Visa Gold and MasterCard Gold Cards
| Card terms and rates | |
| Card issuance1 | LTL 10 |
| Card validity | 3 years |
| Card administration fee2 | LTL 10,05 monthly |
| Assigning a credit limit | free of charge |
| Annual interest on credit2 | from 16 percent3 |
| Credit limit | from LTL 1000 Lt to the amount of four monthly net income3 |
| Credit grace period (Free-of-charge credit maturity)4 | 30 days |
| Unblocking the card which was blocked due to delayed payment of interest | LTL 40 |
| Replacing a card if it has been lost, the cardholder forgot the PIN or upon cardholder's request (before the card expires) | free of charge |
| Using the card to pay for purchases and services | free of charge |
| Payment of bills at Swedbank ATMs across Lithuania | free of charge |
| Withdrawing cash at ATMs of Swedbank and other banks (in Lithuania and abroad), at Lithuanian Post offices, branches of other banks (where available) | 2 percent, a minimum of LTL 7 |
| Depositing cash to the card account at Swedbank ATMs that accept cash | free of charge |
| Changing PIN at Swedbank ATMs across Lithuania | free of charge |
| Obtaining a receipt in case of payment in Lithuania | LTL 5 |
| Obtaining original receipt in case of payment abroad | LTL 20 |
| Blocking a lost card | free of charge |
| Travel insurance | free of charge |
| Purchase protection | free of charge |
| Total permitted daily amount of payment for purchases and services | LTL 30 000 |
| Total permitted daily withdrawal amount | LTL 10 000 |
| Total permitted daily ATM payment amount | LTL 10 000 |
| Security Programme | |
| Security Programme fee | LTL 1,95 Lt monthly5 |
| Period of compensation of losses prior to the time of notice of blocking the card | 24 hours |
| Maximum amount that shall not be compensated for the customer | LTL 100 |
| Maximum amount that shall be compensated for the customer | total permitted daily amount of payment for purchases and services |
| Travel insurance cover and benefits6 | |
| Medical cost insurance | EUR 65 000 |
| Accident insurance | EUR 15 000 |
| Luggage and travel delay insurance | EUR 500 |
| Third-party liability and legal cost insurance | EUR 100 000 |
| Purchase protection benefits6 | |
| Purchase protection amount for one year | EUR 3 200 |
| Single protected event amount | EUR 1 600 |
| Single purchase protection amount | EUR 1 000 |
| Protection amount for a single purchase from the list of restricted purchases | EUR 320 |
| Unconditional deduction | EUR 30 |
The bank’s established service and operation fees will apply for operations on the credit account without using the credit card
1The charge shall be debited to the bank account specified on the credit card agreement signing day.
2The charge shall be debited to the bank account specified in the credit card agreement on the date of payment.
3To be established on an individual basis.
4Applies to credit funds that were used to pay for purchases with the credit card.
5Charge shall be debited to the credit card credit account on the 3rd day of each month.
6Detailed information about insurance service terms and conditions submitted in the website of the bank and in the bank branches.
