Cash transactions

Where there's a need, a solution awaits

For handling your business cash in EUR, you have these convenient options:

Cash deposits at Swedbank-logo ATMs across Lithuania and cash withdrawals worldwide;
Cash collection and delivery services through our trusted partners.

The best solution for your company depends on your cash turnover volume and location.

Use your Swedbank-issued Business card for seamless cash deposits at Swedbank-logo ATMs in Lithuania. Locate the nearest ATM and check its hours here.
Every new Swedbank Business Debit or Credit card is issued with a standard monthly cash deposit limit of 15 000 EUR.
For higher limits to match your daily transactions, simply send a bank message explaining your needs. The bank will evaluate the application and possibility to increase the limit.
ATMs differ in technical capabilities. You can insert up to 100 banknotes at once for deposits.
For smooth processing, straighten and neatly stack your banknotes – free of stickers, clips, or notes – or the ATM may reject them.

Withdraw cash worldwide at any ATM accepting MasterCard.
Locate nearby Swedbank-logo ATMs and their hours here.
New Swedbank Business Debit or Credit cards is issued with a cash withdrawal limit of: 1 400 EUR.
Decrease or increase limits – via Internet Banking for Businesses or Mobile App, up to: 3 000 EUR per day.
ATMs dispense up to 850 EUR per transaction – for larger amounts, repeat the action.
Always retrieve your card and cash before leaving the ATM.
Note: Non-Swedbank-logo ATMs may charge extra fees from the service provider.

Swedbank partners with select merchants so you can withdraw cash right at checkout with your purchase. Find nearby locations here.
Transactions are in EUR only.
Availability varies by merchant – check the possibility before the purchase. Merchants may decline if their cash drawer is low.
Maximum withdrawal: 100 EUR per purchase.
Your requested cash amount adds to the purchase total, shown on the receipt, and counts toward your card purchase limit.
A service fee may apply for merchant cash withdrawals.

Streamline your company's cash flow with secure and efficient cash collection service, which includes:

Flexible collection and transport timed to your operations for maximum safety;
Expert handling, storage, and direct deposit to your designated bank account;
Smart Safe deposit boxes for convenient, on-demand deposits – collected only when full allowing for timely accounting.

Get cash delivered securely to address in Lithuania.
Trusted cash handling partners deliver EUR banknotes and coin packages tailored to your business needs.
Schedule deliveries at your preferred time and location for a seamless experience.
Boost operational safety with secure transfers – no manual handling or bank visits required.

Cash collection and delivery services are offered to Swedbank customers by trusted providers UAB BRINK'S LITHUANIA and UAB EUROCASH1. These services cover Lithuania using specialized secure vehicles.

To get more information and tailored offer, contact your preferred provider. Their representative will then reach out to discuss the next steps.

Available for Swedbank customers – to your accounts only.
Businesses depositing daily collections face no limit at cash-handling branches.
Locate the nearest cash-service branch here.
Currency exchange isn't available in person – deposit cash in EUR to your account first, then exchange. Learn more about the currency exchange here.

Companies can withdraw cash in EUR from Swedbank accounts at any cash-service branch:

This applies for amounts over 2 000 EUR;
For large cash withdrawals of 10 000 EUR or more orders must be placed by 13:00 at least two business days in advance. Application can be submitted via Swedbank Internet Banking or by phone on +370 5 268 4422.

The bank cannot accept or exchange EUR banknotes missing visible security features or clear denomination due to damage like burning, oil stains, discoloration (from paint, ink, powder, washing, etc.), or any alteration to their original colouring.
Damaged coins – scratched, mechanically altered, or changed from their original state – are also not accepted.

