Business Credit Card

A card enabling additional money for your company that can also be used to pay bills

  • Make transfers via Internet Bank and Mobile app directly from your credit card account.
  • Paying for goods and services, including at online stores.
  • Deposit money into your company’s account via Swedbank’s ATMs across Lithuania.

Information regarding potential risks

Improper fulfilment of your financial obligations increases your funding costs and can negatively affect your credit history; moreover, if the agreement is terminated due to a material violation on your side, forced debt recovery may be launched and you may lose your ownership right to the pledged property.

A credit limit of 300-15 000 €.

There is an interest-free period of up to 31 days (from the purchase until the payment date) when paying by card. Interest is calculated from the moment you make a credit transfer or withdraw cash from your credit card account.

It is important for shopping online to be convenient and secure. In order to pay with the card online you must activate Secure Internet Shopping.

Activate Secure Internet Shopping

Several cards can be ordered and linked to a single account for employees.

Individual usage limits and rights can be set and modified via Internet Bank and Mobile Bank for each cardholder:

  • Allow or disable various card transactions like payments (including contactless), withdrawals, deposits can the Internet Bank user having profile „All transactions and ageements“ to the card account or a company’s legal representative having the sole right of representation according to the commercial register.
  • Contactless functionality can be disabled or enabled on the Internet Bank as well by a user having profile „All transactions“ to the card account.

The contactless card enables you to make purchases up to a value of 50 € without having to enter your PIN. You only need to tap the card against the payment terminal.

Contactless payments will also work abroad, limits can differ from country to country.

Contactless payment feature can be enabled or disabled. The change will take effect after one payment confirmed with PIN. If you accidentally tap the terminal two or more times, only the first tap is registered.

Time to time some smaller purchases will still need to be confirmed using your PIN.

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