VIP Visa Platinum card
|Card terms and rates1||Fee, EUR|
|Card issuance||free of charge|
|Card validity||3 years|
|Card administration fee2||EUR 160.74 per year|
|Assigning a credit limit|
|Annual interest on credit||9 percent|
|Credit limit||from EUR 289.62 to the amount of four monthly net income3|
|Credit grace period (Free-of-charge credit maturity)4||till 10th of next month|
|Unblocking the card which was blocked due to delayed payment of interest||EUR 11.58|
|Replacing a card if it has been lost, the cardholder forgot the PIN or upon cardholder's request (before the card expires)||free of charge|
|Using the card to pay for purchases and services||free of charge|
|Payment of bills at Swedbank ATMs across Lithuania||free of charge|
|Withdrawing cash at ATMs of Swedbank and other banks (in Lithuania and abroad), at other places where available||2 percent, a minimum of EUR 2.03|
|Depositing cash to the card account at Swedbank ATMs that accept cash||free of charge|
|Changing PIN at Swedbank ATMs across Lithuania||free of charge|
|Obtaining a receipt in case of payment in Lithuania5||free of charge|
|Obtaining original receipt in case of payment abroad5||free of charge|
|Blocking a lost card||free of charge|
|Personal travel planning service||free of charge|
|Travel insurance||free of charge|
Priority Pass card
- One-time visit fee to the airport VIP lounge (for each person)
free of charge
|Total permitted daily amount of payment for purchases and services||EUR 17 400|
|Total permitted daily withdrawal amount||EUR 2 900|
|Total permitted daily ATM payment amount||EUR 2 900|
|Security Programme fee||free of charge|
|Period of compensation of losses prior to the time of notice of blocking the card||24 hours|
|Maximum amount that shall not be compensated for the customer||EUR 28.96|
|Maximum amount that shall be compensated for the customer||total permitted daily amount of payment for purchases and services|
|Travel insurance cover and benefits6|
|Medical cost insurance||EUR 85 000|
|Accident insurance||EUR 30 000|
|Third-party liability and legal cost insurance||EUR 100 000|
|Legal costs||EUR 1 000|
|Bail||EUR 3 000|
|Luggage and trip delay||EUR 500|
|Loss of luggage||EUR 1 000|
|Cancellation of trip||EUR 2 000|
|Interruption of trip||EUR 2 000|
|Missing the means of transport||EUR 1 000|
The bank’s established service and operation fees will apply for operations on the credit account without using the credit card
1All fees are debited from the bank account unless established otherwise in the Fees and credit card agreement.
2First year fee is debited on 3rd month of card opening.
3To be established on an individual basis.
4Applies to credit funds that were used to pay for purchases with the credit card.
5The fee is debited from the bank account.
6Detailed information about insurance service terms and conditions submitted in the website of the bank and in the bank branches.