Depositing of cash at ATMs of Swedbank, AB	Ref. "Payment cards fees"
Depositing of cash denominated in EUR at the Bank office:
in banknotes to one's own bank account¹	0.2% of the sum paid; min EUR 5
in banknotes to “Swedbank”, AB account Note: Natural and legal persons who have contractual relations with the Bank regarding the use of financial services and who do not have a bank account at Swedbank, may deposit in cash no more than EUR 10,000 per day in order to settle with the Bank for services rendered or to fulfil existing obligations.	0.4% of the sum paid; min EUR 5
in EUR-denominated coins to one’s own bank account²	4.5% of the sum paid; min EUR 5
in EUR-denominated coins to “Swedbank”, AB account Note: Natural and legal persons who have contractual relations with the Bank regarding the use of financial services and who do not have a bank account at Swedbank, may deposit in cash no more than EUR 10,000 per day in order to settle with the Bank for services rendered or to fulfil existing obligations.	4.5% of the sum paid; min EUR 5
Withdrawal of cash at ATMs	Ref. "Credit cards fees"
Withdrawal of cash from one's bank account over-the-counter at the Bank office³
Cash withdrawal from account. Note: the minimum cash withdrawal amount is EUR 2 000 no fee is charged in the event if the balance of account denominated in EUR and worth less than EUR 5 is paid out to the customer following the closing of the bank account in question. no fee is charged when cash is withdrawn from a bank account opened with the Bank before 1 December 2001 and the sum is returned to the account upon the expiry of the maturity of the deposit in question	2% of the sum; min EUR 5
Advance order for cash in EUR To withdraw EUR 10 000 or more, you should order the cash 2 bank business days in advance by the Internet Bank message or by calling +370 5 268 4422 Note: Bank shall determine at each branch the amounts from which cash must be ordered and the time limit for order fulfilment. Note: Cash is ordered via Swedbank Internet Bank or by submitting a written request at a branch.	Free of charge
A fee for the cancellation of an advance order of cash or because of a post- due taking-out of cash	0.2% of the cancelled sum plus VAT³; max payable fee without VAT EUR 239.34; VAT EUR 50,26; with VAT EUR 289.60
Exchange of cash denominated in EUR into other denominations of the same currency⁴	4.5% of the sum paid plus VAT³; min payable fee without VAT EUR 5; VAT EUR 1.05; with VAT EUR 6.05
Re-counting of EUR banknotes without carrying out other bank operations (for a banknote)	EUR 0.05; VAT³ EUR 0.01 included
Checking of EUR banknotes without carrying out other bank operations (for a banknote)	EUR 0.05: VAT³ EUR 0.01 included
Exchange of EUR worn-out banknotes	Free of charge
Administration of collected EUR-denominated coins⁵	0.6 % of the amount plus VAT³

¹ The fee does not apply when the payment order to transfer deposited cash to one’s own account in another bank or to another customer’s account in any other bank is presented at once.

² The fee does not apply when the sum does not exceed EUR 5.

³ Value Added Tax.

⁴ The fee does not apply for the exchange of EUR-denominated coins when the sum does not exceed EUR 5.

⁵ The fee is applicable to customers whose cash is delivered to the bank using collection services provided by third parties.

Business Debit Card
Business Credit Card
Business Gold Credit Card
Fees charged for temporary ATM card

Business Debit Card

Contactless Mastercard

Name of service or transaction	Fee, EUR / Limit
The card is valid for	2 years, if card is ordered or renewed on or after October 1, 2026
Card issuance fee ^{1Disclaimer details}	EUR 5 (as well applied for renewed card issuance)
Monthly card administration fee ^{2Disclaimer details}	EUR 2
Monthly card administration fee, where the card can be used for cash depositing transactions only ^{2Disclaimer details}, ^{3Disclaimer details}	EUR 0.50
Replacement of card at the client’s request, in case of loss, damage, or other reasons preventing its use	EUR 5
Delivery of card by post	Free of charge
Collection of card in a Swedbank, AB branch ^{4Disclaimer details}	EUR 5 without VAT; EUR 1.05 ^{5Disclaimer details} Total amount payable including VAT: EUR 6.05
Urgent card delivery ^{6Disclaimer details}	EUR 30 without VAT; EUR 6.30 VAT ^{5Disclaimer details}; Total amount payable including VAT: EUR 36.30
Cash withdrawal
At ATMs marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, in service provision points of other partners ^{7Disclaimer details} and BANKOMATAS.LT ATMs	2 %, min. EUR 2
In branches of other banks and at ATMs not marked with Swedbank logo or BANKOMATAS.LT logo. Note: When using an ATM that is not marked with the ‘Swedbank’ logo, the ATM operator may charge additional fees.	2 %, min. EUR 3
Cash depositing at ATMs marked with Swedbank logo in Lithuania	0.12 %
Currency Exchange fee when transaction is made not in euro ^{8Disclaimer details}	2,45 %
Checking the account balance at ATMs (which have this technical capacity)	Free of charge
Change of PIN code at ATMs marked with Swedbank logo in Lithuania	Free of charge
Blocking of lost card	Free of charge
Security programme	Free of charge
Standard limits of transactions ^{9Disclaimer details}
Maximum total daily amount for payments by card for goods and services	EUR 8, 700
Maximum total daily amount for cash withdrawal	EUR 1,400
Maximum total monthly amount for cash depositing at ATMs marked with Swedbank logo in Lithuania ^{10Disclaimer details}	EUR 15, 000
Security programme terms and conditions
Period of time for reporting about card blocking	24 hours
Maximum amount of loss a bank client is not compensated	EUR 28.96
Maximum amount of loss a bank client is compensated	Standard daily limit of transactions (payment for goods and services)

