Operations with cash
| 1. Instructions to transfer the paid-in cash over-the-counter at the Bank office: | ||
| 1.1 In Litas, Euro and US Dollars when cash is being paid into legal person's own bank account: | ||
| 1.1.1 in banknotes | 0.04% from the sum paid; min LTL 1 | |
| 1.1.2 in Litas-denominated coins, when the sum does not exceed LTL 10 | Free of charge | |
| 1.1.3 in Litas-denominated coins, when the sum exceeds LTL 10 | 4.5% from the sum paid; min LTL 4 | |
| 1.2 In Litas when cash is being paid into other customer's bank account: | ||
| 1.2.1 in banknotes | 0.2% from the sum paid; min LTL 4 | |
| 1.2.2 in coins, when the sum does not exceed LTL 10 | Free of charge | |
| 1.2.3 in coins, when the sum exceeds LTL 10 | 4.5% from the sum paid; min LTL 4 | |
| 1.3 In other currency and in other cases | 0.3% from the sum paid; minimum LTL 4. | |
| 2. Withdrawing of cash from one's bank account over-the-counter (at bank offices): | ||
| 2.1 All FX-denominated banknotes Note: no fee is charged in the event that a balance of account denominated in Litas and worth less than LTL 6 is paid out to the customer following the closing of a bank account in question. Note: cash is paid out in national and foreign currency banknotes and national currency coins. Where a partial pay-out in FX coins is impossible, a payable sum is automatically converted into Litas. |
0.8% from the sum; minimum LTL 5 | |
| 2.2 withdrawing of cash from a deposit-servicing account when the deposit in question had been placed in cash. Note: no fee is charged when cash is withdrawn from a bank account opened with the Bank before 1 December 2001 and the sum is returned to the account upon the expiry of the maturity of the deposit in question. |
Free of charge | |
| 3. A fee charged for the canceling of an advance order of cash or because of a post-due taking-out of cash. Note: The customer is supposed to order cash against a written confirmation. In branches, sizes of sums to be ordered and periods thereof must be set by Branch Managers |
0.2% from the cancelled sum; maximum LTL 1,000 | |
| 4. Fee charged for buying/selling of currency in cash over-the-counter in a Bank office Note: When the customers sells or buys currency worth 10,000 in Litas equivalent, the Bank may apply an individual currency exchange rate that is lower than the standard rate. |
LTL 3 | |
| 5. Exchange of cash into other denominations of the same currency: | ||
| 5.1 Exchange of banknotes (if available at Cash Desk) | 0.1 % from the sum | |
| 5.2 Exchange of Litas-denominated coins, when the sum does not exceed LTL 10 | Free of charge | |
| 5.3 Exchange of Litas-denominated coins, when the sum exceeds LTL 10 | 4.5% from the sum; min LTL 4 | |
| 6. Exchange of worn-out banknotes: | ||
| 6.1 LTL-denominated banknotes | Free of charge | |
| 6.2 FX banknotes (when agreed beforehand with a Bank office) | 5% from the face value | |
| 7. Re-counting of banknotes, without carrying out other bank operations | LTL 0.1 for a banknote | |
| 8. Checking of banknotes, without carrying out other bank operations | LTL 0.1 for a banknote | |
| 9. Acceptance, over-the-counter at a branch office, of cash payment (fee) to be transferred to Lithuanian municipality's bank account and (or) other state institution's money fund | Day | |
| 9.1. Payments-in into budget accounts of Lithuanian municipalities and other state institution’s money funds | T0 | LTL 2 per payment-in |
| 9.2. Payments-in under the Utility Bills Payment Book | T+2 | LTL 3 for payments-in per one page of the Book |
| 9.3 Other payments-in | T0 | LTL 3 per payment-in |
Day shall mean a number of the Bank’s business days within which a payment order shall be executed counting since the day of receipt of a payment order. A payment order delivered on Bank’s business day shall be considered as received on the delivery day; a payment order delivered on a day that is not Bank’s business day shall be considered as received on the next Bank’s business day. T0 – a payment order shall be executed on the same day (day it was received); T+2 – a payment order shall be executed in next two Bank’s business days after the day of receipt of the payment order.
Bank’s business day: for payments-in under the Utility Bills Payment Book - on a day that is neither Saturday, nor Sunday, nor other day-off or holiday defined by legal acts of the Republic of Lithuania; for other payments-in - on each calendar day.
