Visa Classic and MasterCard Standard Cards
Since 08/02/2011 the Classical credit card MasterCard Standard, shall not be issued. Upon expiry of earlier issued MasterCard Standard card will be replaced with a Visa Classic card, in case of it has been lost, the cardholder forgot the PIN, expires card validity, etc.
| Card terms and rates | |
| Card issuance1 | LTL 7 |
| Card validity | 3 years |
| Card administration fee2 | LTL 3,05 monthly |
| Assigning a credit limit | free of charge |
| Annual interest on credit2 | from 16 percent3 |
| Credit limit | from LTL 1000 Lt to the amount of four monthly net income3 |
| Credit grace period (Free-of-charge credit maturity)4 | 25 days |
| Unblocking the card which was blocked due to delayed payment of interest | LTL 40 |
| Individual design service fee5 | LTL 19 |
| Replacing a card if it has been lost, the cardholder forgot the PIN or upon cardholder's request (before the card expires) | LTL 25 |
| Using the card to pay for purchases and services | free of charge |
| Payment of bills at Swedbank ATMs across Lithuania | free of charge |
| Withdrawing cash at ATMs of Swedbank and other banks (in Lithuania and abroad), at Lithuanian Post offices, branches of other banks (where available) | 2 percent, a minimum of LTL 7 |
| Depositing cash to the card account at Swedbank ATMs that accept cash | free of charge |
| Changing PIN at Swedbank ATMs across Lithuania | free of charge |
| Obtaining a receipt in case of payment in Lithuania | LTL 5 |
| Obtaining original receipt in case of payment abroad | LTL 20 |
| Blocking a lost card | free of charge |
| Travel insurance 6 | free of charge |
| Purchase protection 7 | free of charge |
| Total permitted daily amount of payment for purchases and services | LTL 15 000 |
| Total permitted daily withdrawal amount | LTL 7 000 |
| Total permitted daily ATM payment amount | LTL 7 000 |
| Security Programme | |
| Security Programme fee | LTL 1,95 Lt monthly8 |
| Period of compensation of losses prior to the time of notice of blocking the card | 24 hours |
| Maximum amount that shall not be compensated for the customer | LTL 100 |
| Maximum amount that shall be compensated for the customer | total permitted daily amount of payment for purchases and services |
| Travel insurance cover and benefits9 | |
| Medical cost insurance | EUR 50 000 |
| Accident insurance | EUR 11 000 |
| Purchase protection benefits9 | |
| Purchase protection amount for one year | EUR 3 200 |
| Single protected event amount | EUR 1 600 |
| Single purchase protection amount | EUR 1 000 |
| Protection amount for a single purchase from the list of restricted purchases | EUR 320 |
| Unconditional deduction | EUR 30 |
The bank’s established service and operation fees will apply for operations on the credit account without using the credit card
1The charge shall be debited to the bank account specified on the credit card agreement signing day. Card issuance fee shall not apply to orders for individual design service.
2The charge shall be debited to the bank account specified in the credit card agreement on the date of payment.
3To be established on an individual basis.
4Applies to credit funds that were used to pay for purchases with the credit card.
5The charge will apply upon issuing a new card (ordering a new card or renewing one that has been issued previously and has expired).
6to cards issued before August 1, 2010 (with expiration date until July 2013).
7Applies to cards issued after August 2, 2010 (with expiration date after July 2013).
8Charge shall be debited to the credit card credit account on the 3rd day of each month.
9Detailed information about insurance service terms and conditions submitted in the website of the bank and in the bank branches.