1. The fee is deducted from the client’s bank account after card activation irrespective to delivery method. From October 1, 2026 until November 30, 2028 a 50% discount to the card issuance fee is applied. Back to content
2. Monthly card administration fee is deducted from the client’s bank account for the current month on the 15th day of every month after the activation of a new or renewed card. Back to content
3. If a card which could be used for cash depositing transactions only is granted the right to perform other transactions in the Swedbank internet bank for corporate customers or in the bank’s office as well (for instance, cash withdrawal, payment for goods and services, etc.), in such case, the card will be subject to a monthly card administration fee. Back to content
4. From October 1, 2026 until November 30, 2028 a 50% discount to the Collection of card in a Swedbank, AB branch fee is applied. Back to content
5. Value Added Tax. Back to content
6. For urgent card delivery, standard card issuance or replacement of card fee applies and fee for collection of card in a Swedbank, AB branch additionally. Depending on the method of card delivery chosen by the customer: by courier or in the branch. The card will be delivered to the bank's branch or to the address indicated by the customer in Lithuania by a courier:
- on the next working day, if the card was ordered before 1:00 p.m.;
- within two working days, if the card was ordered after 1:00 p.m.;
- a new credit card, when the credit limit has not yet been granted, after the decision on granting the credit limit has been made.
Back to content
7. For more details about partners that provide cash withdrawal services for cards issued by Swedbank, AB visit website www.swedbank.lt. Back to content
8. When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. The currency exchange calculator provided here can be used to calculate exchange fees. Back to content
9. At the client’s request, standard daily limits of transaction and periodicity can be changed. Back to content
10. Upon the Bank’s approval, a bigger than standard limit for depositing cash at ATMs marked with Swedbank logo, AB may be set. Back to content

Business Credit Card

Contactless Mastercard

Name of service or transaction	Fee, EUR / Limit
The card is valid for	3 years ^{1Disclaimer details}
Card issuance fee ^{2Disclaimer details}	EUR 5 (as well applied for renewed card issuance)
Monthly card administration fee ^{3Disclaimer details}	EUR 3
Replacement of card at the client’s request, in case of loss, damage, or other reasons preventing its use	EUR 5
Delivery of card by post	Free of charge
Collection of card in a Swedbank, AB branch	EUR 5 without VAT; EUR 1.05 VAT ^{4Disclaimer details}; Total amount payable including VAT: EUR 6.05
Urgent card delivery ^{5Disclaimer details}	EUR 30 without VAT; EUR 6.30 VAT ^{4Disclaimer details}; Total amount payable including VAT: EUR 36.30
Cash withdrawal
At ATMs marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, in service provision points of other partners ^{6Disclaimer details} and BANKOMATAS.LT ATMs	2 %, min. EUR 2
In branches of other banks and at ATMs not marked with Swedbank logo or BANKOMATAS.LT logo. Note: When using an ATM that is not marked with the ‘Swedbank’ logo, the ATM operator may charge additional fees.	2 %, min. EUR 3
Cash depositing at ATMs marked with Swedbank logo in Lithuania	0.12 %
Checking the account balance at ATMs (which have this technical capacity)	Free of charge
Credit limit
Granting of credit limit	Free of charge
Credit limit interest rate	18 %
Deadline for repayment of used credit	The 1st day of the next month
Period for free of charge credit ^{7Disclaimer details}	Until the nearest credit repayment date
Share of the used credit that must be repaid on a monthly basis	0 % or 5 % ^{8Disclaimer details}
Minimum amount of credit limit	EUR 300
Currency Exchange fee when transaction is made not in euro ^{9Disclaimer details}	2,45 %
Change of PIN code at ATMs marked with Swedbank logo in Lithuania	Free of charge
Blocking of lost card	Free of charge
Unblocking card, when it was blocked due to non-repaid used credit	EUR 5.79
Security programme	Free of charge
Standard limits of transactions ^{10Disclaimer details}
Maximum total daily amount for payments by card for goods and services	EUR 8, 700
Maximum total daily amount for cash withdrawal	EUR 1,400
Maximum total monthly amount for cash depositing at ATMs marked with Swedbank logo in Lithuania ^{11Disclaimer details}	EUR 15, 000
Security programme terms and conditions
Period of time for reporting about card blocking	24 hours
Maximum amount of loss a bank client is not compensated	EUR 28.96
Maximum amount of loss a bank client is compensated	Standard daily limit of transactions (payment for goods and services)

