Visa Platinum and MasterCard Platinum Cards
|Card terms and rates1||Fee, LTL||Fee, EUR|
|Card issuance2||LTL 35||EUR 10.14|
|Card validity||3 years||3 years|
|Card administration fee3||LTL 400 per year||EUR 160.74 per year|
|Assigning a credit limit||free of charge||free of charge|
|Annual interest on credit3||from 17 percent4||from 17 percent4|
|Credit limit||from LTL 1000 to the amount of four monthly net income4||from EUR 289.62 to the amount of four monthly net income4|
|Credit grace period (Free-of-charge credit maturity)5||35 days||35 days|
|Unblocking the card which was blocked due to delayed payment of interest||LTL 40||EUR 11.58|
|Replacing a card if it has been lost, the cardholder forgot the PIN or upon cardholder's request (before the card expires)||LTL 25||EUR 7.24|
|Using the card to pay for purchases and services||free of charge||free of charge|
|Payment of bills at Swedbank ATMs across Lithuania||free of charge||free of charge|
|Withdrawing cash at ATMs of Swedbank and other banks (in Lithuania and abroad), at other places where available||2 percent, a minimum of LTL 7||2 percent, a minimum of EUR 2.03|
|Depositing cash to the card account at Swedbank ATMs that accept cash||free of charge||free of charge|
|Changing PIN at Swedbank ATMs across Lithuania||free of charge||free of charge|
|Obtaining a receipt in case of payment in Lithuania6||LTL 5||EUR 1.45|
|Obtaining original receipt in case of payment abroad6||LTL 20||EUR 5.79|
|Blocking a lost card||free of charge||free of charge|
|Personal travel planning service||free of charge||free of charge|
|Travel insurance||free of charge||free of charge|
|Priority Pass card|
|Issuing||free of charge||free of charge|
|One-time visit fee to the airport VIP lounge (for each person)||USD 27||USD 27|
|Total permitted daily amount of payment for purchases and services||LTL 60 000||EUR 17 377.20|
|Total permitted daily withdrawal amount||LTL 10 000||EUR 2 896.20|
|Total permitted daily ATM payment amount||LTL 10 000||EUR 2 896.20|
|Security Programme fee||LTL 1,95 Lt monthly6||EUR 0,56 Lt monthly6|
|Period of compensation of losses prior to the time of notice of blocking the card||24 hours||24 hours|
|Maximum amount that shall not be compensated for the customer||LTL 100||EUR 28.96|
|Maximum amount that shall be compensated for the customer||total permitted daily amount of payment for purchases and services||total permitted daily amount of payment for purchases and services|
|Travel insurance cover and benefits8|
|Medical cost insurance||EUR 85 000||EUR 85 000|
|Accident insurance||EUR 21 000||EUR 21 000|
|Third-party liability and legal cost insurance||EUR 100 000||EUR 100 000|
|Legal costs||EUR 1 000||EUR 1 000|
|Bail||EUR 3 000||EUR 3 000|
|Luggage and trip delay||EUR 500||EUR 500|
|Loss of luggage||EUR 1 000||EUR 1 000|
|Cancellation of trip||EUR 2 000||EUR 2 000|
|Interruption of trip||EUR 2 000||EUR 2 000|
|Missing the means of transport||EUR 1 000||EUR 1 000|
The bank’s established service and operation fees will apply for operations on the credit account without using the credit card
2The charge shall be debited to the bank account specified on the credit card agreement signing day unless established otherwise in the Fees and credit card agreement.
3First year fee is debited on 3rd month of card opening.
4To be established on an individual basis.
5Applies to credit funds that were used to pay for purchases with the credit card.
6The fee is debited from the bank account.
7Charge shall be debited to the credit card credit account on the 3rd day of each month.
8Detailed information about insurance service terms and conditions submitted in the website of the bank and in the bank branches.