Operations with Cash
| 1. Instructions to transfer the paid-in cash over-the-counter at the Bank office: | |
| 1.1 In Litas, Euro and US Dollars when cash is being paid in into natural person's own bank account : | |
| 1.1.1 in banknotes | Free of charge |
| 1.1.2 in Litas-denominated coins, when the sum does not exceed LTL 10 | Free of charge |
| 1.1.3 in Litas-denominated coins, when the sum exceeds LTL 10 | 4.5% from the sum paid; min LTL 4 |
| 1.2 In Litas when cash is being paid into other customer's bank account: | |
| 1.2.1 in banknotes | 0.2% from the sum paid; min LTL 4 |
| 1.2.2 in coins, when the sum does not exceed LTL 10 | Free of charge |
| 1.2.3 in coins, when the sum exceeds LTL 10 | 4.5% from the sum paid; min LTL 4 |
| 1.3 In other currency and in other cases | 0.3% from the sum paid; min LTL 4. |
| 2. Withdrawing of cash from one's bank account over-the-counter (at bank offices)*: | |
| 2.1 Withdrawal of Litas-denominated pensions and allowances paid to natural persons by the State Social Insurance Fund Bord | Free of charge |
| 2.2 In the remaining cases | 0.8% from the sum; min LTL 5 |
| Note: no fee is charged in the event that a balance of account denominated in Litas and worth less than LTL 6 is paid out to the customer following the closing of a bank account in question. | |
| 2.3 Withdrawing of cash from a deposit-servicing account when the deposit in question had been placed in cash. | Free of charge |
| Note: no fee is charged when cash is withdrawn from a bank account opened with the Bank before 1 December 2001 and the sum is returned to the account upon the expiry of the maturity of the deposit in question. | |
| 2.4 Withdrawal of cash from Senior account if it has been held with the Bank over one month: | |
| If payment, or its equivalent in litas, when payment is denominated in EUR and USD, does not exceed LTL 30,000 (inclusive) - free of charge. | |
| If payment, or its equivalent in litas, when payment is denominated in EUR and USD, exceeds LTL 30,000 - 0.8% from the amount exceeding LTL 30,000 minus LTL 5. | |
| Note: a 1-month condition is irrelevant if such an account has been renewed. | |
| 3. A fee charged for the canceling of an advance order of cash or because of a postdue taking-out of cash. | 0.2 % of the amount being cancelled; maximum LTL 1000 |
| Note: the customer is supposed to order cash by confirming it in written form. Cash limits for ordering cash and periods for such ordering are fixed by Branch Managers. | |
| 4. Fee charged for buying/selling of currency in cash over-the-counter in a Bank office Note: When the customers sells or buys currency worth 10,000 in Litas equivalent, the Bank may apply an individual currency exchange rate that is lower than the standard rate. | LTL 3.0 |
| 5. Exchange of cash into other denominations of the same currency: | |
| 5.1 Exchange of banknotes (if available at Cash Desk) | 0.1 % from the sum |
| 5.2 Exchange of Litas-denominated coins, when the sum does not exceed LTL 10 | Free of charge |
| 5.3 Exchange of Litas-denominated coins, when the sum exceeds LTL 10 | 4.5% from the sum; min LTL 4 |
| 6. Exchange of worn-out banknotes: | |
| 6.1 LTL-denominated banknotes | Free of charge |
| 6.2 FX banknotes (when agreed beforehand with a Bank office) | 5% from the face value |
| 7. Re-counting of banknotes, without carrying out other bank operations | LTL 0.1 for a banknote |
| 8. Checking of banknotes, without carrying out other bank operations | LTL 0.1 for a banknote |
| 9. Acceptance, over-the-counter at a branch office, of cash payment (fee) to be transferred to Lithuanian municipality's bank account and (or) other state institution's money fund | LTL 2 per payment-in |
| 10. Acceptance, over-the-counter at a branch office, of cash payment (fee) paid via the Utility Bills Payment Book | LTL 3 per payment-in according to one page of the Utility Bills Payment Book |
| 11. Acceptance, over-the-counter at a branch office, of other cash-based payments (fees) | LTL 3 per payment-in |
* Cash is paid out in national and foreign currency banknotes and national currency coins. Where a partial pay-out in FX coins is impossible, a payable sum is converted into Litas.
ACCEPTANCE, OVER-THE-COUNTER AT A BRANCH OFFICE, OF PAYMENTS-IN IN CASH
| Services | Hour | Day | |
|---|---|---|---|
| Payments-in into budget accounts of Lithuanian municipalities and other state institution's money funds | T0 | LTL 2 per a fee payment | |
| Payments-in under the Utility Bills Payment Book | 12:00 | T0 | LTL 3 for fee payment transaction per one page of the Book |
| Other payments-in | T0 | LTL 3 per a payment operation |
Hour shall mean an hour until which a payment order delivered on the Bank’s business day is considered as received on the
same day and shall be executed within number of the Bank’s business days specified in ‘Day’ column, counting since the day of
delivery of the order. Payment order delivered after the specified hour on the Bank’s business day or on a day, where such day
is not Bank’s business day, shall be considered as received on the next Bank’s business day and shall be executed within
number of the Bank’s business days specified in ‘Day’ column, counting since such next Bank’s business day (for example,
should it be specified 12:00 in the ‘Hour’column and T0 Day - in the ‘Day’ column, a payment order delivered until 12:00 on the
Bank’s business day shall be executed on the day of delivery of the order, while a payment order delivered after 12:00 or on a
day that is not Bank’s business day shall be executed on the next Bank’s business day). Should nothing be specified in the
‘Hour’ column, a payment order delivered at any time on the Bank’s business day shall be executed within number of the Bank’s
business days specified in the ‘Day’ column, counting since the day of delivery of the payment order.
Day shall mean a number of the Bank’s business days within which a payment order shall be executed. Countdown of the said
term shall be proceeded on the day of receipt of a payment order, taking into account whether the payment order is delivered on
the Bank’s business day and /or until the set hour on the Bank’s business day (see ‘Hour’ explanations provided hereinabove).
For example, T0 - a payment order shall be executed on the same Bank’s business day, if delivered until time specified in ‘Hour’
column.
Bank’s business day:
- acceptance of payments-in under the Utility Bills Payment Book - on a day that is neither Saturday, nor Sunday, nor other
day-off or holiday defined by legal acts of the Republic of Lithuania;
- acceptance of other payments-in - on each calendar day.