1. All other issued cards linked to the same credit limit account shall have the same expiry date as the first issued card. For this reason, if a new card is issued at a later date, its period of validity will be less than 3 years. Back to content
2. The fee is deducted from the client’s bank account after card activation irrespective to delivery method. Back to content
3. Monthly card administration fee is deducted from the client’s bank account for the current month on the 15th day of every month after the activation of a new or renewed card. Back to content
4. Value Added Tax. Back to content
5. For urgent card delivery, standard card issuance or replacement of card fee applies and fee for collection of card in a Swedbank, AB branch additionally. Depending on the method of card delivery chosen by the customer: by courier or in the branch. The card will be delivered to the bank's branch or to the address indicated by the customer in Lithuania by a courier:
- on the next working day, if the card was ordered before 1:00 p.m.;
- within two working days, if the card was ordered after 1:00 p.m.;
- a new credit card, when the credit limit has not yet been granted, after the decision on granting the credit limit has been made.
Back to content
6. For more details about partners that provide cash withdrawal services for cards issued by Swedbank, AB visit website www.swedbank.lt. Back to content
7. It is a period during which no interest rate is paid for unused funds of the credit which were paid for purchases and services by paying by card. This period is set from the moment the funds of the credit are debited to the nearest date of credit repayment. Back to content
8. To be set individually. Back to content
9. When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. The currency exchange calculator provided here can be used to calculate exchange fees. Back to content
10. At the client’s request, standard daily limits of transaction and periodicity can be changed. Transactions in the credit limit account without using a card are subject to the limits of transactions specified in the Agreement on the Provision of Electronic Services. Back to content
11. Upon the Bank’s approval, a bigger than standard limit for depositing cash at ATMs marked with Swedbank logo may be set. Back to content

Business Gold Credit Card

Contactless Mastercard

Name of service or transaction	Fee, EUR / Limit
The card is valid for	3 years ^{1Disclaimer details}
Card issuance fee ^{2Disclaimer details}	EUR 15 (as well applied for renewed card issuance)
Monthly card administration fee ^{3Disclaimer details}	EUR 10
Replacement of card at the client’s request, in case of loss, damage, or other reasons preventing its use	EUR 5
Delivery of card by post	Free of charge
Collection of card in a Swedbank, AB branch	EUR 5 without VAT; EUR 1.05 VAT ^{4Disclaimer details}; Total amount payable including VAT: EUR 6.05
Urgent card delivery ^{5Disclaimer details}	EUR 30 without VAT; EUR 6.30 VAT ^{4Disclaimer details}; Total amount payable including VAT: EUR 36.30
Cash withdrawal
At ATMs marked with Swedbank logo in Lithuania, Latvia, Estonia, Sweden, in service provision points of other partners ^{6Disclaimer details} and BANKOMATAS.LT ATMs	2 %, min. EUR 2
In branches of other banks and at ATMs not marked with Swedbank logo or BANKOMATAS.LT logo. Note: When using an ATM that is not marked with the ‘Swedbank’ logo, the ATM operator may charge additional fees.	2 %, min. EUR 3
Cash depositing at ATMs marked with Swedbank logo in Lithuania	0.12 %
Checking the account balance at ATMs (which have this technical capacity)	Free of charge
Credit limit
Granting of credit limit	Free of charge
Credit limit interest rate	15%
Deadline for repayment of used credit	10th day of the next month
Period for free of charge credit ^{7Disclaimer details}	Until the nearest credit repayment date (until the 41st day)
Share of the used credit that must be repaid on a monthly basis	0%
Minimum amount of credit limit	EUR 300
Currency Exchange fee when transaction is made not in euro ^{8Disclaimer details}	2,45 %
Change of PIN code at ATMs marked with Swedbank logo in Lithuania	Free of charge
Blocking of lost card	Free of charge
Unblocking card, when it was blocked due to non-repaid used credit	EUR 5.79
Security programme	Free of charge
Travel insurance ^{9Disclaimer details}	Free of charge
Standard limits of transactions ^{10Disclaimer details}
Maximum total daily amount for payments by card for goods and services	EUR 8,700
Maximum total daily amount for cash withdrawal	EUR 1,400
Maximum total monthly amount for cash depositing at ATMs marked with Swedbank logo in Lithuania ^{11Disclaimer details}	EUR 15,000
Security programme terms and conditions
Period of time for reporting about card blocking	24 hours
Maximum amount of loss a bank client is not compensated	EUR 28.96
Maximum amount of loss a bank client is compensated	Standard daily limit of transactions (payment for goods and services)

