All the amounts indicated here in litas can be converted into euros (and amounts in euros converted into litas) while using this calculator. The official exchange rate as of January 1st, 2015, will be 1 EUR = 3.45280 LTL.

VIP Visa Platinum card

Card terms and rates1 Fee, LTL Fee, EUR
Card issuance free of charge free of charge
Card validity 3 years 3 years
Card administration fee2 LTL 555 per year EUR 160.74 per year
Assigning a credit limit free of charge
Annual interest on credit 9 percent 9 percent
Credit limit from LTL 1000 to the amount of four monthly net income3 from EUR 289.62 to the amount of four monthly net income3
Credit grace period (Free-of-charge credit maturity)4 till 10th of next month till 10th of next month
Unblocking the card which was blocked due to delayed payment of interest LTL 40 EUR 11.58
Replacing a card if it has been lost, the cardholder forgot the PIN or upon cardholder's request (before the card expires) free of charge free of charge
Using the card to pay for purchases and services free of charge free of charge
Payment of bills at Swedbank ATMs across Lithuania free of charge free of charge
Withdrawing cash at ATMs of Swedbank and other banks (in Lithuania and abroad), at other places where available 2 percent, a minimum of LTL 7 2 percent, a minimum of EUR 2.03
Depositing cash to the card account at Swedbank ATMs that accept cash free of charge free of charge
Changing PIN at Swedbank ATMs across Lithuania free of charge free of charge
Obtaining a receipt in case of payment in Lithuania5 free of charge free of charge
Obtaining original receipt in case of payment abroad5 free of charge free of charge
Blocking a lost card free of charge free of charge
Personal travel planning service free of charge free of charge
Travel insurance free of charge free of charge
Priority Pass card
- Issuing
- One-time visit fee to the airport VIP lounge (for each person)

free of charge
USD 27

free of charge
USD 27
Total permitted daily amount of payment for purchases and services LTL 60 000 EUR 17 377.20
Total permitted daily withdrawal amount LTL 10 000 EUR 2 896.20
Total permitted daily ATM payment amount LTL 10 000 EUR 2 896.20
Security Programme
Security Programme fee free of charge free of charge
Period of compensation of losses prior to the time of notice of blocking the card 24 hours 24 hours
Maximum amount that shall not be compensated for the customer LTL 100 EUR 28.96
Maximum amount that shall be compensated for the customer total permitted daily amount of payment for purchases and services total permitted daily amount of payment for purchases and services
Travel insurance cover and benefits6
Medical cost insurance EUR 85 000 EUR 85 000
Accident insurance EUR 30 000 EUR 30 000
Third-party liability and legal cost insurance EUR 100 000 EUR 100 000
Legal costs EUR 1 000 EUR 1 000
Bail EUR 3 000 EUR 3 000
Luggage and trip delay EUR 500 EUR 500
Loss of luggage EUR 1 000 EUR 1 000
Cancellation of trip EUR 2 000 EUR 2 000
Interruption of trip EUR 2 000 EUR 2 000
Missing the means of transport EUR 1 000 EUR 1 000

The bank’s established service and operation fees will apply for operations on the credit account without using the credit card

1All fees are debited from the bank account unless established otherwise in the Fees and credit card agreement.
2First year fee is debited on 3rd month of card opening.
3To be established on an individual basis.
4Applies to credit funds that were used to pay for purchases with the credit card.
5The fee is debited from the bank account.
6Detailed information about insurance service terms and conditions submitted in the website of the bank and in the bank branches.

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