reason, if a new card is issued at a later date, its period of validity will be less than 3 years.
  ² The fee is deducted from the client’s bank account at the time of card activation.
  ³ Monthly card administration fee is deducted from the client’s bank account for the current month on the 15th day of every month after the activation of a new or renewed card.
  ⁴ For more details about partners that provide cash withdrawal services for cards issued by Swedbank, AB visit website www.swedbank.lt.
  ⁵ It is a period during which no interest rate is paid for unused funds of the credit which were paid for purchases and services by paying by card. This period is set from the moment the funds of the credit are debited to the nearest date of credit repayment.
  ⁶ When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ or „Visa Europe Services Inc“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist.
  ⁷ For one visit per person in the airport’s lounge.
  ⁸ At the client’s request, standard daily limits of transaction and periodicity can be changed. Transactions in the credit limit account without using a card are subject to the limits of transactions specified in the Agreement on the Provision of Electronic Services.
  ⁹ Upon the Bank’s approval, a bigger than standard limit for depositing cash at ATMs of Swedbank, AB may be set, which is valid until the date of expiry of the card.
  ¹⁰ More details about terms and conditions of insurance services are provided on the bank’s website.

  Fees charged for temporary ATM card

  Name of service of transaction	Fee
  The card is valid	Until the next nearest month after the last day of the month in which a temporary ATM card was issued
  Card administration fee	EUR 3
  Cash withdrawal in Swedbank, AB ATM in Lithuania	0.5%, min. EUR 0.58
  Cash depositing in Swedbank, AB ATM in Lithuania	0.07%
  Blocking the card in case it is lost	Free of charge
  Standard limits of transactions 1
  Maximum total daily amount of cash withdrawal 1	EUR 870
  Maximum total monthly amount for cash depositing at ATMs of Swedbank, AB (Valid from 2018.08.01)	EUR 10, 000

  ¹ At the client’s request, total limits for daily transactions can be modified.

Debit Card agreement terms and conditions