1. All other issued cards linked to the same credit limit account shall have the same expiry date as the first issued card. For this reason, if a new card is issued at a later date, its period of validity will be less than 3 years. Back to content
2. The fee is deducted from the client’s bank account after card activation irrespective to delivery method. Back to content
3. Monthly card administration fee is deducted from the client’s bank account for the current month on the 15th day of every month after the activation of a new or renewed card. Back to content
4. Value Added Tax. Back to content
5. For urgent card delivery, standard card issuance or replacement of card fee applies and fee for collection of card in a Swedbank, AB branch additionally. Depending on the method of card delivery chosen by the customer: by courier or in the branch. The card will be delivered to the bank's branch or to the address indicated by the customer in Lithuania by a courier:
- on the next working day, if the card was ordered before 1:00 p.m.;
- within two working days, if the card was ordered after 1:00 p.m.;
- a new credit card, when the credit limit has not yet been granted, after the decision on granting the credit limit has been made.
Back to content
6. For more details about partners that provide cash withdrawal services for cards issued by Swedbank, AB visit website www.swedbank.lt. Back to content
7. It is a period during which no interest rate is paid for unused funds of the credit which were paid for purchases and services by paying by card. This period is set from the moment the funds of the credit are debited to the nearest date of credit repayment. Back to content
8. When card transaction is made in currency other than euro (including a cash-out with a card), conversion to euro is being calculated using „Mastercard International“ currency exchange rate at transaction processing day and increasing the amount by value stated in the pricelist. The currency exchange calculator provided here can be used to calculate exchange fees. Back to content
9. More details about terms and conditions of insurance services are provided on the bank’s website. Back to content
10. At the client’s request, standard daily limits of transaction and periodicity can be changed. Transactions in the credit limit account without using a card are subject to the limits of transactions specified in the Agreement on the Provision of Electronic Services. Back to content
11. Upon the Bank’s approval, a bigger than standard limit for depositing cash at ATMs marked with Swedbank logo may be set. Back to content

Fees charged for temporary ATM card

Name of service of transaction	Fee
The card is valid	Until the next nearest month after the last day of the month in which a temporary ATM card was issued
Card administration fee	EUR 5
Cash withdrawal at ATMs marked with Swedbank logo in Lithuania	2%, min. EUR 2
Cash depositing at ATMs marked with Swedbank logo in Lithuania	0.12 %
Blocking the card in case it is lost	Free of charge
Standard limits of transactions¹
Maximum total daily amount of cash withdrawal¹	EUR 870
Maximum total monthly amount for cash depositing at ATMs marked with Swedbank logo in Lithuania	EUR 7,500

¹At the client’s request, standard daily transaction limits (except for the cash depositing limit) can be changed.

Money request

New and easy way to collect payments by sending a prefilled payment request via text or instant message, e-mail or by creating a QR code.

Business Debit Card

Debit card with credit card features.

POS terminals

From simple, pocket-sized terminals to tailor-made integrated solutions.

Cash transactions

Where there's a need, a solution awaits

Business Debit Card

Contactless Mastercard

Business Credit Card

Contactless Mastercard

Business Gold Credit Card

Contactless Mastercard

Fees charged for temporary ATM card

Money request

Business Debit Card

POS terminals

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Contacts

Useful links

Legal information

Not a customer yet?

Cash transactions

Where there's a need, a solution awaits

Business Debit Card

Contactless Mastercard

Business Credit Card

Contactless Mastercard

Business Gold Credit Card

Contactless Mastercard

Fees charged for temporary ATM card

Money request

Business Debit Card

POS terminals

Jūsų Internet Explorer naršyklė nebepalaikoma.

Prašome naudoti Google Chrome, Mozilla Firefox ar Microsoft Edge naršykles.

Your session at the Internet Bank has ended – we look forward to welcoming you back!

Contacts

Useful links

Legal information