Credit cards for car drivers
Automobile cards
| Card validity period |
3 years |
| Annual card maintenance fee1 |
LTL 29 |
| Replacement of the card if it has been lost, stolen or damaged. Replacement of a cardupon cardholders request |
LTL 20 |
| Payment for a purchase or service |
free of charge |
| Bill payments at ATMs of „Swedbank“, AB |
free of charge |
| Cash withdrawals: |
| at ATMs of „Swedbank“, AB, „Swedbank“ AS (Estonia), „Swedbank“ AS (Latvia) and Swedbank (in Sweden, Ukraine and Russia) |
0,4 %, LTL 2/min |
| at branches of Lithuanian Post Office (if cards are accepted) |
0,6 %, LTL 3/min |
| at ATMs of other banks |
2 %, LTL 9/min |
| at branches of other banks |
2 %, LTL 20/min |
| Cash deposit at ATMs of „Swedbank“, AB |
free of charge |
| Change of PIN at ATMs of „Swedbank“, AB2 |
free of charge |
| Copy of receipt upon client's request: |
| on transactions in Lithuania |
LTL 5 |
| on transactions abroad |
LTL 20 |
Charges for additional services
| Monthly charge ("Safety programme") |
LTL 1,95 |
| Blocking of lost or stolen card |
free of charge |
| Insurance of the cardholder and his (her) family members travelling together abroad: |
| medical insurance |
free of charge |
| travel accident insurance |
free of charge |
Standard daily limits3
| for purchases |
LTL 15 000 |
| for cash withdrawals |
LTL 7 000 |
| for bill payments at ATMs |
LTL 7 000 |
Safety programme conditions
| Time period until notice about blocking of the card |
24 hours |
| Maximum amount of losses not subject to compensation to the Bank client |
LTL 100 |
| Maximum amount of losses subject to compensation to the Bank client |
standard daily limits for purchases |
Insurance of the cardholder and his (her) family members travelling together abroad
| Medical insurance |
EUR 65 000 |
| Travel accident insurance |
EUR 15 000 |
Charges and conditions of the credit limit
| Granting a credit limit |
Free of charge |
| Unblocking the card, which was blocked due to delayed payment of interest |
LTL 25 |
| Minimum credit limit |
LTL 1 000 |
| Maximum credit limit |
(N client's monthly earnings less financial liabilities)*2 |
| Grace period (a period of time when interest are not charged for purchases made) |
25 days |
| Interest rate on the use of credit limit4 |
15,5-18,0 % |
1First year fee is debited on 3rd month of card opening.
2Service is provided for Jaguar and Renault cards.
3Transactions daily limits may be changed upon individual cardholder's requests.
4Determined on the individual basis.
When operations in the credit limit account are carried out in the manner, other than using a payment card, the charges to be applied are set in the Charges for Bank Services and Operations apply.
